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Is the “Ultimate Retirement Loophole” a Scam by Joe Schriefer – EXPOSED

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Ultimate Retirement Loophole Scam

Is Ultimate Retirement Loophole a scam?

The “Ultimate Retirement Loophole” is supposedly some incredible new investment opportunity that anyone can make an extra $2000 per month with, bare minimum, with just a few simple clicks of a mouse. But is it really all that it claims to be?? OF COURSE NOT… Which is why I am writing this review here and now.

I in guessing that you were suspicious of the get-rich-quick and easy sales pitch which is why you are doing a little bit of extra research and reading my blog now. And it’s a good thing that you did take the extra time to do some research. If you would have bought into this following the misleading and rather deceptive sales pitch, you would likely end of discouraged and disappointed.

In this review I’ll be going over what you are really getting yourself into here in the truth of the matter at hand, which you need to know.

Ultimate Retirement Loophole Review

The sales pitch that Joe Schriefer throws at you for this new “Ultimate Retirement Loophole” is something that should make anyone suspicious. Things just seem too good to be true and when this is the case, they usually are.

He claims that you can make an extra $2000 per month, bare minimum. In fact… He claims that “with absolute certainty” this is the easiest way to make an extra $2000 per month. And what is really crazy is that he is so confident you will be able to make this much he guarantees it. However, he uses some tricky wording here and then goes on to say that him and his team guarantee you will be shown how to make an extra $2000 per month… But you aren’t actually guaranteed to make that amount.

And of course…. If you want to get in on this opportunity you have to hurry. He says that he doesn’t know how long he will be allowed to keep the video presentation up online, as if someone is after him trying to take it down. This is just good old-fashioned false scarcity… Trying to sucker people to buy in as fast as possible. But there’s no truth to this

The Sales Pitch Is Ridiculous To Say The Least

I’ve reviewed many different investment opportunities like this with ridiculous sales pitches, but this one definitely ranks at the top for one of the most ridiculous.

At one point in the video presentation Joe goes out in the neighborhood to supposedly find some kids that he can teach to use this method in just a couple minutes and make money with it. The purpose of him doing this is to show you how easy it is to make money using this incredible “loophole” method.

HOWEVER… It is pretty obvious that at least some of the video from this will scripted. For example, when he approached the father and children playing basketball you could tell that they were cameras set up ahead of time to capture everything…

But anyways… Joe had the one young kid type in the ticker symbol DIS, for Disney, into his online brokerage account simply because he liked it Disney movies. He then had him set a “sell to open” order and the kid made it $777.22 in just a few minutes by clicking the mouse a few times.

Super simple right? Can it really be as simple as you are shown?

Sounds Too Good To Be true.. Doesn’t It?

I’m sure your scam sensors were going crazy by this point. It can be that easy, can it? So easy that an eight-year-old boy can make money doing it in just a couple minutes?

The truth of the matter is that this is not nearly as easy as you are shown. There is no way that Joe would just let this kid pick a random stock in then make over $700 off of it… Just like that.

What you don’t know at this point in the video, but you may know now, is that this “loophole” that Joe keeps talking about is actually options trading. What you are doing here is trading options… Selling puts on dividend paying stocks.

The first thing that you should know is that trading options can be very risky and is certainly not something you just go out and do by picking a random stock. Second, many new brokerage places won’t even let new account owners trade options. Many of them you will have to apply to have the privileges to do such.

Risky To Say The Least

There is a reason most brokerage accounts won’t let you start trading options right away…. It can be very risky as I will discuss below.

Typical Misleading Salespitch

I’ve reviewed a fair number of investment opportunities, many of which are promoted in a very misleading and deceptive manner. The formula seems to be to create some stupid new name, such as “Ultimate Retirement Loophole”, say that it is some new secret discovery method that is going to make you rich, and of course you can’t forget to leave out that all it takes is a few clicks of the mouse.

Similar deceptive investment opportunities that I have reviewed include Freedom Checks and Kennedy Accounts.

Incredibly Misleading

Not Risky??? What a Lie

He says many times that it has “almost no risk” or “very little risk”, which simply is not true.

You or shown these people making money very easily, which is likely completely fake but could actually happen in real life, but even if it were true it would be very misleading.

You are told that this guy has somewhere around over a 96% success rate with the trades he calls, yet there is no mention of the risk or potential losses… Which could be astronomical if the trade goes against you and you are forced to purchase stock that you don’t even want and at a bad price.

You can do your own research on options trading if you want to, which I do suggest, and you will find that this is certainly not risk-free as you are led to believe.

You Don’t “Just Click a Few Buttons”

He makes everything seem so simple… Just click your mouse a few times and that is that. But of course it is not this simple. I mean I guess it could be close to being this simple if you would blindly follow his advice, but this is something I would not suggest.

Not a Loophole

There is nothing about this method that is a “loophole”. Options trading has been around for a while and from what I have found, what you are doing here is just normal options trading… Certainly no loophole involved.

This is just a little marketing stunt to try to make the opportunity sound better than it really is.

You Get a Free Laptop???

If you were able to sit through the painstakingly long video presentation then you would have also heard that you supposedly get a free laptop with this opportunity. How can they possibly just give out free laptop like this?

Well… The truth is that this laptop is not really free. You are paying for it and in a bit I will explain why.

This is the same marketing tactic that the “1 Minute Windfalls” opportunity used that I reviewed in the past… another ridiculously misleading investment opportunity.

What You Are Really Getting Into Here

The entire salespitch for this “Ultimate Retirement Loophole” is just a big lure to get you to buy into the financial newsletter called Income On Demand, which is edited by a guy named Zachary Scheidt and published by the Agora Financial company, which is well known for ridiculous marketing tactics such as this.

But as for the financial newsletter itself, I would not call it a scam. I I have reviewed some of Zachary Scheidt’s newsletters in the past and he seems to know what he is doing Ian does have a decent track record.

But anyways…the point of this all is to get you to subscribe to the newsletter which of course is going to show you how to capitalize on this incredible “Ultimate Retirement Loophole” opportunity.

What You Get With Your Subscription:

  • Email Alerts Each Week – Every Tuesday you will be alerted via email of new recommended positions to take.
  • 12 Monthly Issues of Income On Demand – These our in-depth issues that analyze the market and go into detail on new opportunities.
  • Starter Kit Video Series – Training videos shows you how to get started with this whole “Ultimate Retirement Loophole” thing.
  • Some special reports that you probably don’t want

The Cost

You might want to take a seat for this one… At a cost of $2000 for a one-year subscription. This is why I am telling you that you are not actually getting the laptop for free. That would be ridiculous. Instead, you are paying for the darn laptop with the extremely expensive subscription.

And you should also be aware that there is a no refund policy. They say that this is because they are sending you a laptop and because you have all you need to get a refund from the market…as in you will be able to follow along and make your money back with this method.

Or is the real reason because they don’t want to refund everyone’s money and know darn well that many people are going to be asking for a refund?

Final Thoughts – Good Opportunity?

I don’t really understand why Agora Financial’s publications always have to be marketed in such a misleading and deceptive manner. The newsletter itself seems to provide decent advice for making trades, but it is promoted in such a deceptive way that there is no way I would subscribe to it. I just don’t like how they sucker people into it.

They should present past statistics with how well this “loophole” has performed and let people buy in at their own well, without all the trickery going on.

But anyways… I hope you enjoyed my review and found it helpful. Hopefully you now have a better picture of what is really going on here and can make a better decision of where to go from here. Please share this post to help spread the truth because I am sure there are lots of people being suckered into this as you read this now.

Also, leave any comments or questions below 🙂

About the Author

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I hope you found this article helpful! I'm Kyle, the creator of this site, which is probably pretty obvious after seeing the name. Like most, I've had my fair share of difficulties and a pretty bumpy road while trying to find success online, which is why I put togetherthis guide so that others can get started right the first time around.


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