Investing

Is Oxford Income Letter a Scam? – What You Should Know

is The Oxford Income Letter a scam

The Oxford Income Letter supposedly gives you the ability to earn over $1000 per week passively… And all it requires is about an hour of time on your part each and every week a look. But is all this really true? What exactly is Oxford Income Letter and as of the amazing opportunity that it is said to be? Or is Oxford Income Letter a scam possibly that you should be avoiding?

These are all good questions and it is no wonder why you are asking things like this… The information that is out there on Oxford Income Letter can be a bit misleading and overly salesy. I’m guessing that you decided to do a little bit of extra research on this opportunity because it seemed just a bit too good to be true, and of course if something sounds too good to be true it often is.

In this review I will be going over what exactly Oxford Income Letter is, getting some background on the man behind it all, what you get as a subscriber, what other subscribers are saying about it, complaints and more.

Oxford Income Letter Review

The first thing that I want to talk about are the sales pages for this Oxford Income Letter, or OIL as I will be calling it. There are probably multiple different sales funnels out there that funnel people into buying a subscription for OIL.

One of the big promotions that I came across was for what he called “The Perfect Retirement Business”, which was quite in over-the-top sales pitch that was overhyped to say the least (reminds me of the “Freedom Checks” sales pitch). As you can see below, this opportunity was advertised as a way to collect over $1000 every week with less than four hours per week on your part…

Oxford Income Letter The Perfect Retirement Business

There are a bunch of different sales pitches out there, as I said, and basically what they do is take a different angle, or approach, to get people to buy into this OIL newsletter. Of course this “Perfect Retirement Business” sales pitch was put on for those that are worried about retirement and looking for other options.

What Is Oxford Income Letter?

In a nutshell, OIL it’s a newsletter that is put out by Marc Lichtenfeld that provides investment opportunities, particularly those that that pay out dividends.

The idea behind it is that there are tons and tons of different investment opportunities out there and if you don’t know what to look for then you are going to have no idea what to invest any and what not to invest in. Marc filters through the many opportunities and pics a handful of ones that he recommends.

I’m guessing you probably already know what dividends are, but if not… Basically they are when a company pays you for investing in them based on their performance. They are company earnings that are redistributed to the owners, which you will be considered as an investor.

Who Is Marc Lichtenfeld?

The Oxford Income Letter Marc LichtenfeldMarc is the chief income strategist for the OIL. He has a long history in the realm of investing, having worked as a trader, Senior analyst, and even a fund manager.

He definitely has his fair share of knowledge when it comes to investing in is even written a few books, such as “You Don’t Have to Drive an Uber In Retirement” and “Get Rich With Dividends”. I did a little bit of research into these books to see what people are saying about them and found mostly good reviews. They are both selling on Amazon and are rated very well.

But anyways, the point of me talking about Marc here is to let you know that this guy knows what he is doing. He is not just some no-name that is trying to get you to follow his investment advice.

The Service That The Oxford Income Letter Provides

Marc claims that him and his team filter through tens of thousands of different investment opportunities each month and only end up picking a handful of them. Now whether or not this is actually true is unknown to me, I am guessing that this number is probably a bit exaggerated, but then again he does say that this is done using computer-based analysis and statistical modeling… Which sounds like they does have a computer program selects some of the better looking opportunities for them.

Mark uses a proprietary 10-11-12 System, was talked about in one of his books I mentioned above, Get Rich With Dividends. There is also a focus on free cash flow and relative valuation when finding these good opportunities to invest in. Free cash flow, or FCF, is just what it sounds like… It is the free cash that a company is able to generate. This is the cash that they have after you take out all the capital expenditures for buildings, equipment, etc. Relative valuation is also what it sounds like… Which is one assets that are closely related are compared to determine the underlying value.

What You Get As a Subscriber

The OIL can be broken down into three parts which are as follows:

Monthly Newsletter

The monthly newsletter is the main part of OIL. This is where Marc provides all the new investment opportunities that he recommends, based on a lot of research and analysis. This is what OIL is all about… Providing you with potentially good opportunities that exist out there so that you can take action.

Weekly Updates

The weekly updates are simply updates on the different investment opportunities that have been provided to you. If there is anything important that Marc and his team thinks you should know, you will receive updates on them.

“Email Blasts”  – urgent updates on new opportunities, the portfolios of the Oxford Income Letter, etc

Emal blasts or urgent updates that you need to know about right away. These could be on new investment opportunities, ones that you were already advised on, and so on.

One of the nice things about the OIL newsletter is that you are not just provided with investment opportunities and left at that. Marc and his team also managed portfolios based on the investment advice that he gives, see you can actually see how well the opportunities recommended are performing even if you don’t invest in them.

The Cost

The cost, right now as I am writing this, is $129 for a 12 month subscription. However, some of the reviews I have read claim that it was priced at $249 for a 12 month subscription. I am not sure what exactly is going on here but that is nearly a 50% decrease in price.

Was the OIL not getting enough new subscribers? Why would they lower the price by nearly 50%? 50% is a heck of a lot so either they are seriously in need of new subscribers or the subscription was massively overpriced in the first place.

Oh ya… And if you do subscribe be aware that this is set to auto renew each year… Meaning that if you do not cancel your subscription you will automatically be charged for the next entire year. This is one complaint that you will find from subscribers who didn’t really know what they were getting into.

What Other Subscribers Are Saying About It

Overall the talk from other subscribers is positive, although there are people on both sides of the fence.

Marc seems to provide good stock picks but of course not all are winners, no one can make perfect recommendations each and every time. That said, he does outperform the S&P 500 by supposedly a good margin.

A lot of subscribers say that he provides solid investment advice. I did a good bit of digging around and didn’t find anything that would make me believe otherwise.

Most of the complaints I have found stem from the ridiculous sales pitches that funnel people into buying Oxford Income Letter. This reminds me of other investment newsletter publications, such as True Momentum and Real Wealth Strategist. Why can’t these newsletters be promoted in a more truthful and less misleading manner? I have no idea.

Final Thoughts – Worth Your Money or Not?

So is OIL a scam? No it is not. Of course we all have our own opinions but in my opinion is definitely not. The only reason I could see for anyone calling it a scam would be due to the misleading sales pitches that they suck people in with.

Most subscribers seem to be saying that it was a good choice to subscribing and has been financially worthwhile.

Is it a good opportunity for you and should you subscribe? Well that all depends on your situation. You must know that you’re going to have to have cash to spend on these recommendations… And of course the more you invest the more potential profit you will get.

The sales pitch, such as the one leading you to believe that you will make over $1000 a week passively is absolutely ridiculous. The amount money you can potentially make directly depends on how much you will invest, and of course not everyone can invest large amounts.

I hope you enjoyed my review and found it at least somewhat helpful. If you have any questions, comments, or concerns, please leave them below and I’ll get back to you as soon as I can 🙂

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