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Is Biotech Breakouts a Scam? – [Quick Review]

So I recently came across this Biotech Breakouts thing by Kyle Dennis that instantly got my attention. This guy claims to have turned a little over $15,000 into over $3 million in a very short period of time trading stocks in the biotech sector, and of course this Biotech Breakouts product he is selling is going to give you the inside information so that you can to… Or at least that’s what you leads you to believe. But is this all true or is this just a bunch of hype that cannot be backed up? Is this a scam?

In this review I will be giving you my take of it. I am not affiliated with this program in any way so you don’t have to worry about me trying to make it seem better than it is. I’ve done a fair bit of digging around doing research on this is me writing putting it all together.

Biotech Breakouts Review

I first came across Biotech Breakouts when looking into different investment newsletters and reading people’s reviews. I ended up clicking a link at some point that someone posted and it directed me to a video by Kyle Dennis that funneled you into signing up for his webinar which was supposedly starting soon. Here’s a screenshot you can see of it below…

As you can see I circled the times that the webinar supposedly starts in labeled it as fake. This is because the webinar is not life as you are led to believe it is. It is pre-recorded and this countdown timer is just a little tactic used to make people think it’s urgent so that they sign up as fast as possible.

I have reviewed tons of scams that have used tactics like this so it was an immediate red flag for me and made me a bit suspicious.

The next thing that really made me suspicious was that the numbers Kyle was giving didn’t match up. In the screenshot above me that he claims to have turned “$15,253 into $3,729,076” yet in the webinar he claims to have turned $15,000 into $2.8 million. So which is it? This is a very big difference. I guess it is possible that they just didn’t update the numbers on the prerecorded webinar yet, but seriously… They need to get it together. It’s not that hard to do.

THEN… Of course all the comments are fake as can be that are going on beneath the webinar, as it took a screenshot of below. How do I know? Well because the comments didn’t even make any sense. They were comments being displayed before Kyle even talked about what they were talking about in the webinar. They were somehow reading Kyle’s mind in talking about things before they were presented… Strange right?

But anyway… I just wanted to go over a bit about how I first came across this Biotech Breakouts thing. I was initially thinking that it was definitely a scam but it seems to be legitimate. Sure the sales pitch is a little over the top and there are some deceptive marketing tactics used that are commonly used for scams, but the product itself is actually legitimate.

What Is Biotech Breakouts Exactly?

Biotech Breakouts is a swing trading newsletter written by Kyle Dennis. Basically what he does is analyze the market, specifically the biotech sector, and alerts to subscribers of what is going on and what trades to make. So the point of signing up for a newsletter like this would be to make money in the stock market, which of course means you would need money to invest before hand.

Kyle Dennis is very young but claims to be “more qualified to teach you how to trade biotech stocks than anyone else”. Now whether or not the statement is actually true isn’t something that I know, but he does seem to be very good at what he does.

He graduated from UCLA with a BS in Biology, having been a pre-med student. At first he started trading as a hobby and realized he could make it a full time job, which he did.

In the newsletter, as I said, he specifically focuses on biotech stocks. His method of trading is swing trading and what he does is matches catalysts up with bullish charts through technical analysis. So basically first he looks for upcoming news that could cause a stock to skyrocket and then make sure that the price chart looks okay based on technical analysis.

In the webinar he gives the example of using biopharmcatalyst.com. This site provides a free information on upcoming company events and data releases that could drive the stock way up. So what Kyle will do is buy into a stock before such information is released when the price is low, ride the profit up and sells out before the news actually hits. This is what some people call “buying the hype and selling the news”.

What Other People Are Saying

The majority of reviews that I have found on the internet have been ranting and raving about how great this is, which honestly is kind of strange. For example: on TrustPilot, which is an independent review site where anyone can go and post reviews of various products, it has 0ver 200 reviews with a 5/5 star rating…

Over 200 ratings and a perfect 5/5 stars? Are you serious? This is very strange to me. I review investment products/services like this quite often, for example The Bauman Letter & Cash for Patriots, and to see this number of reviews with pretty much every one talking about how great it is seems strange.

There is definitely no shortage of great reviews and just to give you some examples here are a few from screenshots I took…

I don’t know. Is it just me or do some of these reviews seem to be fake? Some seem to be legitimate but there are many that didn’t really come across as real to me. This is just my opinion though.

There are some negative reviews but you really have to sift through all the positive ones to find them. They are overwhelmingly drowned out by reviews talking about how amazing this all is.

One of the reviews I came across here is suspicious that Kyle Dennis might be capitalizing on Pump and Dumps and using his subscriber base to make it all possible. Basically what this means is that Kyle would invest in stocks, recommend them to his subscribers such as you so that they buy in and drive the price up, then he would dump his shares. Now this is one heck of a claim which there is no proof of but its worth thinking about.

Some other complaints I’ve read about include Kyle Dennis being deceptive in his trading abilities and making claims about how great he is that are not true as well as his services just being massively overpriced…

What Do I Make of All of This? What Is My Opinion?

I know this may seem a bit confusing. First I was making it seem like Biotech Breakouts is a scam, then I was saying how it wasn’t and explaining how it works, yet then when going over user reviews I was giving the impression that it was not legitimate yet again. So what the heck should you make of all this?

Well I definitely think that Biotech Breakouts is legitimate. Kyle knows what he is doing and provides good information. I just think this is a great example of a good product that uses overly “salesy” marketing tactics. Much of the webinar is misleading and many of the reviews out there appear to be fake in my opinion, yet the product seems to be legitimate.

Of course we can all form our own opinions of this but this is what I think based on the research I have done. If you are a subscriber of Biotech Breakouts and have been so for a while I would love to hear your opinion of it and if you wouldn’t mind leaving a comment down below that would be great.

Investing

True Wealth Newsletter, Scam or Good Investment Newsletter? – [Quick Review]

Is the True Wealth Newsletter any good or is this just another over-hyped product that isn’t going to live up to the claims it makes? I’ve been seeing a lot of questions recently about whether or not this newsletter is a scam so that is what I will be addressing here today. There are a lot of crap investment newsletters out there so this is a good question to asked and it needs to be done.

In this review I’ll be going over the basics of the newsletter, what you get, what other people are saying about it, whether or not its worth the price and more.

What Is True Wealth Newsletter?

Well… as you can tell and you probably already know, True Wealth is a newsletter. It is a newsletter that provides investment advice on a monthly basis.

The man in charge, the editor is a guy named Steve Sjaggerud. He is a former stock broker with a pretty amazing history. Supposedly he became the VP of an international mutual fund that was trading at over $50 mil when he was only 23 years old. And Brett Eversole is the lead analyst for the letter. From what I can find on both of these guys they seem to be good at what they do… not really anything in the way of complaints that I have found.

But anyways… back to the newsletter. According to Stansberry Research, the firm behind it, subscribers should have at least $1,000 that they are able to invest beforehand. And I would probably say that you are going to want more than this. $1,000 isn’t much if anything.

The method that Steve and Brett focus on in this newsletter is to “Buy assets of great value when no one else wants them… and sell them when others will pay any price.” They look for the overlooked investment opportunities that have the potential to make some serious gains. These are the ones that no one is talking about or that people are talking negative about, yet have the ability to get you some decent profits.

Overall I would say that this newsletter is definitely no scam. I have reviewed plenty of other investment newsletters including ones like True Momentum, Profits Unlimited, Real Wealth Strategist, etc, and most don’t have as good of reputations as this one. True Wealth seems to provide very sound investment advice.

Come And Get The Bait! – How They Lure You In

Although I don’t consider True Wealth a scam at all, they could tone down their marketing campaigns a bit. Since you are reading my review here wondering if True Wealth is a scam, there is a good chance you came across some rather ridiculous sales pitch for this newsletter that made you hesitant to buy into it.

Over-the-top ad hype and misleading claims are all too common when it comes to investment newsletter. I have found this to be the case with the majority of them out there. But the bottom line still remains: the newsletter itself is still good. They may lure people in with somewhat deceptive tactics but it still is not a scam.

What You Get

Monthly Issues – This newsletter subscription lasts for 12 months and includes 12 monthly issues. These issues will give you an in-depth look at different investment recommendations as well as market analysis. You will also be able to see their model portfolio and look at how good the recommended investments really have been.

The Stansberry Digest – This is like an added bonus I guess you could call it. I don’t know if this always comes with the subscription but when I was just looking into it showed that this is a included. What is it? This is a daily newsletter about what they think is going on in the market. It won’t provide as in depth information and is more basic, but its good to keep up with current events and just to give you a general sense of what is going on.

What Others Are Saying

I have reviewed many bad investment newsletters before that have been more focused on sucking the money out of subscribers’ pockets rather than helping them make good investments. This is not one of these newsletters.

The review for this newsletter are overwhelmingly positive. There are many long-time subscribers and I even read a couple reviews talking about how good investment advice it provided back during the “great recession” of 2008. I welcome you to search for complaints of this newsletter on your own, which is something I would actually something I would suggest doing if you’re planning on buying in, but you probably won’t find much.

Conclusion on True Wealth – Is It Worth The Price Tag?

The cost of this newsletter is $199 for a yearly subscription. This is a decent sized price tag but I guess you get what you pay for. Many of the $50-$100 subscription newsletter products that I have reviewed aren’t very good and it’s no wonder.

Is it worth the price? Well I guess the answer would partially depend on how much you have to begin investing in the first place. If you are going to be able to invest a good bit of money in the recommended stocks but this newsletter makes then you will be able to recoup your $199 investment rather fast, but if you don’t have much money to start with it will take longer. That said, either way it seems you should be able to recoup your money. The investment advice provided seems to be very sound. Of course there is always some risk involved with investing like this and not every recommendation that True Wealth provides is going to be a winner, but this just comes with the territory.

Don’t Just Follow Their Every Investment!

If you are going to buy into this newsletter it’s always good advice to do your own research. Don’t just blindly follow the investment picks that the newsletter makes. Take those pics and then look into them on your own. If you like what you see then follow the advice but if you don’t then there is no harm in avoiding the opportunity. Ultimately it is still your choice what you investments you make. The newsletter can be used more as a guideline to helping you make the right choices.

These newsletter will dig up investment opportunities that you may not even be thinking about or maybe have never even heard of and then you can further look into them. This is at least what I would do and what most people would say you should do.

Investing

Is Stansberry Research a Scam? – What You Should Know

Is Stansberry Research a company that you should be avoiding? Will you just get scammed if you buy into one of their publications? Or is this a place you can trust and get good quality investment advice from?

The question of whether or not Stansberry Research is a scam is something I have been seeing a lot of lately, which is the point of me writing this review. There are quite a bit of complaints about this company but does it really warrant such an accusation? In this review I’ll go over what Stansberry Research is and break everything down for you so that you can get a better understanding of whats going on here.

What Is Stansberry Research?

Stansberry Research is a company created by Porter Stansberry that provides investment advice to individuals. It is particularly focused on helping individuals with small to medium amounts of money invest in safe and moderate risk assets.

Basically what this company consists of is analysts and editors that work together to provide infomation on different investment opportunities. They have free products/services as well as paid products/services that do.

Free Products Include:

The Crux
DailyWealth
Health & Wealth Bulletin
Investor Hour Podcast

Paid Products Include:

Stansberry’s Investment Advisory
True Wealth
Retirement Millionaire
Extreme Value
Stansberry Gold and Silver Investor
Commodity Supercycles

In addition to these they also have different model portfolio services you can use that takes investment information from the various products that are published here and compiles it into one.

A Look at Their BBB Rating

If you look at the rating of Stansberry Research on the BBB you will see that they have an A+ rating. This sounds great doesn’t it? However… I have no idea how they come up with these ratings because it just makes no sense to me. As I am writing this 85% of the customer reviews left are negative and there are 117 total complaints…. so how the heck does this equate to an A+ rating?…

This is why I usually don’t pay much attention to the BBB’s rating. It doesn’t seem to fit the big picture much. However, I do like looking at ratings on the BBB’s website from customers. This is where you find lots of good complaints so you can really get a look into the company and see the bad sides.

Complaints

Most of the complaints I have found on Stansberry Research come from people being overcharged. Many people claim to be charged for things they didn’t even purchase, but as I will go over later this is not the case… instead what is going on here is they are the victims of shady marketing techniques. But anyway…. here are a few reviews I took screenshots of that you can see…

Where Are All These Complaints Coming From?

It seems that most of the complaints are coming from people buying “The American Jubilee” which is a book that plays into the fears of many Americans out there. But I’m not here to review this book or give my opinion on it… I’m just here to talk about whats going on with it and why so many people are calling it a scam.

You see, the book itself is not a scam. Is it true? Well that is up to the reader to determine but whether it is or not doesn’t make it a scam. The reason why people are calling The American Jubilee a scam is because of the ridiculous marketing tactics used when selling this book. What they do is get people to buy the book and then attach another charge that many people are unaware of.

In addition to receiving in the book you will also receive:

5 research reports
Stansberry’s Investment Advisory

Its the Investment Advisory that really screws people. The 5 research reports are free but the Stansberry’s Investment Advisory is not. What happens when you purchase the book is you automatically get enrolled in a trial subscription for the Investment Advisory and when the trial runs out you get charged automatically for a whole year.

My Personal Opinion on Stansberry Research

What you have to realize is that Stansberry Research has many different products and just because you might not like one of them doesn’t mean that all of them are bad.

There is no doubt that what the way they are marketing The American Jubilee book is wrong. It is deceptive and it really screws a lot of people over. But what about the investment newsletters that have nothing to do with this book at all? Most of the products/services that Stansberry Research have nothing to do with anything in this book nor do they have to do with the Author, which is Mr Porter himself.

Take the True Wealth newsletter for example: This newsletter is edited by Steve Sjaggerud and it seems to be very well put together and provides good advice. I actually wrote a separate review of this newsletter and there really isn’t anything bad to say about it. Steve provides sound investment advice in his monthly issues and people seem to be happy with it all, which is why you will see some subscribers that have been with it for years.

So on one hand you have a product that seems to receive more complaints than positive reviews and on the other hand you have a product that doesn’t really get any negative reviews.

Conclusion on Stansberry Research

I do not consider Stansberry Research to be a scam at all. Does this company use “shady” marketing tactics to promote products? Yes they do… without a doubt. Not only do they sucker people into buying the subscription service as I mentioned above with The American Jubilee book, but they also make use of somewhat misleading promotional tactics to lure people into subscribing to different newsletters. This is something that has become more and more common place in the investment advisory world. I have reviewed many of Agora Financial‘s investment newsletter products, such as True Momentum & Real Wealth Strategist, and they do the same darn thing, only they do it to and even higher extent.

Much of the problems that this company seems to be creating for itself seem to be stemming from Porter Stansberry himself. He is the one behind much of the rather deceptive marketing practices that people really hate.

But anyway… that’s all I have for you here in this review. I hope I provided some helpful information and I hope my point of view makes sense to you. If you have any questions, comments, or if you want to leave a review of this company yourself you can leave it below in the comment sections…

Easy Money Scams

My Cash Flow Secret Scam by Trevor Harris – You Will NOT Make Money

My Cash Flow Secret is a program that was created by a guy named Trevor Harris that you can supposedly make a bunch of money with by processing worksheets. He claims that he is making $1726 per day doing what he will be teaching you how to do, which honestly seems too good to be true.

Is this all a scam program? Or is this My Cash Flow Secret the real deal? Since you are reading my review here I’m guessing you probably watched some of the instructional videos by Trevor and are suspicious of the whole thing. And you are right to be. There are some serious concerns that I have with this program and I’m about 99% sure it’s a scam. In this review I’ll be going over the claims made along with some things that don’t add up and why I think it’s a scam.

What Is My Cash Flow Secret?

My Cash Flow Secret is supposedly a program that Trevor Harris put together to teach other people how to make money online processing worksheets. He claims that this can be done from anywhere in the world and that you can start making money as soon as today doing this.

I came across it after finding some ridiculous ad that I took a screenshot of here:

He claims to be showing people how to do all of this for free because the company he is processing worksheets for is supposedly holding some contest where you can win a “dream vacation” for referring the most new worksheet processors to them since they are in such need of new workers. Sounds a bit fishy though right?

The reason I am reviewing this program in the first place is because it was brought to my attention by someone who contacted me wondering if it’s a scam or not. Trevor has a way of talking in a very calm and collected manner that makes things seem legitimate, but as you will see things aren’t always as they seem.

What You (Allegedly) Do To Make Money

What you will supposedly be doing is finding unclaimed balances using national databases, such as NAUPA and the Bank of Canada, and filling out an “unclaimed money worksheet processor form” so that you can help these people with unclaimed balances get their money back.

Trevor keeps referring in the videos to some company that he is working for that does the work of actually getting the unclaimed money back for people. All you do is find these unclaimed balances and filling the worksheets, then the company that he is working for does all the rest… Well at least that’s what he tells you.

He tells you that the company that you will be sending these worksheets to will get an average fee of about 30% of the funds that were unclaimed once they help return them to the rightful owners. Then you will get 75% of that fee. So this means if there is in unclaimed balance of $10,000 that you fill out the worksheet for and send it in, the company will get 30% of that which equals $3,333, and you will get 75% of that fee which would be $2,499.… All for processing some simple worksheet.

Sounds a little bit too good to be true doesn’t it? Why isn’t everyone doing this type of thing if it is this easy and you can make this much money doing so?

Well… probably because it’s a SCAM.

What Is This Company You Will Be Working With?

The company that Trevor is working for which he finally reveals after leading you on and on is named Federal Account Recovery, which I actually talked about in a post I wrote specifically about worksheet processor job scams. But in that post I didn’t really go into any detail about the company or look into it that much.

However, this time I did look into it and what I found this quite alarming.

The address that he gives you for this company is as follows…

c/o Akkers Global LLC

6666 Odana Rd

Suite 283

Madison, Wisconsin 53719

…and when I looked up this company I found it is actually listed on the Better Business Bureau’s website although it is not accredited. I took a screenshot from what I found because you are definitely going to want to read some of the reviews people have left on it. There are literally no positive reviews about this company, every single one being negative complaining about how it’s a scam…

On the left-hand side of the screenshot you can also see that alternative business names that are associated with this Akkers Global company include a company called Legit Flex Job. This is actually a place I have reviewed on my site here before and it promotes the same type of worksheet processing scams. This type of scam is also associated with the fake NorthAmeriCorp company.

How They Scam You

Well if you watch some of the instructional videos that Trevor provides for you in the My Cash Flow Secret members area you will find that you have to pay five dollars for every worksheet you send in. This is how they scam you. They collect your money that you send in with them and do not provide anything in return.

Just think about it. It doesn’t even make any sense. Why would they be charging you five dollars to send in a worksheet? I know they tell you that this $5 goes towards the processing of the worksheet and to pay for shipping when they send you your check, but this really makes no sense. Why don’t they just take some money out of the massive checks they’re going to be giving you?

Conclusion on My Cash Flow Secret – Completely FAKE!

This entire system is completely fake and made up. There are no worksheets being processed when you send them in. This is all just a ploy to make this business model seem legitimate and I’ll be honest… This is one heck of a sneaky way to trick people. It seems like it could actually be legitimate for a second.

The only thing that’s happening when you send in your worksheets you fought out along with the $5 bill for each worksheet is they are stealing your money. You are going to get a check in return and you aren’t going to get your money back. As far as I see it you are going to be pretty much completely screwed out of the money you sent and because there is no way of getting a chargeback or anything like that since it is cash.

In closing, I hope you found my review helpful and I hope it saves you from this nasty scam. If you did end up sending money in to this I really don’t know what to tell you. You might want to talk to your local law enforcement office but I’m not sure how much they are going to be able to do either

"Get Rich Quick"

Earn Easy Commissions Review – Can You Really Make $100,000 With This System?

Earn Easy Commissions is a program created by “Chuck” that claims to be easy, done for you, and can make you autopilot commissions. Chuck claims that complete beginners can make $100,000 online with this is the only program out there that everything is done for you. But is all this talk really true? Can it possibly be this great and really be free like he tells you? Or is this just another scam that you should avoid?

The truth is that Chuck isn’t telling you the whole story. This system can be “free” in a way but if you don’t spend any money and keep the free account then you more than likely will make a thing. You’re going to have to spend money to make money here and you will see why throughout the rest of this review.

Earn Easy Commissions Review

If you make it through the sales video and enter your information to create a free account you will find that the guys name is Chuck Nguyen, who has been in the online marketing world for a while.

He claims that this “Automated Selling System” is a new way of doing business where there is no more teaching people. Instead of teaching people how to create their own online business he is just supposedly going to hand you his. But of course I have heard this same claim 100 times before with other scams like Copy My Cashflow, Copy My Email System, Copy My Cash Code, so whats to say that this one is actually going to be legitimate and work? As of now it sounds like another big old scam.

So in a nutshell here is what you are led to believe: that the system is completely free, completely done for you, and that you can earn $100,000 was it pretty easily. Sound too good to be true? Of course it does… Which I’m guessing is why you are reading my review right now because you are suspicious of the claims made. And it’s a good thing you are reading this because the program is not what it seems.

A Basic Overview of This System

Okay so you may be wondering how the heck you’re going to make money with this system. Well to summarize it, you are going to be selling the same system to other people. You are going to promote the system and get others to join just as you did (or almost did). So do you remember that page you landed on with the sales video that told you how easy everything was, how this is all free, and how beginners can make $100,000? Yeah you will be permitting the system in trying to get people to see the same video where they will then register for free and get sucked into the system.

Free to Use? Not Really

You are able to create a free account at Earn Easy Commissions and you will be able to make some money but this is more of just a way to get people to join in. If you do join as a free member you are not going to want to stay if remember. Why? Well because they have two other memberships that you can make a lot more money with in that you will be pushed to join as. You will find this out once you sign up and make your way to the dashboard of the system…

These memberships include…

Free
- Doesn’t cost anything of course
- Will be able to make $1 when you get someone to join and $100 if they become a VIP member
Pro
- Will have to buy into GetResponse and Click Magick
- Here you will be able to earn 33% commissions from people you bring in that sign up for GetResponse & Click Magic, plus you will earn $100 for every VIP member that joins beneath you
VIP
- Have to purchase everything, including the VIP membership for $750 or $100/mo for 12 months
- Will earn $1.20 for people you get to join, 33% commissions on the GetResponse and Click Magick memberships, $500 for everyone you get to join as a VIP members, and $100 from people that join as a VIP member in your downline

So as you can see with the Pro membership you will have to pay for a GetResponse account and a Click Magick account. When you do this the person that you joined through will earn commissions. GetResponse is an autoresponder service that you will use to send out automated emails to your email list trying to get other people to join. Click Magick is an analytics service that will track your links and help you optimize your campaigns.

It will cost you a minimum of $15/mo for a GetResponse membership and a minimum of $12/mo for a Click Magick membership.

And then for the VIP membership you’re going to have to pay $750 or $100 a month over a period of 12 months.

Why I Dislike Systems Like This

The way I see it the systems, which there are a lot of out there, or just big money pits that provide little to no value. Just think about it for a second… You are buying into the system to make money online and then the goal for making money online is to promote the same darn system to other people. Where is the value in this?

And while having all this “done for you” stuff may sound great, it is not. When you’re given stuff like this that is already done for you you do not learn how to do it. I know you might not want to learn how to do these things but if you want to be able to make income online sustainably then you’re going to need to know how to do this kind of stuff yourself. The easy way is not always the better way and people need to start realizing this.

And besides that systems like this never work as good as they say they do. Just think about it… Right now you are reading my review instead of joining this system. If you do join and promote the system to other people they are going to be suspicious of it as well and reading reviews like mine. Not as many people join these kinds of things as you might think and they are harder to make money with them they lead you to believe.

Conclusion on Earn Easy Commissions – Scam or Not?

While I wouldn’t call this a scam this is definitely something that I do not recommend nor do I like. The system lures newcomers in with false claims of being completely done for you and completely free when neither are true. While pretty much everything is done for you you will have to do some work to promote this to other people and while there is a free membership you aren’t going to be able to make $100,000 with it… Not even close to that.

This is your typical “get rich quick and easy” type of system that people looking for the easy route are going to buy into. Unfortunately most of these people are going to end up discouraged and disappointed because of the systems never work out as good as they say, which is why they come and go like the seasons.

Anyway. In closing, I hope you found this review helpful. I do not recommend this program but of course it is our money in your life so you can do what you want. Just know what you’re getting yourself into beforehand.

Product Reviews

Sun Dolphin Aruba 12 Kayak Review – What You Should Know

Welcome to my Sun Dolphin Aruba 12 Kayak review!

If you are wondering what Sun Dolphin is bringing to the table with this particular model then you are in the right place. In this review I will be going over all aspects of this particular kayak, the good and the bad. This review will be broken up into the following sections so if you just want to skip to a certain section you can click on them below, but of course I would suggest reading it all if you are seriously interested in this kayak.

Overview of This Model
What All Features Does It Have?
A Look at Some Common Complaints
Pros v Cons
Is It Worth The Price?

Overview of the Sun Dolphin Aruba 12 Kayak

The Sun Dolphin Aruba 12 model is a sit-in kayak which has its ups and downs. While sit-in kayaks like this one usually offer more stability and better tracking, they are of course harder to get in and out of as you can imagine and you also have less room to move around. This particular kayak offers some decent tracking without making it too difficult to maneuver.

Overall this kayak is a fairly good bargain for the price. It is constructed of Fortiflex high density polyethylene, has plenty of storage space, offers good stability, has decent tracking, has a fairly large cockpit area to sit in, is described by pretty much everyone as comfortable with cushions on the back and bottom of the seat, and is lightweight (47 lbs)… Just to name some of the good sides.

This Aruba 12 model is something I would mostly recommend to recreational yakers who are looking for a little more control and stability than the sit-on yaks that are out there. It will do well in calmer waters but isn’t that great if you are looking to take it out and rougher areas. The reason for this is because of its straight-line keel which will do fine moving forward in calm lakes and rivers but won’t offer the tracking ability (ability to go in a straight line) that a skeg will, for example.

It’s also good kayak for those looking to do occasional fishing with the bill in fishing rod holders that it features.

As far as fit goes, no one should really be limited by the weight limit. It can hold up to 395 pounds which isn’t a problem. The problem comes with height. If you are tall, like really tall, this might not be that great of a choice as I will go over in the complaints section.

Features

Nice Amount of Storage: One thing that’s usually nice about the Sun Dolphin kayaks is that they offer a nice amount of storage. You have the bungee strap on the front and rear of the kayak that allow you to strap down larger items. These are great if you want to bring camping gear and can hold quite a lot. In addition you also have the waterproof compartment and the P.A.C. (that I’ll be going over below) along with a little lidded storage area right in front of you that is not waterproof.

Waterproof Compartment: There are two waterproof compartments, one of which is located in front of you and is good for storing small things you don’t want to get wet such as cell phones, iPods, money, etc.

P.A.C. : This stands for Portable Accessory Carrier. And it is the black looking storage unit that is located directly behind the seat. This thing can actually be detached and you can drag it along behind the kayak while you use the spot it was then for additional storage space. The compartment inside this little carrier is also waterproof.

Thigh Pads: If you are planning on going on long kayaking adventures then this is something that should not be overlooked. On each side of the kayak located a little bit in front of the seat are black pads. These pads are to protect your thighs. They might not seem like a big deal but they will protect you from scrapes and bruises on long trips.

Built In Fishing Rod Holders: Behind the seat are two built in fishing rod holders that are flush with the top of the kayak. They are nice because they won’t get in the way if you aren’t going to be fishing but if you are there always there for easy use.

Skeel on Bottom: On the bottom of the kayak there is a straight line skeel that will help with tracking.

Complaints

Thin Build, Dents Somewhat Easily – One complaint that I’ve seen multiple times is that the construction of this kayak is too thin. It’s made of a strong polyethylene plastic but is just too darn thin. Based on my research there are a fair number of people that are upset with how easily it dents. So if you’re going to be kayaking in a a shallow area with lots of rocks or something along this line it may not be that great of a choice.

On the upside, the dents are pretty easy to fix with a heat gun in a rubber mallet.

Not The Best Tracking – The tracking is good I would say but of course this all depends on where you are using it. It will do just fine in calm waters but if you get out to rough currents, or say the wind is blowing pretty hard in sideways directions, then the kayak will likely go off-track. Its still much better than sit-on Sun Dolphin models such as the Sun Dolphin Bali though.

The Solution? Only use this kayak in calmer waters.

Not a Good Fit for Tall People – If you are over say around…6’5″ or so you might have some problems with this kayak. The problems that some tall people seem to be having is that the cockpit cover where your legs go underneath is somewhat low and may scrape your shins or make it very hard to get in and out of.

The cockpit is rather large overall but it just goes down a bit too far it seems.

Waterproof Compartment Problems – I’ve read over some complaints about the waterproof compartments not being, well… Waterproof. I’ve read through more than one complaint about this so it seems that it’s kind of a hit or miss. If you get one the compartments might be sealed to be completely waterproof whereas others of the seal may be lacking in areas. So what I would do before putting your precious devices in the hands of these waterproof compartments would be to test them out. If they leak then it should be an easy fix with some sealant if you are willing to put in some work.

Pros vs Cons

A look at this kayaks pros and cons side by side…

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Pros

Like all Sun Dophin kayaks, this kayak is on the lower side when you look at prices
Tracks well in calm waters
Good stability which you would expect with a sit-in kayak like this
Comfortable, has a seat cushion on the back and bottom
Plenty of storage space for all your traveling needs
Fishing capable in case you want to go on a little fishing trip

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Cons

Think build that can dent easily
Not good for rough waters or high winds. You will have difficulty controlling the yak
Not a great fit for tall people
Waterproof containers could be made better

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Is It Worth The Price?

The answer to this question really depends on your situation and what you are looking for. If you are looking for recreational kayak that has a good job on calmer waters, is comfortable, has a fair amount of storage space, etc. then this could be a good fit for you. It’s a good affordable entry-level kayak that offers a little more when it comes to control, stability, and tracking than the sit-on Sun Dolphin kayaks out there.

Something else that is nice to see is that Sun Dolphin gives buyers a lifetime warranty on all of their kayaks. Now of course this doesn’t mean you can take it off a waterfall onto jagged rocks below and expect to get your money back, but if anything breaks or goes wrong with it when using it reasonably you will be able to.

If you have any questions about this particular kayak that I did not cover in this review, you can leave them below and I’ll get back to you when time permits 🙂 Also if you have your own review of this product I would appreciate it if you left it below to help out other readers if you have any additional points you would like to make.

Product Reviews

Sun Dolphin Bali 10 SS Kayak Review – What You Should Know Before Buying?

Welcome to my Sun Dolphin Bali 10 SS Kayak review!

In this review I intend to give you a better understanding about this particular kayak so that you know whether or not if its what you are looking for. There are plenty of different kayak variations out there and its important to get what fits your situation. Here I will be going over pretty much all you need to know about this kayak, including what its best for, features, complaints, price and more.

Overview of the Sun Dolphin Bali 10 SS

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Pros

Low price
Durable
Lots of storage space
Easy to get in/out

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Cons

Tracking isn’t that great
Stability issues

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The Sun Dolphin Bali 10 foot SS Kayak is a pretty good choice for beginners just looking to have some fun but for experienced yak enthusiasts it might leave a little bit more to be desired due to its lack of control and balance, which I will go moreover in the complaints section of this review.

This 10 foot kayak comes in an array of different colors such as pink, lime, red, blue, tangerine, etc., and is very appealing to the eye. With a very comfortable sit-on seat and plenty of room for storage, this kayak is best suited for people looking to do light paddling on calm waters. It is decent on lakes, ponds, and slow flowing river but is not well-suited for mild currents or stronger.

So if you’re looking to do some light paddling and floating out on a lake then go for it. But if you are looking for something to maneuver about as you read the currents of a river then this is not for you.

The weight limit on this thing is said to be 395 pounds so this isn’t going to be an issue for many people. I have also read reviews of people going over this weight limit without a problem.

The price is also pretty darn good for what you get. This kayak has some downsides no doubt but is well constructed (made of Fortiflex high-density polyethylene) and you shouldn’t have any problem with it lasting. Overall it’s a great entry-level kayak for people who aren’t all too serious.

Features

Sit-In Seat – As you can see in the picture this kayak is a sit-on model, meaning that you just plop yourself down right on top of the kayak without extending your legs down inside. This allows for easy on/off but at the same time decreases the stability of the kayak because you’re sitting higher up, which is one of the reasons it is best suited for calm waters. You will also see that the back of the seat rests against the plastic frame. This is nice because it adds stability and comfort. There is no seat cushion on the bottom but you can easily bring something with you to sit on and besides it’s probably more comfortable than you would think.

Adjustable Foot Braces – You are able to adjust the foot braces back-and-forth according to how long your legs are. This is important because you are going to want to apply pressure to sort of lock yourself in place as your paddling.

Waterproof Container – If you’re sitting in the kayak you will notice right and from your groin area that there is a small compartment with a lid. This is a waterproof compartment that is great for storing devices such as phones, wallets, and other things that you don’t want to get wet. It is also in a great location right there in front of you within reaching distance.

Some of the bigger smart phones, such as the iPhone 6, might not be would’ve fit in here just to let you know.

Cup Holder – The cupholder might not seem like that big of a deal but it can really come in handy when you’re flooding out in the baking hot sun. Again this is right there in front of you within reaching distance making it very convenient.

Bungee Storage – There is plenty of room for storage so if you’re planning to travel to a campsite that is only accessible by water then no problem, strap your tent and sleeping bag to the front or back and off you go.

Portable Accessory Carrier (PAC) – This just gives you even more storage room if you really need it. In a nutshell, this thing is a compartment on the rear of the kayak that you can pop out and tow behind it while using the space where it was located for storage of something else. A picture is worth a thousand words and this might sound a bit confusing so here you go:

Top Complaints

When reviewing a product like this I always make sure to read over as many customer reviews as possible, which I’m sure you do to judging by the fact you’re reading my review right now. After sifting through literally hundreds of reviews these are some of the top ones that I’ve seen repeated multiple times:

Difficulty Steering – If you have been reading reviews I’m sure you have seen this too. This kayak doesn’t track well, meaning it isn’t all that great when it comes to steering. This is common with sit-on kayaks because they lay more flat on the water than sit-in kayaks. When you are just getting moving paddling left and right the kayak will likely turn back-and-forth with each paddle motion until you get up to speed. And if you get moving then stop paddling it isn’t uncommon for kayaks such as this one to “fishtail” where the back-end might start to come around instead of staying in a straight line.

Of course this is something that you can get use to and better at controlling but sit-on kayaks such as this will never be as good for steering as sit-in kayaks. It is only 10 feet but also which limits “track-ability”. The longer the kayak the easier it is to keep going in a straight line.

Stability Issues – This is also not the most stable kayak in the world. Because you are sitting relatively high up on the water you have to be more careful with your movements. For taller people this is even going to be more of a problem, but if you are on the shorter side it shouldn’t be such a big deal.

I have read a couple people’s reviews claiming that they can hardly turn around to access luggage they brought with them in the back of the kayak because it is so unstable. Now of course I have no idea how tall these people are or anything but I’m willing to bet that the people making claims such as this are rather tall.

Conclusion – Is It Worth The Price?

This all depends on what you are looking for. It is a great entry-level kayak for people looking to cruise around on open lakes and calm rivers but not great for people looking for super easy paddling or to go out in rapids.

There are definitely complaints about this kayak that are worth considering (that I just went over) but it’s not like there are any real serious concerns as far as I see. Most of the complaints that I read through are expected. They come with the territory of sit-on kayaks. Sure there are good sit-on kayaks in there are not so good ones, but with pretty much any out there you are going to be sacrificing a little bit of steering capability and stability.

For the price that the Sun Dolphin Bali 10 foot SS is sold at I think it’s a pretty good deal honestly. It’s far from the greatest kayak out there but for the price it’s a darn good one and a great choice for beginners looking to have some fun but not spend too much money.

How much does it cost? Well I’m not going to list the price here because as soon as I listed it will probably change a bit and I don’t want to have to keep updating this post, but you can check the price below.

If you have any questions comments or concerns you can leave them below and I’ll get back to you when time permits. Also if you have your own review of the Sun Dolphin Bali 10 foot SS kayak that you would like to share you can leave it below as well to help other readers out. I hope you enjoyed my review and I also hope you have a great time kayaking no matter what kayak you decide to purchase in the end.

Investing

The Bauman Letter Review – Legit or Scam?

The Bauman Letter is in investment newsletter that is written by Ted Bauman. The reason I decided to review this newsletter is because I am very hesitant to trust financial newsletters anymore. I have looked into a lot of them out there and it seems that many of them lure people in with deceptive advertising tactics, which is actually how I came across this newsletter in the first place.

I first found out about The Bauman Letter after coming across this opportunity called “Infinite Nest Egg”, which Ted Bauman claimed was some incredible system that could give you over 900% higher returns on your investments than ordinary investing. It was an absolutely ridiculous sales pitch and misleading without a doubt. The point of the entire sales pitch was to get people to buy into The Bauman Letter. But anyway… You can read my review of this Infinite Nest Egg here if you wish to but the focus of this review is going to be on the actual newsletter itself.

The Bauman Letter Review

The Bauman Letter is a subscription newsletter service that provides investment advice. The cost of the newsletter runs between $47 and $99 per year based on which package you choose, which can be either digital or print, or both. The newsletter is nothing fancy. It simply provides investment advice so that you can hopefully get better and safer returns on your investment, and with less fees.

On Ted’s website he claims that the newsletter has over 100,000 subscribers. Now whether this is true or not is unknown to me but I will take him at his word because I see no reason why it wouldn’t be true. However I do find it a bit strange that with this many subscribers I can’t find more member reviews on it. As I was doing research before I started writing this review I was looking for as many other member reviews as I can possibly find. I want to know what other people think of it and whether or not they have profited from the advice Ted has given, but unfortunately there isn’t much in the way of information on the Internet, which is without a doubt strange.

But anyway, moving on…

The Bauman Letter is particularly focused on wealth preservation and security, which is why Ted focuses on low risk investments, specifically on ETF’s. If you don’t already know, which you probably do, an ETF is an “exchange traded fund”. ETF’s can hold various assets such as stocks, bonds, commodities and are traded on the stock exchanges just like normal stocks are. They are designed with arbitrage methods able to be used which help keep the price where it should be, at the real asset value. This can be good because it helps keep the price more stable so you don’t experience as many ridiculous price movements up and down. Another good thing about ETF’s is that they can save you on taxes, which of course everyone hates. You still have to pay taxes on them but you only have to pay capital gains tax on the final sale of them.

What The Newsletter Includes

With this newsletter you get 12 monthly issues which will provide you with advice on what to do with your investments. If there is any buying or selling that Ted thinks should be made you will know. You also give you information on why he is recommending specific investments, where he is coming from with his advice and so on. You are just left in the dark with this.

You will also receive alerts when necessary. So if an ETF you are invested in has some drastic price movements that were not expected and you need to sell you will be alerted of this.

One of the goals that Ted has with this newsletter is to keep things simple. According to what he says you will never be advised to have more than five investments at once. This way your portfolio isn’t too hard to manage.

Is This Ted Guy Qualified to Give Advice?

Ted Bauman does appear to be qualified to give the advice he gives. And he does so not just in this newsletter. He also is the editor of the newsletters Plan B Club and Alpha Stock Alert.

He became an editor at Banyan Hill in 2013 but before this yet quite an interesting professional career. After leaving the University of Cape Town with postgraduate degrees in economics and history, he served as a Director of International Housing Programs at Habitat for Humanity International. After that he worked as a consultant for clients as large as the United Nations. Then after that he was a fund manager for low-cost housing projects and finally in 2008 he returned to the United States where he worked as a director of international programs in Atlanta.

Conclusion on The Bauman Letter – Is It Worth It?

I was really hoping to be able to find more information on everything, but unfortunately I fell short. There just isn’t much information out there about this newsletter and I really don’t want to buy into it and invest tons of money in the advised ETF’s just to find out if it even works or not.

If you were thinking about buying into this newsletter my best advice would be to do a bit more research on it and really think about it. I definitely don’t think it’s a scam or anything like that but whether or not it’s as good as some of the ridiculous sales pitches I’ve heard for it claim it to be is a different story. Just know that if you did find out about this newsletter through some absurd sales pitch then you have probably been misled a bit. It’s not some crazy system that you are guaranteed gains with. It’s a simple investment newsletter that provides advice for you to take action on.

Anyway, I’m sorry that it can be more helpful in this review. I hope you found at least a little bit helpful. If you have any comments or questions please leave them below so I can get back to you on them 🙂

You may also be interested in taking a look at my top picks for making money online before you leave.

"Get Rich Quick", Easy Money Scams

60 Minute Profit Plan Review – Scam System or Does This Really Work?

The 60 Minute Profit Plan is the creation of a woman named Brittany Francis that she claims can make people $30,000 per month from the comfort of their own home. But is this really all true or is this system just another scam that is going to have you running in circles trying to make money doing things that just aren’t going to work out?

In this review I will be going over the truth of what is going on here. You are going to want to read it because much of what was told in the video presentation is misleading and is filled with a bunch of lies as well. It is not some incredible system that is going to have you making hundreds of dollars within your first hour as it leads you to believe it is.

60 Minute Profit Plan Review

When I first came across the 60 Minute Profit Plan I pretty much knew it had to be a scam. It had all the makings of your typical get-rich-quick scheme just like some other recent scams I’ve reviewed such as Insider Profit System and The AZ Code.

Did it make claims of making easy money? Heck yeah did.
Is it supposedly super easy to use? She claims this just copy and paste… “Effortless”.
Is it some secret system that you’re getting special access to? Yep, she claims that some underground system that you you have never heard of before.

Everything about the system sounds too good to be true, but of course you can’t judge a book by its cover so I had to do a little bit more research than just look at it for a second and draw conclusion.

After doing a fair amount of research and looking into the validity of what you are told by Brittany Francis I found many blatant lies that she tells right to your face to try to make this sound better than it as. The first and want to go over are the fake students she claims to have coached and are now making tons of money.

Fake Students

Gina Davis is supposedly one of Brittany’s “students” that made over $30,000 in a month or something like that. She is one of the incredible and very hard to believe success stories that Brittany tells you about, and it sounds great and all but unfortunately none of it is true.

I took the liberty of taking a screenshot of this Gina Davis’s picture and performed a reverse Google image search for it, finding that the picture is used on many other websites as you can see below. Now why is this? Well because it is more than likely a stock photo that anyone can purchase online and use as they wish.

And this wasn’t the only fake “student” that she showed in the video. There was another guy that she showed named “Grayson Parker” who was supposedly making $34,000 per month with this system but his picture was fake as well. And the fakeness doesn’t end there. All those video testimonials from people ranting and raving about great this system is are also fake…

Fake Testimonials

When I look into a potential scam I always look into the video testimonials if as any because I have reviewed many scams at this point and it is very common for the video testimonials to be completely fake. In this case the video testimonials from people who supposedly are making tons of money with this system are indeed fake as suspected.

The people in these videos are paid actors from Fiverr, which is a digital marketplace where you can hire people to film product videos for you as well as a bunch of other different things.

Remember the one guy that was talking about all the money is making with the system who had the accent that sounded like it might have been British or Australian? Yeah will hear a screenshot is of him as well as his profile on Fiverr… As you can see he will “create a professional company spokesperson video”.

And then there is this woman who is also a paid actress from Fiverr. I recognized her right away because I have seen her before and I picked up on her accent. Below is a screenshot of her from the 60 Minute Profit Plan sales video along with her profile on Fiverr.

All of these testimonials are fake. They are just people saying what they are getting paid say and have not actually tried this system.

At this point 60 Minute Profit Plan is definitely sounding like more and more of a scam. As if it wasn’t bad enough to begin with now we know that half of the stuff presented in the video is fake as can be. But the review is not over yet. Maybe this Brittany Francis lady that is behind the whole thing is someone who you can trust.

Who Is Brittany Francis Really?

So who is this Brittany Francis person and is she really making tons of money with the system she created?

While she claims to be a once struggling single mom who rose up and is now making tons of money online with this “loophole”. She has quite the amazing story of overcoming hard times and rising to the top. UNFORTUNATELY… None of this is true and is just as fake as the rest of the sales video.

I took the liberty of running a reverse Google image search of her picture as well and found that is also used on tons of other websites online, which means it’s probably just a stock photo…

Is There Anything Good About This System?

It appears that there really isn’t. It seems to be your typical BS online marketing product that makes big claims and will never deliver. As a full disclaimer I have not actually purchased in tried out the system but based on my research is in no way worth anyone’s money or time, and I’m sure you can tell this just by looking at all the lies and deceit from the sales video.

I came across another review of the system while doing my research from someone who did actually buy into it. Apparently what you get when you buy into this is basically a bunch of very poor training videos that are mostly focused on email marketing.

Conclusion on 60 Minute Profit Plan – Avoid

I never tell anyone what to do with their money but I would definitely recommend NOT buying into this. It’s just another program that lures people in with the hopes of making easy money from home… And lots of it. But as usual is not going to deliver on what they lead you to believe it will. They make you think that this system is going to have you making hundreds of dollars per day and even possibly per hour but there’s absolutely no way you will get to this from going through their crappy training.

When something sounds too good to be true it’s always good advice to proceed with caution or just avoid it altogether, especially when it comes to program for making money online. There are many more scams out there than there are legitimate programs so you really have to be careful these days.

If you want to know something that I do recommend then I would suggest taking a look at my “make money online guide“. In this guide I go over what exactly do, how I make money online, and what I consider the best way for beginners to get started is. And by the way I make a living online if I didn’t say this already.

If you have any questions or comments about anything please leave them below and I’ll get back to you as soon as I can 🙂

Investing

Is Cash for Patriots a Scam – Wow This Is Misleading…

The Cash for Patriots program presented by Zach Sheidt is something that he claims anyone regardless of their age, income level, social status, etc. can make money with. He basically leads you to believe that you will be able to sign up for some list and get checks in the mail like clockwork. But is this really all true or is Cash for Patriots a scam program that you should avoid altogether?

While it’s not a scam but it is extremely misleading and in this short review I will be going over why. Can you make money with this? Sure. But are you going to be signing up for some list in receiving checks in the mail like he leads you to believe? Absolutely not.

Cash for Patriots Review

I’m guessing you are suspicious of this program after watching the ridiculous video presentation put on by Zach Scheidt, as I was. The video presentation went on and on for probably around 45 minutes or so and really didn’t tell you much of anything, reminding very much of the “Freedom Checks” sales pitch that you may have heard of.

Basically what you were led to believe by Zach during the presentation was that this is a program that takes advantage of president Trump’s new tax code. Throughout probably around half or maybe even over half of the presentation Zach just talks about all the money that people were making getting these checks in the mail.

He talks about a “Bob S” that has made $6010…

And then there was “Suzanne V who collected $20,758. Then there was “Jessica P” who had supposedly made $51,000 so far…

And the list goes on and on. To be honest it was getting pretty darn annoying hearing him talk about all these people making all this money and providing absolutely no proof of any of it. All he was doing is stating people’s names and claiming that they made certain amounts of money with this but there is no way for me to dig in any deeper and actually find out if these claims are true or not.

Are they true? This is something you can form your own opinion about but in my opinion is a good chance they are not. Why do I say this? Well because I have reviewed plenty of misleading sales pitches by Agora Financial products before, which is the company behind this product, and the sales pitches are often filled with lies and misleading information.

What This Program Supposedly Does

Zach tells you that this program he is going to be letting you get into today will show you exactly how do collect these checks. All you have to do is follow a few simple instructions to enroll in the program and add your name to some list.

Unlike Social Security, there are no requirements to collect these checks. There is no certain age you have to be, no certain income level you have to have, etc. And unlike Social Security these checks do not come from the government. They come from the private sector.

But this is all confusing… What the heck is this program really?

What This Program Really is…. VERY MISLEADING

It took a fair bit of research and digging around trying to find out what this program really is. And I’ll tell you what it is not, which is some program where you just add your name to the list and start collecting checks.

When Zach started talking about money being “stranded” overseas this is when you get your first clue of what the program really is about.

What he is talking about is how US corporations hold tons of money overseas which is in a sense stranded and that Pres. Trump’s new tax code will be able to bring it back to the US where it will be distributed to patriots like yourself.

The reason money is stranded overseas by these corporations is because of how the taxes work. They don’t want to bring the money back into the US because they know that they will have to give an arm and a leg in taxes if they do.

What Zach is saying is that when these companies do bring home their fortunes under Trump’s new tax code they will distribute much of the money in the form of dividends and if you are a shareholder in the company you will capitalize on this.

So there is no real program called Cash for Patriots or any sort of program at all. This Cash for Patriots sales pitch really is just for in information product that will give you advice on what investments you can make to hopefully be able to get these dividends from certain companies when they bring money back to the US.

HOWEVER…

In order to get this free Cash for Patriots info product you must first subscribe for a free trial of Zach’s newsletter called Lifetime Income Report. This newsletter is a publication by Agora Financial which is well known for financial newsletters such as this.

If you sign up you will get a free year subscription but after that year you will have to pay between $49 and $89 depending on what subscription package you decide to go with.

The main part of this newsletter are the 12 monthly issues that will be given out to members every month. In the monthly issues Zach and his team will provide investment advice and look into different opportunities that they are planning in getting involved with. Basically what it will do is provide advice telling you what they think you should invest in. You will also get email updates on the market and any urgent alerts if there is a great buy-in opportunity or if you need to sell right away for some reason.

Conclusion on Cash for Patriots – Scam?

I would not call Cash for Patriots a scam. I would just say it’s a very misleading sales pitch. But yes you can make money with it, just know that is not the magic fairytale program that it claims to be. Basically this all seems to be a sales pitch to lure people in to subscribing to the Lifetime Income Report newsletter. After all Zach has to make money somehow right? The end of the newsletter is the only thing he is actually selling here and can make money with.

As far as Lifetime Income Report goes this is in no way a scam. It’s just Zach and his team providing decent investment advice. You can read more about this newsletter in a review I read about it here if you wish to.

Anyway… That’s all I have to write for you here today. I hope you found this review insightful and helpful. Please leave any questions or comments you may have below and I’ll get back to you when I can 🙂

And before you go. I’ve made this list of my top picks for making money online. They aren’t about investing but they still might be something of interest to you.

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