Kyle

Author Archives: Kyle

I hope you found this article helpful! I'm Kyle, the creator of this site, which is probably pretty obvious after seeing the name. Like most, I've had my fair share of difficulties and a pretty bumpy road while trying to find success online, which is why I put togetherthis guide so that others can get started right the first time around.

Spring Profits – Scam by “Daniel Green”? [Read Before Buying!]

Can you really make money with the Spring Profits system? Or is this just another scam?

Daniel Green, the guy who supposedly created this system, claims that “I made $3,912,383.11 selling t-shirts from the comfort of my own home”.

Over $3 million?? That is a heck of a lot. And if it is true that is pretty incredible.

But is it really true?

After all, it’s not like I haven’t come across similar looking systems that have turned out to be scams many times in the past. Right off the bat I was suspicious of this place. It just sounds a little bit too good to be true. And you know what they say about things that sound too good to be true… They probably aren’t true.

Red Flag #1 – My Link Has Been Activated

In the video presentation one of the first things you are told is that “your link has been activated”.

But what link? What are they talking about?

This might get you excited but I have heard similar sorts of claims many times before, from programs that were scams and that I exposed, such as Copy My Cash Code and Money Sucking Websites. Usually they will say something like “we are setting up your account now”, “we are activating your money making system”, or something along those lines.

screenshot

Red Flag #2 – I’m Lucky

They also tell you that you are “one of just a few lucky individuals who will ever hear this message”.

However, I know for fact that this is a big fat lie. There are tons of other people who have been hearing this message because there are tons of people promoting this system like crazy.

You probably ended up coming across the system after getting some email about some new awesome way to make money online. And believe me, there are thousands of other people who have gotten that same email.

There certainly are NOT just “a few” people to hear this message.

Red Flag #3 – Tons of Easy Money

You are also told that “average Joes have been making in excess of $25,00 every single week”.

And of course it only requires 10 minutes of work per day.

Now if that doesn’t sound too good to be true then I don’t know what does. I’ve learned a thing or 2 over the years and one thing I have learned is that when something sounds too good to be true, especially when it comes to “make money online” programs, it is probably a scam.

You also probably noticed that the guy offered absolutely no proof of this being true.

Red Flag #4 – Fake Testimonials

Remember the videos that were shown in the presentation… The ones from people claiming to have been using the system and making tons of money with it?

You know… Like this guy picture below…

testimonial

Ya… Well unfortunately they are all completely fake. The people shown in these videos are actually paid actors. After doing a little digging around I was able to find this guy’s profile on the freelance marketplace website called Fiverr. As you can see anyone can pay him to make a spokesperson video…

fiverr profile

Red Flag #5 – “Daniel Green”… Who Is This Guy?

Another major red flag is that we have no idea who this Daniel Green guy even is. He brags about how much money he is making with this system, but of course he offers absolutely no proof of any of it being true. This information could easily be made up, and I’m guessing that it probably is.

And why does he never show his face? Why doesn’t he provide any verifiable information? If this really is the amazing system that he claims it is, you would think you’d be more than happy to stand behind it and show himself.

The fact that the creator remains hidden for the most part, other than the fact that he says his name is “Daniel Green”, is a major red flag and a common characteristic of a scam.

Many Red Flags…

So there are a lot of red flags, and this definitely seems really scammy, but does it have any value? What exactly is Spring Profits and can you make any money at all?

The truth is that this place is not a complete scam, and yes it is possible to make some money, although I definitely do not recommend it.

What Is Spring Profits?

In a nutshell, Spring Profits is a training course that teaches people how to make money selling T-shirts online through a website called Teespring.

Teespring is a website where people can design their own merchandise, such as t-shirts, phone cases, mugs, etc. and sell them online. This is an easy way to go about it because you don’t actually need to get involved in the manufacturing process, you just make your design and they handle the rest.

From what I understand, this place doesn’t require any upfront payment and they manufacture your designed products as you sell.

This is a completely legitimate way to make money online and, although “Daniel Green” may be completely fake name and he may have not made any money doing this, I do know for a fact that there are people making some good money selling T-shirts this way.

That said, it is a heck of a lot more difficult than this guy makes it seem.

It Is NOT Easy, Nor Is It Free

In the video presentation the guy makes it seem like this is the greatest opportunity to ever bless this earth, and he makes it sound super easy, but it is not.

Can you really only spend 10 minutes a day in the make millions doing this? Well I guess it might be possible, but I sure as heck would not count on it. That would be like counting on winning the lottery jackpot, chances are incredibly low.

You have to have the right design and market it to the right audience…. which is easier said than done.

You also should know that this WILL cost money…. Upfront.

He only tells you all the things that you want to hear, and of course no one wants to hear about the money they’re going to have to spend, so he just doesn’t tell you this part.

When it comes to selling T-shirts there is a lot of competition. You are not going to be the only one and this makes it a lot more difficult. In order to make sales you will have to drive traffic to your products, and paying for advertising is not easy nor is a cheap. Sure, if you get everything right it can potentially be very profitable, but you can also blow your money like crazy doing this.

What You Get If You Buy In

Well… The front end product is only $37 so I wouldn’t expect to get much.

This seems to me like another very over-hyped product that probably is going to be a disappointment. That is usually how it goes for products that are promoted like they are the greatest things ever… They turn out to be massively disappointing.

I don’t know how good the training actually is, but based on my experience online I would not expect much. They probably provide some pretty basic training that will show you how to get everything set up and what you have to do, but that’s probably about it.

Recommended? Absolutely Not

It seemed like a scam when I first landed on the video presentation and after reviewing it more it still seems like a scam, for the most part anyhow.

It sounds too good to be true, we have no idea who this “Daniel Green” character is, there is absolutely no proof of the money he claims to have made, the testimonials shown are fake, and so on.

This definitely does not sound like something I would buy into and I am not going to be recommending it to my readers.

If you want a legitimate way to make good money online, I would highly suggest taking a look at how I went from $0 to over $6000 a month online working for myself.

Comments or questions? Leave them below and I’ll get back to you soon 🙂

Is Survey Monster Legitimate? – It’s Not What You Think!

Is Survey Monster Legitimate

Survey Monster is not the survey site that it claims to be, and I’ll show you why in this review.

Is Survey Monster legitimate? The answer is both yes and no, but mostly NO. It is not like this site is doing anything illegal, but it is very “scammy” and I would definitely not recommend anyone to join.

I know, I know… It is promoted as a great way to earn some extra cash in your spare time, which sounds awesome, but this place is just going to be a waste of time.

Also, they claim that “unlike other paid survey sites” they are free to join. What the heck are they talking about here? Just about every paid survey site out there is free to join as well. This is nothing special by any means.

*Before I dive into this review I want to make it clear that I am reviewing the Survey Monster site located at SurveyMonster.net. There is also a SurveyMonster.com website but this is for people looking to create surveys, not take them and make money online.

What Is Survey Monster?

Well… At first glance it appears to be pretty much a typical paid survey site, in which you would take surveys provided by them and research companies that they work with, and make money from them. It does look a little run down, but not too bad I guess. HOWEVER, as I said it is not as it seems.

Basically what Survey Monster really is, is a “scammy” website that lures people into joining a bunch of other survey sites just so that they can make money off of you.

Don’t worry, you will see what I mean in a bit.

When I first came across this site I decided to register and give it a try just to see what it was all about. They had testimonials displayed (like that pictured below) which make it sound pretty awesome…

testimonial

Also, you can see above that they are telling me to hurry up and register so that I get an “extra bonus”. So I decided to give it a try.

How It Works

Sounds pretty simple… Just create your account, register for surveys and get paid…how it worksBut, of course, as you can imagine, it probably isn’t quite what you would think at first.

My Experience (Not Good)

So after entering my personal information to join, which included things like my name, date of birth, ZIP Code, gender, email, etc., it then was asking me to join a bunch of other paid survey sites.

You can see in the screenshot I took below. It was asking me to join popular survey sites like Toluna and Global Test Market, which I am very familiar with. HOWEVER, just because I am familiar with the sites doesn’t mean that I want to join them.

screenshotThis was the first of several red flags that popped out at me and seemed very “scammy”.

Why would this place be asking me to join other paid survey sites? I thought I was joining Survey Monster to take surveys and make money online…?

Then after submitting my information I was then taken to a page that told me I could “earn up to $150 or more per hour” and that “on average you make around $20 per survey, which takes 10 -12 minutes”.

Are you serious?

Are you freaking kidding me?

I can potentially make $150 or more per hour and on average make $20 per survey?? That sounds incredible… But unfortunately it also sounds a lot like a scam.

screenshot

Below that they had a list of their “top paid surveys” that I could sign up for.

But is not what I was expecting when I first came across this website. It is not like I could click on surveys, take them and make money. Instead, it just provided me with a big list of other paid survey sites that I could join.

Sites like…

…that I am very familiar with and have reviewed in the past.

survey list

THE PROBLEM:

The problem is that there is absolutely NO way you were ever going to make close to $20 per survey on average or $150 per hour. This is a ridiculous claim that has absolutely no truth to it.

These websites that it is recommending that you sign up for are your pretty typical paid survey sites. Generally speaking you WILL NOT MAKE MUCH!

You can expect to make 1 to $2 per survey that you take and once you factor in all the time that you waste getting disqualified from surveys and things like that, you are pretty much guaranteed to make much less than minimum wage.

Doesn’t Seem Very Legitimate to Me!

So is Survey Monster legitimate?

I think you can see the answer now. I mean, I guess they aren’t doing anything illegal, but what they are doing is definitely scammy.

They are lying to people just to get them to sign up for other paid survey sites.

Maybe it is illegal… I don’t know.

The point is that there is no way that you are going to make $20 per survey on average and they know this darn well. The reason they say that is because they want to make it sound like the greatest opportunity ever to get as many people to join as possible.

The Reason They Lie to You

The reason they are lying and trying to get people to join these other paid survey sites is simple… They make money from it!

Yes, you can actually make money by getting other people to join paid survey sites. If you have ever been a part of survey sites in the past, you probably already know this. They all have referral programs, and although you won’t make much, by referring massive amounts of people the money adds up.

This is the same thing that other sites like My Survey Jobs does, which is another scam I exposed here on my site.

Conclusion – Avoid

There are a heck of a lot of paid survey sites out there, many of them legitimate and many of them scams. While I wouldn’t call this a complete scam, I would definitely say that it does lean towards the more scammy side of things. And for this reason I am not going to be recommending any of my readers join it.

There are a lot better paid survey sites out there. If you want a personal recommendation from me, I would suggest Swagbucks. Swagbucks has been around for a while and is well trusted.

That said, one thing you have to realize about any paid survey site is that you are not going to make much money. This sort of opportunity is best for people looking to make just a little bit of pocket change in their spare time. If you want to make good money online then I would recommend reading this guide I put together that explains how I do so, and how you can do.

Comments or questions? Leave them below and I’ll get back to you soon 🙂

  • You can check out my top picks for making money online here

Bank Ramp Review – Scam by Jamie Lewis or $200 a Day?

Bank Ramp is a new training program by Jamie Lewis that you can supposedly make an easy $200 a day with or more. But… Is it really? Or is this possibly just another online scam that is going to be a ripoff?

I’m guessing you probably came across the somewhat ridiculous video presentation for this new program. You know, the one pictured below titled “how does making an extra $200 a day forever sound?”…

Bank Ramp Video

The reason I’m guessing you came across this video is because it is definitely over-hyped and just makes it all seem a little bit too good to be true.

And as we all know, if something sounds too good to be true then it probably is. This statement is particularly true when it comes to “make money online” programs/systems because there are a heck of a lot of scams out there when it comes to these sorts of things.

The Promo Video…

In the video Jamie Lewis is driving around in a sports car talking about how great his new program is. He claims that you can convert one dollar into $8 every couple minutes and that this is one of the latest “Internet hacks” he is revealing to his students.

At one point he is showing all the income he is making on his phone and seems to take both hands off of the steering wheel. I just thought it was strange because you could still see that the car was moving by looking out the window yet he had both hands on his phone. Maybe the camera guy was steering or something?? Who knows.

But anyways, that doesn’t matter too much.

Jamie, who is famous for really throwing over-the-top sales pitches at you, describes his new system like this: “we’re talking just 15 minutes to set up, active, and then BOOOM… results”.

Really…? It just takes 15 minutes to set up and then BOOOOMMMM… Just like that?

Sounds pretty simple.

He even makes it sound more simple when he says that it requires almost no learning and that it is “almost comedic” how simple it is. And that “by the end of this video you are going to be selling like your account is a machine gun”. LOL.

But of course things aren’t always as they sound and this is definitely not going to be as easy as you are led to believe, as you will now see in my review…

Bank Ramp Review

  • Creator: Jamie Lewis
  • Product Type: Ecommerce training
  • Price: $37 + upsells
  • Recommended?: No, and you’ll see why

As you already know, Bank Ramp is the creation of Jamie Lewis, which he describes as the simplest and most direct method for anyone to make an income online.

However, as I just mentioned above Jamie is famous for over-hyping products and making them sound a lot better than they really are.

He’s always pumping out new products and it seems that he is much more focused on pumping them out fast and making himself as much money as possible rather than really delivering good quality programs. Some other products of his I recently reviewed include Wealthy Agency and Profit Injector.

This program in particular is focused on drop shipping.

What is Dropshipping?

Dropshipping is when you sell physical products online via e-commerce but never actually have to deal with inventory or anything like that. Basically what you do is set up an online store and load it up with products. Then you send traffic to your store and when someone purchases products and pays you, you then purchase the product directly from the manufacturer and have it sent directly to the customer.

It may sound a bit complicated but it is actually a decent online business model that I have had experience with in the past, as I will go over in a little bit.

But again, it definitely isn’t as easy as Jamie makes it seem.

What You Get When You Buy In

The core of this program consists of video tutorials that cover the basics of dropshipping and get into more detail on different types of drop shipping, advertising, etc.

Things covered in the tutorials include the basics, Shopify, eBay, advertising on Instagram, etc.

Some of the training videos are made by a guy named Matt. I’m not completely sure who this guy is but he claims to have been making a ton of money dropshipping and it does seem he knows what he is doing.

In addition to the training you also get access to suppliers and resources, which really isn’t much because finding dropshipping suppliers is super easy in the first place.

The Garage Sale Finder

I want to specifically talk about this feature because I find it really strange. Yes, when you buy into the system get access to a garage sale finder which will locate local garage sales in your area.

The idea is that you can find items which you can then resell online at a higher price, making a profit.

But why the heck would they include this in a program like Bank Ramp? Reselling items from garage sales is an entirely different ballgame. It’s a hit or miss type of business and definitely something you cannot just run on autopilot, as Jamie describes in the sales video.

The Cost + Upsells

The upfront cost is only $37, which is an anything bad. However, there are upsells that you will be pushed into as well.

The first upsell is for $194 and it is where they will provide you with done-for-you campaigns. Then there is another $174 upsell for additional training.

And you cannot forget about advertising costs. With dropshipping you’re going to have to drive traffic to your products. The way to go about this is with paid advertising, which is an easy way to blow through a heck of a lot of money really fast if you don’t know what you are doing… And I’m not so sure that this program is a good place to learn.

The Promo Video Is Misleading

Not nearly as easy as they lead you to believe it is

As you know, making money like this is not nearly as easy as they make it seem.

You don’t just set up a system in 15 minutes and then “BOOM” you are making money. That is a load of crap.

You have to find the right products, you have to do research into the audience that is interested in whatever type of products you chose and you have to organize campaigns and advertisements that target that audience.

It is not a walk in the park and a heck of a lot of people fail at this type of thing, I know from experience.

I was involved in dropshipping for a few years and got into it after buying a course for over $2000. It was a much more in-depth course than this BankRamp program provides and even with that I didn’t do all that well. At one point I was making over $100 a day in profit but that did not last long and eventually I gave up, probably having lost a lot more money than I ended up making throughout the course of the couple years I was doing it.

And… If you think you are just going to be able to advertise and rake in the money on your first try, think again. You are likely going to have to go through a bit of trial and error beforehand, which means you’re going to need some money you can blow through upfront.

Remember, you have to pay for the products

Something else that I saw was really misleading in the video presentation was the income screenshots they were showing. Jamie and Matt (the guy in the car with him) were showing all the money that people were making. However, with this business model you have to remember that you aren’t keeping all of the money that comes to you, because of course you have to purchase the products.

The customer pays you and then you purchased directly from the manufacturer. That is how it works.

Conclusion – Scam or Not?

I’m not going to call it a scam but I think we all know that it isn’t as good as it seems.

Just as I was expecting early on when I saw that it was a product by Jamie Lewis, I was guessing that it was going to be a letdown. As already mentioned, this guy pumps out the products like crazy and they usually aren’t anything all that special. Sure, some people may make some good money from the training they provide, but most people probably aren’t going to.

Personally I wouldn’t buy this program and I am not going to be recommending it to my readers.

Also, although dropshipping is a legitimate business model where a lot of money can be made, if you are thinking about getting involved in this you need to be aware of the risks. You are not going to hit the nail on the head the first time. That is highly unlikely. You’re probably going to have to blow through a bit of cash in advertising before you find something that works, if at all.

I’m just trying to give you realistic expectations here.

If you are a beginner looking to make money online and want to get involved in something that is less risky, then I suggest affiliate marketing. It is less complicated and doesn’t require near the cost. You can read my guide here that I put together which goes over exactly how I make a living doing this and how others can get started doing the same.

Comments or questions? Leave them below and I’ll get back to you as soon as I can 🙂

Will Insider Profit Groups Scam You? – EXPOSED In This Review

Insider Profit Groups is promoted as being one heck of a good opportunity to make money online, but is it really? Or will Insider Profit Groups scam you like the many other similar scams out there?

I’m guessing you probably came across some email in your inbox talking about this great new money making method, it had a few links and you clicked on one that then led you to the video presentation for this opportunity. You probably thought it sounds a little bit too good to be true, so you decided to do some extra research into it, which then led you to my review here.

And it’s a good thing that you took the time to do more research, because this product is not what it seems to be.

Yes, it does present a real opportunity to make money online, and money definitely can be made, but is not nearly as easy as you are led to believe and might be a big disappointment.

A Typical Fear Mongering Promo

The spokesman in the video talks about how jobs are being slashed all ever, these are extremely hard times, and even how he used to be a baker but ended up losing his job, his home, and really struggling.

Then… Of course… He talks about how this is the “biggest opportunity the Internet has ever seen” and how you are going to be able to get in on it here today. This type of statement sounds a bit reminiscent of scams I’ve reviewed in the recent past, such as The Silk Road Effect and The Ecom Freedom Blueprint.

This it’s pretty typical fear mongering right here. Yes, these are “hard times” and a lot of jobs are being lost, but is Insider Profit Groups really the solution? Well of course that is what he wants you to believe because he is trying to sell it to you, but it probably isn’t.

But anyways… Enough talk about the misleading sales pitch he throws at you. Let’s get into the review…

Insider Profit Groups Review

  • Type: Make money online
  • Creator: Never reveals his name
  • Focus: Facebook marketing
  • Price: $9 + upsells
  • Recommended?: Not really

Insider Profit Groups is all about making money via Facebook groups. This is the new awesome opportunity that he is talking about. He claims that he has a Facebook group with over 20,000 members that is making him $1175 a day…

screenshot

… But of course there is absolutely no way to prove what he is telling you is true.

And besides, this is definitely not some new opportunity that is just now being brought to light. People have been making money via Facebook groups for years.

How it works:

Facebook groups are private communities within Facebook that anyone can create for free. You could create a private group about cats, cool shoes, shooting bows, politics, stopping deforestation, and literally anything you want to.

Then, you will be able to monetize these groups by promoting relevant products to them. So for example if you have a group about cats, you can promote cat toys to the group via affiliate links.

You will be able to earn money through affiliate marketing. This is when you promote products, other people’s products, and earn commissions when you help make sales. It is a completely legitimate business model and actually one that I have years of experience in.

Sounds good… But don’t buy in just yet. You might not want to.

What You Get If You Buy

He talks a big talk, and acts like if you buy in your going to be able to make “$2563 a day” like he is, but the reality is much different.

What you are getting here is not some in-depth video tutorial course that is going to hold your hand through the entire process and really help you get things going.

Instead, you will be getting an e-book that outlines the process of how this all works and how you can do it. Yes, an e-book. This is why this product is being sold for only $9.

He calls this “the world’s first and only Facebook profit group blueprint for complete beginners”, but this is far from the truth. In fact, while this e-book does provide good information and lays it out for you in an easy-to-follow way, all this information can definitely be found for free online. And I’m sure many people reading this would rather watch a YouTube video explaining the process then read an e-book.

The Reality of This

This is promoted in a way that is definitely a bit misleading. The guy claims to have stumbled across some “special tool” that big companies in Silicon Valley are using to spy on different methods of making money online, which he then used to come across this method he is teaching in his e-book. He makes it sound as if you came across this method, and then BOOM… Now he’s making thousands of dollars every day.

But the reality is much different. This will certainly take time.

You can’t just go out and create a bunch of Facebook groups thinking that they are going to grow in immense following overnight. This takes a lot of time and effort.

First you have to provide value in your Facebook group. This is what will attract new members and keep them around. You can’t just expect a bunch of people to join your group and then promote product after product, milking them for every penny they have. This does not work out and if you do it you’ll just end up with a bunch of people leaving the group and absolutely no trust.

You have to be active within the group and become an authority figure that people trust. This means posting valuable content regularly, answering questions, commenting on things and so on.

He somewhat leads you to believe you’re going to be able to get group members with little to no effort and then be able to milk them like cattle, but this is far from the reality.

Conclusion – Scam or Not?

I wouldn’t call the product a scam, because it does provide some value and is only being sold for $9, which I think is fair, but I will definitely say that the marketing around this all is without a doubt misleading.

So people who buy into this thinking that they are going to be able to make money in no time are likely going to feel scammed by the whole thing. This guy gives you unrealistic expectations and because of that there’s going to be great disappointment.

But overall the method of which he is talking about for making money online is completely legitimate. There are definitely some downsides, such as the fact that you have no real control over your group and are completely reliant on Facebook, but it is something that money can be made with online.

I actually do affiliate marketing for a living, and have been since 2015. However, I did not do affiliate marketing on Facebook. Rather, I create my own websites which has a lot of perks to it, because of course you have full control over them. I think this method is a lot better because of that and if interested, you can read my guide I wrote here for information on how to do the same. My guide is free by the way.

Comments or questions? Leave them below and I’ll get back to you soon 🙂

Cash For Steps App Review – Scam or Legit?

The Cash For Steps is a free app available for iOS devices where you can get paid to take steps, aka walk. It sounds pretty awesome and all, but is it really?

Or… Is this just going to be a waste of time scam that is going to leave you disappointed at the end of the day?

The purpose of my quick review here is to explain what exactly this app is, how you can make money, and how much you can realistically make so that you have a better idea of what you’re getting into if you do decide to download it.

While you definitely can make money with this app, for a lot of people it probably is not going to be worth the time and you will see why.

‎Cash for Steps App Review

Cash for Steps App Review

  • Name: Cash for Steps
  • Availability: Only for iOS devices at the App Store
  • Cost: Free
  • Legit?: Yes
  • Income Potential: Low

As mentioned, this app is only available for iOS devices, but maybe this will change in the future.

In a nutshell, this app pays people to walk. Basically what you do is… Well… Walk as normal. This is similar to the popular app called Sweatcoin. You can sync the app with a Fitbit or Apple watch and then all you have to do is open up the app one time a day for your steps to be synced in order for you to get credit for them.

There is no need to have the app open all the time. Open it up once a day and allow it to sync. This is good because you don’t have to worry about your phone’s battery getting drained from having the app running all the time, which is a problem with a lot of other similar apps out there.

How You Make Money

Well, obviously you make money by walking, but how exactly do you get paid?

Do you have to take a certain number of steps? Is it only the top people they get paid? Can you take just one step per day and make money?

There are a variety of ways to earn, the main way being the top 100 that I’ll go over now…

*Each step is worth one point.

Top 100

So how it works is they have a big leaderboard inside of the app where you compete with other users. The goal is to stay in the top 100, which gives you a chance of earning one dollar per day. What they do is select 10 people out of the top 100 and reward them with one dollar. It used to be only out of the top 50 that they selected winners, but the have since expanded this and it will likely expand further in the future as this app becomes more popular.

It doesn’t matter if you are ranked number 100 or number one, you all have the same chances of winning if you are ranked in the top 100.

Achievements

There are also different achievements you can get and earn money for. These include things like…

  • Check-in – If you check in every day you will be able to earn $1 every 3 weeks, or 21 days.
  • Loyalty – Here you can earn $1 every 50 days just for having the app installed on your phone.
  • Max Steps – If you take over 30,000 steps in a day you will earn $1


Cashing Out

The cash out options are a bit disappointing. They only offer you the ability to cash out your money via Amazon gift card or iTunes gift card.

The Amazon gift cards start at $10, so you will need at least $10 in your account before cashing out. For an iTunes gift card you will need at least $15.

How long will this take? Well.. That all depends. However, you definitely shouldn’t expect to be getting paid within the next month or so. This is a very slow earner.

Who This App Is Best Suited For

This app is definitely best suited for people who walk a lot, such as people who have jobs where they are constantly in motion.

The reason for this is because your best chance of earning is to get and stay in the top 100, and in order to do this it looks like you will probably need over 15,000 steps a day. Of course there is no set number that you need to achieve, because it is based on competition from other users, but generally speaking you’re going to need to walk a lot.

This isn’t like the Sweatcoin app where your steps add up day after day.

And you also have to keep in mind that this has a very limited income potential. You certainly are not going to make much even if you do walk a heck of a lot, so with this in mind it is also best suited for someone who is looking for a little extra pocket change.

Complaints

Steps Don’t Roll-over

As mentioned, you have the potential to earn money based on your steps for a given day. The steps do not rollover and accumulate day after day, and so this means that if you want the most potential to make money with this app you are going to have to walk a lot per day.

Little Income Potential

Obviously there is very little income potential here. But then again, what can you really expect from a free app like this. You’re getting paid for doing what you already do, and that is pretty darn good even if it is just getting paid a dollar here and there.

PayPal Isn’t an Option

It’s a bit disappointing that PayPal is not a payment option. This is an easy way to get paid and to have money you can do whatever you want with. They do offer Amazon gift cards, which is another good option, but I would like to see PayPal added in the future.

Conclusion – Worth Downloading or Not?

This all depends on what you are looking for. The app is definitely legitimate and you can make money with it, just by walking, but it is probably only going to be worth it for those who walk a lot on a daily basis and you are just looking for a way to earn some extra pocket change every once in a while.

While there are some downsides, there definitely are some pros to it as well, such as that it is not going to drain your phone’s battery and you don’t have to change or do anything differently out of your day, other than open the app one time which is only going to take a few seconds.

Getting Amazon and iTunes gift cards just by walking…?? Even if it does take a while to be able to actually get these gift cards it still might be worth it.

As I said, it all depends on what you are looking for.

This definitely is not a big earner but feel free to check out my top picks for making money online if you are looking for something more lucrative.

Comments or questions? Leave them below and I’ll get back to you soon 🙂

VOXXlife is a scam? – Are The Rumors True?

VOXXlife… Is this place a scam? Or the rumors out there on the Internet true?

Welcome to my review! Here you are going to get a good overview of what is going on here and my honest opinion of whether or not this place is a scam.

PS: I am in no way affiliated with this company so information you are going to get here is actually going to be unbiased, not a bunch of promotional crap that is misleading and gives you the wrong opinion about things.

Overview of VOXXlife

  • Website: voxxlife.com
  • Founder: Jay Dhaliwal
  • Products: Socks and insoles
  • Opportunity: MLM

In a nutshell, VOXXlife is a MLM company that sells socks and insoles which was created by a guy named Jay Dhailiwal, who is the CEO of the company.

This private company has the goal of drug-free wellness and optimal health for all, all stemming from what they call  Human Performance Technology, or HPT, which is their own product technology that can supposedly reduce stress, increase strength, increase balance and support, and more.

The products are promoted as being good for people who lack energy, have pain, and/or have limited mobility. Overall they seem like good products but are without a doubt overpriced in my opinion, which is pretty typical of MLM companies like this.

Do The Products Even Work?

As stated, the cell socks as well as insoles. Let’s first go over the socks…

  • Antibacterial protection
  • Moisture wicking
  • Compression 2-zone arch support
  • HPT for balance and strength

    Overall the socks seem like pretty well designed products. They provide compression arch support for support instability as well as HPT technology on the ball of the foot for increased strength and balance.

    The insoles supposedly optimize stability and balance the nervous system. The HPT technology for strength and support in this product is included in the heel instead of in the ball of the foot where it was for the socks.

    • Slip resistant
    • Deep heel cut for support and comfort
    • HPT tech for support and strength
    • Multi-density foam for impact absorbance 

    These are said to be anatomically designed for “ultimate fit and form”, but this is going to vary greatly from person to person. These are not form fitted and because of this they are simply not going to be as effective for everyone.

    Sounds cool, but what does the science say?

    HPT tech comes from lots of research done into the different sensory receptors of the brain, accupuncture’s effect on brain activity, dermatome stimulation and somatic pathways. A lot of thought goes into this technology and it is far from just another hyped up over-priced product that isn’t going to do a thing.

    Pretty confusing “sciency” stuff that I’m not going to go into too much detail on, because I don’t want this post to turn into something more confusing than it needs to be. But basically the HPT technology is all about stimulating the brain in different ways to improve…

    • Balance
    • Spacial orientation
    • Proprioception
    • Respiratory control
    • Motor control
    • Posture
    • Heart rate
    • Skeletal musclar system
    • Pain
    • And more…

    And while a lot of the claimed benefits are still based mostly on theory, there have been a few independent studies performed by places such as…

    The HPT tech can supposedly give you the benefits of…

    • 22% more power
    • 31% improved balance
    • 98% success rate for pain relief

    But of course you have to take these statistics with a grain of salt.

    What are people who bought these products saying?

    If you read reviews from people who have actually bought these products and try them out for themselves you are going to find mixed opinions.

    There our people who claim to have put on the socks and experienced noticeable pain relief within hours, as well as feet and a leg soreness lessening noticeably. In the same goes for the insoles.

    However, of course you are also going to find reviews claiming that these things don’t do a darn thing and call them a scam. As with any type of health products, people’s bodies react differently and you also have to realize that there could be many different causes for symptoms such as foot pain, back pain, etc.

    So while these products are not a “cure all” (as some associates might be promoting them as), they do seem to work for some people.

    The “Pyramid Scheme” Opportunity

    Have you heard the rumors that VOXXlife is a pyramid scheme?

    Oh you haven’t?… Well I guess now you have.

    I’m joking though… It is not a pyramid scheme although it does have the typical pyramid-scheme -like structure of a MLM, because it is a MLM.

    Joining the Opportunity

    In order to join you will first have to pay $40 membership fee and then you will be pushed into buying one of their products packages which range from $200-$600…

    • Bronze = $200
    • Silver = $400
    • Gold = $600

    The nice thing about the compensation plan is that there are no monthly purchase requirements

    Earning Commissions

    So obviously you’re going to be able to sell these products yourself and earn commissions… Which range from 25 to 50%. But there is a heck of a lot more to the compensation plan than just this.

    As with most MLM’s, there are a handful of different ranks that you are able to move up and increase your earnings by increasing the size of your downline. There are 7 leadership ranks total and you can earn down to 8 levels.

    What exactly does this mean?

    Well you see…. With a MLM opportunity like this one of the main ways to make money is to recruit in other associates beneath you. Rather than just selling products, you also recruit in other associates that sell products and recruit in other associates… And so on.

    When you personally recruit in other associates they go to your level 1, when they recruit in associates they are placed at your level 2, and so on and so forth… All the way down to level 8.

    You will earn 20% commissions from the people on your level 1 that you directly recruited in as well as 2.5% commissions on all of the other levels, as you can see above.

    Sounds like a pyramid scheme doesn’t it?

    Ya… It does… But believe it or not this is legal because this company is selling legitimate products. I can’t argue with the fact that the compensation plan resembles a pyramid scheme very much however, which there is a big problem with as I will go over shortly.

    How much opportunity is there really?

    Now if you no me then you know I am not a very big fan of MLM’s. That said, VOXXlife does seem to be any market that is largely untapped and there is probably some decent opportunity here, at least better than most MLM’s out there.

    There his such huge potential in the insole and sock market. If this technology they have developed really does work as good as they say, then there is definitely a heck of a lot of money to be made. 

    Why The Opportunity Is More Difficult Than It Seems

    Now if you are thinking about getting involved in the business opportunity then you MUST know that it is more difficult than it seems. These sorts of opportunities are always presented as some incredible way to make money and live a life of financial freedom, but the reality is a little bit different than that.

    The Pyramid Structure

    The pyramid structure that MLM’s have actually make it more difficult to make money, in particular for those who are new to join and are low in rank. The reason for this is because money is siphoned out of the pockets of those low on the pyramid and given to those above them in the form of commissions.

    It certainly serves as a great incentive to try to move up the ranks so that you can earn more inclined your way to the top, but it also makes it more difficult to do such. 

    Why not just eliminate the whole pyramid structure and allow people to earn higher commissions on the products that they sell? Well… This would make it easier to start out but then there wouldn’t be the potential to build a massive team underneath you and earn large amounts of money.

    Over-priced Products

    What you also have to realize is that the products being sold here are overpriced. Now of course this is just my opinion but I think many people out there would agree with me on this.

    I don’t care about the all the HPT technology… It still just a small little sock made of a little bit of fabric.

    Try selling these and you will likely quickly realize that many people will agree.

    Earnings Disclosure

    Unfortunately there is no earnings disclosure presented by VOXXlife so I can give you any numbers to look at as far as how much associates are actually making you join this opportunity. However, I am willing to bet that isn’t very much on average.

    I’ve reviewed many different MLM opportunities and they are all the same when it comes to earnings… A very small percentage of people at the very top of their pyramid -like structures earn the majority of the money while most people don’t make all that much.

    Conclusion – Scam or Not?

    I wouldn’t call VOXXlife because they do sell legitimate products and their MLM structure is legal, but after reading this you can probably see why many people do call this place a scam… and so can I.

    The bottom line here is that their products are overpriced and there opportunity is often promoted in a bit of a misleading way. MLM’s can be very luring because they present a lot of potential to move up through the ranks, but very few people actually succeed in these types of businesses, which is the reason they have extremely high turnover rates.

    Now associates that are trying to recruit you and will often tell you that people fail because they don’t try hard enough and things like that, but the reality is that with a pyramid-like structure the majority of people are bound to struggle and fail… Because there are always going to be many more people at the bottom of the structure than at the top due to the pyramid shape of it.

    Anyways… I hope you enjoyed this review and found it insightful.

    Please leave any comments or questions below and I’ll get back to you soon 🙂

    And also, if you know anyone who is involved in this MLM and has a cult-like mentality (which is pretty common for MLM’s) you should tell him to read this.


    My Opinion Now Survey Site Review – Scam or Easy Money?

    Welcome to my review of the My Opinion Now survey site!

    Is this place any good? Is My Opinion Now a scam? How much money can you make from taking surveys, if any?

    Don’t worry I’ll be answering all these questions for you so that you have a better idea of what you are looking at here and whether or not this place is going to be worth your time.

    Keep reading to learn all you need to know…

    My Opinion Now Review

    • Website: myopinionnow.com
    • Type: Paid survey site
    • Recommended?: No, more on this

    Believe it or not, it is possible to get paid by taking short and easy surveys online. Now if you are new to all of this then that may sound amazing, but it often isn’t nearly as good as it seems.

    My Opinion Now is one of many different paid survey sites out there. You also have popular ones like Swagbucks and PaidViewPoint. They claim to have paid over 1 million people from taking surveys but they still are not even close to being the most well-known out there, and honestly I do not consider them your best choice.

    But can you make money? Yes.

    You might be wondering how they can afford to pay people money just for sharing their opinions. Where does the money come from in the first place? They have to be making money somehow, right?

    The answer is Yes, they do have to make money and the money does come from somewhere of course. Basically how it works is they get paid by all sorts of companies to collect peoples’ opinions so that they can improve products and services. It’s actually a really important business, but don’t think you will be making a lot from these surveys.

    How It Works

    The first thing you have to do is join, which is completely free to do. You will be rewarded right away for doing so with 1000 points. And these points can later be redeemed for things of real value, but I’ll get into all of that more in a bit.

    When signing up you will have to enter information such as your name, birth date, email, street address, country, ethnicity, how many people live in your household, annual income, and more.

    After that you will receive an email with a confirmation link that you will have to click. Then you will have access to the member’s area.

    Surveys

    The first thing you will want to do, and that you will see under the surveys section, is a “First Profile Survey”. This is important to complete. You will be providing them with additional information about yourself and the reason it is important is because they will use this information to match you up with appropriate surveys.

    Anyone who has taken paid surveys online before knows how annoying it can be getting disqualified over and over again. If you fill this out as accurately as possible it should decrease this problem.

    You also won’t have any real surveys available when you first sign up so this is the only thing you can really do anyhow. After that, like I said, they will be able to match you with appropriate surveys.

    Once you do start getting surveys you will not qualify for everyone you take. This can be frustrating and is one of the major downsides to doing this, but you will encounter this no matter what site you go to.

    Points

    After taking surveys you won’t get paid right away. Instead, you will earn points. This is typical for these types of sites. You earn points and these points can later be redeemed for real money later on.

    Rewards

    This place has different reward levels and in order to reach these levels you need a certain amount of points, as shown below.

    • Level 1 – 20,000 points = $20
    • Level 2 – 40,000 points = $40
    • Level 3 – 60,000 points = $60
    • Level 4 – 80,000 points = $80
    • Level 5 – 100,000 points = $100
    • Level 6 – 120,000 points = $120
    • Level 7 – 140,000 points = $140
    • Level 8 – 160,000 points = $160
    • Level 9 – 180,000 points = $180
    • Level 10 – 200,000 points = $200

    So you will need a minimum of 20,000 points before you can actually get rewarded.

    Did you think that the 1,000 sign up bonus was going to help?

    Ya… well think again. Sure, it helps some, but you will still need to put in a decent amount of effort in order to get up to 20,000 points where you can finally cash out.

    Is This Place a Scam?

    I know there are always concerns when it comes to things like this. When you deal with businesses online it is hard to know who you can trust.

    That said, at first look it seems you can trust this place. I did some looking more into their reputation and found that they have been accredited by the BBB since 2007, which is about as good as you will find with these types of sites. They have an A+ rating al well.

    I know that privacy is also a concern with survey sites. After all, they are gathering a lot of personal information and you may not want that being shared all over the place. But from what I can see you can trust this place. Their privacy policy covers all the big concerns.

    But I still have some concerns…

    Something that I find incredibly strange is that there is only one user review on SurveyPolice. For those of you who don’t know, SurveyPolice is a website that provides reviews of survey sites and individual users can leave their own reviews there.

    Some sites have hundreds and hundreds of individual reviews from real users… and this places only has one. The reason this is so strange is because they claim to supposedly have paid over 1 million people online…. yet they only get one lousy review… hmmmmm?

    Not to mention that the review is a negative one…

    The person complained about being promised a $10 incentive and not being able to get in contact with the site to actually receive this money.

    All in all it seems that this place is pretty much a ghost. There isn’t much talk about it and that is because not many people use it, or at least that is how it seems.

    So while they don’t have any complaints with the BBB, and they do have an A+ rating, it might not mean all that much.

    It’s hard to say.

    How Much Money Can You Make?

    You will NOT make much. That is for certain. Even if you do get paid.

    Paid survey opportunities are often presented as being better than they really are, but I’m giving you the truth here.

    There are tons of different survey sites out there but they all have this characteristic in common… the characteristic that they don’t pay survey takers very much. And the reason is simply because they don’t have to. It is cheap and easy for them to collect people’s opinions online. They have no need to pay much.

    Generally speaking you are looking to make much less than minimum wage taking paid surveys online. Most paid surveys pay less than $1. And once you factor in the time you waste getting disqualified from surveys… it is hardly worth it.

    I mean, of course you have the benefits of being able to complete paid surveys at any time of the day and from anywhere you like, which is nice. But I just want to make sure you have realistic expectations with these types of sites.

    Conclusion – Worth Your time or Not?

    Obviously I’m not too big a fan of these survey sites. However, if you do want to join one I would definitely recommend something more reputable, like Swagbucks. My Opinion Now just doesn’t have a great reputation. In fact, they hardly even have a reputation and are almost unknown. Swagbucks is well know to be legitimate, they do pay their member’s, and… they offer additional ways to earn rather than just taking surveys.

    For anyone looking to earn real money online I would recommend taking a look at how I went from $0 to over $6,000 a month online. This has nothing to do with paid surveys but is also something you can do on your own schedule from anywhere you want, which is the reason I think you might like it. Plus it has a lot more earning potential.

    Got any comments or questions? Leave them below and I’ll get back to you soon 🙂

    Single Stock Retirement Plan – Scam or Once In a Lifetime Opportunity?

    Is this whole “Single Stock Retirement Plan” thing a scam by The Oxford Club?

    I’m guessing you must have received one of their emails for this (supposedly) incredible investment opportunity…. but of course you are a bit hesitant to believe in things when they sound too good to be true, as you should be.

    Is this really your lucky day?

    Will you really be able to retire comfortably off of this one stock investment?

    Is this really the next Amazon or Microsoft opportunity?

    The answer: NO… NOT EVEN CLOSE.

    You guessed it!… This is another very misleading promotion that is massively over-hyped.

    In this quick review I’ll be going over what you are really getting into here. I’ll go over what this “secret” stock is and why it is not the incredible opportunity it is portrayed as being.

    Review of The “Single Stock Retirement Plan”

    The teaser is put on by Alexander Green, who is a chief editor at The Oxford Club, which is a company that publishes many different financial newsletters.

    He claims that this unknown opportunity “Generates More Revenue than IBM, Facebook and Even Google… but Trades for Less Than $3”.

    Sounds pretty good to start, right? But then again it also reminds me of other incredibly misleading investment opportunities that have been teased in the past, such as “Congressional Checks” and “Federal Rent Checks“, which have received tons of complaints.

    And better yet, it is “undiscovered”, at least according to him.

    This company is involved in…

    • Artificial intelligence
    • Smartphones
    • Virtual reality
    • Robotics
    • Medical equipment
    • Gaming technology
    • The Internet of Things
    • E-commerce

    And has deals with some pretty big well-known companies such as Cisco, Microsoft, Intel, Sharp, IBM and even Apple.

    According to Mr Alex, it has “multimillion-dollar retirement” potential.

    But… The Things He Tells You Are… Well… Misleading

    Early on in the teaser he talks about all these other past investment opportunities that have made people rich… other “Single Stock Retirement Plans” so to speak.

    He talks about all the money you could have made investing in Microsoft or Amazon, as if this opportunity is comparable… but it really isn’t. This is all very misleading..

    Why he is comparing this to Amazon and Microsoft I have no idea.

    Why He Claims This Is Such An Amazing Opportunity

    One thing Alex really makes a big deal about is the share price. He tells you that this stock is selling for less than $3, but why is this important?

    Well… It isn’t really. Share prices aren’t all that important, although lower prices do appear more appealing.

    What he makes an even bigger deal about is that this stock is “undiscovered”. He claims that not one in 50,000 investors know about this and it is because it goes under a “secret name”…

    Now obviously this is a much bigger deal. Of course if you can get in on good investment opportunities before they become known and go mainstream, then you can really profit big. We see this sort of thing happen all the time.

    People who are able to identify winning stocks before they take off are wealthy people.

    What The Heck Is This Stock That Goes Under a “Secret Name”?

    At this point you probably just want to know what the heck this teaser is even talking about. You already wasted a bunch of time reading through all the hype.

    So I’ll get straight to the point.

    This “undiscovered” company he is talking about is Foxconn, which is a massive Taiwanese electronics company that makes products for big brands like Apple, IBM and others.

    They also go by the name Hon Hai, which has the ticker symbol HNHPD.

    What you would have to do to buy stocks in this company is buy through an ADR, in which you would buy 2 shares per ADR.  But don’t go out and do that just yet.

    Great Opportunity or Not?

    Well… it’s definitely not as great as it is hyped up as being… and is something you might not want to invest in.

    With a market cap close to $50 billion, these shares aren’t just going to explode in price like you are led to believe. There is little to no chance you will see a 10x increase in 10 years.

    Although there is a lot of talk about the share price being under $3, this doesn’t really mean much as I discussed briefly above.

    You might also be interested in hearing that this stock has underperformed the S&P 500 by a long-shot since 2008, producing only about half of the gains.

    Not Many People Agree With Alex On This One

    On the popular website MarketBeat.com I was able to find a survey where they asked investors what their prospects are on Hon Hai in the long term…. more specifically whether or not they think it is going to outperform or underperform the S&P 500.

    As you can see below, at the time of me writing this there are over 178 votes in and the majority of people think that it is going to underperform

    And it’s no wonder that they think this. If you look at the history of this stock you would too. Like I just mentioned, since 2008 the S&P 500 has produced around double the profits than HNHPD.

    Lots of Upset Subscribers

    There are a fair amount of people complaining on the stock market discussion website StockGumshoe that I came across, which makes perfect sense considering Alex is pushing this “Single Stock Retirement Plan” in a way that is deceptive and misleading.

    The Type of Marketing That We Don’t Like

    I think we can all agree that this is the type of marketing that we don’t like.

    The entire pitch is filled with much misleading info.

    • An “undiscovered” stock under a “secret name”
      • Give me a break… This stock is not undiscovered and the name is not a secret. Sure, you might expect the ticker symbol to have something to do with Foxconn instead of being HNHPD, but that sure as heck is no secret. That is publicly available information that is incredibly easy to find.
    • He shows us charts of some of the best investment opportunities in history, such as Amazon and Microsoft
      • This opportunity he is presenting is not even close to being comparable. Companies that manufacture products like this usually get the short end of the stick. Sure, Apple is booming and they manufacture for Apple… but you can’t really compare the two.
    • And he even says that you will “need to move extremely fast” on this opportunity, and while there is some truth to this statement, it is without a doubt misleading.

    FoxConn is opening up some plants in the US, so this will affect stock prices if everything goes as planned, but will it? As of right now they are already hitting some snags and cutting back on plants in the US.

    The Point of All This

    You may be wondering what the point of this whole thing is.

    Why is Alexander Green trying so hard to pitch this investment choice to his subscribers?

    Well… I don’t think it is too much this particular stock that is a big deal to him. The luring opportunity is what is the big deal. He wants to lure people in.

    But you may be wondering… what’s the point of luring people in if he is giving this information away for free?…

    As you can imagine, there is a catch. There are a number of free bonuses that you get… BUT you have to pay to subscribe to his newsletter, The Oxford Communique in order to get all of this “free information”..The Oxford Communiqué

    The cost to subscribe is $99.

    So is this really free? Is any of it free?

    You decide.

    Conclusion – Scam or Not?

    Whether or not you want to call this a scam is up to you. Newsletters from The Oxford Club like this tend to get some pretty bad reviews at times but you will also find good reviews out there from people who have made money based on the advice given.

    That said, there is absolutely no doubt that this opportunity is promoted in a very misleading fashion and I’m sure many people will feel as if they were “suckered” into paying for this subscription pretty soon after doing so.

    While it may not be a total scam because you are being provided with some real value, it is the type of product that seems to be a bit of a rip-off, at least in my opinion due to the deceptive marketing tactics used.

    But anyways… I hope you enjoyed this review and found it helpful. Hopefully now you have a better idea of what you are looking at here and can make a more informed decision for yourself.

    Comments or questions? Leave them below and I’ll get back to you soon 🙂

    Bitcoin Frontiers – Massive Scam or Easy Money? [Review]

    Welcome to my Bitcoin Frontiers review!

    Wondering if this place is just another scam opportunity or if you can really make money with it? Then you are in the right place.

    I recently came across this program being promoted by some top-level online marketers, such as Michael Mansell and Mack Mills. There is a good chance one of these guys introduced you to it as well. There are a lot of people that are starting to promote this and it may lead you to think that you need to jump on this opportunity immediately.

    But is it actually a good opportunity?

    Well... While you definitely can make money, it probably isn't as good as it is promoted as being, as I will get into here in a bit.

    But first let's talk little bit about the one video presentation floating around out there on the web that you may or may not have seen… The one that looks like this…

    Bitcoin Frontiers Video

    When I first came across this video presentation I was thinking, well it sure seems like another scam. With all the bitcoin related scams out there, like the Bitcoin Hack system and Bitcoin Profit, it's hard not to be suspicious.

    The video starts out showing a bunch of news clips about how great bitcoin is, but these are somewhat misleading to say the least. Yes, they are real news clips, but of course for the purposes of this presentation they only put in the good news, and leave out all of the bad news.

    You are told that you should not wait any longer,  and they reference some report from analysts that predict bitcoin is going to reach over $23,000 in 2019… BUT WHO CARES… It's not like we haven't seen tons of reports like this predicting Bitcoin's price going to the moon that have never materialized.

    It's kind of hard to trust a statement like this when they don't even tell you the source of the report. Also, a lot of the top-level marketers that are promoting this are saying that "all indications" are showing that bitcoin is about to go up in price. But again, this is hard to believe… Especially when the people saying this are going to be making money if you join through them.

    But anyways… Let's get on to the actual review of what exactly Bitcoin Frontiers is, what it provides, and whether or not it is a good opportunity for you to get involved in.

    Bitcoin Frontiers Review

    • Website: BitcoinFrontiers.com
    • Cost to Join: $350 minimum

    Overview

    Bitcoin Frontiers is an educational platform that teaches people the basics of bitcoin and more importantly teaches people how to monetize it. It was created by 2 guys named Clay and Franco that have been involved in online marketing for quite some time and I believe it was just released in late February 2019.

    Yes there is basic educational material provided on bitcoin and cryptocurrency in general, but without a doubt one of the main focuses of this program is to provide people with a way to make money by selling the program to other people, which is how Michael Mansell, Mack Mills and the other top level online marketers are making tons of money with it.

    One of the more luring and lucrative aspects of this program is that you get 100% commissions when you resell it to other people, which go directly into your bitcoin wallet. But there is a heck of a lot more to it than that, and I'll go over everything soon.

    Let's first go over the 2 different product levels…

    The Products

    There are 2 different product levels, Bitcoin Adventurer and Crypto Mastery. In order to buy these products you will have to pay with bitcoin, so obviously I first going to need to have a bitcoin wallet and some bitcoin on hand. If you don't already, I would suggest Coinbase just because it is the easiest and one of the most trusted places out there to do this.

    1. Bitcoin Adventurer

    Bitcoin Adventurer is the educational side of this all.

    If you join this program, which costs $350 total, you will get access to different educational lessons such as…

    • Intro to Bitcoin
    • The Blockchain Explained
    • What is Cryptocurrency
    • Types of Cryptocurrency
    • How to Start Investing and Trading Cryptocurrency and Bitcoin
    • CoinMama (a cryptocurrency exchange)
    • Cointelegraph and Coindesk (cryptocurrency news websites)
    • Bitpay (can get your bitcoin wallet here and offer ways for businesses to accept BTC)

    The education provided is pretty basic really. They cover the basics of bitcoin, blockchain, and cryptocurrency in general; they talk about how you can start investing and trading cryptocurrency, and there is education provided on using different cryptocurrency exchanges.

    This place is not going to provide any sort of advanced education from what I can tell. It is not like you're going to learn how to become some expert cryptocurrency trader or anything like that. However, this whole thing is pretty new and they likely will be adding more educational content in the future.

    Commissions: As I mentioned above, getting into this program will cost $350 worth of bitcoin. However, the person who referred you only gets paid $250. This is because there is a $100 membership fee which everyone will have to pay on a yearly basis. This is how Bitcoin Frontiers makes their money.

    So if you recruit other people into this program you will get $250 commissions and they will also pay the $100 membership fee to Bitcoin Frontiers themselves.

    2. Crypto Mastery

    Crypto Mastery is their mastermind level program, which costs $1000. If you join this program you will simply pay $1000 more. You will not have to pay another membership fee because you already paid it when you joined the lower level Bitcoin Adventurer program, which you do have to join first.

    This is where you get access to more top-level information and from what I can tell the focus of this program is on making money through Bitcoin Frontiers by promoting it. When you get other people to buy into this level, this is where you make your big commissions. However, I'm not completely sure but you likely have to first purchase this level yourself before you can earn commissions from others upgrading to it.

    At this level it is also where you get access to a private Facebook group where you can communicate with other members.

    Commissions: When you join at this level your sponsor, a.k.a. the person that recruited you in, will get a $1000 commission worth of bitcoin… And the same goes for you when you recruit other people in and they buy into this level.

    Compensation Plan

    In total you will be able to earn $1250 from every person who joins Bitcoin Frontiers. That said, in a way you will be able to earn more than that because you will also earn money from people they recruit in.

    This place has what is called a "pass up" compensation plan.

    In a nutshell how it works is like this: when you make your first sale at $250 and $1000, they go directly to you. You get to keep that money. However, your 2nd sale gets passed up to your sponsor. Then the 3rd sale goes to you again and the 4th sale gets passed up to your sponsor again. Then, after that every 5th sale will get past up and that is how it works for the rest of the sales.

    • You keep your first sale
    • Second sale gets passed up
    • You keep your third sale
    • Fourth sale gets passed up
    • Then you keep all sales except for every fifth sale, which gets passed up

    They call the sales "powerline sales".

    Now I've scene quite a bit of "pass up" compensation plans in my day, but I don't think I've ever seen one exactly like this. Usually they will be set up so that everyone has to pass up at least one sale, but this one is unique because you pass up quite a bit, and continually pass up every 5th sale to infinity.

    Bad or good?

    Well, that just depends on how you look at it. Sure, early you might be thinking that this is going to suck because you have to give other people your hard-earned sales, but you have to remember that the people you recruit in are going to be passing up sales to you as well.

    Here's a video you can watch that explains it all pretty well if you want more clarification on this… (This is not my video and is intended for educational purposes only)

    Problems With This

    No Refunds

    There is no ability to get refunds when it comes to bitcoin.

    The upside is that no one controls bitcoin and that is decentralized, but this is also kind of a downside in a way, because there is no one that has the power to give you your bitcoin back after sending it to someone. No one can force chargebacks or anything like that.

    It's something that you should be aware of, whether you consider it a "problem" or not.

    The Education Isn't Worth The Price In My Opinion

    So as mentioned above, the Bitcoin Adventurer program is the educational side of this whole thing. However, is it really worth the money? It costs $350 total just to get in, which includes the membership fee.

    But is it really worth $350?

    In my honest opinion I do not think so. There is so much free information out there that you can find on YouTube or just Google that provides much more in-depth education than what I see here.

    Because it is expensive and overpriced, this is going to make it more difficult to sell to other people if you are looking to make money with the compensation plan.

    That said, it is still early on in the likely will be adding more educational content in the future, or at least I would hope.

    HOWEVER... the reason I think that this product is priced so high is so that members are able to earn big commissions. You can earn large $250 commissions when people buy into this lower product level and this makes the opportunity more luring.

    How to Market This Program and Make Money

    When you join you will get access to their "$25,000 marketing system" for free. Now I have no idea if it is actually worth $25,000, but they say it is and it definitely does have some good value to it.

    You will get access to this as soon as you buy into the Bitcoin Adventurer level. You do not have to purchase the more expensive Crypto Mastery for access.

    Basically what you get with this marketing system is access to a bunch of different professionally set up lead pages and sales pages that you can use to funnel people in, you get access to pre-written email swipes, link tracking and more.

    They also provide you with some training on how to set up your autoresponder, creating a campaign and getting traffic to these lead pages and sales pages.

    Scam or Not?

    The answer to this question is going to largely depend on what your opinion of a scam is.

    Yes, they do provide some value with the educational content that is included here... but is it overpriced? In my opinion without a doubt.

    But there is a reason it is overpriced. And the reason is to make this more of a lucrative opportunity for people who want to make money promoting it. You can earn large $250 and $1000 commissions from it.

    So is it a scam?

    Well, it is legal in the eyes of the law, but like I said, the answer to this question really depends on who you are asking.

    Conclusion - Good Opportunity or Not?

    There is no doubt that you can make big money with programs like this by promoting them. After all, this is what a lot of the big online marketers do for a living and you can see how rich they are. A lot of them go from one program to the next, always promoting something new.

    The reason for this is because with programs like this you have to get in early if you want to make good money. You want to get in before everyone else gets in.

    The problem is that it's hard to say when it's too late. You never know how popular one of these programs is going to be. It still could be a good opportunity a year later but it also could be a dud just a month later.

    This isn't the type of program I am particularly fond of but I'm trying to give an unbiased and thorough review so that you really know what you are looking at here.

    If you want to make money online with something that I actually do recommend then I suggest taking a look at how I went from $0 to over $6,000 a month, which is beginner friendly as you will see.

    Comments or questions? Leave them below and I'll get back to you soon 🙂

    What Is The 90 Day CBD Challenge? – Another Potential Scam?

    They claim that you can start earning big commissions selling CBD products in just 90 days, with no inventory or special skills, but is there a catch to this? What is The 90 Day CBD Challenge exactly and what should you know about it before getting started? Is it a scam?

    Well… One thing is for sure… You definitely should read my review here before getting started because there is some important information that is often left out. Of course they only tell you all the good stuff and leave out some of the downsides to this challenge.

    The cost to join is free, which is nice. Supposedly the normal price is $1997, but at this time it is free. Who knows though, this might just be a marketing stunt. You see this kind of thing all the time.

    You may also be wondering, well how can this training possibly be free? Don’t the people that put together have to make money?

    The answer is Yes, and they do make money. do.

    Don’t worry, I’ll go over all of this. In this quick review I’ll go over what exactly the challenge is, I’ll be showing you inside the program, how it works, how much money people can realistically make and more.

    What Is The 90 Day CBD Challenge?

    In a nutshell, The 90 Day CBD Challenge is 12 week training program where you can learn to start your own online business selling highly over-priced CBD oil products and earning big commissions. But there is more to it than just that. It could also be called a marketing funnel system to promote a CBD MLM company called HempWorx.

    Basically it’s a training program that teaches you how to make money by partnerting with the company mentioned above.

    Confusing I know… But I’ll break it all down for you so that you know exactly what is going on here before getting involved.

    The creators of this training program are Chris Record and Peter Serenson, both of whom have been very successful in the online world and have started multimillion dollar businesses in the past. I’m personally more familiar with Chris, who is the cofounder of Tecademics and also the creator of Lifepreneur, because some of his programs have caught my attention in the past.

    But anyways… Neither of these guys are going to put out a crappy program. So right from the start I was expecting this 90 Day CBD Challenge to be at least a pretty decent training course.

    But before I get into what you actually get inside the course, I first want to talk a bit about CBD, and why this is becoming such a popular business opportunity.

    Why Get Into CBD In The First Place?… The Future Is Looking Bright

    If you do a few Google searches you will likely find a lot of reputable sources saying that the CBD market has quite a promising future. An article on RollingStone says the CBD market could hit $22 billion by 2022 and Forbes says the market could grow by 700% by 2020.

    There is no doubt that it has a lot of potential. Sure, you may already be wishing that you got in sooner, but there is still a lot of future growth that will likely happen, so it is definitely not too late.

    No… It Won’t Get You High

    Most people didn’t want anything to do with it originally. They associated it with getting high because it comes from the cannabis plant.

    Makes sense, but CBD won’t get you high and this misconception early on has slowly been disolving and opening up an absolutely massive market.

    CBD is what is called a cannabidoid, and is one of many inside the cannabis plant. THC is the cannabidoid that is responsible for the high effect that comes from smoking marijuana. It is completely different.

    In a nutshell, CBD is a substance that is extracted from the cannabis plant, and usually is extracted from the hemp variety, not marijuana.

    Tons of Benefits

    There are several reasons why the market for CBD is so massive.

    1) There are tons of health benefits that come with this cannabinoid. While there is much more research that needs to be done to really see what all it can do, it is commonly used for…

    • Anxiety
    • Depression
    • Chronic pain
    • Acne
    • Epilepsy
    • Insomnia
    • Glaucoma
    • And more…

    2) It’s completely new to the market. Sure, people have been smoking and ingesting this cannabinoid illegally for years, but now it’s heading mainstream and you can buy it completely legally.

    Overall the CBD market is without a doubt a good opportunity, which is why you see so many businesses and, in this case, a marketing course capitalizing on this newfound opportunity.

    But Anyway… Back to The 90 Day CBD Challenge

    So this 90 day challenge is completely free to join and will give you access to the training. Basically all you do is enter your email, name, create a password, and you have access to the members area.

    However, there is sort of a “catch” that I will go over shortly. Because, although the training is free, if you want to follow along it will not be free.

    You’ll understand what I mean in a second.

    A Look Inside The Program

    Once you our login you will see something that looks like this. Or maybe you will see an introduction video first. But anyways, once you get to the core of the members area, this is what you will see…

    Over to the left-hand side of the screen you have all of the lessons outlined. Each week is focused on something different that is important to starting your CBD business.

    Here is a closer look…

    You have some training on setting up a website, marketing and branding, the legalities of this business, advertising, building an email list and so on.

    From the looks of this it is a pretty well-rounded training course that goes over all the important aspects of starting a business of this kind.

    HOWEVER, at this point you are still probably wondering how the heck you’re going to be making money with the CBD business that this challenge is training you on.

    I’ll explain…

    How It Works

    So basically you won’t be creating your own CBD business, but rather you will be partnering with an existing CBD business, called HempWorx (used to be named My Daily Choice), which it is a MLM company that sells CBD oil. You will be an affiliate for the company.

    When you originally sign up for the challenge you may or may not have noticed that they mention this in small print below…

    So what you will be doing is promoting HempWorx and their CBD oil products in order to make money. It is not like this training is going to be showing you how to build your very own CBD oil business.

    After Joining You Have 2 Options:

    Option 1: Continue with the free training for $20

    The first option you have is to just continue as normal. Yes, the training is FREE, but being an affiliate for HempWorx is not. But this only costs $20 so it’s not a big deal.

    If you do this you will get a new training video released to you every day throughout the entire 90 day program.

    Now this may be frustrating to some. This is something that someone else brought up and I totally agree with it.

    Many people out there getting involved with this aren’t going to have the patience of a 90 day, 1 video per day, course. I can see how this would be beneficial because then you are forced to take your time and not rush things.

    But we want money fast… right?

    So this brings me to the other option you have…

    Option 2: Upgrade your account to the Executive level

    If you want to unlock all of the training right away, which I can imagine many people do, then you can upgrade your account to the Executive Level inside HempWorx.

    I’ll go over this in more detail next, but HempWorx has multiple levels, or ranks, within the company. The higher up you are the more ability you have to earn. In this case you can simply buy your way up the ranks to that of Executive.

    If you want to go this route it is going to cost you a hefty price. It costs $599 plus you will still have the $20 fee to be an affiliate.

    The MLM Part of It

    As I briefly mentioned earlier, HempWorx, which is the company you will have to partner with as an affiliate if you want to follow through with the training, is a MLM business.

    What the heck does this mean?

    This means that there is a hierarchal structure within the business and you can earn money from the efforts of those beneath you. A lot of people call these businesses pyramid schemes, although they are not. They do however have a pyramid-like compensation structure however.

    Ways to Earn Within HempWorx

    As in affiliate you will be able to earn money in 2 basic ways, by earning retail commissions from actually selling the CBD oil products, or… By recruiting in other affiliates beneath you and earning commissions based on their efforts.

    Below you can see an example of a commission chart for what they call “jump start bonuses”. This is one of the many ways that you can get paid within the compensation plan. As you can see you will be able to earn down to 10 levels deep…

    The affiliates that you personally recruit in make up your level I, the affiliates that they recruit in make up your level II, the affiliates that level II recruits in make up level III, and so on…

    So basically it is a big pyramid-like structure where affiliates recruit in other affiliates and earn money based on the commissions that they make from recruiting in others and selling retail products.

    There or a variety of other ways to earn as well, but they all contribute to this pyramid-like MLM structure.

    Ranks are important. For example, in the chart above you can only earn level I commissions if you join as an Active Affilaite, but if you join as an Executive Affiliate, you will be able to earn down 4 levels right from the start.

    There are a number of different ranks…

    • Active affiliate
    • Builder
    • Director
    • Executive
    • 5K affiliate
    • 10K affiliate
    • 25K affiliate
    • 50K affiliate
    • 100K affililiate
    • 250K affiliate
    • 500K affiliate
    • Super affiliate

    Pretty much the goal with all of this MLM stuff is to move up the ranks and make more money. The further you move up the ranks, the more of the compensation plan you unlock and get access to. And of course, moving up the ranks is all about building your “team”, which consists of other affiliates that have been recruited in beneath you, which is accomplished via recruitment.

    Making Sense of It All

    Okay… So this point you may be pretty confused. I’m trying my best to explain, but I definitely understand how this would be one heck of a mess to try to understand.

    In a nutshell, a tiny tiny nutshell, The 90 Day CBD Challenge is a marketing system for HempWorx. They say “hey join our free training and build your CBD business”, and while the training is free you are coaxed into joining HempWorx… And then further pushed into buying in at the Executive level.

    You Will Have 2 Ways to Earn

    After you go through the training you will have to ways in which you can earn. You will be able to either promote The 90 Day CBD Challenge and earn commissions when people buy into HempWorx through the training funnel, or you can simply promote HempWorx and their products without the use of The 90 Day CBD Challenge.

    It’s your choice.

    Are You Going to Get Rich Off This?

    Of course this opportunity is presented as one of the greatest things to ever bless this earth, but it seems like every “make money online” opportunity is promoted in this sort of way.

    And sure, you definitely “can” make money doing this, but “will” you? These are 2 different questions.

    If you look at the official income disclosure for the MLM company HempWorx, this is what you see. WARNING… It is not too pretty…

    As shown above, even those who are at the rank of Executive are still only earning a monthly average of around $90.52, which is pretty darn horrible. And the people at the lesser ranks are earning even less on average. There is a good post on Reddit explaining this all too.

    So it costs $599 to join at the Executive rank, but you are only going to be earning an average of $90 a month???

    Well… It’s a bit more complicated than that.

    But The 90 Day Challenge Will Help

    The challenge and training should help.

    The chart above is for all HempWorx affiliates, most of them doing their own thing. Since you have the challenge training and all you definitely have at least somewhat of an advantage.

    Now how much of an advantage? Who knows… Your guess is as good as mine.

    Is This a Scam?

    I would not call The 90 Day CBD Challenge a scam. However, I can see how some people who joined the free training may feel a bit like they were taken advantage of after they find out they have to spend money. That said, you shouldn’t really be expecting to get involved in some sort of business like this without spending any money at all.

    All in all I definitely do not consider this a scam. They provide good training and a good program overall, that you definitely can make money with.

    Also, as I already went over in the beginning, both of the creators have at least decent reputations with programs like this.

    Conclusion – Is It Worth Signing Up For?

    Now this is a very tough question to answer.

    Personally I don’t care for MLM’s at all. Not one bit. While they do have a lot of potential for making big money, their pyramid-like structures make it very difficult for those on the bottom to earn decent amounts and often creates a problem where very very few people at the very top are making the majority of the money, which is why they have such high turnover rates.

    This fact is reflected in the income statement I showed above.

    BUT… This isn’t just a MLM opportunity. You are also getting access to this training funnel which should make things a little bit easier for you. But again, there is definitely no guarantee that you are going to make much.

    I’m not personally going to be promoting this program, but I also am not going to be telling you to avoid it at all costs. This one is up to you.

    If you are looking for something that is a little more beginner friendly and not so complicated, I would suggest taking a look how I went from $0 to over $6,000 a month online. It has nothing to do with selling CBD oil or anything like that, but if you’re just looking for a good way to make money online I would highly recommend it.

    Comments or questions? Leave them below and I’ll get back to you soon 🙂