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Easy Money Scams

What is Coin4Job.com… Big Old Scam or $500/day Online?

Welcome to my review of Coin4Job.com. This site claims to be an easy way to make some money online. They clearly state on their site that you can make up to $500 in a single day. But we all know how claims like this go. You just never know if you can really trust them or not. What is Coin4Job.com? Is it a scam? Is it legit? Should you join?

In this review I’ll be answering all of these questions. If you were thinking about joining you are going to want to read this. Why? Well because… Spoiler Alert: Its not what it claims to be.

Coin4Job Review

I’ve reviewed other job sites like that that are pretty much the same thing. They tell you about all the money that you can make easily sharing links and getting others to join the site. It sounds like the easiest thing ever to do, which it would be if it were all true. The problem is that the people behind this site are scammers.

This site will not pay out. You can share your link all you want you aren’t going to be making any money.

How It Works

You share your link, get other people to sign up and you make money. They say they will pay you $5 for everyone you refer to join.

But of course in order for them to be able to pay you money they are going to have to be making money right? So what are they doing to make money?

Well what they tell you is that they earn money from the traffic that you help generate to their website when you refer others there. They earn this way from advertisements and the more traffic = more money from ads. However, this is all a lie. Every part of it.

Nothing More Than a Lie

How can they make money from advertisements on their site when their are no advertisements on their site? Makes absolutely no sense.

I checked everywhere on the site and could no find one single ad. I made sure my adblocker was turned off and there was nothing to be seen.

But this doesn’t really matter. Because even if this opportunity did pay out it still would never work out like they want you to believe.

Even if they would pay this would not work out for you. They tell you to share your link on Twitter, by email, LinkedIn, and Facebook. Things aren’t quite this simple. I have been in the online marketing world since 2015 and I can tell you that simply sharing your link like this isn’t going to cut it. This might get you a few referrals but its not going to be much, unless you have an absolutely massive social media following or something like that.

Sharing your link like this is a horrible marketing strategy. They tell you this to make it sound super easy and enticing. But the reality this just won’t work out. $500 per day doing this? Ya right. You won’t even make close to $500 total doing this. You would have to get 100 referrals to make that much and there is no way that is happening.

Nothing Makes Any Sense

The scammers behind this site are horrible at scamming, that is for certain. And this is a good thing of course.

Nothing makes sense on this crappy website. Something else I noticed is that the withdrawal process makes no sense. They tell you that they pay via Paypal, Cheque, MoneyGram, Bitcoin, etc…. Yet they only offer the Bitcoin payments. So what happened to all the other payment methods? They are nowhere to be seen and there is no way for me to select them.

This is just another small red-flag that tells me this is nothing more than a scam, as if there wasn’t enough already telling me this.

Same Old Scam, Different Name

As I mentioned earlier, I’ve reviewed scams like this before. Some of the ones that come to mind include Dollars True, Fix Monthly Income, and Regular Dollars.

These older scams were pretty much the exact same thing as Coin4Job. They told you the same lies… that you could make a bunch of money each week sharing your link, that they make money advertising when they don’t have any ads on the site, and they all had very high pay out limits. The entire site was also laid out the exact same way. Its basically a home page, a signup page, and a dashboard page with your referral link and some FAQ’s. Other than that there is nothing.

The difference between this one and the older ones I reviewed is that this one supposedly offers Bitcoin as a payment method.

What these scams are more than likely doing is trying to capture people’s email addresses so that they can sell them. Email marketing is a big business and things like this happen all the time. They will likely sell your email address, along with many others, to other scammers. So if you start to get a bunch of spam emails then you know why.

Conclusion on Coin4Job.com – Avoid

If you want to sign up and share your link to see if it works then by all means go for it. I just don’t suggest doing so. The cash out minimum is $300 so you are going to have to waste a bunch of time to reach this minimum before you even find out if its a scam, which it is.

Have I tried this system out? No? Well then how do I know its a scam? The answer is I just know. Nothing makes sense about it. All in all its a very poor scam. I guess I can’t say this with complete certainly because I haven’t gave it a try but I can say it with 99% certainty.

If you are looking for a way to make money online that actually works and is legitimate I would suggest taking a look at how I make a living online. I’ve been working online since 2015 and make good money doing this.

And of course if you have any questions or comments leave them below and I’ll get back to you soon ?

"Get Rich Quick", Easy Money Scams

Semantic Investment App, Scam or Easy Way to Make Money – [Read Review]

The Semantic Investment App claims to be some crazy good new automated trading software that can easily make over $3,000 a day for its users. But is this really true? Can you really believe what they tell you here of is the Semantic Investment App a scam that you need to avoid like the plague?

The truth is that NO you cannot trust what you hear. This trading app is not what it seems and there is no way I recommend anyone buy into this. I know its free to use but as you will see in this short review it is not worth the risk.

Semantic Investment App Review

You have to be really careful when it comes to trading softwares like this. It seems that there are many more scam softwares/apps out there for automated trading than legitimate ones. When you hear the words “automated”, “easy”, along with bold claims like being able to make $3,000+ per day… you should be suspicious, very suspicious.

And I’m guessing you were suspicious of what you heard here. After all, you are reading my review right now and its a good thing you are.

The truth is that the Semantic Investment App has all the common characteristics of a big old scam, just like Profit Wizard Pro, Bitcoin Bonanza, Bitcoin Focus Group, etc. You will lose your money with this app instead of gain. You will see why I’m saying this.

How The App Works (Allegedly)

Of course, just like every other scam trading software/app that I’ve reviewed, this software runs with some special trading algorithm that is super accurate. It can supposedly predict the forex market so good that it has a 92% accuracy rating.

And of course they don’t really give you any information on how the algorithm actually works. But I suppose this is because it is a “secret”.

The fact that they are very vague when it comes to how this actually works and is so accurate is a major red flag. I understand that if this were true they wouldn’t want to tell you everything or else someone else would just copy them, but they definitely could have told you more than they did.

A Look at the Creator.. The Man Behind The App

The person that presents the app in the video, if you watched it, is named Roger J. Greco. However, this is not true. This is just a made up name to hide the names of the real creators, who are nothing more than scammers.

If you try to find any information on this guy related to the app you will not find a thing other than what is known from the video, which is just about nothing.

What I also find funny is that the German version of the video presentation has a creator by the name of Hans Klein. I was reading another review when I found this information. The reviewer was German himself and had screenshots showing that this was the guys’s name (allegedly).

Funny how the name changes yet Roger would still be Roger in any language. This is just another major red flag that this is a scam.

Fake Testimonials

And the fakeness of this scam app continues….

The testimonial videos of people who claim to have made tons of money with this app are simply not true. These people are paid actors that can be hired on Fiverr.com. They have never actually used the app and are just saying what they got paid to say.

I review scams like this often so I am very used to seeing this. Fiverr is the popular place to hire people to fake testimonial videos. I actually recognized the one lady in the video right away. Below you can see a screenshot of the presentation video along with a screenshot of her profile on Fiverr…

But The Software Is Free to Use…

This is where they get you. How can this be a scam if the software is free to use right? The answer is very easily.

What happens when you sign up to use this software is you are directed to a broker to deposit money because of course you have to fund your account before you can make any trades right?

The will direct you to an unregulated broker that follows no rules. They are unregulated and there is virtually no customer protection. From reviews I’ve read Stox Market is one of the brokers they might send you to. But this could change.

You will have to start with a minimum deposit of $250, which you can then kiss goodbye because you will never see it again.

The scammers behind Semantic Investment App are partnered with these brokers and get paid to send people to them. Its all one big massive scam.

The app might make you think that you are making money. It might show you winning a bunch of trades and getting more money in your account. I know other scam apps I have reviewed in the past do this. But when you try to cash out your money you will not be able to. This is when people realize they have been scammed.

When it comes to automated trading softwares like this you have to be really careful with the brokers. Brokers make money off of people losing trades so for a legitimate broker to partner and allow people to use an automated trading app like this with 92% accuracy would be extremely rare and probably non-existent. So really look into the brokers with these things. If you can’t find any information or don’t really trust them, avoid it.

Final Thoughts

Semantic Investment App is your typical run-of-the-mill trading software scam. It promises high returns, a high win rate, and automated trading. It claims to be an easy and guaranteed way to make it rich for the most part but in reality it is an easy and guaranteed way to lose a minimum of $250.

Most automated trading apps like this are scams so use your better judgement when you are looking into something. Stay safe out there. If you want to use this app go right ahead but I certainly do not advise doing so.

If interested you can also check out how I make a living online. I figure since you are looking to make money with this trading app online you also might be interested in this. You can learn more here.

Also, leave any comments or questions below and I’ll get back to you soon 🙂

Legit Money Making Opportunities

Is Vector Marketing a Pyramid Scheme? – What You Should Know

There is a lot of controversy surrounding Vector Marketing. If you do some looking around online you will see all kinds of complaints about it being a pyramid scheme, a scam, and just an awful place. But are these complaints legitimate or are they baseless and nothing more than rumors? Are they a scam really? Is Vector Marketing a pyramid scheme?

In this short review I will be going over the truth of the matter at hand. I have reviewed tons of similar independent work opportunities like this and I don’t know if I ever have seen so much information online. Its insane. Anyone trying to find out the truth here has to dig through loads of BS before finding truth and even after you do you might not know what they heck to believe.

Anyway… I’ll be answering all the scam pyramid scheme questions you have and will be going over the good and bad sides of this place.

What is Vector Marketing?

Vector Marketing is the marketing branch of the CUTCO company. Their job is to sell the CUTCO products, which as far as I know consist of a bunch of knives.

They use a direct sales business model where they hire sales representatives to sell the products directly to people. This means the sales reps are on the ground face to face with customers selling these knives.

Vector Marketing in particular really seems to target college students. The reason for this is because they offer flexible hours and also probably because they know college students are easy recruits.

How The Job Works

As a representative you will be going around to people’s houses or wherever and presenting these knives to them. You will demonstrate how good they are try to get people to buy them.

The schedule is very flexible because you are considered an independent contractor. This means that you set your own schedule. You choose when you go out and try to sell these knives.

One of the biggest downsides of the job is that you only get paid when you set up appointments to showcase the knives to people and when you make sales. Much of your time will be completely unpaid because you will end up getting turned down by people who are not interested. This is something that they don’t make clear when recruiting in new workers and is very misleading, which then leads to many of the complaints being written.

The Compensation Plan

You will receive a base pay and commissions if you make a sale. The base pay is usually $15/hr but I have heard of some people getting paid as much as $18/hr. However, remember this is only when you have appointments set up. You will not get paid the base pay when you are walking or driving around looking for new potential customers.

So when you set up an appointment you are going to get paid either way, whether you sell knives or not. At the bare minimum you will get paid your base pay and hopefully you will make a sale and earn some commissions on top of that.

Is It a Pyramid Scheme?

In no way is Vector Marketing a pyramid scheme. There is nothing about it that resembles such in any way. Now I’m not saying its a great opportunity and I know that they do mislead people into becoming sales reps…. but calling it a pyramid scheme just isn’t the right word for it.

In pyramid schemes most of the focus will be place on recruitment. Most money will be made off of recruiting in others to join and making money by them being forced to purchase a “product kit” and then also making commissions from the sales they make. Pyramid schemes have multiple levels where commissions flow up the pyramid into the pockets of those at the top, which is why its so lucrative to recruit more people in beneath you.

With Vector Marketing there is no incentive for sales reps to recruit others in. This is not a mlm (multi level marketing) opportunity like Youngevity, Shaklee, etc and you don’t get paid from those beneath you. You only get paid from what you do so for this reason it is in no way a pyramid scheme.

Cost to Get Started – Lots of Misinformation

So before you can get started you will need to purchase a demo kit of knives. This will be what you take around and give presentations with and they are pretty costly.

The problem I’m having here is knowing what is true and what is not true. There are scores of complaints about being forced to purchase these kits without knowing about it beforehand. Many workers claim to have lost more money buying the kits than they made from working for Vector Marketing.

However, Vector Marketing claims that they “loan” you these demo kits. I’m not really sure what they mean by this because they don’t explain. If anyone has any additional insight on this matter I would appreciate hearing from you. I don’t know what to believe at this point.

Final Thoughts – Good Opportunity or Not?

Vector Marketing can be a good opportunity but the way I see it there are probably very few people who are going to be able to make this work. If you don’t have that salesperson type of personality then this more than likely isn’t going to work out good for you. Since you only get paid by the appointment you are going to have to be very good for it to be worth it.

Vector Marketing’s recruitment process needs to be restructured in my opinion. They basically heard a bunch of people to these massive meetings and where they present the opportunity to them. Most people going to these presentations have been mislead and think they are going to be getting a job where they make $15/hr every hour… which just isn’t true.

The recruiters for Vector Marketing is where the problem is at. There opportunity itself is not a scam but how they seem to mislead unsuspecting people into joining (usually college kids) is not right.

So my final words would be to join if you want but I wouldn’t unless you think you are one heck of a salesman. If you are even questioning this at all then you probably are not.

Something else that you might want to take a look at is how I make money online. I make a living working online for myself and this is something that can be done on your own schedule. You can read this post I wrote on how I make money, how it all works, and how others can get started.

It is important to know that this takes a while to really start making good money with though. So if you are in need of money right now this probably isn’t for you.

==> How I make money online here

Questions, comments, concerns? Leave them below and I’ll get back to you soon 🙂

Work At Home Jobs

What Is Vicky Virtual and Should You Work Here? – Review

If you are looking for a work from home receptionist job then Vicky Virtual is one of your options. They are a rather new company and have a good reputation thus far.

In this review I’ll be going over what is Vicky Virtual, what they provide, who the job is a good fit for and more.

What Is Vicky Virtual?

Vicky Virtual is a virtual call service that companies and individuals can use to answer their phone lines. This service could be for a variety of different reasons. Maybe a client needs someone to perform regular old customer service, maybe they need someone to schedule appointments over the phone, etc.

They hire people with little to no experience that are looking for work-at-home type jobs, which is a category I’m guessing you probably fall into.

What is nice about Vicky Virtual is that they are different from most other call services. They are all about adding that personal touch to the otherwise boring and machine-like virtual call industry. They are not looking for receptionists who are just going to do the bare minimum. They want enthusiastic people that can carry on good conversations with callers and really help build a good reputation for the client they represent.

Pretty much the goal here is to be a virtual receptionist that doesn’t seem like a virtual receptionist. They want callers to talk to you and to get the impression that you are sitting at the front desk of the company, not in some remote location that has nothing to do with it.

Similar Jobs: Arise work at home jobs

Who This Job Is For

This job is mainly for those that are looking to work from home and that enjoy talking to people. Much of the job consists of answering calls so being able to do this in a pleasant way is a must. Its best if you are a people person. The clients that will be hiring you are looking for good communicators. If you are the type of person that can have conversation with anyone then this might be a good fit.

You will also have to be willing to work with computer programs. You will be working from home and your computer will be your best friend.

Its also important that you are organized and self motivated. Working from home takes discipline with no boss breathing down your neck.

Requirements For The Job

Live in the US
Have a reliable computer with fast internet
Have a quite work space
Ability to use different computer softwares (they will teach you)
Have an upbeat and cheerful personality

Applying For The Job

Applying for a virtual receptionist position is pretty straightforward and there is nothing out of the ordinary about it. If you have filled out a job application before then you will be able to go through it easy.

The process is all done online. You will have to fill out personal information, education history, work experience, list some references, talk about skills that qualify you for the position and so on…. all standard application stuff.

How Much Can You Make?

When starting out you will get paid $10/hr. However, there is room for improvement. From what I have heard some receptionists that have been working with Virtual Vicky for a while are making up to $15 per hour which is pretty good.

They mostly hire full-time receptionists but I’d assume there is probably a need for part-timers as well.

What Are The Hours

Unlike some work-at-home jobs, here the schedule isn’t as flexible as you might think. Because Virtual Vicky caters to US clients most of hours that are in demand will be during the day. So if you are looking for a work-at-home job that you can fit around a job you already have, this might not be what you are looking for.

Conclusion on Virtual Vicky – Good Opportunity or Not?

Ultimately the answer to this question depends on what you are looking for. They are not a scam company so you don’t have to worry here, they pay decent wages and from what I can see they treat their receptionists well.

But what it all boils down to is your personality. If you like talking… you know.. you just love to talk to whomever, then this might be something worth pursuing. I know there are a lot of people out there that would appreciate Vicky Virtual’s way of doing things more than other virtual call center services because of how they go for a more personal and warm-hearted experience.

Anyways… the decision is yours. Vicky Virtual is a good company and I don’t really have anything bad to say.

Something else you might be interested in taking a look at since you are looking to work from home is how I make a living working online. I’m a blogger to sum it all up. I make over $6k a month blogging online and if this is something you would be interested in doing you can read more about it Here.

And as always… if you have any comments, questions, or concerns just leave them below and I’ll get back to you soon 🙂

MLM's

Is Herbalife a Ponzi Scheme? – No Its Not, But…

There is a lot of controversy surrounding Herbalife’s business operations. The recruitment style business model that it uses to bring in new distributors is something that often gets it to be associated with a Ponzi scheme. But is it really? Is Herbalife a Ponzi scheme? Or is this just a rumor created from people trying to smear the companies name that have their own hidden agenda?

In this short review I’ll be going over why people call Herbalife a Ponzi scheme, how it is similar, and the truth of whether it is or not. I am not affiliated with Herbalife in any way so this is going to be an unbiased 3rd party review. I often review mlm opportunities like this so its something I have some experience in.

Why Herbalife Is Called a Ponzi…

If you Google “Herbalife Ponzi” you will find a lot of results. There is no shortage of people calling this place a Ponzi scheme and of course the last thing that you want to do is get involved in a scheme like this where you will more than likely lose money.

Herbalife is nutrition focused mlm company that has been around since 1980. They sell all sorts of health products (which are good quality by the way) and rely on a direct sales from distributors to keep their business running. Basically what this means is that they do not sell in retail stores. Instead, independent distributors go around selling the products.

Anyone can become one of these independent distributors and I’m guessing the reason you are reading this review in the first place is because maybe you got asked to join, or maybe a friend/family member.

As an independent distributor you can make money in 2 basic ways: by selling Herbalife products yourself and by recruiting in other distributors and earning commissions from what they do. This recruitment side of the business is why people are calling it all a Ponzi scheme.

Compensation Plan Explained

There are actually 4 ways to earn money with Herbalife in total but as you will see they do fall into 2 main categories as I just mentioned. These ways to earn include Profit on Retail, Profit on Wholesale, Royalties and Bonuses.

Profit on Retail

As a distributor you can buy products at 25% discount when starting out. You will then be able to turn around and resell these products at a retail price. As you sell more you will be able to move up the ranks and get up to 50% discounts.

Profit on Wholesale

When you recruit other distributors in you will make money from what they do. This part of the compensation plan pays you commissions based on the wholesale products that your personal recruits make.

Royalties

Here you are able to earn up to 5% commissions from distributors in the first 3 levels of your downline. The people that you personally recruit in make up your level 1, the people that they recruit in make up level 2, and the people that they recruit in make up level 3.

Bonuses

Here you will be able to earn from 2-7% of your total organization (downline) volume.

Summary

So as you can see the Profit on Retail is the only part where you earn by selling products, everything else is based on recruitment. The amount you can earn ranges a lot. It is largely based on what rank you are and the rank is based on your personal sales volume and organizational volume.

Recruitment is a necessary step to move up the ranks.

I know this really might sound like a Ponzi scheme but let me explain what a Ponzi actually is and you will understand why it is not one.

What Is a Ponzi Scheme Exactly?

A Ponzi scheme is an investment scheme that lures in new investors with the hopes of making easy money. They can be very elaborate and appear to be completely legitimate but if you look inside their operations you will see that they provide no real value and that people are making money only by newcomers investing money.

They are basically a big flow of money from new investors to older investors.

I get why people call Herbalife one. I mean after all… recruiting in new distributors and earning from them is a big part of the business. However… Herbalife does provide value.

Herbalife is not a pyramid due to the simple fact that they do sell real products and this is what their earnings come from. Even when distributors are earning money from other distributors they are still only earning from the products that those distributors are buying and selling. So it all comes down to product sales in the end.

Now you could argue that some of the product sales are not legitimate. Some distributors feel forced into buying products just to move up the ranks and such. This is unfortunate and I get that some people do actually do this, and I get that the compensation plan can somewhat indirectly push them to do so… but they are not forced to do this and Herbalife does not advocate it.

I’ve Seen Worse

MLM’s (multi-level marketing) businesses can operate legally. They are allowed to have a pyramid-like recruitment structure. The big key to staying legitimate is to make sure that most of the revenue is coming from real product sales and not just from endless recruitment.

The truth is that I’ve seen much worse than this. I have reviewed plenty of mlm’s over the years. Shaklee, Youngevity, Plexus, Total Life Changes, and many more. There are others out there that operate completely legally and have much more recruitment focused compensation plans than this.

Herbalife actually does pretty good to ensure that they are not a Ponzi or pyramid scheme in any way. They…

Require no minimum purchases
Have a 12 month money-back guaranteed for the International Business Pack if you quit
Don’t require distributors to purchase any sales (although some feel indirectly forced to)

They have been around since 1980 for a reason.

Not a Ponzi But…

Ok, so they are not a Ponzi (nor a pyramid scheme for the same reasons) but there is a downside to this business model.

MLM’s like this often have a lot of potential to earn great money but the income distribution is very uneven and only a small percentage of people will ever make really good money here.

The reason is because potential profits are taken away from those at the bottom and given to those at the top. This is great if you build up a big downline and can earn from those beneath you but if you do not do this then you will just constantly be passing commissions up to those above you…. commissions that you would be able to keep for yourself if there wasn’t a mlm business model.

And of course there are always many more people working at the bottom of pyramid-like structures like this so this means that most people are, in a way, getting screwed over. This is something that many don’t really think about when joining.

Conclusion on Herbalife – Is It a Good Opportunity or Not?

The answer to this questions all depends on you. This type of business is where people with “salesperson” type personalities thrive. Recruitment is a big deal and if you aren’t going to be the type of person that can go out and easily recruit others into your downline then its probably not the best idea.

Something else to consider is the age of Herbalife. They have been around forever. This means the market is much more saturated with distributors. They aren’t this “hot” new company that everyone is looking to get into. This can make it more difficult to recruit people in but on the flip-side they have a long standing reputation which helps them.

Anyways… its your decision to join or not. Personally I’m not because I would never be any good at recruiting people in, which is why I avoid mlm’s in general, but some people love this type of business.

Something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is a guide I wrote on what I do, how it all works, and how others can get started if they are interested.

==> How I make a living online here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

Investing, MLM's

Is Profitable Morrows a Scam? – A Few Red Flags

Profitable Morrows is a wealth management company that claims to provide very high returns on investments… as much as 4.5% daily. But is this the real deal? Or is Profitable Morrows a scam that you need to avoid?

In this review I want to go over a few things that everyone should be made aware of beforehand. This is not exactly the type of place that you can trust. Things just don’t add up or make sense to me and for that reason I’m led to believe that it more than likely is a scam.

Profitable Morrows Review

Profitable Morrows is a wealth management company that offers exciting global investment opportunities run by the CEO Aaron Cooper. The company is registered in Australia but there is something strange about this that I’ll be going over.

The investment opportunity that Profitable Morrows provides is promoted as being a sure way of making tons of money. They claim that its as easy as registering, investing money and making profits.

Investment Plans

There are only 2 investment plans that you are able to choose from, the Daily Plan and the Fixed Plan.

The Daily Plan runs for 34 days and claims to provide a massive 4.5% interest daily. After the 34 days are up you will supposedly have a total ROI of 153%.

The Fixed Plan runs for 12 days and promises a 112% ROI.

Let those numbers sink in for a second. How can this possibly be real? These are insane returns and to be able to promise fixed rates of return like this is something that you normally see in Ponzi scheme investment programs or things like this.

What Do They Invest Your Money In?

For them to be able to provide investors with such massive returns they must be investing in something magical wouldn’t you say? What could this possibly be?

They tell you that their financial portfolios consist of investments in strategic assortments of high yield assets. Ok this is all fine and dandy but what are these “high yield assets”?

The only thing they tell you on their site is that one of their most profitable areas of investment is in Australia’s tourist sector. They tell you that tourism is booming and about how Australia is ranked as the 8th most popular tourist destination.

I don’t doubt that tourism is a big business in Australia and that the industry is booming…. but 4.5% daily??? Come on now. There is absolutely no way that you are going to make even close to this much investing in the tourism sector.

Referral Program

You can earn up to 15% commissions by recruiting in new investors.

Their commission structure goes down 3 levels and the amount you will earn depends on your rank, which are either a standard affiliate or a representative.

Standard Affiliate

Level 1 – 10%
Level 2 – 1%
Level 3 – 1%

Representative

Level 1 – 15%
Level 2 – 2%
Level 3 – 1%

What this all means is that you can recruit people in and earn money from what they invest (level 1), then you can earn money from the investments of the people that they recruit in (level 2), and then you can earn money from the investments of the people that they recruit in (level 3).

There is nothing wrong with having a referral program like this. However, this is a necessary characteristic of a Ponzi scheme, which this has the potential to be.

Who Is The CEO Aaron Cooper?

The CEO’s name is Aaron Cooper, or at least that’s what they tell you.

The problem I’m having here is that there is no information on this guy whatsoever. All you know is what they tell you his name is, his picture, and that small quote they show you…. that’s it.

I tried searching for more info on this guy but came up short. There is nothing on Google or anywhere that I can find on this particular Aaron Cooper. I also tried doing a reverse Google image search to see if this same picture was being used elsewhere, because scams will often take images from other places online and use them as their own, but I found nothing here either.

So pretty much there is nothing known about the CEO here. And after reading over some other reviews it seems that no on knows anything about him.

So the question is how can you trust this place if the guy in charge is a complete ghost?

Something Strange I found

One thing that I found very strange has to do with their company registration. On the website they tell you that they are a registered financial company in Australia. I went to the Australian Securities and Investment Commission’s website and looked it up. Everything looked good here as you can see.

However, when I went to look up the ACN number, which is the Australian Company Number, I could not find anything.

I really don’t know what to make of all of this. Its very strange and things aren’t adding up. At the very least this is a red warning flag for me that something strange might be going on.

Ponzi Scheme or Not?

The question of whether or not its a Ponzi scheme is debatable but very likely in my opinion. Things just don’t add up.

First they tell you that you can earn 4.5% daily, which any veteran investor knows is absolutely insanely high. Then they tell you that one of their most profitable investments is in the tourism sector, which doesn’t add up. Then there is no information about the CEO that is supposedly running this company, which is common sign of a scam. And lastly their ACN number can’t even be found in the system.

So what the heck is going on here?

The bottom line is that you just cannot trust this place, especially with all the similar ponzi schemes floating around out there like Ryna Holdings & Resonance Capital.

Final Thoughts

Like I said, you cannot trust this place. They are holding big secrets because what they tell you does not make sense. Because of this lack of transparency you cannot trust what they say.

If this is in fact a Ponzi scheme then I would advise that you avoid it. With Ponzi’s only those at the top of the pyramid make money while the majority of investors lose money. This is how it always works and how it has to work due to their structure. So while some people might make money with this it is not a smart investment.

But if you do decide to invest just make sure you don’t invest more than you can afford to lose.

As always, leave any comments or questions below. One more thing: You might be interested in taking a look at how I make money online. If so you can read my guide to making money online here. In it I go over what I do, how it all works and how others can get started doing the same.

"Get Rich Quick", Easy Money Scams

Is Copy My Email System a Scam? – [Review]

Copy My Email System claims that people can easily make hundreds of dollars per day sending out emails with this system, all of which only takes about 10 minutes to do. But is this too good to be true? Is Copy My Email System a scam that is just going to end up leaving you with less money than when you started? Or is this the real deal?

The truth is that Copy My Email System is NOT the real deal. This system is not what it may seem and preys upon those looking for way to make money online. I hope this review can help those looking into this avoid this illegitimate unethical garbage system.

By the way, all the news broadcast videos that they play in the video presentation for this system have nothing to do with Copy My Email System. They are real news broadcasts about work from home jobs but they are not taking or referring to this system in any of them. The person that created this just put them there to try to make this all seem more credible.

What is Copy My Email System?

Copy My Email System is a system that you can make money with online by simply copying Bobby’s (the creator) email system. He claims that he will set you up with your own email system for free and ad subscribers to it as well as give you pre-written emails to send out with offers that you can sell and make money with.

This place is promoted as a “complete turn key business” that only takes about 10 minutes of work per day. But as you will see things are not as they are claimed to be.

How You Make Money

This Copy My Email System is one of those systems that you buy into to make money online and then you make money online by getting others to buy into it.

The pre-made emails that you get when you buy into this are just made to get others to buy in. And then when they do you can make money.

So you may be wondering… well how is it possible to make money if its all free. After all they tell you multiple times in the video that it is completely free so it can be a bit confusing as to what is going on here.

Tons of Upsells

To start out its free but this isn’t going to get you anywhere. There are lots of upsells with this system and this is how people will make money off of you and how you will make money off of other people. Just like you are going to be sending people emails trying to get them to sign up, this is probably exactly what happened to you.

There are several different upsells. There are ones where you can buy subscribers and there are ones where you can buy referrals in your downline.

For example one costs $199 and will give you 5,000 subscribers and one costs $297 that will give you 20 emailers in your downline.

Is It an MLM?

I’m not sure exactly how the compensation plan works but it does seem to be a mlm (multi-level marketing) type of opportunity where you make money by recruiting in others and off of the people they recruit in and so on.

The upsells where they try to get you to buy referrals are promoted by telling you how you can make money by the money that they generate. This is how mlm’s work. You recruit others in beneath you and then you earn commissions based off of what they do.

Also in the presentation video “Bobby” tells you several times that he only makes money when you make money.

Its Just a Copy of GIM

So when I went to the disclaimer at the bottom of the sales page I found this…

As you can see it says “GIM System” which stands for “Guaranteed Income Machines”. This system has also went by a bunch of other names like Guaranteed Email System in the past too. This Copy My Email System is just a re-brand of GIM…. that’s it.

You might wonder… well why rebrand the system so much? The answer is because the system has a very bad reputation and after a while there become so many bad reviews online that it doesn’t sell well. So what they do is re-brand it under a different name and keep on selling it. People then think that its some awesome new system when in reality it is the same old one that has tons of bad reviews.

*By the way, you can also see in the screenshot above that the copyright dates do not correspond and that they are outdated. This just goes to show how poor this system really is.

Conclusion on Copy My Email System

Copy My Email System is basically an email spamming system. Your job if you buy into this will be to spam tons of people with emails trying to get them to buy into this same system. Everything about it is unethical.

The decision to buy in to this or not is up to you but I certainly will not be.

If you are looking to make money online I would recommend taking a look at Wealthy Affiliate instead. Their program is newbie friendly and much more legitimate. I’ve been a member since 2015 and make a living online now, which goes to show that it actually works. You can read my review on Wealthy Affiliate here to learn more.

Leave any questions and/or comments below and I’ll get back to you soon 🙂

Online Marketing Software

TCP Lifestyle System – Scam or Great Opportunity to Make Money Online?

The presentation for TCP Lifestyle System makes it seem like one heck of an amazing opportunity for making money online…. but is it really? Is this as good as it seems? Or is TCP Lifestyle System a scam that is just going to leave you with less money at the end of the day?

There has been a lot of hype around this program so I decided to do a little digging around and find out what its all about. The promo video that I watched for TCP Lifestyle System didn’t really tell you much or give the full picture of what is going on here so in this review I’ll be going over it all. I’ll be going over what exactly this place is, what it provides, how you make money and more.

TCP Lifestyle System Review

If you are suspicious of this program this is normal. The video presentation I watched made me very suspicious as well. In the video they talked all about the money they have helped people make and how amazing it was. I review scams all the time on this site so when I see a sales pitch like this that is over-the-top my little scam sensors start to warn me.

The TCP Lifestyle System promo video flashed pictures of sports cars, talked about being able to quit your job and live in your dream home, etc. Systems like this that are promoted by talking about all the money you can make above all else usually have something to hide.

So what exactly is TCP Lifestyle System?

TCP Lifestyle System is a sales funnel for TCP, or The Conversion Pros. Its a website that was set up by a member of The Conversion Pros to get people to buy into it.

TCP is one of those systems that people buy into to make money online and then end up making money online by getting other people to buy into it. In this way it is very similar to to programs like MOBE, Aspire, Jeff’s 6 Figure Business system, etc.

When you buy in you are then provided with a suite of tools as well as training so that you can market the same opportunity to other people. And when you get other people to buy in like you just did, then you will get paid commissions. This is exactly what the creator of the TCP Lifestyle System is doing.

What You Get With This System

When you buy in you will get what you saw when you bought in (or almost bought in). You will get the sales funnel with the presentation video that you watched and all of that. You will also get a digital marketing products like an autoresponder so that you can blast out emails to try to get people to join, you will get access to a capture page creator (used to get people to give you their emails), training and a lot more.

The product to make money is already in place. You are going to be making money by selling the TCP Lifestyle System to other people if buy in. The job you have to do is market it. They give you tools to help with this but there is still much work to be done. Traffic generation is no easy task.

The Cost

You might be wondering how you can possibly make any money if the system is free. After all, this is what they tell you in the video presentation and if you are just giving away free systems then there is no money to be made.

Well… the truth is that it is not free. There is just a 7 day free trail and then you have to pay $50/mo. If you go to buy the product you will see this at checkout…

The Compensation Plan

When you sell this system to other people you will get 50% commissions. So since the membership is $50 you will make $25 of that.

You will make this 50% commissions every month that your referrals remain paying customers since this is a membership site and you have to pay on a monthly basis. This is what they are talking about in the promo video when they mention residual income.

This is not a mlm where there are multiple tiers and you can get paid by the referrals that your referrals make and so on. You only get paid from your direct referrals.

When it comes to actually getting paid you get your money at the end of every week.

What I Like About This

One thing that I like about this is that they are straightforward and pretty much tell you that you will be selling the system to make money. They don’t beat around the bush and make you buy in thinking that you will be making money in a more legitimate way. You should at least have an idea that you will just be selling the same system to other people beforehand.

Now I don’t really care for systems that work like this where you just go out and make money selling the same system and the cycle continues, however its better than many other similar programs that mislead you more.

Other than that I will say that this program does seem to provide a lot of tools and good training. I haven’t went through the training myself and put everything to the test but I have been involved with online marketing since 2015 and make a living with it, so I know what has the potential to work and what doesn’t.

Conclusion on TCP Lifestyle System – Good Opportunity?

The TCP Lifestyle System is not a scam. They do provide good tools + training and people really can make money with this. However, I don’t really care for systems like this where people just make money by selling other people on the hopes and dreams of making money online. Its just a cycle of getting other people to join and then they get others to join and its endless.

If you are going to join just know what you are getting yourself into. I hope you found this review helpful and insightful.

Another program that I would definitely suggest checking out, which I am a member of is called Wealthy Affiliate. I joined back in 2015 when I got started online and have been a member ever since. What they provided not has me making a living online which was always the goal.

You can read my review of Wealthy Affiliate here to learn more.

And as always, leave any comments and/or questions below and I’ll get back to you soon 🙂

Cryptocurrency, Investing

Ryna Holdings Review – Scam or Good Investment Opportunity?

Ryna Holdings claims to be a great investment opportunity that you can make a lot of money with. But is this place really that great? Or is Ryna Holdings a scam that is just going to leave you with less money than when you started?

In this review I will be going over what Ryna Holdings is, what they provide, some major concerns I have about what they are doing and more.

Ryna Holdings Review

Ryna Holdings comes off very “salesy” which made me suspicious right away. The one promo video I watch was basically them just showing fancy sports cars and telling me that I could become rich. While I would love to have this life I don’t like opportunities that promote themselves like this.

But anyways… what is Ryna Holdings?

They are an investment service where you can buy different investment packages and make money off of their investments. Basically what you are doing is investing in them and they are investing in crpytocurrencies, stocks, FOREX, and they are also trading in these markets.

They claim to be a great way to make money and claim to be made up by a team of very experienced professionals but I have some concerns about this.

In addition to the investment packages they provide you can also make money by recruiting in others to invest in the company. This is why you might see a lot of people promoting this place.

Investment Packages

There are 3 different investment packages you can choose from. These include…

Basic Package: $10 – $1,000
Top Package: $1,001 – $5,000
Ultimate Package: $5,001 – Higher

Each package lasts for 1 year.

In the FAQ section of their website they tell you that they deal with cryptocurrencies, stocks and FOREX but when you look at these investment packages they make no mention of stocks or FOREX. They only mention cryptocurrenies so I don’t really know what’s the deal with this.

They claim these packages will provide a certain amount of ROI daily. The more you invest the more you earn. I’m very suspicious of this because I both invest and trade cryptocurrencies myself and I know how volatile the market is. I don’t understand how they can promise certain returns like this.

The MLM Side of It

Another way to earn money is by recruiting in other investors. They have a compensation plan that has 9 different ranks and 9 different levels.

When you start out at the first rank of Shareholder you will only have access to 2 levels of the compensation structure. But as you move up the ranks you will be able to unlock more levels until you eventually unlock them all.

You will be able to earn commissions from each member’s investment in your downline based on the percentages below.

Level 1 – 7%
Level 2 – 4%
Level 3 – 3%
Level 4 – 2%
Level 5 – 2%
Level 6 – 1%
Level 7 – 0.5%
Level 8 – 0.5%
Level 9 – 2.5%

If you are unfamiliar with how mlm’s work basically what they do is allow you to earn income from the people you recruit in, from the people that they recruit in, and so on. They often have a bad reputation because they create a very uneven income distribution where those at the top make the majority of the money.

Concerns

My concerns are that this investment opportunity might not be legit. Why am I worried about this? Well because they have a very lucrative mlm structure which does mean its a scam or anything but is something that makes me suspicious… and they don’t really tell you much of anything about them.

Lack of Information

Who is the team behind this? We don’t know. They claim that their team is “made up of highly experienced securities and trading professionals” but I don’t see any proof of this actually being the case. All this is to me are words that are not backed up.

The also don’t offer any information about what they actually do. They tell you that they invest and trade in cryptocurrency as well as Forex and stocks but don’t give you any proof of this. They have absolutely no track-record and no way to verify any of it.

It would be nice if they would give a little detail about things before wanting people to throw their money at them.

Possible Ponzi Scheme

This seems like it could easily be a Ponzi scheme to me. In a Ponzi there is no real value provided and the new incoming investments are distributed to older investors. Ponzi schemes are illegal in many parts of the world because when the money stops flowing in they collapse and the majority of the people involved lose money. Only those that got in early and are at the top stand any chance of gaining.

The reason I think it could be a ponzi is because it has many characteristics of other ponzi’s that I’ve reviewed like Bitty Cash, Resonance Capital, Invia World, etc. It has different investment packages and really pushes investors to go out and recruit other investors in. But of course its not going to say that its a ponzi if it is.

Conclusion on Ryna Holdings – Good Opportunity?

I definitely don’t have enough proof that this is a scam but at the same time I don’t have enough proof that it is a good opportunity. Their lack of transparency and overall lack of information is worrisome and because of this it is impossible to do a good in-depth review of this place. There just isn’t enough to go off of.

And the fact that there is barely anything to go off of is what is so concerning. Well that and the fact that they push people to recruit others in with their 9 level mlm structure.

Ryna Holdings could potentially be legit but I think there is a much higher possibility that they are not. It is very likely that this is just another ponzi that is doomed. Because of what I see I will not be investing that is for sure. However, you can do what you want to. I don’t advise it but if you do invest just make sure not to put in any more money than you can afford to lose. Stay safe.

Leave any questions or comments you have below and I’ll get back to you soon 🙂 Also you might be interested in taking a look at how I make a living online Here.

Investing

Is Real Wealth Strategist a Scam? – My Opinion Of It

Matt Badiali’s Real Wealth Strategist program is promoted all over online as an amazing opportunity that can make you tons of money. But is this really the case? What is this and how will you benefit from it? Or is Real Wealth Strategist a scam that is just going to leave you discouraged and frustrated at the end of the day? All of these questions are important and need to be answered beforehand.

There is a lot of misinformation out there so in this review I’m going to take a rational down to earth approach. If you just watched or read a sales pitch for this product then chances are you were given a better picture than what it really is.

Real Wealth Strategist Review

What is Real Wealth Strategist? I’ve noticed some confusion as to what this is. The reason for this is more than likely the misleading sales pitches that are out there trying to suck people in. For example I recently reviewed “Freedom Checks” which is what this program was being marketed under that had an extremely misleading sales pitch. After watching the sales video for this it made you think that you could somehow get free checks in the mail… which was not even close to being true.

But anyways… Real Wealth Strategist is basically an advisory newsletter that was created by Matt Badiali. Matt is an investor and when you buy a subscription to this service you get to follow his lead and invest in stocks that he picks and believes are going to make massive gains. I’ll go into more detail on what all you get with this soon. First however I think its important to go into a little more detail on Matt Badiali himself.

Who Is Matt Badiali?

Matt Badiali is an expert in natural resources investments. Why is he an expert? Well because he is a geologist with over 20 years experience in the industry. He holds a B.S. from Penn State University in Earth Sciences and a Master of Geology from Florida Atlantic University.

Although some of the over-the-top sales pitches you hear may seem like this is all a fraud, this guy is experienced and knows what he is doing.

Before being hired by Banyan Hill, which is the publisher of Real Wealth Strategist, he had a similar role working for Stansberry Research where he was chief editor of a report on investments in energy, natural resources etc. So he has been doing this a while.

What You Get With Real Wealth Strategist

Model Portfolio

Here you get to see Matt’s portfolio and everything that he is buying or waiting to buy as well as what he is selling and when. You will know what and when to buy/sell. He says that he typically only recommends about 12 stocks per year but this is subject to change.

Weekly Updates

You will get weekly updates on the status of your investments, whats going on in the industry, etc.

Trade Alerts

You will be alerted via your email when its time to make a trade. You will also get instructions on what exactly you have to do to make these trades.

Monthly Newsletter

Here is where you get a lot of information. Every month Matt sends out a newsletter where he talks about a new investment he is looking into. He is known to do a lot of research on these so you can expect a good bit of info here.

Website Members Area Access

You will be able to log into the members area to go over anything you missed or to catch up.

Customer Service Team

They claim that a customer service representative will walk you through anything you need help with. However, I heard this is pretty much a joke.

Why So Many Complaints?

Real Wealth Strategist is not a scam. However there are a fair number of legitimate complaints out there from people claiming that it is all a scam.

The reason for this is because of the misleading sales tactics that Real Wealth Strategist is promoted with which reminds me of The Altucher Report and the misleading information being spewed out there.. There are several popular sales funnels for this products, “Freedom Checks”,which I mentioned earlier and “This Magic Metal”.

The Freedom Checks is WAY overly hyped up and misleading. I said it earlier but I’ll say it again…. What you are led to believe is that if you are a US citizen you can get what he calls “freedom checks” in the mail for free. However it is nothing like he claims. The sales presentation for this funnel was also full of lies such as fake income claims and more, which I went over in my review of Freedom Checks.

The other example, “This Magic Metal”, has a sales presentation where Matt talks about some “magic” metal and basically hypes everything up like its the investment of the millennium. And of course if you buy into Real Wealth Strategist you are going to find out what exactly this magic metal is.

Both of these are just sales funnels to get people to buy into Real Wealth Strategist which you know is and advisory newsletter and nothing like what the sales pitches lead you to believe.

Why not be realistic?

This is a good question… why don’t they just sell people on Real Wealth Strategist with a more realistic and less salesy approach? The product isn’t anything horrible so why market it like many scam products are marketed?

I think that most of the complaints out there about Real Wealth Strategist come from people buying in without knowing what they are really buying into due to the misleading sales tactics. So just know what you are getting into beforehand.

Profits Are Not Guaranteed

I just want to make it clear that profits are not guaranteed with this. I know the misleading sales presentations might make you believe that they are but this isn’t true.

Matt does have a good track record and does seem to pick good stocks that yield a nice return, however, there are member reviews I’ve read that show losing stock advice that Matt has given as well.

Conclusion on Real Wealth Strategist

Real Wealth Strategist is not a scam but its also not for everyone that might think its for them. The reason for this is, as I keep reiterating, that the sales pitches are misleading and make people think it is program that guarantees them they will become rich.

Just know what you are getting yourself into before you buy in. If you are thinking about buying a subscription after reading this I would still suggest you do some more research. Look for member reviews. There are a lot out there that I’ve read which are very insightful.

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