Aspire pyramid scheme
MLM's, Training

Is Aspire a Pyramid Scheme? – A Look Inside Digital Altitude

Aspire pyramid schemeAspire is a digital business program that by a company called Digital Altitude that is promoted like crazy all over the internet. Many of those promoting this program make massive claims of being able to make it rich if you buy in… but can you really trust what you here? And with all the recruitment going on is Aspire a pyramid scheme that is going to get shut down in a matter of time?

I am very familiar with the Aspire program because I review online money making programs all the time and there are a lot of people promoting this place. In this review I’ll be going over a bit about what this program is and then I’ll be going over the compensation plan and explaining whether or not its a pyramid scheme.

Aspire Overview

As mentioned, Aspire is one of Digital Altitudes online business programs. It is the first of many and is what you will see being promoted most online by sites like Lifestyle Lady & Profit Countdown because it is the cheapest and the easiest to get people to sign up for. But after Aspire there are other Digital Altitude programs that are much higher priced including Base, Rise, Ascend, Peak, and Apex.

Apsire, along with all the other programs, provides training, tools and other resources for online business. It is very possible to apply what you are provided with at Aspire to any online business to help generate leads and make money, but it seems that most people that join just go out and promote Aspire to others… and there is a reason for this.

The reason that it seems pretty much everyone goes out and promotes Aspire is because they push you to do so once you are a member. There is training that they provide you with that is specific to promoting this program to others. And they will also give you pre-made sales funnels, lead capture pages, etc… all of which are for promoting Aspire.

On top of that they have a very lucrative compensation plan that I will be going over next…. and on top of that.. this is a mlm business opportunity which means that you can make money from the sales that are generated from your recruits, and their recruits, and so on. So once you are in the door and sign up for an Aspire membership you will be assigned a “coach” which is basically just someone who is going to try to upsell you and to get you to promote the program.

The MLM Compensation Plan

Aspire is very similar to the program MOBE, if you have ever heard of them. But aspire is more so a mlm than MOBE. With Aspire you can earn down more levels of recruitment.

It is possible to earn commissions from the sales down to 3 levels beneath you. The members that you personally recruit in make up level 1, the members that they recruit in make up level 2, and the members that level 2 recruits in make up level 3.

But you won’t be able to earn from all 3 levels from the start. There are actually 3 memberships within the Aspire program and you will have to upgrade to the most expensive one to get full access to this compensation plan. These memberships are as follows…

  • Walker
    • $37/mo
    • Earn 40% commissions on the 1st level
  • Hiker
    • $67/mo
    • Earn 40% commissions on the 1st level and 10% commissions on the 2nd level
  • Climber
    • $127/mo
    • Earn 40% commission on the 1st level, 10% commissions on the 2nd level, and 5% commission on the 3rd level

What Will Happen If You Join

When you join at the lowest level of Aspire Walker for $37/mo you won’t be able to make much. You will only be able to earn from those recruited in at the 1st level, which are those that you directly recruit in. If you want any chance of making good money you will have to upgrade to the highest membership of Climber for $127/mo.

No only is it set up to get people to purchase their way up the mlm structure, but from what I’ve heard you will be pushed to do so.

And when you get to the highest Climber membership you aren’t done yet. There are all the other programs that Digital Altitude offers including Base, Rise, Ascend, Peak, and Apex. These are all basically the same exact thing as Aspire just they have more advanced training, tools, and they are way more expensive, which means you can earn much higher commissions selling them.

What No On Tells You

The thing that no one that promotes this program is going to tell you is that most people fail, as with just about any mlm. You see when it comes to mlm’s like this those at the top with many recruits and big downlines are the ones making the good money. And of course because of the pyramid-like structure of mlm’s, most people are going to be at the bottom where the struggle is real.

This is just the reality of it and it will always be this way. Some of the money that those at the bottom could be making gets taken away to pay off those above them.

Just to give you an idea of what we are looking at here, below is a screenshot of the average affiliate earnings over a years time…

Conclusion on Aspire – Pyramid Scheme or Not?

It definitely appears as a pyramid scheme from the outside but there is no real way of telling for sure without knowing more. In order to really tell I would have to know how many members are actually using Aspire without promoting it VS the number of people that are buying in just to promote to others.

Without this information I can’t give a concrete answer. But one thing is for sure… there are definitely a lot of people buying into Aspire and promoting it as a “hey buy this program and you can make a lot of money getting others to buy this program” type of deal.

If you are looking to buy into Aspire yourself I can’t recommend it. Why? Well because I find their business practices somewhat unethical, most people just don’t end up making good money with it, and it can get extremely costly.

If you are looking for a more legitimate and affordable program that the average Joe can realistically make money with then I suggest taking a look at this program.

I started with this program back in 2015 and am still a member to this day. Its also notable that I make a living online now and pretty much all of my success can be attributed to what this program has taught me.

==> My No. 1 Recommended Program Here

Questions, comments, concerns? Leave them below in the comment section below and I’ll get back to you soon ?

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the elevation group
Legit Money Making Opportunities

Is The Elevation Group a Scam? [My Review]

the elevation groupIf you are looking to make money investing or to secure your financial future in some way then you may have come across a membership program called The Elevation Group. Its okay to be suspicious of this place. With all the online scams out there you need to be certain before spending big money like you will have to here. So should you trust this place? Or is The Elevation Group a scam that you need to avoid?

I decided to write this review because I know there are a lot of people out there that are looking into this program but are hesitant to make a decision. I’ll be going over what you need to, such as what it includes, the price, and more.

The Elevation Group Overview

The Elevation Group is a financial education company that is mainly for people looking to protect their wealth. I would also say that it is for those that have some extra money to spend because it is a bit on the pricey side.

This is a membership group that offers a monthly or annual membership. As a member you get access to their course that provides “wealth building lessons”, videos and more.

The Cost

Like I said, this is for those with some money to spend. If you are looking to become a monthly member then you are going to have to cough up $197 every month. And if you are looking to go the yearly route you will need to fork over $1497 per year, which is a considerable amount of savings.

What You Get

You will get access to 20+ lessons and videos that explain and tell you how become wealthy basically. Some of what you will learn includes how to…

  • Generate wealth
  • Have a tax-free retirement
  • Increase your credit score for better investment opportunities
  • Protect assets
  • Build a real estate empire
  • and more

The video lessons here consist of professionals of this company explaining how they do things, what they do, etc. They use a white board to draw and illustrate as needed. These videos are helpful, well made, and easy to follow for anyone.

On of the things that I like about the course here is that they teach from experience. They aren’t just feeding you information out of some textbook. They are telling you what they do, which obviously works.

Also, I forgot to mention that as a member you will also get access to future lessons as they come out. With the changing economy you never know what methods and teachings might change, and as a member you will get updated as they roll out new info.

Can You Really Make Money With The Elevation Group?

You can absolutely make money if you apply what they teach you here. This information seems very good to me and gets good reviews. It is very professional and the bottom line here is that it works.

But what you have to realize here is that the money you make or don’t make is very much dependent on you. Its not like they are giving you a system here that is going to help you make money. They just provide the information and it is up to you to put that into action.

The Money Back Guarantee – Nice

They offer a 30 day money back guarantee if you are not satisfied with this membership. Now I know that there are a lot of scams out there that offer guarantees like this and they never live up to them, but I will say that you can trust The Elevation Group to stay true to their word.

Overall this is a very trustworthy company and you don’t have to worry about getting ripped off.

Conclusion on The Elevation Group – Scam?

The Elevation Group is not a scam in any way, shape, or form. The course here was developed by professionals in the industry and wasn’t just thrown together to make a quick buck. The information provided has real value and actually works in real life.

If you were looking to buy a membership here then I would say proceed as you wish. The only real downside to this membership is the cost. Many people out there probably aren’t going to afford it and that is understandable.

If you don’t have the funds to pay for this membership then I have another suggestion for you. I suggest you take a look at Wealthy Affiliate, which is an online business training program. It is significantly more affordable than The Elevation Group and it is trustworthy and actually works as well.

I joined Wealthy Affiliate back in 2015 with no knowledge of online business at all and am now making a living online. That speaks for itself… the program works. Anyway, you can read a full review I wrote of this place by clicking the link below…

==> Wealthy Affiliate Review Here

Questions, comments, concerns? Leave them below and I’ll get back to you soon 🙂

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Team National
MLM's

Is Team National a Pyramid Scheme? – 3rd Party Review

Team NationalThe business opportunity that Team National offers has the potential to be lucrative. But is this a business you should get into… even with the recruitment nature of it all? Or is Team National a pyramid scheme type scam that you need to stay far far away from?

I know there is a fair amount of controversy surrounding this business so I finally decided to sit down and write this review on it. If you are currently looking into joining this company as an “Independent Marketing Director” or you are looking into it for someone else then I highly suggest you read this. There are some things that everyone needs to know but many don’t.

Team National Overview

Team National is a membership savings company in the direct sales industry. People can save money in all kinds of ways with them and from what I read and have heard this membership savings service is pretty darn good. But this isn’t the reason I’m writing this.

In this post I’ll be going over the business opportunity that Team National offers and going over the resemblances of a pyramid scheme.

How People Make Money In This Business

As a direct sales company, Team National has Independent Marketing Directors, or IMD’s, do all the selling and marketing. Anyone can join in on this business, become a IMD and make money here.

The compensation plan here can be broken down into 2 categories… personal sales and recruitment.

Your personal sales are the sales that you personally make to customers. You will earn 1 point for selling standard membership and 3 points for premium membership. (Don’t worry I’ll show you how this point system works in a second)

Then there is recruitment. When it comes to mlm’s, recruitment is a big deal. If you want to make good money then you are going to want to continuously recruit in new IMD’s and build up your downline. You will be able to make money from the sales that your recruits make, their recruits and so on.

How This All Works

Team National has a binary compensation plan. There are 2 positions beneath each person and when you recruit people in they fill your 2 positions and then fill other openings below those people. 

When you reach 10 points on your left and right side, you earn $1,500. And remember, for the Standard Membership you will earn 1 point, while with the Premium membership you will earn 3 points. It doesn’t matter who sells these memberships. It could be you or it could be someone on your team.

Another important thing to note is that this compensation plan has unlimited depth. This means that as you and others recruit people in they will keep filling the binary structure going down more and more, never ending.

Pyramid Scheme or Not?

For this to be considered a pyramid scheme it would have to be overly reliant on recruitment of new members for revenue rather than sales to the general public. And quite simply put.. this not a pyramid scheme at all and I’ll tell you why.

The reason is because to become an IMD you don’t have to purchase a membership, you don’t have to purchase business materials, or anything. You are not forced to spend money to become an IMD as many other mlm’s force people to do.

So if Team National makes money from IMD’s then it is because they purchase a savings membership at their own will.

This means that all of Team National’s revenues are coming from product sales to people that actually want to buy their product. So I really don’t see how you can possibly call this a pyramid scheme. I understand that the compensation plan focuses on recruitment very much but this doesn’t mean its a pyramid scheme.

The Problem Here

Although this isn’t a pyramid scheme it still isn’t something you should go out and join right away. The reality here is that with a pyramid-like recruitment-focused mlm like this very few people actually make good money. In order to make good money you need to recruit a lot and build up a big downline.

Only the top few make the good money while those at the bottom lose out because much of their potential earnings go to pay those above them. This is how it is to some extent for every mlm out there. I just reviewed Ariix & Oriflame recently and I can say the same for them.

I found an official income disclosure from Team National from 2016 that proves this here… As you can see 93.5% of people made less than $500 for the entire year of 2016.

Conclusion on Team National – Scam?

Team National is not a scam. The membership savings product that they provide is a good one and is legit in every way. As for the business opportunity, this is legit too. There is a lot of potential for people to make a lot of money here. But the reality is that there isn’t room for everyone to make good money. The harsh reality is that very few people will succeed in this business and that is just the way it is and always will be.

So if you are thinking about joining just know the reality here and don’t get sucked in by the fairy-tale stories that people in the company may give you about how awesome it is.

Something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, making $5k + per month.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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make money with a review site
Legit Money Making Opportunities

How to Make Money with a Review Site – This is how I do it

make money with a review siteFor everyone out there that is looking to make money with a review site this is for you. I started my own review site back in 2015 and have been making money ever since. It started out slow but I have been able to increase my earnings and currently make a living online.

In this short post I’m going to be explaining exactly how I do it. There really are no secrets or anything like that. It does take real work to be successful at this and there is no shortcut. But if you are up for the work then the payoff can be great.

What You are Going to Need

In order to do what I do and earn money writing reviews on your own website you are going to need a few things. And don’t go out and buy these right away. I’ll go over what you need right now but I’ll go over my specific recommendations at the end.

  • Computer & internet (obviously)
  • A domain
  • Website hosting
  • Keyword research tool

And that’s it really. You don’t need any fancy software or special skills or anything like that. Back when I started in 2015 I know absolutely nothing and now I make a living doing this.

How It Works

So what I do to actually make money is promote products. I review different products, programs, whatever, and if I like them I promote them, if I don’t like them then I promote a better alternative.

This is called affiliate marketing. All the big companies, Amazon, Walmart, Apple, etc have affiliate programs that are free to join and you can earn money promoting their products. However, its not like I get paid for merely promoting them… I only get paid when someone clicks my affiliate link and actually buys the product.

Some Examples for You

I have several sites that I write reviews on and make money promoting products like this. One of which is this one you are on right now (kyles-blog.com). On this site I mostly review “make money programs” and work-at-home jobs. I’ll review everything from cashback programs, to rewards sites, to get rich quick schemes, pyramid schemes and more.

One example I’ll give you is for a rewards site called SwagBucks which is pretty popular. On this site you can make money by taking surveys, playing games, and other things. You barely make anything but its an easy way to earn extra pocket change. I promote this site because it is legitimate and earn money from people signing up to the site through me.

Another example I’ll give you is from a site I have that promotes “solar powered pool equipment”. I review all sorts of pool equipment and if what I review is good then I promote it and if its bad then I direct the readers to buy an alternative product…. either way I’m making a commission.

I took a screenshot below that shows a review for a Pool Ionizer. When people read my review and click my affiliate link they are directed to Amazon to buy the product.

The point I’m trying to get across here is that you can do this with anything. You can promote and make money off of all sorts of products online.

The Hard Part

Getting traffic to your website is the hardest part of it. Without any traffic no one is going to read your reviews and no one is going to click your links, thus earning you a commission.

There are a lot of ways to get traffic but what I do, and what I recommend, is called SEO, or search engine optimization. Basically what this means is that you work to get your site ranked in Google so that people searching for reviews online find your site and read your review.

This traffic generation method is completely free and it is unlimited, which is what makes it so great. It is also very effective when writing reviews because many people do their research on Google, Yahoo, Bing, etc before buying products.

Recap – Putting It All Together

Sometimes I’m not very good at explaining things so I’ll break it all down and put it all in order.

  1. You write reviews
  2. You get your reviews ranked in Google
  3. People looking to buy the product read your review
  4. You either promote the product or promote a better alternative
  5. Your readers click your affiliate link
  6. They are directed to the seller’s site (amazon.com, walmart.com, etc)
  7. They buy the product
  8. You earn a commission

Its a pretty awesome business model that I find is particularly great for beginners. Just think about it… you don’t need your own product because you just promote products that are proven sellers. You don’t need to worry about customer service and all of those hassles. You only need to worry about promoting products… that’s it.

On top of that this requires extremely little startup cost.

Getting Started

There are a lot of ways you can go about getting started with writing reviews and making money affiliate marketing but what I recommend is a program called Wealthy Affiliate. Wealthy Affiliate is an affiliate marketing training program that gives you all the training you need to create a successful review site and it gives you all the tools you need to do it as well.

This place is also very good because they have a free membership for people starting out that gives you access to free training as well as  2 free websites + hosting. This is what I started out with back in the day and I recommend it 100% because I know it works.

By the way, I’m still a member of Wealthy Affiliate to this day. That should show you how good I think this place is.

Anyways, I highly suggest that you read my full review of Wealthy Affiliate here so you can learn more about this place.

==> Wealthy Affiliate review here

There is no better way to get started affiliate marketing out there… at least that I know of.

Questions, comments, concerns? Leave them below and I’ll get back to you soon 🙂

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Ariix
MLM's

Is Ariix a Scam? – 3rd Party Review

AriixIf you have been asked to join Ariix I strongly urge you to hold off a bit before deciding and hear this first. While you can make good money with Ariix there is a major downside to this line or work. What am I talking about… Is Ariix a scam or something?

I would not call this place a scam. However… I will say that the business opportunity that is promoted isn’t quite as good as they lead you to believe it is. I’m not associated with this company in any way so I’ll be telling you what people in this company probably will not.

Ariix Overview

Ariix is a direct sales mlm company that anyone can join and make money selling their products as well as by recruiting in other distributors. The whole recruitment aspect of the business is what leads to many people calling this a scam.. and rightly so, but I’ll get into this later.

Ariix sells supplements, weight loss products, beauty products and more. I’m not going to complain about the products sold here because they seem to be ok to me and I’m here to review the business opportunity, not the products.

Other Health related mlm’s include Neways & Limu.

How You Make Money

They claim that their compensation plan was voted best in the world and has the highest earning potential of any of this kind, but I see no real proof of this.

There are many ways you can earn money here but they can all be bundled up into 2 categories: personal sales and recruitment.

As a distributor you will be able to buy Ariix products at wholesale prices. Then you can go and sell them at retail prices and keep the difference. In order to stay an active distributor you are going to have to make personal wholesale purchases, whether for your self or to resell at a markup. If you do resell the products you can earn as much as 30%.

Personal sales are great but the real money comes into play when you look at recruitment. Here you can recruit in other distributors into your downline and earn money off of their efforts. There are several ways to earn by recruitment but the big money earner here is going to be what they call the Matching Bonus.

The matching bonus allows you to earn from those recruited beneath you down to 7 levels. The amount you will earn per level is as follows…

  • Level 1 – 15%
  • Level 2 – 10%
  • Level 3 – 5%
  • Level 4 – 5%
  • Level 5 – 5%
  • Level 6 – 5%
  • Level 7 – 5%

But its not like you will be able to earn from all of these levels from the start. You will need to move up the ranks within the company to be able to unlock all of the earning potential. Moving up these ranks is all about one thing… recruitment. You are going to be able to move up as you increase the sales produced from your team, aka your downline.

Sounds Good But There is a Problem

When compensation plans favor recruitment as much as this one does it creates a big problem. You see… you pretty much have to recruit and build up a big downline to make good money here. And with a pyramid-like mlm structure like this the ones at the top are going to be the people making the good money, while those at the bottom have money taken away from them to go into the pockets of those above them. And of course there is only a small percentage of people at the top, most are at the bottom.

While there is a lot of potential to make a lot of money here the reality is that very few actually will.

I was able to find the official income disclosure for 2015 (old I know) that shows the reality here. Honestly, distributors are making better money than I was expecting to see based on the comp plan, but its still not great…

Conclusion on Ariix – Scam?

Ariix isn’t a scam. My only problem with this company, and just about every mlm company out there, is that they somewhat mislead people with the business opportunities that they offer. I just feel that Ariix makes this opportunity seem better than it is. They tell you all about the compensation plan and how you can make all kinds of money on people beneath you… but they don’t tell you the downside that comes with a plan like this.

If you still are considering joining Ariix as a distributor just know what you are getting yourself into and know that it isn’t going to be as easy as they lead you to believe.

Something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, making a good living.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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Oriflame
MLM's

Is Oriflame a Scam Business Opportunity? – 3rd Party Review

OriflameI was looking into the Oriflame’s business opportunity recently and figured I would write this review for others that are looking into it as well. If you are suspicious of the company and wondering is Oriflame a scam then I am writing this for you.

It is possible to make a lot of money with this biz opp but there is a downside to it that I will go over… as downside that people in the business probably aren’t going to tell you but I will. In this short review I’ll be going over how this business operates, how you are able to make money, a conundrum that exists and more.

Oriflame Overview

Oriflame is a direct sales company in the cosmetics industry. They sell all sorts of products ranging from makeup, to lotion, to perfume, shampoo, and much more. They are trying to grow and become the biggest direct sales company in the industry but who knows if they will ever be able to achieve that. There is a lot of competition from other big mlm’s like Mary Kay and others.

But anyway… because they are a direct sales company anyone can join in on the business and make money selling their products and recruiting in other consultants, which is the mlm part of it.

How You Can Make Money

There are a bunch of ways that you can make money with Oriflame but they all can be packed into 2 categories as with any mlm: by personal sales and by recruitment.

As a consultant you will be able to make money with personal sales. The amount you make will be the difference between the discounted price that you can get products for and the retail price that customers buy the products for. The more products you order at once the more money you will make.

If you order over £130 worth of products in one order you will get a 30% discount but if you order under that you only get a 20% discount.

The rest of the compensation plan is pretty much your normal mlm… ranks, bonuses, and levels.

If you want any good chance of making good money as a consultant here then moving up the ranks is a must. When you move up the ranks you can earn on more levels of the comp plan and from more of your downline. The people that you personally recruit into Oriflame are your level 1, the people that they recruit in are your level 2, and so on. Moving up the ranks allows you to earn further down and from more people.

And of course the way you move up the ranks is buy recruitment and making more team sales, aka sales from your downline.

Whats The Catch?

What an awesome business opportunity right? Well it can be a great business opportunity but the fact of the matter is that it won’t be for everyone. Most people are going to struggle with this.

When you have a mlm pyramid-like compensation plan like this that rewards its members for recruitment so much, this makes it actually harder to earn money. The reason is because those at the bottom of the pyramid comp plan are having money taken away from them to compensate those above them… and of course there are many more people struggling at the bottom than at the top where all the good money is made.

So there is a lot of potential here to make a heck of a lot of money but with a pyramid-like structure like this one only the top few are going to make good money. I wasn’t able to find any income disclosure that shows how much consultants actually make but I have reviewed enough mlm’s to know that with a compensation plan like this the reality of it is that few will make good money.

I actually just reviewed Ariix & Xocai recently (2 other mlm’s) and its the same story with them.

Conclusion – Scam or Not?

I definitely wouldn’t call Oriflame a scam. They do sell legitimate products and you can make good money with their business opportunity. Its just that I don’t really care for mlm’s in general. They have a lot of potential but reaching that potential is extremely difficult.

You need to recruit continuously, build up your downline, and earn money from those beneath you if you want to make good money here. And as I’ve said, there reality is that this isn’t going to work out for most people. Most people are doomed from the start and they don’t even know it.

So just know what you are getting yourself into before joining any.

Something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, making $5k + per month.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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Xocai
MLM's

Is Xocai a Scam? 3rd Party Review

XocaiThe business opportunity that Xocai offers has the potential to be lucrative… but is it legit? There has been a lot of controversy surrounding this business over the years and it has even been involved in lawsuits accusing it of being a pyramid scheme? But the past is the past right? So is Xocai a scam or not?

I decided to take a bit of time to write this short review because I know there are a lot of people out there that can benefit from it. The truth is that you can make a lot of money in this business but the truth also is that it is not nearly as easy or as great as many lead you to believe. I’ll be going over how it really works and the reality of it so you can make a more informed decision.

Xocai Overview

Xocai is a mlm company that sells healthy chocolates, energy drinks, and a few other health supplements. Their chocolates are their claim to fame, and from what I see and have read the quality of these products is very good. But the products that are being sold aren’t what I am looking at here. I am interested in the business opportunity.

Xocai has got a lot of heat over the years. They were involved in a class action lawsuit in 2015 and ended up coughing up $6 million to settle it. This lawsuit accused them of being a pyramid scheme. This is because of the mlm recruitment type structure that they have where distributors can go out and make money by recruiting in other distributors with the hopes of making it rich.

There are legitimate mlm’s out there and just because you see a business that involves recruitment doesn’t mean its a scam, but in this review I’ll be going over whether or not I think it is still a scam as it proved to be in 2015… because as you can imagine things have changed since then.

The Cost of Joining

In order to join in on this business opportunity you will first have to pay a yearly membership fee of $25. Then you will have to order at least 1 of their products. And lastly you will have to select a product to auto-shop every 1-2 months.

How You Make Money

First I’d like to say that it was difficult finding their compensation plan. I had to do a bit of digging around because for some reason they removed the business opportunity info from their main site..probably due to the lawsuits.

But anyways… I found the comp plan and in it there are 8 ways that you can make money, but these all can be thrown into two main categories, as expected: personal sales and recruitment.

As a distributor you have the ability to buy Xocai products at wholesale costs which you can then turn around and sell at retail prices, thus earning the difference. You will be provided with a website that you can sell on.

Your own personal sales are definitely a big part of the comp plan, but there is no doubt that recruitment is an even bigger part. If you want to make good money then recruitment is what you really need to focus on.

There are several ways you can earn from recruitment but I’ll just go over a few to give you the gist of it.

The first way that you can earn is with what they call an X Bonus, which is a bonus you earn off of recruiting someone in and them purchasing products + paying for the membership fee.

The way that you can earn the most from recruitment is from the Infinity Bonus. This comes from a binary recruitment structure that looks like this…

There are 2 positions beneath each person. This infinity bonus goes to infinity, which as far as I know means that this binary structure keeps going down further and further.

Scam or Not?

The problem here is that the compensation plan favors recruitment too much. From what I see you pretty much need to recruit to make good money because that is the lucrative part of this business. I mean sure… you can sell to normal customers but that doesn’t make you much. When you recruit you earn commissions off of their orders that they are forced to place in order to join and then you also make money off of the sales that they make and the people that they recruit in.

When you see a compensation plan like this that favors recruitment this much you can be sure of one thing: not many people are making money. There are always going to be many more people at the bottom of this pyramid-like mlm structure than at the top, which is where all the money is made.

But there really isn’t enough information for me to say whether this is a scam. I couldn’t find any official income disclosure or anything like that.

Conclusion on Xocai – Should You Join?

Honestly I wouldn’t recommend joining. If you are looking to join a mlm there are a lot of others out there in the health industry like Neways & Limu that don’t have such bad histories and that are overall more legit.

But you need to realize that with just about any mlm most people fail. They have a lot of potential to make good money but the reality is that only the top few reap the rewards while those at the bottom struggle.

So just know what you are getting yourself into before joining any.

Something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, making $5k + per month.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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DailyRewards
Paid Survey Sites

Is Daily Rewards a Scam? My Review

DailyRewardsDaily Rewards is one of many rewards sites out there where you can earn some extra money by doing very simple things. But is this place any good? Or is Daily Rewards a scam that is going to just be a waste of your time?

I decided to write this review because I know there are a lot of people that are questioning this site and looking for answers. I’ll be going over how it works, how you make money, how much money you can realistically make, and more.

DailyRewards Overview

Daily Rewards is a rewards site that is operated by Inbox Dollars, which is one of the most popular rewards sites around. The purpose of this site is to conduct market research, which they get paid to do from big companies. They conduct this research via online surveys, internet search monitoring, etc, and offer money as an incentive for people like you and I to participate in the first place.

Daily Rewards is free to join and they are not a scam. However, I wouldn’t recommend this place for everyone out there and you will see why.

How You Make Money

Emails

One of the unique was that you can earn money here is by reading emails. They will send you emails and all you have to do is read them and click a confirmation link to get credit. Members that are really active can receive up to 3 per day. These emails are advertisements that are trying to get you to buy into other things… so be careful.

Offers

They have a bunch of different offers that you can accept and make money with. These usually include signing up for other paid survey sites, signing up for a trial offer, downloading software, etc. The pay here ranges a lot depending on the offer.

Surveys

They host surveys from the 2 market research companies Opinions Surveys and Peanut Labs Surveys, which are both pretty popular. You can generally expect surveys to be 5-25 minutes long and to pay $0.50 – $3.00.

Search

Just like Swagbucks & Inbox Dollars, you can use the search engine at Daily Rewards and get paid to do so. This won’t be much at all but its something you are going to do regardless.

Games

They have a bunch of games, mainly casino type games, that you can play and earn money. The amount you earn will be minimal.

Videos

There are videos that are on just about anything you can think of that you can watch. These pay very little as well but its a brainless way to make money.

How Much Can You Expect To Make?

Well with the games, videos, and internet searching you are going to make extremely little. You can make some decent money completing the offers but you never really know what to expect here since they vary so much and also… who wants to go around signing up for a bunch of different sites?… not me. So that leaves us with the surveys.

The surveys are the best way to make money I would say. As mentioned they pay usually between $0.50 and $3.00 and usually take 5-25 minutes to complete. Now you might be thinking that you can earn some decent cash here but the problem is there just aren’t enough surveys to do so.

You can only complete around 6 surveys per day max and don’t expect to complete that much. Being able to participate in surveys depends on whether you qualify or not as well.

Complaints

I don’t have much to complain about here.. just the normal paid survey site complaints that I have for just about all of these types of sites. They include….

Low Pay: Of course I am going to complain about the pay. The surveys are the best way to make money and with them you still don’t earn much at all. But this is the norm nowadays for sites like this.

Lack Of Surveys: As mentioned, you really don’t have that many surveys available to you. I mean this is better than many other sites I have looked into but its nothing like SwagBucks when it comes to the amount of surveys.

Cash Out Threshold Is High: You have to get your account up to $30 just to be able to cash out, which you can do via PayPal. This is a ridiculously high amount and will take forever to reach. Most people probably give up and quite before ever reaching it.

 Conclusion On Daily Rewards – Scam?

Daily Rewards is a not a scam. You really can make money here. But this doesn’t mean I’m telling you to go out and sign up. I would only give the go-ahead to those that are looking for a brainless way to make some extra pocket change, because that is all you are going to make here.

If you are interested in joining I would also recommend that you look into SwagBucks. They are another paid survey site that offers more surveys and has other ways that you can make money.

But if you are looking for a way to make real money online in your spare time then I would suggest checking out this program. This is the same program I got started with back in 2015 and I am still a member today…. which is a testament to how good I think it is.

I’m making $5k + per month online right now and I owe pretty much everything to what I learned here.

==> My No. 1 Recommended Program Here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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survey savvy
Paid Survey Sites

Is Survey Savvy a Scam? My Review

survey savvySurvey Savvy is one of many paid survey sites where you can actually make money taking short online surveys. But are they any good and actually worth your time? Or is Survey Savvy a scam that is going to give you nothing but a headache?

I decided to sit down and finally write this review because I know there are a good bit of people out there that are looking at this site and wondering if they should sign up or not. In this post I’ll be going over how you make money, how much you can expect to actually make, some complaints and more.

Survey Savvy Overview

Survey Savvy is a site where ordinary people like you and I can make easy money taking online surveys. These surveys are conducted for the purpose of market research. Big companies pay a lot of money to get opinions from consumers and that is what these surveys are doing. Survey Savvy gives you money as an incentive to complete the surveys in the first place.

They also have what is called SavvyConnect which is an application that pays you just to have it installed on your computer. I’ll talk more about this all.

How You Make Money

The first thing you will have to do is sign up. This is free to do and only takes a minute. After that you will have to complete your profile. To do this you will have to answer all sorts of questions about your household, income, education, and much more. This is important to fill out accurately because it will be used to match you up with surveys that are appropriate to you.

Survey Savvy will then email you survey offers that they find are good for you.

Most surveys you can expect to take anywhere from 5 – 25 minutes and pay between $0.50 – $3.00, with the longer surveys paying more.

One of the great things about Survey Savvy is the cash out threshold. You only need $1 in your account to be able to cash out. This is much better than most sites, some of which require $10+ before you can do so which can take a while to get to.

Also, the SavvyConnect application that I mentioned is pretty cool. Its just an app that runs in the background and monitors your behavior. You will get paid for each month that you have this active.

How Much Can You Actually Make?

Survey Savvy isn’t that great when it comes to making money. This is the norm nowadays with paid survey sites. I just reviewed Panel Opinion & MyPoints the other day (2 other survey sites) and its the same story with them.

First of all, the surveys offered here are nothing special by any means. They pay right around what the industry standard is… which is not much. As I said, $0.50 to $3 per survey is what you can expect.

Second, there just aren’t that many surveys available for you to be making much money. You can only expect a handful of surveys per month.. but of course this is largely dependent on your demographic and the needs of Survey Savvy’s clients.

In order to start earning from SavvyConnect you will need to have it installed for at least 30 days. From what I have heard you will get paid somewhere around $5/mo for each type of device you have it installed and active on (tablet, phone and PC).

Complaints

When doing my research I found all the types of complaints that I expected to find with a survey site like this. Of course there are people complaining about getting kicked out of surveys, getting their accounts shut down, etc. But with any paid survey site you are going to get kicked out of some surveys. This is just part of the screening process. And as for those getting their accounts shut down, many of them were probably in violation of the terms of service.

The only complaints that I have is the lack of opportunity to earn and the low pay.

There just aren’t enough surveys available to take and taking surveys along with having SavvyConnect installed are the only ways to make money.

The low pay was something that I was expecting but I’m still going to complain about it because its something that needs to be known before you sign up.

Conclusion on Survey Savvy – Scam?

Survey Savvy is not a scam in any way. They provide a legitimate service and you really can make easy money here. But I definitely would not recommend them for everyone out there. I would recommend this place to people looking for an extremely easy, near brainless way to make some extra pocket change online. If you are looking to make decent money then this is just not for you… nor is any paid survey site.

If you are interested in joining I would also recommend that you look into SwagBucks. They are another paid survey site that offers more surveys and has other ways that you can make money.

But if you are looking for a way to make real money online in your spare time then I would suggest checking out this program. This is the same program I got started with back in 2015 and I am still a member today…. which is a testament to how good I think it is.

I’m making $5k + per month online right now and I owe pretty much everything to what I learned here.

==> My No. 1 Recommended Program Here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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NeoLife
MLM's

Is Neolife a Scam? My Review of this Business Opportunity

NeoLifeNeolife has what can potentially be a pretty lucrative business opportunity. But is this really as great as some people claim? Is this the home-based job you have been waiting for? Or is Neolife a scam that is going to lead you on and on struggling with no hopes of making good money?

I decided to sit down and write this review because I know there are a lot of questions swirling all over. I’ll be going over how this business operates, how you make money, the downside to it, and more.

Neolife Overview

Neolife is a direct sales company that sells health supplements and “health packs” of all kinds. I’m not writing this review to talk about the products but for what it is worth it seems that they are pretty good and of good quality.

The purpose of this review is for me to talk about the business opportunity at hand. When I say this is a direct sales company this means that they rely on independent distributors (aka promoters) to do all the marketing and selling. They don’t sell in stores and this is what creates the business opportunity because anyone can join as a promoter and make money.

This is also what you call a mlm company. There are multiple levels within the compensation structure and you can also make money by recruiting in other promoters beneath you.

Cost To Join

In order to join you will have to buy a kit to start promoting this business. These range in price from $49 to over $1,500. These kits will include business tools that are necessary for promoting NeoLife to others and the more expensive kits will come with product samples and more.

How You Make Money

As a promoter you will be able to make money in two ways with the compensation plan that NeoLife has in place… off of your own sales and off of the sales from people you recruit, and people that they recruit, and so on.

You will have your own NeoLife website that you can get customers to sign up through. When it comes to selling products to the general public your goal is to get them to sign up as “Club Members”. And what this means is that they sign up to buy products automatically each month, which means that you earn commissions automatically each month from these sales.

The big part of this business relies on recruitment. If you want to make good money and you want to move up in the ranks, which is necessary for making as much as possible, then you need to recruit in other promoters beneath you.

I’ll give the rank of Director as an example. Achieving Director status is a big goal if you are a promoter. And in order to achieve this status you will need to have 12 Club Members that are signed up under you, along with 3 promoters that you recruited into the business, each of which have 12 Club Members of their own. These are the minimum requirements.

Also you must have a 4,000 QPV (qualified point value) to achieve Director status. This is a point system that keeps track of the amount of products that you and your downline sell. 

The Reality Of This Business Opportunity

I have reviewed dozens and dozens of mlm business opportunities over the years, doTERRA & Tempo Wireless recently, and this is your fairly typical mlm. Most mlm’s have their own confusing compensation plan that has tons of potential for you to make money but the problem is that it is very difficult for people to make money with them because recruitment is such a big part of it.

The bottom line is that you pretty much need to be recruiting new promoters in consistently in order to make good money. You need to grow your downline and take advantage of the mlm structure which allows you to earn money from the efforts of those beneath you.

The problem here is that with a pyramid-type mlm structure like this there are always going to be much more people at the bottom struggling to make money then those at the top, which are the ones that make the majority of the money. This is why most people fail with mlm’s…. because for people to make good money they need to have those beneath them struggling.

Conclusion on NeoLife – Scam?

NeoLife is definitely not a scam. They do sell legitimate products that are at the very least “decent” products. Their business opportunity is also legitimate.

I just don’t particularly care for mlm’s though because of their extremely high failure rates and how they are set up so that it is always going to be like this… with most people failing. Only those that are really good at talking to people and have that salesperson type personality seem to succeed with these businesses and unfortunately most people don’t have this.

If are going to pursue this opportunity just know the reality of it. There is a lot of potential to make a lot of money here… but it is not easy and most people fail.

Something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, making $5k + per month.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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