MLM's

Is Xyngular a Pyramid Scheme?

XyngularIf you are looking into the business opportunity that Xyngular offers you might be a little suspicious of how they operate. The recruitment model that is used to bring in new distributors might seem a bit “scam-like” to you. Its also logical to wonder is Xyngular a pyramid scheme or not?

Because of the controversy surrounding this business I decided to write this post to clear up a few things related to this business opportunity. I’ll be going over the “pyramid scheme” side of this business and will clarifying whether or not I think its an illegal scheme or a legitimate business opportunity.

Xyngular Overview

Xyngular is a direct sales business in the weight loss industry. They sell products dealing with appetite control, anti-oxidants, gut support product, and more. And with the direct sales business model this means that individual distributors take care of all the selling and marketing. These products are not sold in retail stores.

Additionally, Xyngular has a mlm compensation structure. What this means is that distributors can actually make money by recruiting other distributors into the business. This is what is causing all the controversy and there are definitely some downsides to this business model that I will go over.

How Xyngular Could Be a Pyramid Scheme

When it comes to mlm’s like this you have to look at where the real business opportunity lies. Do they put more emphasis on recruitment of new distributors or on product sales to the general public?

Mlm’s can be legitimate but they can’t be too dependent on revenue from new recruits. If they do depend too much on recruitment that is where they cross the line and can be considered product-based pyramid schemes.

One good way to determine whether there is too much focus on recruitment or not is to look at the compensation plan and see what they push distributors to do. Do they give distributors more incentive to recruit or sell?

A Look At The Compensation Plan

The comp plan at Xyngular is a uni-level one that goes 8 levels deep. This means that you can earn commissions from the people you directly recruit in (1st level), the people that they recruit in (2nd level), the people that the 2snd level recruits in (3rd level), and so on up to 8 levels.

But in order to be able to earn that far down you would need to move up the ranks within this business. There are 4 ranks total, each of which have 4 sub-ranks. So pretty much you could say there are 16 ranks total. And if you want to take full advantage of the comp plan you are going to need to advance up the ranks.

So how do you do this? Well… the key is recruitment. If you look at the chart on the right here you will see the different ranks and the “QV Requirements”. This QV number is a measure of how much products are sold from your sales organization, which is basically another name for your downline (aka the people recruited beneath you).

Sound Like a Pyramid Scheme?

I know that this recruitment style business sounds like a pyramid scheme, and it obviously puts a lot of emphasis on recruitment, which is necessary to advance up the ranks…  but I wouldn’t call it one.

Why do I say this? Well because Xyngular does require distributors to personally sell products themselves too. And if you look at the statistics it seems that they do put a good amount of focus on this because according to a 2016 report 76% of all Xyngular members were product consumers, while only 24% were distributors.

Even though there is a lot of incentive to recruit, and this often leads to distributors recruiting like crazy even by deceptive means… I still can’t consider this a pyramid scheme. Its just not. It is close to the boarder, but I would still call it a legit mlm.

Final Thoughts On This Business Opportunity

Although I don’t consider this a pyramid scheme I still wouldn’t call it a very good business opportunity. The bottom line here is that with a pyramid style mlm structure like this only the top few % of distributors make good money. Those with the big downlines and lots of recruits make the majority of the money while new distributors and those at the bottom make little.

I was actually able to pull up the official income disclosure by Xyngular for 2016. And as you can see 93.45% of all distributors made much less than $500/mo on average.

That is just the way it works with mlm structured businesses like this. Most people fail. I just was looking into Pruvit’s business opportunity (another health related mlm) the other day and its the same story.

Anyway… that is it for this post… I’m tired of writing. If you have any questions, comments, or concerns please leave them below in the comment section ?

 

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WFG pyramid scheme
MLM's

Is WFG a Pyramid Scheme? – My Take On It

WFG pyramid schemeIf you are interested in the business opportunity that World Financial Group offers you might be a little hesitant to join due to how the business operates. There are a lot of complaints out there and even rumors about this place being a pyramid scheme. But are these just baseless rumors or do they have are any truth to them?

Is WFG a pyramid scheme or do they offer a legitimate business opportunity that could be life-changing? I took a look into this business and decided to write this post to clear the air on a few things. I’ll be going over what this place is, how it could be a pyramid scheme, the compensation plan, and more.

World Financial Group Overview

World Financial Group, aka WFG, is a mlm style business that sells investment products ranging from college savings plans, to mutual funds, to life insurance, and more.

They rely soley on independent representatives to do the marketing and bring in business. These independent reps can be anyone. It is very simple to join into this business and will cost you $100 ($125 in Canada)

As an independent rep you can make money in 2 ways… by selling WFG financial products directly to customers or by recruiting in new independent representatives and earning money from what they do. The fact that you can recruit new reps in beneath you and earn money from their efforts is the mlm part of it all and is what brings the term “pyramid scheme” into the mix.

How WFG Could Be a Pyramid Scheme

There are a lot of legitimate mlm companies out there where you can make money from people you recruit into the business beneath you in your downline. So just because you can do this in WFG doesn’t necessarily mean its a pyramid scheme.

What would make this business opportunity cross the line and be considered a pyramid scheme would be if its revenues were overly dependent on recruitment rather than sales to the general public.

So the question that needs answered here is whether or not they do rely on recruitment too much and push their independent reps too much to recruit. To answer this question I took a look into the compensation plan that they have in place to see what they push recruits to do.

The Comp Plan

The compensation plan that WFG has in place puts emphasis on both recruitment and on product sales.

When you first join into the company you start out as a Training Associate where you cam make 30% commissions on product sales. 30% commissions is decent but of course you want as much as possible. So what do you do? Well… you try to advance up to the next rank. With each increasing rank you can earn a higher percentage commissions per sale.

There are 6 ranks total. Their commission percentage along with the requirements that need to be met to get to that rank I’ve listed below…

  • Training Associate – 30% commissions
    • This is where all people start off
  • Associate – 45% commissions
    • Need to recruit 3 new associates and 3 new sales in 30 days to achieve this rank
  • Senior Associate – 55% commissions
    • Need to recruit 10 new associates and make 10 new sales in the next 30 days to achieve this rank
  • Marketing Director – 62% commissions
    • Need to recruit 25 new associates and make 25 new sales in the next 30 days to achieve this rank
  • Senior Marketing Director – 80% commissions
    • Need 75,000 points over 3 months
    • Need 10 life licensed associates
    • Need to have make over $35,000 in commissions over the last 12 months

So as you can see if you want to make as much money as possible you are going to have to recruit. Recruitment is a must if you want to move up the ranks.

And on top of the fact that you will earn higher commissions on product sales when you move up the ranks you will also earn commissions from the sales of the people that you recruit in. Unfortunately I wasn’t able to really find a lot of information on the actual mlm structure of this business and how it works so I can’t tell you for sure how many levels this mlm has.

So Is It a Pyramid Scheme?

Anyone that looks at the comp plan here can see that it really pushes recruits to recruit more people in. There is no doubt an overwhelming incentive to recruit.

However… there is also incentive to make product sales and this is something that remains at the forefront of the business. For this reason I cannot call this a pyramid scheme.

They also don’t force new recruits to spend a bunch of money. The only money that WFG pockets from new recruits is the $100 administrative fee which is nothing.

There are a lot of people going crazy recruiting people in by deceptive means just for the sake of making money off of them but unfortunately that is going to happen with mlm’s like this.

Conclusion on WFG

You have to be careful with what you hear when it comes to WFG. I have heard stories of independent reps posting jobs on workboards just to bring in recruits, many of which make the opportunity sound much better than it is.

The reality is that with mlm’s like WFG only the top few % make the good money. Those that are new and at the bottom won’t make much at all. You have to recruit, recruit, recruit and build up your downline if you want to make good money. Most people fail in these businesses and that is why there is always such a high turnover rate.

I wasn’t able to find an official income disclosure from WFG but I have looked into and reviewed enough similar mlm’s (just reviewed Norwex and Pruvit) to know that with a compensation structure like this most people will fail miserably.

Anyway… that is it for this post… I’m tired of writing. If you have any questions, comments, or concerns please leave them below in the comment section ?

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Norwex
MLM's

Is Norwex a Pyramid Scheme? My Take On It

NorwexIf you are looking to get involved in the business opportunity that Norwex offers you might be a little hesitant to do so due to the way they conduct business. You have probably heard people call this place a pyramid scheme or maybe have came to that conclusion yourself. But could this be true? Is Norwex a pyramid scheme? Or is this just a rumor that has no truth to it?

Well the first thing I will say is that this is not just some baseless rumor floating around. Much of the way that Norwex conducts business resembles a pyramid scheme very much. In this short post I’ll be going over how it could be considered a pyramid scheme, the pyramid structure it has, and more.

Norwex Business Opportunity Overview

Norwex is a direct sales business that sells “green” cleaning products. These products are not sold in stores and all of the marketing is done by independent sales consultants. Anyone can sign up and join the company as a sales consultant and start making money doing this.

This place also has a mlm, multi-level marketing, structure… which is the pyramid scheme side of it all. This means that sales consultants can recruit new people into the business as sales consultants and make money from the money that they make.

How This Could Be A Pyramid Scheme

So basically a pyramid scheme is just a big recruitment scheme where members make money by recruiting new members in. A “pure” pyramid scheme would have no products and members would only make money by recruiting.

But as you know, Norwex has products. So they could only possibly be considered a product-based pyramid scheme. And in order to be classified as one of these they would have to be overly dependent on recruitment of new members for revenue rather than on sales of products to the general public.

One good way to see if they are or not is to look at their compensation plan and see if they give more incentive to recruit or to sell products.

A Look At The Comp Plan

As a Sales Consultant you will make around 35% commissions on the products that you sell directly and you can make commissions on what the people beneath you do up to 4 levels deep. The mlm structure is what you call “uni-level”, meaning that there can be and infinite number of people at each level.

Another important aspect of this is that there are ranks within Norwex and as a sales consultant your goal is to move up them… because the higher you move up the more of the compensation plan you “unlock”, thus earning more money.

So how do you move up the ranks?

Well you are going to have to recruit as well as make direct sales. Norwex is very straightforward here and they literally list the # of recruits you need to advance up each rank rather than force you to recruit indirectly.

There are 8 ranks total and advancing up each rank requires that you recruit a higher number of people into the business as sales consultants. This may make it seem very “pyramid scheme-like” but the fact that they also put emphasis on sales, and require you to increase sales to a good degree in order to move up the ranks is a good sign.

So Is This Place a Pyramid Scheme?

I d0 not consider Norwex to be a pyramid scheme. Although they obviously put focus on recruitment and require you to recruit to move up the ranks they also put emphasis on product sales to the general public.

So although the recruitment side of this all may seem a bit sleezy, this can’t be considered an illegal pyramid scheme as far as I see it…. although it does resemble one closely.

Final Thoughts On Norwex

Although I don’t consider Norwex to be a pyramid scheme this doesn’t mean they are a good business opportunity. The harsh reality here is that with a mlm structure like this very few people will make good money. Those at the top make the majority of the money while recruits near the bottom make little.

I wasn’t able to find an official income report to prove this but I have reviewed enough mlm’s similar to this to know that with a compensation plan like this not many are going to make good money. In fact I just reviewed two other possible pyramid scheme mlm’s, Nerium & Pruvit, the other day.

You have to be careful with businesses like this because people often paint the wrong picture in your head because they just want to recruit you to make money off of you and to advance up the ranks.

Anyway… that is it for this post. If you have any questions, comments, or concerns please leave them below in the comment section 🙂

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Nerium
MLM's

Is Nerium a Pyramid Scheme? My Take On It

NeriumIf you are considering joining the business opportunity that Nerium offers you may have run into some people calling it a pyramid scheme or even came to this conclusion yourself. But is Nerium a pyramid scheme or is this just a baseless rumor that came about from people that just have something against the company?

I have looked into Nerium’s business structure and I can tell you that this is not a baseless rumor. This company operates very similar to a pyramid scheme so it is understandable why people come to this conclusion. However… its just not a pyramid scheme although it is close. And in this post I’ll be going over how it works, how it resembles one, the downsides of it, and more.

Nerium Overview

Nerium is a direct sales mlm company that sells anti-aging skin products. They do not sell any products in retail stores and rely on independent distributors to market the products.

As an independent distributor there are 2 main ways in which you can make money. Of course you can sell Nerium products yourself directly to customers and earn commissions. When you are a distributor you can buy the products at wholesale prices and then when you sell them at markup prices you pocket the difference.

But this part of the Nerium business obviously isn’t what you are interested in. What you are interested in is the mlm side of it. MLM stands for multi-level marketing and what this means is that there are multiple levels within the company and you can also make money by recruiting others in beneath you. This is the side of it all that brings up the whole pyramid scheme thing.

How Nerium Could Be a Pyramid Scheme?

For Nerium to be a product based pyramid scheme the business would have to be overly dependent on making money off of new recruits rather than the selling of Nerium products to the general public.

So the question you have to ask here is are they overly dependent on recruitment like this? In order to answer this question you have to take a look at the compensation plan and see whether they push new recruits to recruit others too much or not.

The Comp Plan

Nerium’s compensation plan is a unilevel structure and it goes 10 levels deep. Because it is uni-level each level can be infinitely wide. And how it works is like this: When you recruit people into the Nerium business they go to your level 1; when your level 1 recruits people into Nerium they go to your level 2; when your level 2 recruits people into it they become your level 3… and so on.

You can make money off of these people 10 levels down if you are able to move up the ranks within Nerium. There are 10 ranks total and as you can see below, when you start out you only earn commissions from levels 1 & 2. 

So how do you move up the ranks you might be wondering? Because after all… if you want any chance of making good money you need to move up the ranks and take advantage of this comp plan.

Well… you have to recruit more people in pretty much. I took a table from Nerium’s website and I its confusing but what I want you to look at is what I circles. The Personal Volume Requirments remain pretty much the same as you move up the ranks. They go from 200 PQV to 300PQV… not much difference. However, the Monthly Group Qualifying Volume (GQV) increase drastically.

This GQV number is the amount of product volume that you and your downline sell. So pretty much in order to increase that and move up the ranks you need to recruit like a madman.

So Is This a Pyramid Scheme?

Well there is no doubt that they put a lot of emphasis on recruitment. The only realistic way to move up the ranks and make good money is through tons of recruitment. They indirectly make you recruit pretty much.

However… according to a 2012 Income Report released by them they claim that over 70% of their revenue comes from retail and preferred customers… which are brand partners or distributors. I know this report is pretty old at this point but I would expect it to be around the same amount to day since the company hasn’t changed much.

If this is true then Nerium definitely is not a pyramid scheme although they do focus on recruitment to a great deal.

Final Thoughts

I don’t consider Nerium a pyramid scheme based on what I see. They are a legitimate mlm and people do make good money with them. However, its isn’t easy. The way mlm’s like this are set up usually only the top few percent of people make the majority of the money which the new recruits and those at the bottom make very little.

Usually mlm companies like this release an official income disclosure that I could use to prove this but Nerium has not. But anyway… I have looked into enough mlm’s like this to know that with a compensation plan like this not many people make good money.

Comments, questions, concerns??? Leave them below in the comment section and I’ll get back to you soon ?

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MLM's

Is Pruvit a Pyramid Scheme? My Take On It

PruvitIf you are looking into the business opportunity that Pruvit offers you may be a little suspicious of how it works. Recruitment is a big part of the business and you may be asking yourself is Pruvit a pyramid scheme or a legitimate opportunity to make money on your own time.

While I don’t consider this business to be a pyramid scheme I will say that there are a lot of similarities between the two. And I would also strongly recommend that you hear me out because many new distributors are mislead with the reality of this business.

Pruvit Overview

Pruvit is an mlm company with a direct sales business model. They rely solely on independent distributors to do the selling and marketing of products.

The “pyramid scheme” part of this business is the mlm side of it. MLM stands for multi-level marketing and this means that distributors can recruit new distributors into the business beneath them and profit from what they do.

The products that are sold here include bars and drinks that have Ketone OS in them. The health benefits of ketones has become more widespread recently and they are riding out this new wave of popularity by selling products with this “special” compound.

The Compensation Plan

The compensation plan that Pruvit has in place is pretty darn confusing, which is expected.

Of course you can make money selling Pruvit products directly but what I am looking at here is the recruitment side of the business, which of course is what makes you suspicious of this being a pyramid scheme.

When you join as a distributor you are really pushed to recruit more people into the business. They do so indirectly by giving you massive incentive to do so.

The only way to move up the ranks within the company and earn as much money as possible is by recruitment. Below I took a screenshot of the different ranks within the company and the numbers that you must achieve to make it to those ranks. As you can see, the PQV (Personal Qualifying Volume) increases slightly but not all that much as you move up, however, the TV (Team Volume) and GV (Group Volume) increase drastically. And the TV and GV both are reliant upon the sales that come from your downline.

I know this may all sound a bit confusing but basically I am just proving that in order to move up the ranks you must recruit, recruit, recruit. You are forced to do so.

And of course the more people you recruit into the business the more money you are going to make without effort since you will be making commissions from what they do, and what their recruits do, and what their recruits do….

How This Could Be a Pyramid Scheme

In order for Pruvit to be a product based pyramid scheme it would have to push distributors to recruit too much and be overly dependent on revenue from recruitment rather than from selling products to the general public. So the big question here is whether or not this place is too dependent on such.

The requirements to move up the ranks are obviously focused on recruitment and this makes me uneasy. There is no way to move up in the company unless you either recruit more and more people in and make money off of them, or unless you miraculously get some incredible distributor in your downline that can make record sales… which isn’t going to happen.

But is it a pyramid scheme?

I don’t think there is enough evidence to really call it that. It is obviously focused on recruitment but product sales are also a focus of the company for revenue… although I would feel a lot better about this place if they would place more emphasis on it.

Conclusion On The Pruvit Business Opportunity

The unfortunate reality of this business is that it is not easy to make money and very few people that get into it, or other similar mlm’s for that matter, make good money. The way their compensation plans are set up in a pyramid mlm structure make it so that those on the top make all the money while those at the bottom make little.

I was actually able to find an official income disclaimer from Pruvit that states that the annual gross income of Pruvit distributors is projected to be $500 – $2,000 as you can see here….

Is $500 – $2,000 per year a good income? I don’t think so and I’m sure many people are expecting much more.

This can be a good business opportunity if you think you would be good at recruitment. If not, then not so much. Many people are seriously mislead from other distributors recruiting them in with tricky and deceptive tactics that are misleading.

If you can recruit like a madman then go for it but if you don’t have the salesperson type personality for this may not be your best choice.

Questions, comments, concerns??? Leave them below in the comment section and I’ll get back to you soon 🙂

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Our Wealth Secret
"Get Rich Quick", MLM's

Is Our Wealth Secret a Scam? – The Real Secret

Our Wealth SecretIf you are looking to make money online and came across a program called Our Wealth Secret pause for a second. It may sound like an amazing opportunity but is it really? Or is Our Wealth Secret a scam that is going to leave you with less time and money than before?

The reason I am writing this short post is because there area a lot of people coming across this Our Wealth Secret website and getting into it when they don’t really understand what they are getting themselves into. I’ll be going over what this place is, how it works, and the reality of making money like they are promoting.

Our Wealth Secret Overview

Our Wealth Secret is just a website that was set up to promote a program called 8 Figure Dream Lifestyle. There is no product or program called “Our Wealth Secret”.

So the real question here is whether or not 8 Figure Dream Lifestyle is a scam and how it works.

The truth is that 8 Figure Dream Lifestyle is one of those programs that you can buy into where you make money selling it to other people. Basically you go around promoting it saying “hey join this program and you can make a lot of money getting other people to join this program”. Its one of those type of deals.

It also is extremely expensive to be able to make money with this and I’ll go over why.

The Cost of Business

8 Figure Dream Lifestyle uses a “Licensing Rights” approach to their business model.

When you buy into the business you have to purchase what is called a package. There are 5 packages total ranging in price from $2,000 to $22,000. When you buy one of these packages you will also have to buy the Licensing Rights if you want to sell it to other people and make commissions off of it, which is the whole point of this program.

So if you were to buy in with the cheapest package (Basic Package) at $2,000 you would also have to spend another $195 for the rights to sell it to others.

The Catch

As mentioned, there are 5 packages you can buy as follows…

  • Basic – $2,000
  • Builder – $3,500
  • Advanced – $6,500
  • Pro – $12,500
  • VIP – $22,000

These are the prices not including the licensing fee.

The catch here is that you only can earn commissions off of what you already have bought. So if you buy in with the Basic Package you will only be able to make money selling that same package. If you have someone that buys in at a higher level you won’t make a penny.

This somewhat forces you to buy the higher priced packages in order to have a chance of making good money.

How Much Money Can You Make?

Members keep 100% commission on all sales. So if you were to sell the Basic Package to someone you would get $2,000. The licensing fees are what the program owners keep and that is how this program stays in business.

Its the same thing for the higher priced packages. For the VIP Package you could literally make $22,000 off of one sale.

Something else that you should know is that this place has a mlm compensation structure. This means that not only do you make money from the sales you personally make, but also from the sales of people that you recruit into the business.

This places uses what is called a ” 1 Up” system where each person’s first sales goes up to their sponsor, aka the person that recruited them in. So you don’t keep the money from your first sale, the person above you does. And the same goes for everyone that you recruit in… their first sale goes to you.

The Reality Of This Business

The reality here is that making money promoting 8 Figure Dream Lifestyle products is not as easy as it may seem.

I have reviewed plenty of other similar programs to this that use Licensing Rights business models and sell extremely high ticked products and they are always much more difficult than they appear to be.

8 Figure Dream Lifestyle’s promotional tactics are a bit different than most that you come across. A lot of their recruitment is done by sending postcards in the mail, while others are strictly online. But its all similar. These business models just don’t work as good as people think.

It is extremely difficult to make good money doing this.

Conclusion – Is Our Wealth Secret/ 8 Figure Dream Lifestyle a Scam?

I would pretty much categorize this as a scam. First off… its a very unethical business model. You are recruiting people in by selling them dreams of making 8 figures a year and its all about reselling the same darn program to other people. There is no real value being provided here.

I just really don’t care for business models like this that provide no value, cost a ton of money, and are very difficult to make money with.

If you want real value and a much more realistic way to make money online then I would suggest that you read about how I make a living online.

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon 🙂

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LegalShield
MLM's

Is Legal Shield a Pyramid Scheme? Join At Your Own Risk!

LegalShieldIf you are looking into the business opportunity that Legal Shield offers you may have come across a fair amount of negative attention that this company has received for allegedly being a pyramid scheme. But what is the truth here? Is Legal Shield a pyramid scheme or is this just a baseless rumor that you should pay no mind to?

First let me start off by saying that this is not just a baseless rumor. There is a lot about Legal Shield’s business model that that resembles a pyramid scheme, yet it does not amount to one. I know this may sound confusing to you but I’ll explain it all.

Legal Shield Overview

Legal Shield came about in 2011 but was just a rename of Pre-paid Legal, which has been around since the 1970’s. Their mission is to make affordable attorneys available to anyone who needs one. They offer a variety of attorney assistance plans based on your personal needs.

But obviously that isn’t the reason you are here reading this post. You are here because of the business opportunity that they offer. Legal Shield uses what you call a direct sales business model. This means that all of their marketing and sales come from independent representatives. Anyone can join in as an independent rep and make money selling Legal Shield plans to customers. Alternatively they can also make money by recruiting other independent reps into the company where they will earn commissions off of their efforts. This is the multi-level marketing side of the company which is somewhat shady and resembles a pyramid scheme very much.

The MLM Compensation Plan

As an associate of the company there are 2 main ways that you can make money. You can of course make direct sales, where you personally sell one of LegalShield’s products to a customer, and, you can recruit other associates into the business below you, earning money from their sales.

Everyone that makes good money as an associate knows darn well that in order to do so you are going to need to recruit as a priority. The obvious reason is because the more people you get in your downline the more people you will be earning commissions from. But the not so obvious reason is because there are ranks within this business and in order to climb the ranks and make as much money possible you are going to have to recruit.

The six ranks of LegalShield include…

  1. Junior Associate
  2. Associate
  3. Senior Associate
  4. Manager
  5. Director
  6. Executive Director

When you start out at Junior Associate you will only make $50 per sale but if you climb your way up to Executive Director you will be making $182.50 per sale.

I’m not going to get into all the little details of what it takes to move up the ranks. But what you need to know is that to move up you will either be required to have a certain number of associates in your downline, or you will need a certain amount of “organizational sales”, which are the sales that come from you and your downline. So either way you look at it you are going to need to increase recruitment to move up.

So Is This a Pyramid Scheme?

When it comes to companies like this that operate under a mlm business model it can get confusing. The line between what is an illegal pyramid scheme and what is a legit mlm can somewhat be blurry.

You would think that LegalShield would of course be legit because they have been around for a while and the government still hasn’t stepped in to shut them down. However, its happened before to seasoned companies and it could happen again.

For them to be considered a pyramid scheme their revenues would have to be overly dependent on recruitment rather than product sales to the general public. So the questions is are they? That is up to SEC to decide. And as for now I would say they are legit.

They do rely on product sales to the public for sure, its just a questions of whether they do so enough.

LegalShield Conclusion

Although I can say for certain whether this is a pyramid scheme or not, one thing is for darn sure… this is not the amazing business opportunity that you may have heard about. The bottom line is that only the top few of associates go on to make good money. These are the people that recruit like crazy. And those at the bottom stay broke with the false dreams they were sold from the associate that recruited them in to begin with.

Not many people actually make good money and associates are often inclined to recruit as much as possible which often leads to somewhat deceptive recruitment strategies.

Some people will join and go on to make great money but most will not. I’m not calling it a bad or terrible business. I just want people to know the reality of it.

Anyway… that is it for this post. I’m tired of writing about this place. If you have any comments, questions, or concerns make sure you leave them in the comment section below. 🙂

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Perfectly Posh
MLM's

Is Perfectly Posh a Scam? What They Don’t Tell You

Perfectly PoshBefore you decide to join Perfectly Posh as a consultant or not, there are some things that you should know… things that they don’t tell you that I will tell you.

What am I talking about? Is Perfectly Posh a scam or something? I wouldn’t go as far as to call this place a scam, but I will say that there is a lot of misleading information out there that is causing young women to buy into this without really knowing what they are getting themselves into.

Perfectly Posh Overview

I’m sure you are already aware of most of this, but in case you aren’t here is a little overview of the company and what they are all about…

Perfectly Posh is a mlm company that sells beauty/pampering products like face masks, lipstick, hair care products, etc. Their products are very good from what I hear and one thing that I like about what I have read is that they are made of natural ingredients, which I am all for.

But anyways, I’m not here to talk about the products. I’m hear to talk about the direct sales/mlm part of the business, which is probably what you are interested in.

They solely use a direct sales business model. This means that anyone can sign up to become a consultant and make money selling their products. The mlm part of it, which stands for multi-level marketing, means that you can also make money by recruiting other consultants into the business beneath you.

What You Should Know

Ok, so the 2 ways that you are going to be making money as a consultant are by direct sales and by recruitment of other consultants.

With direct sales you will start out making 20% commissions but you can earn 25% once you advance up the ranks.

But where the real money is at is in the recruitment. Recruitment is key if you want to survive in a mlm business like this. If you want to make real money you need to take advantage of the mlm structure and recruit, recruit, and recruits some more.

You will be able to earn commissions from the sales that your recruits make and that is why recruitment is so powerful. Also, recruitment is the key to moving up the ranks, which will then allow you to earn even more commissions off of your recruits.

I’m not going to get into all the ranks within this company and all of that. But what you need to know is that to advance to the 2nd rank you are going to need to sell $1,000 worth of products via direct sales. Then after that its all about recruitment. All you will have to do is maintain a $500/mo personal sales volume. What will make you move up the ranks is bringing in more consultants and increasing the amount of volume that they sell.

The Reality Of This Business

The reality is that most people that join mlm’s like this do not find the success they were looking for. That is these businesses have such insanely high turnover rates.

I wasn’t actually able to find any official consultant income disclosure for this place. Usually mlm’s like this are required to post income disclosures so that prospects know what they are up against. It makes me wonder why they didn’t post theirs.

But anyway, I don’t have to wonder too much because I have seen and reviewed enough mlm’s like this to know that VERY few people make good money. Only those at the top of the mlm pyramid structure are going to make it while those at the bottom will slave away for little money and probably end up quitting.

That’s just the way mlm’s are. The top few percent of people make the majority of the money.

So Is Perfectly Posh a Scam?

As I’ve said, its not a scam. But there is a lot of rather unethical business practices going around here that are suckering young women into becoming consultants when they don’t know what they are getting into.

And the fact that recruitment is such a necessary part of this business drives consultants to often misleading other woman all for the sake of recruiting them in.

I’m not saying that Perfectly Posh is something that you should avoid. Its just that you need to really think about if this is something you would like. Do you have that salesperson type of personality that makes it possible for you to sell anyone on anything? If you do then this might be okay but if no this probably isn’t the best idea.

Just know that this is not an easy business to make it in.

Anyway, that is it for my little rant on this business. I hope I cleared a few things up and gave you a better idea of what you are looking at with this opportunity. If you have any questions, comments, or concerns just leave them below in the comment section and I’ll get back to you soon 🙂

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Now Lifestyle
MLM's

Is Now Lifestyle a Scam? My Take On It

Now LifestyleNow Lifestyle is a mlm in the health and fitness niche that is receiving a lot of attention lately. Many people are joining in on this opportunity for the hopes of making money from home. But is this really the good opportunity that it may seem to be? Or is Now Lifestyle a scam that is going to be a waste of your time and money?

I’ve looked over this business and want to go over a few things that I think everyone should be aware of, which many people aren’t. Because the information out there can be very misleading especially if you are new to mlm type businesses like this one.

Now Lifestyle Overview

Now Lifestyle is a mlm business that was created by Joel Therien. They currently have 4 products, 2 in the health and fitness niche, and 2 in the online marketing niche.

If you aren’t familiar with mlm’s, don’t worry, I’ll explain more on them soon. But basically what you need to know is that they are business models where you can make money selling a business’s products and by recruiting other members into the business.

The Products

As I said, there are 4 products that Now Lifestyle has.

Health & Fitness Products

The 2 health and fitness products that are sold here include a Health & Wellness Program and a Home Workout System. The Health & Wellness Program creates a nutrition plan and workout plan for people. All they have to do is fill out a profile and these will be automatically generated according to their body profile. The Home Workout System is a basically a platform with resistance bands attached to it that you can perform various exercises with. It is intended to be used in conjunction with the Health & Wellness Program.

Honestly, I don’t see much value in the fitness products sold here. The program that is provided is a “cookie cutter” program that is auto-generated by a computer. You just plug in some numbers and give it a basic body profile for you and it spits out a program for you to follow. And the Home Workout System is something that anyone could make with a piece of plywood and some resistance bands. Neither are of much value the way I see it.

But that doesn’t seem to matter too much. Most people are joining this Now Lifestyle business not for the fitness products themselves, but instead for the business opportunity. And this means you are probably more interested in the online marketing products, which are going to be what helps you make money with this whole thing.

Online Marketing Products

The 2 products that they provide for you to go out and sell this stuff to other people include an Autoresponder and a Traffic Co Op. The autoresponder is a system that you can set up where you can send out automated emails to people on an email list you create. This is an important part of online business and its nice that they have this built in here. And of course the Traffic Co Op gives you a way to get traffic so that you can sell other people on the products here or on the business opportunity.

Making Money

Ok, so there are 2 main ways to make money here. You can either sell the health & fitness products to other customers or you can recruit new members into the business.

Honestly, I don’t see much value in the health & fitness products so I don’t know if you will be able to have much luck there. Most people are instead trying to sell people on this business and get them to join by telling them about all the money they can make by joining.

Basically its one of those “hey, become a member and you can make a lot of money getting other people to become members” type of deals.

Now Lifestyle Conclusion – Scam or Not?

While I don’t consider this place a scam I don’t like how this place operates. This place was overwhelmingly created as a business opportunity. The Health and Fitness products sold are mediocre and nothing special by any means.

Most people unfortunately will fail to make money with this.  The pyramid type (mlm) recruitment model that this business uses makes it so that only the top get rich. If you are good at recruiting and can build up a big downline then you can make a lot of money, but if not then you won’t make it. Statistically speaking, most people that join opportunities like this fail.

The bottom line is that this business isn’t as great as it seems. The health and fitness products being sold aren’t very great and the business opportunity isn’t as good as it may seem.

Anyway…. That is it for this post and I hope you enjoyed it. I hope you found it valuable and worth your time to read. If you have any questions, comments or concerns don’t hesitate to leave them below in the comment section ?

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