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Cryptocurrency, MLM's

Is Supreme Power Coin a Scam… Ponzi Scheme Maybe? – Read This First

Supreme Power Coin claims to be a cryptocurrency that is a great investment opportunity but can you really trust what they say? I’m here to tell you that you shouldn’t and I’ll be going over why.

If you are wondering is Supreme Power Coin a scam?… is it a Ponzi scheme?.. etc… then you are in the right place. I came across this project recently and there are some serious concerns that I have. If you have already invested in this coin you are going to wish you wouldn’t have.

Supreme Power Coin Review

Supreme Power Coin claims to be a decentralized peer to peer cryptocurrency that has its own blockchain utilizing a Proof of Work (PoW) protocol. You don’t have to know what all of this means. Basically what they tell you is that its pretty much the same type of deal as bitcoin. They really don’t go into much detail at all (which is concerning by the way), but from what they do tell you it sounds the same as bitcoin.

I read through their whitepaper, which tells you about the project, what it aims to do, the technology behind it, etc and I really didn’t get much information at all. It was very vague and didn’t say much. On top of that I also noticed a lot of mistakes when talking about the basic fundamentals of cryptocurrency which didn’t make any sense. This leads me to believe the people behind this are not serious and don’t know what they are doing.

Or maybe they do know what they are doing… which is scamming people… Hmmm? Could it be true? You can draw your own conclusions from this. It will be pretty clear at the end.

A Look at The Team Behind It

Just as I expected… they don’t give you any names. They list the founder on their website, say some brief and completely unproven background info, and then post a picture. I have no idea who this guy is and can’t verify anything they say because of this…

On top of that they do the same for the other team members. No names are listed and there is no way of looking into these people.

VERY shady indeed and a major red-flag that is one of many signs of a cryptocurrency scam.

And by the way, you can read a post I wrote on 10 ways to spot a cryptocurrency scam here.

Major Problem Here

Not only is there no information on the team, but there is also no information on the technology that is supposedly behind this project. They tell you that Supreme Power Coin runs on its own blockchain and everything yet offer no proof of this.

With bitcoin, ethereum, and many of the other cryptocurrency projects out there they are open source, which means that anyone can take a look at their code. With Supreme Power Coin they are not open source and don’t show you anything. So pretty much no one knows what is going on behind the scenes and we are just supposed to trust them even though they don’t give their names or anything.

This is a major problem. How can you possibly trust this place.

And it gets worse. Of course this place has a massive mlm compensation plan…

Ponzi Scheme?… Likely

Supreme Power Coin has a business model where you can earn money by referring other people to invest, and from the people they refer in, and from the people they refer in, and so on. You can earn down to 20 levels deep. The people that you directly refer in are level 1, the people they refer in are level 2, the people they refer in are level 3, and so on.

Now I’m not saying that just because it has a mlm (multi-level marketing) compensation plan that its a ponzi scheme, but it definitely makes me more suspicious on top of everything I went over above.

Fixed Income… Come On Now, Seriously?

And of course this place also promises fixed returns on investments. I’m not sure how this “trading revenue income” actually works because they don’t tell you, but apparently you can make fixed returns by buying the Supreme Power Coin.

And of course this is one of the tops signs of a cyptocurrency investment scam. I don’t know how they can promise fixed returns. It just makes no sense.

Whats Really Going On Here

This place is more than likely a ponzi scheme all the way. Now I have no proof of this because they are not transparent at all and I don’t know what the real operations look like, but judging from what I see this is where I stand.

Just think about it: they provide very little information and no proof of what is actually going on, they have a massive mlm compensation structure to get people to recruit other investors in, and they promise fixed returns on investments….. everything about this points to it being a ponzi scheme similar to LendConnect, Bits Trades, BTCMiner, and many others.

But can you make money?

Some people will make money with ponzi schemes but the majority of people will lose money. The way they are set up only the people that get in early will make money. But of course this depends on a lot of other factors such as how well the scheme is promoted.

Ponzi schemes are basically just a big transfer of money with no value being provided. Older investors are paid off by the investments of newcomers. They are bound to collapse and you never know when.

Final Thoughts

I would absolutely avoid Supreme Power Coin. They cannot be trusted and if they are a ponzi scheme, as I suspect they are, then they are doomed. These things never work out. The creators and the people at the very top will make a lot of money but most of the investors will be screwed. They are illegal in most places on earth for a reason.

I’m not going to tell you what to do but if you do invest here you likely will lose money.

On another note, which is not cryptocurrency related. If you are looking to make money online check out how I do it. The reason I’m mentioning this is because I know a lot of people looking to make money with cryptocurrency are just looking for money and not necessarily interested in the crypto technology they are looking to invest in. So if you are wanting to make money take a look. I’m making over $6,000/mo consistently right now doing this.

If you have any questions or comments please leave them below and I’ll try to get back to you soon ?

"Get Rich Quick", High Ticket Programs, MLM's

Institute for Wealth in Networking, Scam or Good Online Business Opportunity? – My Review

IWIN, or Institute for Wealth in Networking, claims to be an amazing business opportunity that anyone can capitalize on regardless of their budget. But is this really true and is it worth your time? After all, there are a lot more opportunities out there that should be avoided than ones that are actually worth your time.

Will Institute for Wealth in Networking scam you or is this going to be the game changing business opportunity of your dreams? In this review I’ll be taking a level-headed approach and explaining exactly how all of this works, how you make money, what all it includes and more. This is an independent 3rd party review and I am not affiliated with this program in any way.

Institute for Wealth in Networking Review

Institute for Wealth in Networking, or IWIN as I will be calling them, is one of those recruitment focused business opportunities where you buy in to make money and then you make money by getting others to buy in. There are a lot of other businesses that use this same basic model, such as Aspire & U-Economy for example.

IWIN has 5 levels that you are able to buy in at ranging from $250 to $3,750. After buying in you will then try to recruit others to buy in and you will earn 90% of sales. Its a bit of an unethical business model in my opinion. I mean they do sell products on top of this which I’ll go over, but basically its just a big transfer of money with very little value being provided.

The Compensation Plan Explained

They call this compensation plan a “delayed 1-up” system and it can sound a bit confusing but its really not. I’ll go over how it works.

So with your first sale you will make 90% and the remaining 10% will get passed up to your sponsor, aka the person that recruited you into IWIN. Then on your second sale everything gets passed up above you. This is called your “qualifying sale” and you do not keep it. However, this then qualifies you to keep 90% of all the sales after that.

So basically you keep 90% of all your sales except for the 2nd one that you make. And the same goes with everyone else. So if you recruit in Bob and then he goes out and recruits in Elise and Alex, Alex then gets passed up to you since its his second sale. Then the same goes for Alex and this keeps going on and on.

How Much Can You Make With This?

The amount you can make depends on what level you are recruiting others in at. There are 5 levels total and they range in price greatly…

Level 1 – $250
Level 2 – $500
Level 3 – $1,000
Level 4 – $2,000
Level 5 – $3,750

So if you recruit someone in at level 2 you will only make 90% of $250, which is $225. But if you recruit someone in at level 5 you will make $3,375.

Its also important to know that you will have to have bought into these levels yourself before you can make money recruiting others into them. So if you only bought into level 1 and you recruit someone in that buys into level 5, you won’t make anything. You will have to be at level 5 to earn money here.

Is This a MLM?

This is definitely a mlm even though they tell you it isn’t. Its not your typical mlm where you have a large downline with a big pyramid-like structure but nonetheless it is still a mlm.

Why?

Because you are still being compensated from multiple levels. They try to act like this “delayed 1-up” system is a game changer but its nothing new and is no better than a lot of the other mlm structures out there as far as I see it.

What are The Products?

IWIN does have products. After all, it would be illegal if it did not have any and wouldn’t really be much different from a Ponzi scheme.

The products that they give you are digital information products such as what you see here…

The products are focused on marketing so that you can recruit more people into IWIN. There are some that are focused on self-development but most are focused on marketing.

At each of the higher levels at IWIN you will get more products and more value.

Are they any good? From what I see they seem to be pretty basic. These are the types of products that you often see as “bonus” products that online marketers give away for free when they are trying to entice people to buy into something. They really don’t seem to be all that valuable.

I think the products are more of a way to add legitimacy to this whole operation. The overall goal here is of course to recruit others in and earn money from doing so. The products will help you do this but there is more to be desired.

They claim that all of their products combined can be valued at over $100,000 but this is far from being true. I don’t know how you would actually evaluate their price but I can’t imagine it being even relatively close to that.

My Complaints

My main complaint about all of this is that many of the people marketing it are doing so in a misleading way. They are trying to get people to buy into it by making it sound better than it really is.

The truth is, as with any business, if you want to be successful with it you will have to put in effort and work. Its not easy.

In one video presentation I watched for IWIN they were telling people that they wouldn’t need to market for leads because people will be passing recruits up to you with their “delayed 1 up” compensation plan. This is such a bunch of misleading BS. If this were true then no one would be recruiting anyone in the first place and you wouldn’t be getting anyone passed up to you.

The truth is that this will take a lot of work. Marketing is not easy and if you go into this with the mindset that it is… there is a good chance you will fail. With this business model its important to keep a steady flow of new recruits coming in if you want to make steady money. If you don’t recruit continuously or are not good at it… you will fail.

Also, one other thing that I found which I do not like is how they paid an actress to make a fake testimonial on the official IWIN website (iwin123.com). The woman in this video talks about how great everything is here and why you should join but she is just saying what they paid here to say. I recognized her as soon as I saw the video because I review scams all the time and its very common for them to pay people on Fiverr to make fake video testimonials.

Conclusion on Institute for Wealth in Networking – Good Opportunity of Scam?

Well I wouldn’t call Institute for Wealth in Networking a scam, although there are people being very misleading when it comes to recruiting new members in out there. However, I definitely wouldn’t call this a good opportunity either. Business models like this that provide really not all that much value and are focused on recruitment this much just don’t seem to work out good.

If you do buy in you will also find that it is much more difficult to recruit others than it may seem. Most people are going to be skeptical of this place just as you are now.

There are much better, more legitimate ways to make money on your own out there. I actually make a living working online for myself and this is something I would probably recommend you check out. I got started back in 2015 and consistently make over $6,000 per month. Its not some super easy program and it does take work, but its legitimate and doable.

You can read my guide for making money online here if you want to learn more. I’ll explain how it all works, how I make money and even how others can get started the best way.

Also, if you have any questions, comments, concerns, etc… leave them below in the comment section and I’ll get back to you soon 🙂

High Ticket Programs, MLM's

Is Peter Wolfing’s U-Economy Program a Scam? – Real Review

If you are wondering is U-Economy a scam then you are going to want to read this over. I am not promoting this program and in this review I take an un-biased rational approach to it all. Many of the people out there are promoting this program to make money so the information given will likely be misleading and make things seem better than they are.

I’ll get straight to the point right now and tell you that No, U-Economy is not a scam. However, there are definitely some things that you absolutely need to be aware of beforehand. In this review I’ll be going over what exactly U-Economy is, how it works, how you make money, some complaints I have and more.

U-Economy Review

If you have watched a promo video for U-Economy then you are probably suspicious of the claims made. They really hype up this program and make it seem like the greatest thing that has ever existed when it comes to attaining financial freedom.

The sales video that I watched over made some claims such as it will change your life, only 1% of people know about this, it works for every one even with no experience, and more. This is actually all true but somewhat misleading as you will see.

What Is U-Economy?

U-Economy is basically a digital marketing/personal development program. Its goal is to help people create their own economy by making money online.

With this program you are provided with all the tools and training needed to make money online along with products to sell. You can make insanely massive commissions selling these but that comes with a cost, which you will see when I go over the costs of it all.

Peter Wolfing is the CEO of it all. He is a veteran in the network marketing world and has been working in this industry since back in the 80’s as far as I know. He has a pretty good reputation and seems to be a trustworthy guy.

What It Provides

U-Economy is basically one of those programs that people buy into to make money online and then they end up making money online by getting other people to buy into it. It is similar to programs like Aspire, 16 Steps to Six Figures, and MOBE in a way, yet it is still very different.

There are a variety of different products within the U-Economy program. They start off pretty cheap but if you want to make good money then you are going to have to pay the price. They provide everything from beginner training in the digital world to extremely expensive courses taught on cruise ships, exotic locations, and so on.

U-Crew is mandatory if you want to be a member and will give you access to the back office where you get an autoresponder, capture page builder, contact manager and pretty much everything you need to make sales. But you won’t be able to make much with this alone. You will have the ability to market products on a webpage, capture leads, and all of that but you don’t really have any products to sell at this level.

You will need to to purchase products from the U-Marketplace or U-Academy if you want to earn good money. When you buy these products you will also buy the “licensing rights” to them, meaning that you will then be able to sell them to other people.

How You Make Money

Well as I just touched upon, you will be making money by selling U-Economy products to other people. You will first have to purchase the products yourself in order to gain the licensing rights to be able to resell them however. If you purchase a higher priced product within U-Economy you will automatically get the licensing rights to the lower cost products.

You will be able to make up to $50,000 per sale which is insane. I think this is literally the highest ticket program I have ever reviewed. But of course if you want to be able to make money like this you are first going to have to spend a fortune.

The Compensation Plan

The amount that you can get paid depends on the type of product that you sell within U-Economy.

U-Marketplace Products

You will earn 95% commissions on the sales of products within U-Marketplace. The products that fall into this category will range in price from $25 – $500. They are on the cheaper side and are what beginners usually start out trying to sell.

U-Academy Products

These are your high ticket products. They range in price from $1,500 to a whopping $50,000 for their U-Network Mastery course. With these products you will get to keep 100% of the sales price. However, you must “Pass up” your second sale to the sponsor who recruited you into U-Economy. Then after that you get to keep all the sales for yourself.

* I’m not sure if there are pass-up sales with the U-Marketplace products, but I think so.

U-Crew

For the U-Crew service, which provides you with the tools to keep your business running, you are required to pay a monthly fee of $39.95. Likewise, the people that you recruit into U-Economy also have to pay this monthly fee.

With the residual commissions from this you can earn down to 12 levels deep. This means that you will be able to earn commissions from the people you recruit in (level 1), the people they recruit in (level 2), the people they recruit in (level 3) and so on all the way to level 12.

What Happens When “U-Coaches” Make Sales

If you let the U-Coaches close sales for you then you will get 50% commissions. These people will follow up with your leads by getting in contact with them via phone & email and will try to get them to join in. You don’t need to use these coaches but they are there if you choose to.

The Cost

The cost of this program ranges greatly. You can get their cheaper products from the U-Marketplace for as low as $25 but as you work your way up, which you are going to want to do, the products get more and more expensive. The most expensive one is their U-Network Mastery course for $50,000.

If you want any chance of making good money with this program you are pretty much going to have to purchase the more expensive products. As I mentioned earlier, you have to buy what you want to sell. When you buy products you also buy their licensing rights so that you can resell them and make money doing so. And of course you are going to be able to make a lot more money selling the higher priced products.

When you make a sale you get to keep all of it if the product is one of their high-ticket products from U-Academy and 95% of it if its from the U-Marketplace. The only money that the U-Economy company makes is from the licensing fee, which will range from $5 to $1,995.

Concerns

The Way The System Works

One thing that I’m not really a fan of is how the whole system works. Its basically one of those systems that you buy into to make money online and then you make money online by getting other people to buy into it. Sure they also offer a lot of personal development material and so on, but the avenue that they give you to personally develop and make money ultimately leads back to promoting this system.

I almost wonder if its all a grand setup to get people motivated to go out there and promote the program more and more. I hope not but some times it seems like it might be.

Either way I don’t really care for how the system works. The core of the entire program is to make money online by promoting the products so that others can make money online by promoting the products, and on and on and on.

Members Attacking Nonbelievers

I was reading through some complaints on sites like Ripoff Report from people who bought in and felt they were mislead. These complaints are almost always met by an angry member that will defend the U-Economy system at all costs. This seems to be very common in the network marketing world. There are die-hards out there that will defend their income stream no matter what.

This definitely doesn’t mean that the program is bad or anything but when I see things like this happening it is a turn-off. I would rather see a friendly rebuttal of the complaint rather than another members slamming them.

My Opinion of It All

I know I’m going to get a lot of hate for what I’m about to say but honestly I don’t agree with what is going on here. High ticket programs like this are all about the money. Its all just a big flow of massive amounts of money with little value being exchanged in between.

I’m not saying that U-Economy doesn’t provide any value. They actually provide a heck of a lot. They provide all the tools necessary to run a successful money making online business. But are their products really worth as much as they are priced at? Should you really have to pay $50,000 for their top notch course?

My opinion is that no you should not have to pay that much and that these prices are extremely inflated all for the purpose of being able to make a ton of money selling them to other people. I don’t see these products being worth their price. The reason they are priced so high is so that the people selling them can make a lot of money, and the people buying them are doing so in order to make a lot of money themselves when they go to sell them.

I feel like many of the people buying in at these high levels are doing it so that they have the licensing rights to sell them.

If anyone wants to argue this opinion with me I would be happy to hear it in the comment section at the bottom.

The Recruitment Side of It

Something else worth thinking about before you decide whether or not to buy in is the recruitment aspect of it. I’ll give you my opinion on this too.

So making money with this system is all based around recruitment. Its not your typical mlm opportunity where you have multiple levels beneath you that you are earning money from (exception of the U-Crew compensation plan) but recruitment is just as important as if it were.

I’ll give you and example of why it is…

Lets say you recruit someone in. You make money from the sale of the product that you recruit them in at. Then your second sale gets passed up to the person above you, who recruited you in. Then after that you get to keep every sale for yourself. The same goes for the people you recruit… their second sale gets passed up to you. And then those people’s second sales get passed up to you. This happens over and over again with no limit.

So not only are you making money by recruiting people in, but you are also making money from the people they are recruiting in, and the people they are recruiting in, and so on. Its basically the same darn thing as your typical pyramid-like mlm in a way. And what happens with mlm’s? The answer is that most people fail because those with the most recruits branching out beneath them are the ones making all the money while those newbies, or the ones that aren’t good at recruitment, are the ones that lose out and fail.

Conclusion on U-Economy – Good Opportunity or Not?

Whether or not you think this is a good opportunity is really up to you to decide. Personally I don’t really like these overpriced high-ticket programs. I don’t think that Peter Wolfing is a bad guy or anything, I bet he really believes in this program, but we just have difference of opinion here.

I know there are a lot of people out there who will defend this program to the death because they were able to make a lot of money with it. I understand that this is possible but I still don’t agree with what is going on. Look at how the members are making money…. they are just reselling these overpriced products to others, and then the cycle continues.

Anyways…. I hope you enjoyed this review. If you want to argue with me you can do so in the comment section below.

Also if you are looking for a much more affordable way to make money online then I suggest taking a look at how I do so here. I make a living working online and have been doing so since 2015. You can learn how I do it here.

Cryptocurrency, MLM's

Davor Coin, Scam or Great Money Making Opportunity? – Real Review

If you are looking to invest in Davor Coin then you are going to want to read this first. There are lots of red-flags that make me very suspicious of this opportunity and you really can never be too careful in the world of cryptocurrency, where scams lurk everywhere.

Is Davor Coin a scam? Quite honestly it is looking like it very well could be one. In this review I’ll be going over a few of the concerns that I have and why it could possibly be just another elaborate ponzi scheme.

Davor Coin Review

Ok so the first question that needs answered is what is DavorCoin? And honestly what they tell you it is doesn’t even really make all that much snese.

They claim that DavorCoin was created to be one of the best alternatives to Bitcoin and Ethereum but don’t really say how at all. And besides, bitcoin is very different from ethereum. So how is this going to be a good alternative to both? Well… who knows… they don’t really tell you.

Also I noticed in the “what is DavorCoin” section that they seem to have no clue as to how blockchain technology even works, yet they say that DavorCoin uses blockchain.

They tell you that DavorCoins are stored on your computer drive, smartphone, hardware wallet, etc… but this is not how blockchain technology works. With blockchain technology everything is stored on the decentralized blockchain itself. No coins are stored on an individual computer or hardware wallet like this.

Overall they do a horrible job explaining what DavorCoin is and how it works. It seems to me that these people don’t know what they are talking about.

How You Make Money With DavorCoin

There are 4 ways that they claim you can make money here. You can use their lending platform, you can stake your coins, you can trade, and you can recruit others to invest money in Davor Coin.

What really catches my attention here is the lending platform that they have. “Lending” in the cryptocurrency world has become a major red flag with all the scam lending platforms that have existed, such as the infamous Bitconnect.

Basically what you do here is lend your DavorCoins back to DavorCoin after you buy them. Then they supposedly perform crypto arbitrage and private ICO investing where you will profit up to 48% per month on the amount you lend.

But are they really doing what they say they are doing? Or is this just a sneaky way of sucking the money out of you?

Ponzi Scheme Maybe?

And of course going along with the fact that they don’t seem to know what the heck they are talking about and how they have a suspicious lending platform, they also have a mlm affiliate program.

With this you can earn down to 6 levels beneath you. You will earn when people buy DavorCoin and invest it in the lending program. The people that you personally refer to join are level 1, the people that they refer are level 2, and so on… all the way to level 6.

From what I understand, you will be able to earn 8% on the amount invested from level 1, 4% from level 2, 2% from level 3, and 1% from levels 4 & 5.

If this is a ponzi scheme then you are going to want to stay far far away from it. People who are able to get into ponzi’s early on have a chance of making good money but the reality is that most people do not. Most people fall on the bottom of the pyramid and the overwhelming majority of people involved in these lose money rather than make money.

In the world of crypto there are a lot of likely ponzi schemes similar to this one. Some examples include BTC Global Team & LendConnect, which also has a lending programs like this place.

A Look at The People Behind DavorCoin

This is a joke because they give you no information on who is behind this. The entire “about us” section on the DavorCoin website is only several sentences long and really tells you nothing…

This is a major red flag. If you look at any known legitimate cryptocurrency out there they have plenty of reputable people working on the projects. Of course you could say that Bitcoin was created by an unknown person but if you look at Bitcoin today there are plenty of known and trusted developers working on the project.

As for DavorCoin we know nothing. The people working on this could be complete scammers that have a history of scamming. Who knows.

Conclusion on DavorCoin – Scam or Good Opportunity?

Honestly I think those that are investing in DavorCoin are crazy. There is nothing about this place that makes me want to invest in it. Pretty much the only reason that anyone is investing in it is because of the lending program which claims that you can make up to 48% returns per month. I wouldn’t count on this being true though.

They have no idea what they are talking about when it comes to the technology that they claim this coin has, they don’t give you much information on the suspicious lending program that supposedly can make you tons of money, they don’t give you any information on the people behind this project, and they have a pyramid-like affiliate program where you can get paid from the investments of people down to 6 levels beneath you.

Just about everything with this program points to it being a very likely ponzi scheme. Invest if you want to but know that this is very risky. I for one will not be investing in this. It just has too many crypto scam warning signs for me to trust it.

On a different note, you can check out one of my top picks for making money online here. This program has nothing to do with cryptocurrencies but I find that many people looking into opportunities like Davor Coin are just looking to make money online. I have been a member of this program since 2015 and make very good money with it.

"Get Rich Quick", MLM's

Secret Income Formula, Scam or Earn Easy Bitcoin? – What You Ought to Know

Secret Income Formula is one of Mack Mills’ (aka Mack Zidan) newest systems that he is promoting. It is very similar to many of the older systems he created to make money online except that this one is focused on Bitcoin. If you are wondering if this is actually legit or if Secret Income Formula is a scam then you are right where you need to be. I have done my research and will be going over what exactly this system is, how it works, the downsides to it and more.

I am not promoting this system and am not affiliated with it so this review is going to be unbiased and as real as I can make it. Enjoy…

Secret Income Formula Review

If you watched the first promo video for Secret Income Formula then you are probably wondering who created this system. In the video they label the guy as “Mr. X”, but if you enter your information and make it to the second video you will find that this guy’s real name is Mack (he goes by Mack Mills and Mack Zidan).

Before I get into what this system is I want to touch upon who Mack is for a second because its important to know the person behind it all.

Mack is a veteran in the online marketing space. I have been involved with online marketing since 2015 and have come to know that Mack is one of the big players. In the video they claim he is a 6-7 figure per year earner and this is true. Every product or system that he promotes he does a great job at. You can probably tell by how professional the website and video are for this Secret Income Formula system.

Some of his past systems that he put together include Digital Income Method and Daily Income Method. They are both very similar to this Secret Income Formula system except this new one is focused on Bitcoin, as I mentioned.

What is Secret Income Formula & How Does It Work

Secret Income Formula is basically a system that promotes several programs. Mack is giving away this system for free so you may be wondering what is the catch and how does he make money from the whole thing. And you better believe he is making a killing from it.

The way he makes money is by getting you to join and invest in 3 different opportunities: iCoinPro, MindSet 24 Global, and FutureMoney.

iCoinPro is a bitcoin mlm educational program somewhat similar to CryptoWorld Network. Basically what they do is provide educational digital products for people who are interested in learning more about bitcoin and cryptocurrencies. They teach you about investing, ico’s, trading, basic things and a bunch more. The training is sold in packages that can get pretty expensive.

The mlm (multi-level marketing) part of it is where you make all the money. You see you can refer people to iCoinPro and when they purchase one of the educational packages you get paid for it. You also get paid from the people that they refer in (level 2), and the people that they refer in (level 3) and so on. The way it is set up you can earn multiple ways from referring others to join. You can earn on as much as 14 levels beneath you. This pyramid-like structure has huge earning potential but there is a major downside to it that I’ll go over later.

As for the MindSet 24 Global and FutureMoney, its the same type of deal. Mack loves mlm’s and this has been what he is known to promote.

Secret Income Formula In a Nutshell

So Secret Income Formula is just a sales funnel system basically that promotes these 3 other programs. The Secret Income Formula itself is free but the 3 programs that it promotes do cost money, which is how Mack makes money.

How You Make Money

You make money in the same way that Mack makes money. When you sign up you get the exact same Secret Income Formula for free. You will get to send people to the sales page that plays the video with “Mr. X” and really gets everyone excited and hyped up.

The difference is that the Secret Income Formula system will be set up with your own referral links. So when you get someone to watch the promotional video for Secret Income Formula and then they buy into iCoinPro, you get paid for that. The same goes for the other programs.

So the name of the game is recruitment. You want to recruit (refer) other people into the system because that is how you make money. Once you refer them to Secret Income Formula the system does the rest. The system automatically refers them to join iCoinPro, etc.

The Downside That No On Is Telling You

What no one tells you about mlm systems like this is that they are much more difficult to be successful with then they appear. The reason no on tells you is because everyone is trying to recruit more people in so of course they aren’t going to be telling you the negatives.

As I discussed all the money made from Secret Income Formula comes from iCoinPro, MindSet 24 Global, and FutureMoney. The free Secret Income Formula refers people to these and when they buy in is when you get paid. But there is a fundamental problem with mlm’s like this. The problem is that very few people make money with them and this is due to the structure in which they are set up.

You see with mlm’s, you earn from people recruited in beneath you, in iCoinPro’s case you can earn down to 14 levels beneath you. This sounds awesome but isn’t quite that awesome. For people at the bottom money that they could be making is getting sucked away from them and is used to pay people off that are above them on the pyramid. This makes it harder for those near the bottom to earn because all the money is flowing to people above them.

So if you are good at recruiting and can recruit in people like crazy then this is something that has a lot of potential. But if you are not then you will likely not make it. Mlm’s are a tough business to make it in and most people fail because there are always many more people at the bottom of the pyramid than at the top.

People like Mack and other experienced online marketers will make a killing with this but most people will spend more money than they actually make. That is the reality of it especially with these particular mlm programs that are being promoted through this system.

Conclusion on Secret Income Formula – Good Opportunity or Not?

Secret Income Formula is by no means a scam like the many probable cryptocurrency scams out there (ex: Bitty Cash, The Crypto Genius, etc). Its a legit system that does work and can potentially make you a lot of money. I would say its a bit over-hyped without a doubt but nonetheless it can really work.

That said, I’m not going to tell you whether or not to put your time, money, and effort into this. What I will say though is that I am not going to be getting involved because I don’t care for mlm’s. They are too difficult for me to make money with so I stay away from them. I also don’t find their recruitment oriented business models to be very ethical at times.

What I will recommend is this program that I got started with back in 2015 when I first started online marketing. I currently make a living online and have owe it all to it. You can check out my review of the program I’m talking about Here.

Also, if you have any questions, comments or concerns just leave them below and I’ll get back to you soon 🙂

Cryptocurrency, MLM's

CryptoWorld Network Review – Scam Program or Amazing Opportunity?

Since you are looking into CryptoWorld Network wondering if its possibly a scam or now I’m guessing that someone sent you their referral link trying to get you to join. Maybe they sent an email, maybe it was in a Facebook post… whatever the case it doesn’t matter.

In this CryptoWorld Network review I’ll be going over what exactly this place is, what it provides, the cost, why there are people promoting it and more. And by the way I am in no way affiliated with this program so this is a completely unbiased review.

CryptoWorld Network Review

Crypto World Network is a networking platform that is based around cryptocurrency. The purpose of it is to give people a space, kind of like Facebook, where they can talk back and forth, share ideas and information, let people know about good investments, strategies, opportunities, etc.

There are different membership levels available within CryptoWorld Network and of course the more expensive membership you buy the more you get. With the higher priced ones you are able to create your own groups that others can join and you can even choose to charge people for joining if you would like.

This place is also a mlm (multi-level marketing) opportunity which means that you can sell these memberships to other people and also earn money when they sell to other people and so on.

What You Get

Well as I said, this place is based around networking. As a member you get to engage with other people who are in the crypto space and have paid to be a member, which I agree is actually a good thing because it eliminates people who aren’t serious at all.

On the platform there will be many different areas and focuses. You will be able to find education on the blockchain technology, information on making money with ICO’s, mining, altcoins, and plenty of other things.

As I mentioned earlier, members are able to create their own groups here so there is no telling what you will find. Joe could make a group that is dedicated to daytrading, where you would be able to stay up-to-date on different opportunities that arise.

There are different subscription levels that you can purchase including Networker, Pro, and VIP.

Networker – $49/yr

Most basic package
Gives access to the network

Pro – $499/yr

Get access to the pro network
Get ability to start your own group (Ex: can start a group around daytrading, pullback trading, long term investing, etc.)

VIP – $999/yr

Get access to the VIP network
Get to create your own business page on CryptoWorld Network. Which you can then promote to bring people in.

They also sell Adpacks for $49/mo which give you the ability to place ads on the site. Its kind of like Facebook in this way and the ads will be shown off to the side of the different pages on the site.

A word of warning though: You will likely find lots of scam advertisments with all the new crypto scams floating around.

Compensation Plan

As I said, this is also a mlm opportunity and you can make money promoting and selling the memberships.

They call their compensation plan InstaCrypt. I guess they call it this because you can earn bitcoin on a daily basis with it. But anyways… I’ll be going over some of the main features of this comp plan.

Binary Payouts

The binary payouts are at the core of the comp plan. With a binary structure like this you have 2 positions beneath each person. So below you there are 2 positions and then those branch out the further down you get. I put a diagram over to the right so you can see how this works.

Everyone has a left and a right team. And with the compensation plan here you will get paid between 10-20% of the sales volume on the weaker team.

The amount you get paid ranges depending on the amount of sales that you make. And remember… these sales that I’m talking about are the memberships for CryptoWorld Network.

Matching Bonus

You will also be able to earn a 50% matching bonus that goes down to 5 generations deep.

So you will get paid off of people making money selling CryptoWorld Network subscriptions that were recruited in below you (gen 1), and people making money that were recruited in below them (gen 2) and so on.

One Thing to Be Aware Of

One thing that I think it is important to mention is that there are going to be a lot of people promoting CryptoWorld Network just to make money with the compensation plan. This is one of the problems with this business model.

It would be great if everyone that joined were joining because they love cryptocurrencies and are interested in learning but the reality is that this is not how it will work out. Because of the pyramid-like mlm business model that this has it is going to attract people that are just looking to make money recruiting in others to join.

Conclusion on CryptoWorld Network – Good Opportunity or Scam?

Well I do not think that CryptoWorld Network is a scam like The Crypto Genius & BTC Global Team…. but I also will not be joining at this time. I will wait and see how this business grows in the future. The reason I will not be joining is because I see a lot of potential for this business to go downhill.

There is potential for this to turn into just another big promotion site instead of being a site that provides good quality information and training on cryptocurrencies. Like I said… I know there are already a fair number of people out there promoting this opportunity yet they don’t really use it in the way they promote it.

Anyways… If you have experience with this place I would appreciate you leaving a short review in the comment section below.

And if you are looking for a program that I recommend for making money online then it doesn’t get any better than this program. I have been a member since 2015 and make a living online now…. which goes to show that it actually works.

==> Recommended Program Here

And also if you have any questions or comments be sure to leave them in the comment section below as well.

MLM's

Karatbars International Compensation Plan – Is This a Pyramid Scheme?

The Karatbars International compensation plan can be very lucrative but there is talk of it being a possible pyramid scheme. Is this just an un-backed rumor or is this a legitimate concern?

This question is a reasonable one considering the recruitment aspect of this business model. In this review I’ll be going over the compensation plan and giving my view of the matter at hand, whether or not its a pyramid scheme, a downside that many people overlook and more.

Karatbars International Review

Ok, just to give a brief overview: Karatbars International is a mlm company that sells gold. Anyone and their mothers can become affiliates for this company and make money by both selling gold products themselves and also by recruiting in other affiliates beneath them and earning from what they earn.

Like many of the mlm’s out there, their products are very overpriced. But this is a discussion for another day. I’m not going to get into that here.

The Compensation Plan

Ok, so the compensation plan is mostly focused on recruitment, which I will go over second. First I’ll briefly touch upon how you can make money by selling these products yourself.

When I say sell them yourself you aren’t going to actually be selling the gold physically to other people. When you join as an affiliate you will get set up with your own Karatbars International website that you can direct people to. When people shop at your site you will be able to earn 6 – 26% commissions from the sale of each item.

These direct commissions are good and all, and can lead to you making some decent money because of the price of these items, but the focus of this comp plan is mainly on recruitment.

By recruiting in other affiliates into this business there are a lot of ways to earn.

The first way you will be able to earn is through selling affiliates business packages. You could kind of think of these packages as a bunch of things designed to help get affiliates’ home businesses off the ground. They come with gold (of course), brochures, presentations, etc. You will be able to make up to 20% commissions selling these to affiliates, which is normally done when you first recruit them in.

I would say that the main part of the comp plan here is the unilevel commission structure. With this you will be able to earn commissions from the people that you recruit in, the people that they recruit in, and so on. You will be able to earn a certain percent in commissions from all the sales in your organization, aka your downline. And of course the percentage that you earn is related to the amount of sales that have… the more product value your organization sells the more potential to earn higher commissions, which in turn gives more incentive to go out and recruit a bunch of people in.

They also have a Unilevel Generation Bonus, a Karatbar Pool, and a Dual Team Commission structure (which is a binary structure where you earn commissions once you read a certain amount of sales on both sides of the downline), but I’m not going to get into all of this. You can obviously see that the focus of this entire comp plan is on recruitment which is my point.

Pyramid Scheme?

There are a few things that are a bit “shady” about the business model here. Obviously they are focused on recruitment above all else. This is a bit suspicious but it is ok. They are allowed to put focus on recruitment as all mlm’s do. The question is whether or not they put enough focus on retail sales?

There isn’t much focus put on retail sales but I do think they put enough to be considered legal and not a pyramid scheme. The direct commissions from retail sales are the first thing covered in the compensation plan and your personal sales (and everyone else’s personal sales) play a big role in the unilevel commissions structure.

The Downside to This Business Model

While I really don’t think this could be legally called a pyramid scheme, the recruitment aspect of it all does come with a major problem….. and this is that it makes it much more difficult to make money. This is what many people overlook and don’t realize in the beginning.

As with all mlm’s, much of the income that you could be making on sales is taken out of your cut and paid to affiliates above you in the form of commissions. Instead of earning.. lets say 35% commissions on retail sales, you only earn up to 26% commissions and the rest is passed up to affiliates above you…. just as you can earn from affiliates beneath you.

This can be good if you recruit a lot of people an build a big downline but for most people it will just make things worse. The fact is that the pyramid-like mlm structure favors those at the top and makes it harder for those at the bottom…. and of course the large majority of people are at the bottom. This is why there is such an insanely high failure (turnover) rate for mlm businesses.

I review and look into mlm opportunities all the time, most recently Shaklee & Zeal, and they are all the same when it comes to this.

Final Thoughts on This Opportunity

Well I wouldn’t call Karatbars International a pyramid scheme, nor would I call it a scam. However… its just not a great opportunity for many out there. Statistics prove this to be the case when it comes to mlm’s.

I personally stay away from them because you have to be one heck of a recruiter to really make good money, which I am not good at.

But if you think you would be good at it and you like the overpriced gold then go for it…. just be realistic and don’t expect it to be easy.

Something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, which I am still a member of.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

MLM's

Is Shaklee a Pyramid Scheme? – What You Should Know

So I’m guessing that maybe you or someone you know has been contacted by a distributor of Shaklee and asked to join in…. and you are suspicious of it all because of the recruitment side of things. The logical question here happens to be… is Shaklee a pyramid scheme?

I know there are a lot of people asking that and for good reason. Because of this I decided to write this review to spread useful information about this business opportunity that many people do not realize. And as a disclaimer, I am in no way affiliated with Shaklee. This is an independent 3rd party review.

Shaklee Business Opportunity Review

Shaklee is a mlm company in the health and wellness industry that sells shakes, as you can imagine from the name, as on of their products. Among which are many other products dealing with health and wellness. For what it is worth their products do seem to be very good. They actually have science to back up their claims and in an industry that relies on a lot of hype to sell products, this is relieving.

But enough about the products. A review of them can be done another day. I want to talk about the business opportunity. Anyone can become a distributor here and make money in more than one way. The fact that you can make money by recruiting in other distributors is the “shady” side of it all and what many people are calling this a pyramid scheme for.

But is it actually a pyramid scheme? or is this a legit mlm (multi-level marketing) opportunity? I’ll go over this….

Similar mlm’s include: Zurvita Zeal, Total Life Changes, Life Matters…

How You Make Money as a Distributor

As a distributor you will be able to make some money selling Shaklee products yourself. You will be able to purchase the products at discounted prices and then turn around and sell them at higher prices, thus keeping the difference. They say that you will on average be able to make 36% doing this. You will also be able to get customers to sign up at Shaklee’s website and earn money from the products they buy here.

There is a requirement as a distributor to acquire retail customers, meaning people that are just purchasing products from Shaklee and not participating as a distributor. However… most of the focus here is on recruitment and bringing in new distributors.

There are multiple ways you can earn through recruitment of other distributors. The fastest way is with their Gold Bonus which is when you get a bonus when you recruit someone in and get them to buy one of the Gold Paks, which distributors are pushed to buy. These are basically a pack of products and things to help distributors get their business up and going.

You will also get Personal Group Bonuses from the PGV (personal group volume) that you accumulate each month, which consists of the products you bought, the products your customers bought, and the products your recruited distributors bought. The higher your PGV is the higher percentage bonuses you will earn.

There are also what they call Infinity Bonuses where you will earn commissions on the PGV of all Business Leaders in your downline, aka recruited in beneath you.

Now you may be wondering what a Business Leader is, which makes sense. Well there are many different ranks in this company and as you move up the ranks you unlock more potential of the compensation plan. How do you move up the ranks you may ask? Well of course its all about increasing your Personal Group Volume.

Pyramid Scheme?

There is obviously a lot of focus put on recruitment of other distributors. They do it somewhat indirectly but its obvious that the best and easiest way to increase PGV, which is necessary to move up the ranks, is by recruiting in other distributors.

But does this make it a pyramid scheme?

Well… they do require distributors to maintain a PV (personal volume) which only includes the products you buy or sell. This is nice and they also require customer sales to be part of the PGV that you have. So there is emphasis put on product sales to customers as well.

As far as I see this is a legit mlm. Recruitment is a big part of the business but they do require product sales to customers to… so its not entirely based on recruitment of distributors.

The Problem Here…

The problem here isn’t whether it is legal or not (this still could be argued), but rather that it is insanely difficult to make money with.

MLM’s that reward distributors for recruitment so much just make things more difficult. Their pyramid-like shape sucks money from those at the bottom and gives it to those above them. This is why the top few % usually make the majority of the money. The commissions flow up the pyramid.

This gives people a lot of potential to make money if they can climb to the top but makes things a heck of a lot harder and is the reason why mlm’s have such high turnover rates.

Conclusion on Shaklee – Good Opportunity?

Shaklee is your pretty typical mlm as far as the compensation plan goes. It can be a good opportunity for some but stats prove that for most it will not be with mlm’s like this.

If you got what it takes to recruit people in left and right, then this might be for you… but if you don’t then this might not be a great idea. There is a heck of a lot of potential here to make good money but only few people will ever be able to realize that potential.

So if you like the Shaklee products and think you have what it takes then go for it.

If not, then something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, which I am still a member of.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

MLM's

Is Zeal a Pyramid Scheme? – What You Need to Know

Since you are wondering is Zeal a pyramid scheme I’m guessing that someone approached you or maybe someone you know about joining the business and selling Zeal products. Its true that there is a large amount of recruitment surrounding the Zeal products…. but does this really make it a pyramid scheme?

In this review I’ll be going over what you need to know about this business. I know there are a lot of people that are questioning the legitimacy of it and that is why I decided to write this review… to provide some insight into what is really going on here. You are going to want to read this before you make any decisions on it.

Zeal Business Opportunity Review

Ok so I’m not going to be reviewing the actual products here, but rather the business opportunity. The Zeal products seem to be good and all. They are packed with vitamins, minerals, anti-oxidants, amino acids, etc… all of which is food based. There is nothing to complain about here. But as I said this isn’t the focus of my review.

The real business opportunity comes from a company called Zurvita. Zeal, or Zeal for Life, is just the name of their product line. This business is what you call a mlm opportunity. This means that they have a pyramid-like recruitment structure where consultants can make money by recruiting in other consultants.

The Compensation Plan

The compensation plan is important to go over because you will see how consultants actually make money and this will give you a good idea of whether or not it is a pyramid scheme.

In the comp plan here, basically everything can be put into 2 main categories: Earning money by selling products yourself, and earning money by recruiting in other consultants.

When it comes to selling the Zeal products yourself there really isn’t much to say. You will be able to earn 20% per sale which really isn’t much at all. The good part about this however is that if the customer sticks with it you will earn this every month, since they will be on a monthly autoship plan.

But it seems that most of the focus of the compensation plan comes down to recruitment. There are a lot of ways that you can earn from recruiting in other consultants.

When you recruit in new consultants many of them will buy “Starter Paks” which are designed to help them get their Zurvita business off the ground. These can cost as much as $549.95 and since you recruited the person in you will get paid a bonus from it. This is a nice quick bonus from recruiting someone in but the real money comes from the Override Commissions.

You can earn Override Commissions down to 8 levels deep. Override Commissions are commissions that you can make from the consultants that you recruited in and that were recruited in beneath them. So you will be earning commissions from people you recruit in (level 1), from people that they recruit in (level 2), from people that level 2 recruits in (level 3), and so on all the way to level 8.

But as you can see from the chart above you will need to move up the ranks to be able to earn from all 8 levels. To move up the ranks you will need to sell more products yourself as well as recruit more people into the business. Both your PBV (personal business volume) and GBV (group business volume) will have to increase a certain amount to qualify for the next rank.

Pyramid Scheme?

So obviously there is a lot of focus on recruitment and this makes it seem like a product based pyramid scheme. But is it really? I mean they do require consultants to get a certain Personal Business Volume to stay active and move up the ranks.

Honestly I wouldn’t call this a pyramid scheme just because I have seen other mlm’s that seem even more like one yet they operate within legal boundaries.

Just because recruitment is a big part of this doesn’t mean it is one…. however…. it does create a problem that you should be aware of.

Sounds Good, But….

The problem with mlm’s like this is that they are set up so that very few people make good money. Because commissions are funneled up to the top of the pyramid-like mlm structure, this makes it harder for those at the bottom to make good money. And this is why so many people involved in mlm’s like this fail.

I was actually able to find an income disclosure from Zurvita from 2016 and as you can see there are VERY few people that are able to make a living as a consultant here…

I don’t know if you can read the numbers but about 99% of all consultants make way less than what would be considered “livable”. About 90% of them averaged only around $500 for the entire year of 2016.

Now I know its not 2016 anymore but the business hasn’t really changed since then.

This is the case with pretty much all mlm’s to some extent. I just reviewed Total Life Changes & Life Force recently, which are 2 similar health & wellness mlm’s, and its the same story for them.

Conclusion on the Zeal Opportunity – Good Idea?

Well Zurvita’s Zeal opportunity is definitely not a scam. They are a legitimate business and you can make money here. However, the reality is that it is much more difficult than people make it seem. They make it sound awesome but don’t tell you how most people are going to fail.

Only a small few people are successful in businesses like these. In order to be successful you have to be able to recruit in new consultants continuously and take advantage of the compensation plan here. If you can’t do that then you more than likely won’t make it. MLM’s are very difficult and this is why I stay clear of them.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

MLM's

Is Youngevity a Pyramid Scheme? – What You Should Know

If you are wondering is Youngevity a pyramid scheme or not then you are in the right place. I’ve been seeing this question a lot online so I decided to write a review on it all. Maybe someone tried to recruit you into the business or maybe you are looking into it for someone you know… it doesn’t matter the case.

In this review I’ll be going over what you need to know about this business. And by the way… I am not affiliated with Youngevity in any way so this is an unbiased 3rd party review.

The Youngevity Opportunity Review

Youngevity is a mlm company that sells everything from health & wellness products, to essential oils, and even jewelry. But enough about their products already. They are good and all but my focus here is on the business opportunity.

Because they are a mlm company, recruitment of other distributors is a big part of the business. When you join as a distributor you can basically make money in 2 ways: by selling products yourself and by recruiting in other distributors. This recruitment side of the business is why so many people are calling it a pyramid scheme… but is it really? The compensation plan says a lot when it comes to this…

The Compensation Plan

If you are going to sell Youngevity products yourself at retail prices you will be able to make 30%. What you will be doing is purchasing the products at wholesale price (which is 30% off) and then reselling them at the retail price. This is something that you can do but you actually aren’t required to sell Youngevity products to participate in the compensation plan. You can participate by just buying the products and keeping them for yourself. Whether you sell them or not is your own business.

They have pretty big comp plan overall…. 13 ranks total. I don’t know if you can see the screenshot below, but you can actually move up to the 4th rank of “Senior Associate” without recruiting in any other distributor…

All you have to do is achieve a certain PQV (personal qualifying volume) to move up there and this can be done by buying products yourself. After that you will be required to recruit in other distributors in order to move up the ranks.

And if you want any good chance at making good money here then you are going to have to move up the ranks, which means you are going to have to recruit.

If you move up enough you will be able to earn commissions on down to 8 levels. This means you will earn money from the distributors you recruit in (level 1), from the distributors that they recruit in (level 2), from the distributors that level 2 recruits in (level 3), and so on..

There are several other ways to earn from recruitment but its not important to discuss them. The takeaway here is that you are required to recruit to move up the ranks and you will earn from people up to 8 levels beneath you.

Pyramid Scheme?

What separates a product-based pyramid scheme from a legit mlm is the amount of revenue the generate from retail sales to the general public. And because Youngevity does not require distributors to sell any products to the general public I don’t imagine they get all that many retail sales that are not to distributors. Or course you can sell products and earn commissions but this isn’t required.

They allow people to satisfy the Personal Qualifying Volume requirement by buying products for themselves. What this will often lead to is distributors buying a bunch of products that they don’t need just to stay active and more up in the ranks. I see this happen all the time with mlm’s like this.

Honestly I think Youngevity might have to change up their compensation plan in the near future to avoid getting shut down by the FTC. They focus too much on recruitment and not enough on product sales to the general public. If this is not a pyramid scheme it sure as heck leans close to being one.

Conclusion on Youngevity – Good Opportunity or Not?

I’ll let the government decide whether or not this is a pyramid scheme. But regardless of this… what you need to know about this mlm type of business is that it is very difficult to make it in… which most people probably won’t tell you. Many times people are just trying to recruit you in so they make it sound amazing when it isn’t as great as it sounds.

Because of the mlm pyramid-like structure, the people at the bottom (the majority) will have a harder time making money while those at the top will make lots off it from the efforts of those at the bottom. Mlm’s like this always have a very uneven wealth distribution which is why so many people fail and they have insanely high turnover rates. I review mlm’s like this all the time, most recently Plexus & Ariix, and they are always the same story when it comes to this.

If you think you have what it takes to recruit new people in continuously then you might have what it takes to make good money here but if not then this probably isn’t for you.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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