Category Archives for "Investing"

Single Stock Retirement Plan – Scam or Once In a Lifetime Opportunity?

Is this whole “Single Stock Retirement Plan” thing a scam by The Oxford Club?

I’m guessing you must have received one of their emails for this (supposedly) incredible investment opportunity…. but of course you are a bit hesitant to believe in things when they sound too good to be true, as you should be.

Is this really your lucky day?

Will you really be able to retire comfortably off of this one stock investment?

Is this really the next Amazon or Microsoft opportunity?

The answer: NO… NOT EVEN CLOSE.

You guessed it!… This is another very misleading promotion that is massively over-hyped.

In this quick review I’ll be going over what you are really getting into here. I’ll go over what this “secret” stock is and why it is not the incredible opportunity it is portrayed as being.

Review of The “Single Stock Retirement Plan”

The teaser is put on by Alexander Green, who is a chief editor at The Oxford Club, which is a company that publishes many different financial newsletters.

He claims that this unknown opportunity “Generates More Revenue than IBM, Facebook and Even Google… but Trades for Less Than $3”.

Sounds pretty good to start, right? But then again it also reminds me of other incredibly misleading investment opportunities that have been teased in the past, such as “Congressional Checks” and “Federal Rent Checks“, which have received tons of complaints.

And better yet, it is “undiscovered”, at least according to him.

This company is involved in…

  • Artificial intelligence
  • Smartphones
  • Virtual reality
  • Robotics
  • Medical equipment
  • Gaming technology
  • The Internet of Things
  • E-commerce

And has deals with some pretty big well-known companies such as Cisco, Microsoft, Intel, Sharp, IBM and even Apple.

According to Mr Alex, it has “multimillion-dollar retirement” potential.

But… The Things He Tells You Are… Well… Misleading

Early on in the teaser he talks about all these other past investment opportunities that have made people rich… other “Single Stock Retirement Plans” so to speak.

He talks about all the money you could have made investing in Microsoft or Amazon, as if this opportunity is comparable… but it really isn’t. This is all very misleading..

Why he is comparing this to Amazon and Microsoft I have no idea.

Why He Claims This Is Such An Amazing Opportunity

One thing Alex really makes a big deal about is the share price. He tells you that this stock is selling for less than $3, but why is this important?

Well… It isn’t really. Share prices aren’t all that important, although lower prices do appear more appealing.

What he makes an even bigger deal about is that this stock is “undiscovered”. He claims that not one in 50,000 investors know about this and it is because it goes under a “secret name”…

Now obviously this is a much bigger deal. Of course if you can get in on good investment opportunities before they become known and go mainstream, then you can really profit big. We see this sort of thing happen all the time.

People who are able to identify winning stocks before they take off are wealthy people.

What The Heck Is This Stock That Goes Under a “Secret Name”?

At this point you probably just want to know what the heck this teaser is even talking about. You already wasted a bunch of time reading through all the hype.

So I’ll get straight to the point.

This “undiscovered” company he is talking about is Foxconn, which is a massive Taiwanese electronics company that makes products for big brands like Apple, IBM and others.

They also go by the name Hon Hai, which has the ticker symbol HNHPD.

What you would have to do to buy stocks in this company is buy through an ADR, in which you would buy 2 shares per ADR.  But don’t go out and do that just yet.

Great Opportunity or Not?

Well… it’s definitely not as great as it is hyped up as being… and is something you might not want to invest in.

With a market cap close to $50 billion, these shares aren’t just going to explode in price like you are led to believe. There is little to no chance you will see a 10x increase in 10 years.

Although there is a lot of talk about the share price being under $3, this doesn’t really mean much as I discussed briefly above.

You might also be interested in hearing that this stock has underperformed the S&P 500 by a long-shot since 2008, producing only about half of the gains.

Not Many People Agree With Alex On This One

On the popular website I was able to find a survey where they asked investors what their prospects are on Hon Hai in the long term…. more specifically whether or not they think it is going to outperform or underperform the S&P 500.

As you can see below, at the time of me writing this there are over 178 votes in and the majority of people think that it is going to underperform

And it’s no wonder that they think this. If you look at the history of this stock you would too. Like I just mentioned, since 2008 the S&P 500 has produced around double the profits than HNHPD.

Lots of Upset Subscribers

There are a fair amount of people complaining on the stock market discussion website StockGumshoe that I came across, which makes perfect sense considering Alex is pushing this “Single Stock Retirement Plan” in a way that is deceptive and misleading.

The Type of Marketing That We Don’t Like

I think we can all agree that this is the type of marketing that we don’t like.

The entire pitch is filled with much misleading info.

  • An “undiscovered” stock under a “secret name”
    • Give me a break… This stock is not undiscovered and the name is not a secret. Sure, you might expect the ticker symbol to have something to do with Foxconn instead of being HNHPD, but that sure as heck is no secret. That is publicly available information that is incredibly easy to find.
  • He shows us charts of some of the best investment opportunities in history, such as Amazon and Microsoft
    • This opportunity he is presenting is not even close to being comparable. Companies that manufacture products like this usually get the short end of the stick. Sure, Apple is booming and they manufacture for Apple… but you can’t really compare the two.
  • And he even says that you will “need to move extremely fast” on this opportunity, and while there is some truth to this statement, it is without a doubt misleading.

FoxConn is opening up some plants in the US, so this will affect stock prices if everything goes as planned, but will it? As of right now they are already hitting some snags and cutting back on plants in the US.

The Point of All This

You may be wondering what the point of this whole thing is.

Why is Alexander Green trying so hard to pitch this investment choice to his subscribers?

Well… I don’t think it is too much this particular stock that is a big deal to him. The luring opportunity is what is the big deal. He wants to lure people in.

But you may be wondering… what’s the point of luring people in if he is giving this information away for free?…

As you can imagine, there is a catch. There are a number of free bonuses that you get… BUT you have to pay to subscribe to his newsletter, The Oxford Communique in order to get all of this “free information”..The Oxford Communiqué

The cost to subscribe is $99.

So is this really free? Is any of it free?

You decide.

Conclusion – Scam or Not?

Whether or not you want to call this a scam is up to you. Newsletters from The Oxford Club like this tend to get some pretty bad reviews at times but you will also find good reviews out there from people who have made money based on the advice given.

That said, there is absolutely no doubt that this opportunity is promoted in a very misleading fashion and I’m sure many people will feel as if they were “suckered” into paying for this subscription pretty soon after doing so.

While it may not be a total scam because you are being provided with some real value, it is the type of product that seems to be a bit of a rip-off, at least in my opinion due to the deceptive marketing tactics used.

But anyways… I hope you enjoyed this review and found it helpful. Hopefully now you have a better idea of what you are looking at here and can make a more informed decision for yourself.

Comments or questions? Leave them below and I’ll get back to you soon 🙂

What are Dark Money Spikes? – Scam Teaser or Investment Miracle?

Are “Dark Money Spikes” really the incredible investment opportunity that they are claimed to be? Or is this just some sort of scam teaser to get you to buy into something you don’t really want to buy into?

I’m guessing you probably came across the video presentation for this new opportunity that collect “massive” gains.

The reason I’m guessing you came across it is because it is pretty ridiculous… which is probably what what led you to believe it might be a scam and brought you to my review here today.

In this quick review I’ll be going over quite a few things that you NEED to know.

The Teaser

So the video teaser starts out with a guy named Jim Rickards (editor for Agora Financial) claiming that he has some urgent message. Above this video it states that you need to watch his “30-second clip before 12:15pm EDT tomorrow”.

It reminds me a lot of other misleading teasers I’ve come across in the past, like Freedom Checks and Seven-Figure Cheats.

Apparently something big is going down within the next 24 hours… or so you would think.

He talks about some “shocking video” released by a former Wall Street executive that is going to really impact the market.

Then the core of the video presentation begins… which is insanely long. If you were able to manage watching the entire thing you deserve some sort of prize or award.

It starts out with a woman spokesperson talking about some incredible system she has developed. We later find out that this woman is Nomi Prins, who is a journalist that regularly speaks out against Wall Street but used to develop high level analytic systems for Lehman Brothers in the 1990s

A Mysterious Pattern..

There is mention of some “mysterious pattern” that 99% of people don’t know about… a pattern that you could have collected up to 11,333% with…. (so she says)

And then we are told that this opportunity is taking place within 30 minutes of “tomorrow”… exactly between 12:45 and 1:15pm.

Is there any truth to this? Probably NOT… and I’ll explain why shortly.

Apparently there is going to be an event where “explosions unleash billions into the market”, which will blast certain stocks higher.

They call these financial explosions “30-Minute Dark Money Spikes” (made up name).

And of course you are told that “you’ve never heard anything like this before”. But it isn’t like I have never heard this sort of misleading statement before.

Examples The Have No Proof

Throughout the presentation there are numerous examples shown of Dark Money Spikes that have sent stocks soaring in price. HOWEVER… I have a bit of a problem with these examples.

The problem is that there is no proof of them being real.

Take a look at the example below. She didn’t even state the stock’s name or the date that this happened for me to verify such. There are other examples where she did mention names but there was also information left out that just increases my suspicion.

“The Dark Money Monitor”

Taking advantage of these Dark Money Spikes comes down to using Nomi’s “brand new investment strategy” that has “never been released to the public” called the Dark Money Monitor.

What this system supposedly does is identifies stocks that are going to be affected possessively from these Dark Money Spikes.

You are then given a bunch of historical examples where you could have supposedly made massive gains with this.

But the problem here is that it is easy to show past stock performance and talk about how much money you “could” have made. It really isn’t hard proof of anything.

Some more “proof” that you are shown of this working is the following chart of from the S&P 500. But does this really prove anything? It looks like the “Dark Money Spikes” are all over the place… leading to uprends and downtrends. I mean sure… the market has continually went up over the long-term but this isn’t really anything abnormal.

Judging from this chart it seems that Dark Money could lead you into a short downtrend.

They’re Getting In Your Head

Most people have heard of “dark money” before and it really seems to peak everyone’s curiosity. It is mysterious and no one really knows much about it… other than those who have inside information of course.

Some of what you are told makes sense and it’s something that a lot of people want ot believe is true. We know that the government pours money to help boost the economy and it makes perfect sense that this makes stocks go higher.

That said… you just can’t really trust what you are being told here.

Lots of Unverified Claims & LIES!

First off… lets talk about this “12:15pm tomorrow” load of crap. This is NOT TRUE. There is not going to be some Dark Money Spike tomorrow at this time. It is all a ploy to get you to buy into what they are trying to sell to you as soon as possible, which I’ll talk about shortly.

How do I know this isn’t true?

Well… because you can leave the website and video presentation anytime, come back the next day or in a couple of days…. and it will be telling you the SAME DARN THING!

And you might also find this interesting…

Below the video there is a little disclaimer stating that “accuracy cannot be guaranteed”.

Are you kidding me? I just watched an insanely lengthy video about these Dark Money Spikes, you got my hopes up and now I’m reading that the information presented might not be accurate????!!

But hey… I guess we all knew deep down in our guts that this was misleading and sounded a little too good to be true, right?

The Purpose of This Teaser

Of course there is a hidden agenda here. The purpose of this teaser for “Dark Money Spikes” is to get you to buy into Nomi Prins’ newsletter called Dark Money Millionaires, which OF COURSE there are a limited number of spots opened for.

The teaser is just a way to lure people into it all.

How much does it cost?

Try not to faint…. because it costs $2,000 for a year subscription.

Yes… $2,000.

Now I’m not saying that it isn’t worth it (because I haven’t bought into it), but I don’t think anyone started out watching the video presentation thinking it would end with being pushed into a $2k newsletter subscription.

Conclusion – Scam?

There is probably some truth to this all but it’s just too hard for me trust the information given. It’s much too “salesy” and the purpose is pretty obvious… not to mention all the unbacked claims made and obvious lies told.

And this is nothing new to me. This newsletter is published by the Agora Financial company which is the publishing agency behind many such misleading teasers. I’ve exposed others in the past and they really have a lot of complaints from people online due to their deceptive and unethical practices.

But anyways…. I hope you enjoyed this quick review and found it helpful. Be sure to share it in order to help spread the word!

Also leave any comments or questions below and I’ll get back to you soon 🙂

Daily Wealth Newsletter Review – Is It a Scam?

Daily Wealth… It’s a free newsletter service, but what’s the catch? They say “there ain’t no such thing as a free lunch”, so is this really the amazing free financial advisement service that it is claimed to be or is there some big downside to it? Could it possibly be a scam?

First off, if you are wondering if this is all a scam you certainly are not out of line for wondering such. After all, the company behind it all, Stansberry Research, has had a run in with the SEC back in 2003 and was found guilty of fraud. That said, it’s been a while since then and they have cleaned up their act a bit.

But anyways… Is this a scam or not? Daily Wealth is free to subscribe to and offers “wealth building advice”, but there is sort of a catch although I would not consider it a scam myself. In this quick review I’ll give you a good understanding of what you are looking at here so that you have a better idea of whether or not you should subscribe.

Daily Wealth Review


As mentioned, Daily Wealth, is a financial newsletter service from Stansberry Research, which is a privately owned American publishing company that is behind a number of other financial newsletters.

There are two versions of the newsletters… the free Daily Wealth newsletter and the paid premium version, or Daily Wealth Premium. So as you can imagine the free version is not quite as good and does not provide the insight that the premium version does. It gives you a taste of what’s going on and there is definitely some value in it, but as the subscriber reviews suggest… there is a noticable push to get subscribers to go premium.

The newsletter’s chief editor is a man named Dr. Steve Sjuggerud. He joined Stansberry Research in 2001 and is an editor of True Wealth as well, which is another newsletter focused on safe alternative investments, with a fair amount of focus on Chinese stocks and all the potential there. Generally speaking Steve does not believe in big risk investments. He looks for the low risk ones that have been “flying under the radar” so to speak.

*Steve is also behind the “MAGA Checks” teaser that I reviewed, which is pretty darn misleading.

What You Get If You Subscribe

What you will get is simple. You don’t get access to any back-office or anything like that. You simply receive “wealth building advice” via email that you can take in at your own leisure. Often times what you get is only half of the story. There will be a bit of advice provided but there will be information left out which will lure you into buying the premium version of the newsletter, which I think should be expected because of course this place has to make money somehow.

That said, there are some pretty good reviews of the newsletter service, which I will go for next, and it does provide some very good and useful information… All for free. So happy to get any better than that? I mean sure it would be nice if there were no ads or pushy suggestions, but that’s just the way things are.

Much of the focus of the free version is on trends and past performance of recommendations of the paid version.

Subscriber Ratings & Reviews

When I look into financial newsletter services like this I always like to try to find as many subscriber reviews as possible. StockGumshoe is a good place to find such reviews. Basically this website is an investment service review site that allows anyone to review different services and often gets a lot of feedback.

Overall the feedback on Daily Wealth is actually pretty darn good… Better than I was expecting. The overall rating with around 70 votes is a 3.6 out of 5 stars. Now that could definitely be better but it is decent compared to many of the other similar subscription services out there that I have reviewed.

Many subscribers are happy with the value provided. They do reveal some of the information that they also give to their paid premium subscribers, although not as much of course. Although not every bit of advice is spot on, I have read reviews of subscribers making good amount of money based on the calls Steve has made and advice given.


But of course there are always going to complaints…

Apparently Steve does get a little carried away with some of his opinions and recommendations at times. For example, one subscriber pointed out that he was recommending high-yield Iceland bonds when the country was in a fragile state, right up to when the economy imploded and currency, stocks, and bonds lost 80% or more of their value.

But I would say the most common complaint is that of the newsletter service being filled with too many ads and promotions of premium services, mainly pushing people to upgrade to the paid premium Daily Wealth service. Much of the information provided just shows you how well the premium recommendations have been doing to try to get you to buy in. These subtle little sales pitch is can get annoying

Conclusion – Scam?

In my opinion the Daily Wealth newsletter is not a scam. The only somewhat “scammy” aspects I see are how they promote other paid newsletter services, but as I’ve said I think this should be somewhat expected. It is a balancing act… They have to provide good information to subscribers to keep them subscribed but of course they don’t want to give away too much information because then what would the point of a premium membership be?

If you are just looking for a little bit of financial advice and not looking to spend any money then this may be worth subscribing to. What have you to lose? If you don’t like it you can always unsubscribe and walk away without losing any money.

But if you do, as always, be sure to do your own research and don’t always take one person’s advice as being the whole truth. While Dr Steve Sjuggerud provides very good recommendations and advice at times, he is not always right.

Comments or questions? Leave them below and I’ll get back to you soon 🙂

Seven Figure Publishing Review – Scam Newsletters or Worth The Money?

Seven Figure Publishing is a financial newsletter service that has somewhat of a bad reputation, and for good reason. This is probably why you are wondering if this place is a scam in the first place and I understand why.

So is this place a scam? Can they be trusted?

Lets find out..

In this quick review I’ll be going over some things that I’m sure you will want to know about this place, such as what they offer, complaints, ratings and my overall opinion.

Lets first talk about what exactly Seven Figure Publishing is in the first place…


  • Website:
  • Service: Financial newsletters
  • Division of Agora Financial

In a nutshell this places is a financial newsletter publishing company that is a division of the larger company Agora Financial, which you may have heard a few complaints about in the past.

What they provide is a bunch of different financial newsletters that anyone can subscribe to in order to (hopefully) make some good money off of investements. They often take the approach of the mainstream media being pure evil and trying to hide things from the public and doing everything they can to keep you down… and of course they are here to look out for the little guys and know the “secrets” to getting rich.

They have a number of different newsletter services and a lineup of chief editors, some of which you have probably heard of if you have come across any of their services before, which I’m guessing you have since you are reading my review. Some of their newsletters and the editors of them include…

  • Amplified Income – Mike Burnick
  • Breakthrough Technology Alert – Ray Blanco
  • Hot Money Trader – Joshua Belanger
  • Infinite Income – Mike Burnick
  • Kinetic Profits – Jonas Elmerraji
  • Penny Pot Profits – Ray Blanco
  • Seven Figure Signals – Greg Guenthner
  • Technology Profits Confidential – Ray Blanco

How These Newsletter Services Work

They differ slightly but the core of what they provide is all the same for the most part. Usually what you get when you buy into one of these services is a monthly newsetter along with weekly updates, trade alerts and so on. The point of these services is to provide people with investement recommendations so that they can follow along and grow their portfolio like the model portfolio most of these services allow you to look at in the members area.

For most of the services you can usually expect 1-3 moves per month. The monthly newsletter is the “meat” of what is provided here and usually gives a detailed look at stocks that they are looking at purchasing.

Sounds pretty good in theory, right?… you get to follow a mastermind’s advice… someone who has been involved in finance for years and knows what they are doing. Ya it sounds good.. but unfortunately there are quite a few complaints associated with this service.


Misleading Sales Pitches

Many of the complaints come from the incredibly misleading sales pitches this place seems to love so much. Since you are here reading my review there is a good chance you came across one of these and then got that feeling that it sounds way too good to be true.

The pitches, or ‘teasers’ as they are sometimes called, are often over-hyped talking about some secret formula or something along those lines. The income claims made are usually substancial and very alluring, which is what attracts so many people to them. However, they are always very carefully worded to avoid legal troubles.

Most people would consider these marketing tactics “sleazy” and misleading because they make the services seem much better than they really are.

For example, I reviewed Greg Guenthener’s Seven Figure Formula a while back, which was promoted as some “secret formula” to get rich off of penny stocks.

These teasers also usually tell you that you have to get in before some specific date in the near future… which is almost always complete BS. The purpose of this is just to create a sense of false urgency to get people to buy in quickly.

Agora Financial

The company behind it all is Agora Financial. Seven Figure Publishing is just a division of them.

When it comes to complaints about Agora, there are tons. Complaints about being mislead, being billed for a service they didn’t subscribe to or didn’t even know they subscribed to, difficulty canceling subscriptions and more.

You can take a look at some of the many complaints with the BBB.

Many such complaints are from “problems with product/service”, which stem from the fact that the promotional material is misleading and people are buying in without really knowing what they are getting into.

Newsletter Ratings

Who really cares about the promotional material… if the newsletters are performing well, as in making you tons of money, then who cares, right?

Ya… well unfortunately the ratings I’ve come across aren’t too pretty. I wasn’t able to find many good sources of reviews and ratings for these different newsletter services but I did find the following ratings from StockGumshoe for two of their more popular newsletters…

As you can see the ratings are not good. And many of the people giving such bad ratings were doing so due to the misleading promotions and getting suckered into something that they thought would be different as well as being pushed to subsribe to more expensive memberships.


I have read over multiple complaints about the performance of different recommendations being very low. The model portfolios, which are portfolios in which all the suggested buys and sells are made, are often not what you might expect.

I have heard that they sometimes show very poor profits. Much of the teasers that lure people in only mention the money made, but not the money lost.

Conclusion – Scam or Not?

While I don’t care for how this places conducts business I’m still not going to call it a scam. Now if you want to call it a scam or not that is up to you. Now you have some more info on it all so hopefully you can form a better opinion based on what is going on here.

One thing is for sure though, I don’t care for how this place conducts business at all. They seem to be all about the money… that seems to be all they care about. Their newsletter promos lure people in with deceptive marketing trickery and then shake them for more and more money.

What are your thoughts on all of this? You can share them in the comment section below…

Are Trump’s Seven-Figure Cheats Real or Is This Another Scam?

There is this new investment opportunity being promoted called Trump’s Seven-Figure Cheats, which is supposedly an opportunity where you can make a bunch of easy money in the stock market due to president Trump’s social media outbursts. Well… At least that is what you are told, but is this really true?

Should you believe what you hear or is this just another scam in one way or another?

Well… I’ll tell you one thing… This definitely is not what it seems to be and in this short review I’ll be going over what you should know.

You or told that the code for these “cheats” that Trump is tweeting out has been cracked. You are also told that some algorithm they developed has been back-tested and the results of his “cheats” have produced gains of 329%, 542%, 1,771% and even 3,458%.

Throughout the sales pitch you are shown over and over again all of these different examples of when these “cheats” have supposedly made people massive gains in the stock market, such as these…

Trump’s Seven-Figure “Cheats” examples
Are These “Cheats” or “Trump Bumps” Real?

The truth is that these “cheats” are not real. There are no cheats that Trump is secretly encoding into his social media messages.

This is all a marketing stunt to get you to buy into something, which I will go over shortly.

Lots of Red Flags

I’m sure you are well aware of at least some of the red flags present… After all you were suspicious enough of this whole thing to do a little bit of extra research and come across my website here. So something must have caught your attention and giving you the hint that this might not be as they tell you it is.

All in all, it just sounds too good to be true and as we all know, when something sounds a little bit too good to be true then it probably is.

What Are These “Seven Figure Cheats” Really?

The whole “Seven-Figure Cheats” thing is just a made up term.

As stated, president Trump is not secretly encoding any sort of investment cheats into his social media ramblings. They just tell you that he is to try to make this whole sales pitch sound a little bit more amazing than it really is.

Sure, the president’s tweets definitely do have an effect on the stock market, but this should be expected… After all, he is the president of the United States. If he praises a company that company’s stock may likely increase as a result, and vice versa. This is the type of stuff you would expect and there is definitely no proof of him secretly encoding any sorts of “cheats”.

The term “Seven-Figure Cheats” really just refers to the swings in the stock market that are sometimes at least partly the result of the president’s voice and opinion.

I Don’t Care Much for Misleading Information

The sales pitch that they lure people in with is absolutely filled with misleading information. There is a lot of talk about all the massive gains that you could be making if you get in on these “cheats”, but the money you would have to invest in the first place is never mentioned.

They also seem to take extreme examples of different swings in the stock market that were influenced by Trump and make it seem like it is the greatest opportunity on earth.

You should also be aware that swings like these happen all the time. It is true that Pres. Trump has quite a lot of unpredictable outbursts, which may lead to more stock market swings than most presidents, but this is still not some brand-new opportunity like they lead you to believe it is.

Big news always affects the stock market… It doesn’t matter who is delivering it.

It’s All About Money

This whole sales pitch is luring in Trump supporters and taking advantage of them. And possibly worst of all is the fact that the people behind it all are Republicans themselves. This is the same sort of thing that went on with the whole “Freedom Checks” BS sales teaser that I reviewed a while back.

You are actually being lured into buying a pretty darn expensive financial newsletter as I will go over now…

What’s Really Going On Here?

This whole sales pitch is the making of a guy named Greg Guenthner, it was a editor of Seven-Figure Signals, which is a financial newsletter that provides the stock market recommendations.

He tells you that he is going to guide you through his three step Seven Figure Cheat system and that it requires no guesswork… All you do is follow his recommendations. He will tell you what to trade and when to do it.

But… Of course you have to buy into this newsletter. It is not free.

You will be provided with…

  • 2-3 signal trades a month
  • Access to their website where you can view the model portfolio and see all the recommendations
  • Weekly emails
  • Instant alerts

The whole purpose of the “Trump Seven-Figure Cheats” sales pitch was to lure people into signing up for this newsletter service.

The Cost

The cost isn’t pretty… A whopping $2000 a year just to get access to the advice given by this guy and his team.

Besides the newsletter service and all that stuff, you also get a smartwatch. Now you are probably wondering, why the heck is the trying to send us a smartwatch?

Well… I’ve seen this type of thing before with other very similar financial newsletter services. My guess is because if they provide something physical, such as they watched like this, it makes it much more difficult for the customer to try to get a refund, which they very well might want.

Now I have no proof that that is the reason why they are sending you a smartwatch, but I do believe it to be the case because it often seems ridiculous that they do this kind of thing. I mean why not just lower the price and not give out smartwatch is? It’s not like anyone was expecting to get one in the first place.

Will You Really Make 10x Your Money?

Something else that is extremely misleading is the guarantee they give you. As you can see above, they give you a guarantee that seems like they are pretty much promising you that you will be able to make 10 times your money during the first year. HOWEVER, the wording they use is very tricky.

As you may notice, they don’t say you will actually make any money. They just say that they will “show you” how to make 10 times your money.

This type of wording really makes no guarantee at all. If you would try to get the $3000 bonus that they claim they will give if things don’t work out, my guess is that it would be pretty much impossible to get them to follow through on it.

Conclusion: Scam or Not?

I don’t call many things scams anymore, due to legal purposes, but I think you have a pretty good idea of what I am concluding here. What you consider a scam or not depends on what your definition of a scam is. Do you consider something that is incredibly misleading and deceptive a scam? Because that is what this whole sales pitch is.

You should also be aware that the man behind this all, Greg Guenthner, has also put out similar misleading sales pitch is in the past, such as his Seven-Figure Formula sales pitch that was focused on getting rich off of penny stocks and also used president Trump’s name as a marketing tactic.

The ultimate decision of whether or not to buy into this newsletter service is up to you. I hope I have provided some helpful insight into what is really going on here so that you can make a more informed and overall better decision. That said, personally I am definitely not going to be buying into this.

Comments or questions? Leave them below and I’ll get back to you soon 🙂


What Are “Insurance Return Checks”? – Legit or Some Sort of Scam?

What the heck are "Insurance Return Checks"? Are these really a way to easily earn a second income? Or is this all one big scam?

Unfortunately the information that is out there about these "Insurance Return Checks", or IRCs as I will be referring to them, is incredibly misleading. You are led to believe that this is some incredible opportunity to make tons of easy money, when the reality is much different.

Fortunately for you, you fell upon my review here and I will be going over what this opportunity really is, which is a bit different than what you have been told.

The Salespitch... Give Me a Break..

So you probably landed on the video presentation, or maybe the written sales pitch, that starts off asking the question... "Haven't heard of Insurance Return Checks before?"

The answer to this is OF COURSE NOT!

The reason I know this is because "insurance return checks" is a made up name. It is all a little marketing trick and you will see what I mean in a second.

The video presentation goes on to say that these checks could help turn around America's retirement crisis, yet they are never advertised…

Insurance Return Checks video

But again… Of course they aren't advertised because the entire name is completely made up.

The opportunity has existed for years. They tell you this and it actually is true. It is just that this opportunity is now being promoted as IRCs and again, you will see why shortly.

The opportunity is obviously about insurance. This is a clue you get right off the bat. The spokesman says that insurance premiums are expected to go up 8 to 65% depending on what state you live in and that these IRC's can help you beat the big insurance companies.

Then you are presented with a bunch of claims of people who are supposedly making tons of money with these IRC is… Such as "Lisa" who is said to be making over $37,000 a year…

video screenshot

And then there is Martin who is supposedly making $6,177.60 a month from his IRCs...

video screenshot

The spokesperson goes on and on about all these people that are making all of this money with this opportunity, yet he offers no proof of any of these claims actually being true. Half the darn presentation is about people making money but there is just no proof to back it up.

For all I know, he made up these numbers and the names of the people that he claims to be making money.

He Says It's Urgent!...

And of course you are told that you need to get on this right now because of the rising insurance costs… Which will force the insurance rates up in the coming year.

What Are "Insurance Return Checks" Really?

But what the heck are these IRCs really? You can listen to the entire video presentation and still not really have a very good idea of what the heck is going on here. And isn't your fault… It is because the spokesman never really tells you.

He mentions that these IRC's are regulated by the government and that big name insurance companies are part of this plan. He also goes on to say that it only takes as little as $50 to enroll in one of these plans.

What the heck is he talking about?

Well... I have reason to believe that what he is really talking about here are MLP's, or master limited partnerships. These are treated just like stocks and some make quarterly payments that are like dividends you can get if you are a shareholder in certain stocks.

So these checks that he is talking about people collecting are really just quarterly payments being made from people's investments in MLP's.

The reason I strongly believe this is what is going on here is because I have seen other teasers in the past that this company has promoted, such as "tobacco checks" and "gas pension checks", which have been the same sort of deal. They also remind me of other teasers I've exposed in the past like MAGA Checks and Federal Rent Checks.

The Point of All This

So you may be wondering what the point of all of this is?

Why does this guy beat around the bush so much and never give you a good answer to what you are getting involved in here?

Well… The reason is because it is a teaser to lure people to subscribing to his newsletter subscription service.

You see, you can only get the free report of Insurance Return Checks: Your Second Source of Income, which includes information like...

  • How to collect IRCs
  • Most lucrative IRCs
  • How to get started with only $50
  • Tax benefits of IRCs and more

... if you subscribe to his newsletter subscription service. You can see below that you have to subscribe to what he calls his "financial advisory" that goes by the name of Passive Monthly Income…


The guy behind this all is named Robert Baillieul, B.Comm and he is a senior income analyst at Lombardi Publishing Corporation, which is a financial newsletter publisher similar to Agora Financial.

Passive Monthly Income - His Newsletter Service

When you subscribe to the Passive Monthly Income newsletter service you will get…

  • Monthly issues of the report filled with new investment opportunities and other income-making ideas.
  • Access to the income portfolio where you can see his recommended investments and how they are performing.
  • Email alerts so that you know when to buy/sell.

The Cost

All you have to do to get the special report for collecting these IRC's is pay a seven dollar fee. This is a trial payment that gives you access to the subscription service for 30 days. 

But guess what?

If you don't cancel within 30 days you will automatically be charged the discounted rate of $90. Supposedly the newsletter is normally priced at $295, but I have no idea how true this is.

Incredibly Misleading INformation

In my opinion this is just all one big marketing stunt to get people to buy into the newsletter service. A lot of the information given is very misleading and is intended to lure people when with the hopes and dreams of making super easy money.

However, as stated, a lot of it is incredibly misleading.

#1 - Like I mentioned, the name "Insurance Return Checks" is made up

The guy acts like this is some incredible opportunity that everyone is trying to hide from you in the rest of the general public, when in reality it isn't. The name is just completely made up and that is why no one has ever heard of these "IRCs" before.

He says that if you mention IRCs to your stockbroker or insurance agent they won't know what you are talking about in this means that they can't help you. But in reality, they won't know what you are talking about because the name is made up.

misleading statement

#2 - You would have to invest a fortune to get the returns this guy is showing you

You should also be aware that in order to make large amounts of money like the people talked about in the video presentation, you will have to invest a fortune… A fortune that most people do not have just laying around ready to be invested wherever they wish.

These aren't some incredible opportunity that are going to be sending you 50% returns on a yearly basis… Not even close.

Of course the amount of returns you get is completely dependent on the amount you initially invest. And since we have no idea how much money these people invested that were supposedly making tons of money off of these IRCs, the numbers given mean absolutely nothing.

Conclusion - Worth The Money?

I don't know about you, but this is not the type of place I would want to get financial advice from.

Do you think it is a good idea to get investment advice from someone who just lure you into buying their newsletter based on misleading information and trickery? I don't.

While there may be some great opportunities out there to invest in "IRCs", as they call them, I think there are a lot better and more trustworthy investment advisory services that would be much more worth the money.

But anyways… I hope you enjoyed this honest review and found it helpful. I hope I gave you some clarity on this opportunity, which is obviously nothing like you are led to believe. Please give this post a share to help spread the word.

Any comments or questions can be left below and I'll get back to you as soon as I can 🙂


10 Minute Millionaire Review – Another Scam?

Can anyone follow the 10 Minute Millionaire strategy by DR Barton Jr. and become a millionaire? Is it really that simple? Or is this all just one massive scam that is going to be a waste of your time and money?

Now I would be completely okay with "12 minute millionaire" or even "11 minute millionaire", but "10 Minute Millionaire"??… This just seems a little bit too good to be true.

But seriously… All jokes aside… There is a heck of a lot of hype surrounding this and it is no wonder why you are wondering if it is a scam or not. You have to be cautious these days. There are way too many scams out there and if something sounds a little bit too good to be true, often times it is.

But anyways… In this review I will be going over what exactly 10 Minute Millionaire is, what you get if you buy into it, what real subscribers are saying about it, and ultimately whether or not it is a junk scam or worth the money.

Spoiler alert: This is not the amazing moneymaker that you are led to believe it is.

The 10 Minute Millionaire Review

Product Type: Investment newsletter service

Editor: D.R. Barton Jr

Publisher: Money Map Press

Cost: $299/yr

Recommended?: Not really; you will see why

The 10 Minute Millionaire

Overview: What Is The 10 Minute Millionaire?

Okay… So what the heck is this to begin with?

Well… There is the book by DR Barton Jr called 10 Minute Millionaire and then there is his subscription newsletter service called 10 Minute Millionaire.

The book basically describes his strategy and is a lure to get people to buy into his subscription service. In the subscription service is one where he recommends different trades every month that you can follow along with and hopefully make money based on his expert investment advice.

I have seen promotions for his services where he claims that people can start using his strategy to bring in thousands of dollars per month, and it doesn't matter your age, gender, income, or even starting investment. Now I completely understand that it doesn't matter your age or gender… But it definitely matters what your starting investment is. When it comes to investing the potential returns you can receive are directly affected by your starting investment… Everyone knows that.

The Book

As I mentioned, this book is focused on the strategy that Mr. Barton created. The book got its name because he claims this strategy only takes 10 minutes of time per day and is the "most simple" and "most lucrative" trading strategy out there.

In fact, he even claims that it is the "secret anyone can use to turn $2500 into $1 million or more"

But most of the promotional material is a bunch of crap, and this book is nowhere nearly as amazing as you are led to believe. Just take a look at some of the many negative reviews from Amazon, where it is also sold...

The Subscription Service

And then there is the subscription service. With this service you get a monthly newsletter on new investment opportunities, you get weekly updates, alerts if there is anything Mr. Barton recommends doing immediately, and more.

Basically you get to follow along with Mr. Barton's current recommendations and this takes the guesswork out of investing.

His strategy is based around finding what he calls "extremes", which are anomalies in the market that have high potential to increase drastically in price, thus hopefully earning you a ton of money.

Besides the normal 10 Minute Millionaire subscription service, he also offers a higher tier service called the 10 Minute Millionaire Pro, which is an upsell that will be pushed upon you if you do subscribe to his normal service. I'm not sure exactly how much it costs, but I'm guessing it's pretty expensive.

The Lure

As I mentioned, the promotional material out there that is being used to lure people into this subscription service is pretty darn misleading.

There is one teaser floating around called "Federal Rent Checks", which I actually wrote a review on, that basically leads people to believe that all they have to do is put their name on some list to begin collecting monthly checks due to some law passed by Congress.

The sales pitch is absolutely ridiculous and much of it is complete BS. The real opportunity that he is talking about is investing in companies that collect rent from federal agencies and pay out dividends to shareholders.

And of course the lure is that you can get your piece of the pie for free, all you have to do is sign up for his newsletter.

Who Is D.R. Barton?

You might not have a very good opinion of Mr. Barton if you just watched one of his promotional videos. They are a bit over-the-top and ridiculous. However, he is someone who definitely knows what he is doing.

Apparently he first started dabbling in the stock markets when he was working as a chemical engineer at DuPoint and ended up doing pretty bad, realizing that the common trading strategies out there don't work very good.

This led him to create his own trading strategy based on his knowledge of physics rather than economics. In the story goes that this strategy works so well he quit his job and started working as a hedge fund manager.

Today he is featured on places like FOXBusiness and CNBC, as well as being a New York Times bestseller.

He seems like he knows what he is doing… But is his subscription service really worth it? 

Let's first take a look at what you get is a subscriber…

What You Get as a Subscriber to His Service

In a nutshell what you get is advice. You are provided with the recommended picks from Mr. Barton and his team but you are still responsible for making the trade yourself.

The different components to this membership include…

  • The Success Network
    • The Success Network allows you to connect with other members. You can network together and communicate.
  • Millionaire's Mindset
    • With the Millionaire's Mindset you get access to podcast recordings every week. In these recordings he talks about any new income opportunities, trading strategies, etc. These are to keep you updated.
  • Millionaire's Roundtable
    • This is a live video chat session in which you can ask any questions that you want to, although there is no guarantee that they will be answered. There also be information provided on the upcoming month and what it is looking like.
  • The Newsletter
    • And of course you have the newsletter. You will get emailed a copy of this newsletter every month and in it you will be provided with a review of performance and you will be kept updated with Barton's picks.
  • Copy of His Book
    • You get a copy of the 10 Minute Millionaire book that I talked about. He claims that this is a New York Times bestseller, but I couldn't really find any information on this.
  • Income Ledger
    • This is a notebook that you can use to keep track of your finances.
  • Guide to Money Management
    • Here he strays a bit from the main focus. This is about other opportunities out there that exist.
  • Passport to Wealth
    • The Passport to Wealth is all about being frugal and living like a millionaire without spending like one.
  • VIP Card
    • This is just the access to get to the concierge service.

Subscriber Reviews... Is It Really Worth It?

Well it seems like you get a lot, but is what you are getting actually any good? In order to answer this question is always a good idea to look at real subscriber reviews. 

Unfortunately things aren't too good based on what I found… It has a rating on Stock Gumshoe of 1.7 out of 5 stars... not too pretty...

One of the reviews worth mentioning that I found talks about how it all seems to be a money sucking scheme. Basically they lure you in with the one subscription and then promote a bunch of other ones to you trying to get you to buy in…

No Refunds...

I also noticed that there are no refunds available for this subscription. Once you sign up, there's no getting that money back. I think this is something that I definitely need to warn you about because they are not very straightforward in telling you this.

You also have to be careful because once you sign up, which costs $299 by the way, you will automatically be charged another $299 the following year if you forget to cancel.

But this type of shady behavior comes as no surprise to me, after all… It is published by place called Money Map Press.

The Shady Publisher Behind This Subscription

Money Map Press is the company that publishes the 10 Minute Millionaire newsletter service in unfortunately they're not exactly a place that many people would want to put their trust in.

This place offers a number of different financial subscription services with a number of different editors. DR Barton Jr is just one of them and 10 Minute Millionaire is just one of the many newsletter services. Fast Fortune Club and Money Map Report are two other services that I've reviewed here which receive a lot of complaints.

However.... They all are very similar. Of course they all have the common theme of being investment focused newsletters, and they also all get a lot of complaints about them.

Complaints like false advertising, no refunds offered, being charged without knowing it, the services being a waste of money, recommended trades seem to be given late, and so on.

I took a screenshot of a couple complaints about this place from the popular complaint board called Pissed Consumer that you can take a look at…

The company has over 30 reviews and an average rating of around 1.5 out of 5 stars... also not very pretty.

Scam or Not?

I do not think I would go as far to call this a scam, but this isn't really a place I would recommend getting involved with. Based on what I see, you just really can't trust this place all that much.

The incredibly misleading advertising tactics that they employ need to be stopped. They lead people to believe that they're going to be able to make super easy money when the reality is much different. And unfortunately we have no idea how well this investment advisement service really performs because, like many similar services out there, they only seem to publicize the trades that have made a lot of money while sweeping all of the bad recommendations under the rug.


I don't think I found one positive review out there that actually seems to be legitimate. Sure, you will find some positive reviews but often times the people writing them are getting paid to write them.

While I don't disagree with the fact that you can probably make money with this advisement service, there is no way I'm going to be recommending it to my readers. There are much better services out there in my opinion… Ones that are much more trustworthy and that do not lure people in with the hopes and dreams of making tons of easy money.

But anyways… I hope you enjoyed my review and found it helpful. If you have any comments about the 10 Minute Millionaire would love to hear them in the comment section below. Please also leave any questions down there and I'll get back to you as soon as I can 🙂

Money Map Report – Scam or Will You Make Money?

Keith Fitz-Gerald's Money Map Report is often advertised/promoted as one heck of an incredible investment opportunity, but is it really? Or should we be calling this the Money Map Report scam?

There isn't much wonder why you are questioning the legitimacy of this investment newsletter. After all, he promotions out there are incredibly hyped up and seem a bit too good to be true, or at least I think so. You are often shown all these amazing investments that Keith has recommended which have turned out to be very profitable, but is this really the whole story? Is this guy just some mad genius that can predict the stock market with such precision that he almost never loses?

The fact of the matter is that many of the promotions out there for Money Map Report are very misleading, which is the point of me writing this review here now. There is a lot of misinformation out there and the last thing you want to do is get involved in an investment opportunity that leads to a loss of money rather than a gain.

Is it a scam? Can you make money following his advice? What you should you believe? Well… The truth is, while there definitely is value to this newsletter, it is not all that it is cracked up to be.

Money Map Report

  • Type: Financial newsletter
  • Publisher: Money Map Press
  • Chief Editor: Keith Fitz-Gerald
  • Recommended?: Not really; more on this
Money Map Report

What Is Money Map Report?

In a nutshell, the Money Map Report is a financial newsletter that is headed by the chief editor Keith Fitz-Gerald, it was fairly well known in the financial/investment world in definitely does have the credentials to be chief editor of such a publishing.

Basically what you get as a subscriber to this newsletter is the ability to follow along with Keith's recommendations. Each month you make some recommendations and this essentially takes the guesswork out of investing, if you do want to simply follow what he recommends to a T. In addition you are also kept in the loop and receive alerts/notifications when certain trades need to be made.

Sounds great and all, but what is the track record of this service? Well… I'll get into that in a bit, but first I want to go over some of the misleading promotional material that is out there and more…

Lures Dangling Just Waiting to Reel People In

What I'm talking about here is the promotional material that is trying to get you on the hook. There are lures put in place, pretty darn misleading ones, and they are meant to real you in as a subscriber.

There are probably many different sales pitches that exist, but one of the ones that I personally came across was called "Supercharge Your Social Security", which was basically presented as a way to earn a "lump sum check within 5 days", which supposedly was going to come from the underpayment of Social Security.

Now I'm not going to get to in-depth with this ridiculous promotion, but basically it is an incredibly misleading sales pitch in you are then told by Keith Fitz-Gerald (which is the editor of Money Map Report of course) that he wants to give you a free copy of his book Supercharge Your Social Security as well as another on How to Claim Your $23,441

But of course there is a catch… There is always a catch… The catch in this case is that you have to subscribe to the Money Map Report newsletter in order to get these free e-books.

It is all a ploy to get more subscribers, and a very misleading one at that.

Who Is This Keith Fitz-Gerald Guy?

It's always important to look into the person(s) behind something like this. After all, the last thing you want to be doing is taking advice from someone who shouldn't be giving in the first place. 

Keith started out investing at a very young age and was supposedly taught by his grandmother. To date, he has over 35 years of global experience and is well known in the industry, having been featured in all sorts of financial magazines such as Forbes, WIRED, Street Journal, and others. But you can read more about this on if you want to.

One of the more notable claims to fame that he has had over the years is when he somewhat predicted the crisis in was able to navigate it along with the aftermath.

What You Get as a Subscriber

  • Monthly Money Map Reports
    • This is the core of what you get as a subscriber. It consists of a monthly report that includes two of Keith's top stock picks and provides detailed information on why they are his top picks.
  • Trade Alerts
    • The trade alerts are a big deal. Basically these are just alerts that you will receive as a subscriber that notify you when there is a good time to make a trade, whether it be an opportunity to buy or sell.
  • Weekly Dossiers
    • You will also receive these weekly dossiers that will busily keep you up-to-date with what is going on in the market and anything that Keith and his team think you should be aware of.
  • Access to the "Intelligence Network"
    • To be honest, I am not 100% sure what exactly this "intelligence network" is, because there is limited information on this subscription service, but I am guessing that this network just gives you the ability to interact with other subscribers. The reason this is my guess is because I know that other newsletter publishing's from Money Map Press (the publisher of Money Map Report) provide this feature.
  • Audio/Video Briefings
    • Pretty self-explanatory… You also get access to audio/video briefings recorded by Keith.
  • Tactics & Risk Management Tutorials
    • These tutorials are held twice weekly.
  • Access to the Members Area
    • And of course you get access to the members area since you are a member.

As I already explained, in a nutshell basically you are getting access to Keith's recommended investments so that you can follow along and simply do as he says.

What Are The Ratings Like?

But of course it is all about the ratings… What are people saying about this newsletter you have actually been subscribers and have followed the recommendations made? Are they praising as the greatest opportunity ever? Are they making thousands upon thousands of dollars from the advice given?

Unfortunately… As I told you in the beginning… This advisement service is not nearly as good as it may seem, which is the reason that it only has a rating of 2.2 out of 5 with over 300 votes on Stock Gumshoe...

Also there are plenty of complaints that you can find on this service, definitely no shortage.

As I was scrolling through and scanning over the many complaints, I found one's such as that pictured below, complaining about the ridiculous advertisements that are pushed on you and the constant bombardment of other scam services…

I found some complaints talking about the unfair advertising and even stating that the Attorney General should be getting involved to put an end to this type of false advertisement…

And plenty more negative reviews…

And the list goes on and on and on, but I'm not going to get into everything.

A Look at The Track Record

So there are obviously a lot of people complaining about this service, but a lot of the complaints are more about the pushy advertising tactics used, rather than the actual results of the advice given.

So what is the track record like? Is this guy really recommending all these incredible trades like those shown in the promotional material?

Well… Unfortunately this is not a question I can answer because there is reason to believe that they cover-up bad recommendations and only show the good ones. So there's really no way of knowing what percent of recommendations have been winners in which have been losers based on the information that I find.

And yes... People have tried to get them to share this information, but they keep it hidden, which really makes you question what the track record is really like…

Complaints Galore... And It's No Wonder!

The amount of complaints that this newsletter service receives is pretty crazy and after reading through bunch, it is hard to trust this place at all. The ridiculous advertising tactics need to stop. The ads are incredibly misleading, as I went over in the beginning, and no one likes to get bombarded with other promotions after becoming a subscriber.

It really makes you wonder if they actually want to help people make money or if they are just here to make money off of you? With the overly salesy nature of the business, it definitely seems like they are just trying to suck every penny out of you.

But I guess this comes as no surprise. After all, this newsletter is the publishing of a company called Money Map Press, which also publishes a range of other investment newsletters that all get some pretty darn bad reviews and they all seem to be engaged in deceptive marketing tactics that are filled with lies and misleading information. 

Money Map Press has around 200 complaints with the BBB and it is no wonder.

I actually reviewed another one of Money Map Press' newsletters called Fast Fortune Club and it was the same type of deal.

Conclusion: Scam or Not?

It it's hard to conclude whether or not this is a scam, because we all sort of have our own definitions of what a scam consists of. That said, I would not call it a scam but I also definitely do not recommend this investment advisement service.

Unfortunately I can't get access to the track record to see how well all of the recommendations for service provided have fared, but this tells you something… It tells you that they have something to hide, which is losing trades.

Can you really trust a place that hides the truth? The only shows you the good sides of things but leaves out all the bad?

I think not and that is why I am not going to be recommending it to any of my readers. This is just not the type of place I would want to get involved with.

But anyways… I hope you enjoyed my short review and found it somewhat helpful. There are a lot better investment advisement services out there than this.

Please leave any questions or comments down below and I'll get back to you as soon as I can 🙂

“MAGA Checks” Scam Exposed – What Is Really Going On Here?

Can you really start collecting “MAGA Checks” on a regular basis for thousands of dollars, or even tens of thousands of dollars? Is it really that simple? Did Donald Trump really passed some new law to allow you to start collecting these checks, regardless of your age, political affiliation, etc.? Or is this all a bunch of bunk… Is it possible that MAGA Checks are a scam?

As you are probably somewhat aware, or at least I assume you are, these MAGA Checks are not what they seem to be… Or at least not what you are led to believe they are. I’m guessing that you probably heard or saw an advertisement for these checks and thought it sounded a little bit too good to be true, which lead to you doing some research on your own and eventually you came across my review here.

In this review I will be exposing this scam for what it really is. While I guess some may argue with me on whether it is a scam or not, there is no doubt that the opportunity is incredibly misleading and that many people feel scammed who get sucked into it.

The Sales Pitch

The sales pitch is put on by a guy named Dr. Steve Sjuggerud. He talks all about how you can start collecting these “big cash payments” from the MAGA Checks that Trump has something to do with.

Right off the bat you are probably thinking that these are some sort of government approved checks and are something like Social Security, but then he tells you that this has absolutely nothing to do with the government and Social Security.

Throughout the pitch there are a bunch of statement shown about people who are supposedly collecting tons of money on a regular basis with these checks. However, there is absolutely no proof that any of this is true or that you these people even exist for that matter.

Is “Jim G” really on pace to collect $5295? Is “Neil W” really going to collect $24,000 this year at the age of 79 from these checks?…

I would say that nearly half of the sales pitch is just a bunch of talk about people collecting all this money from these checks but there is no proof offered at any point that these claims are real.

But anyways, what the heck are these checks that he is talking about anyhow? They sound pretty darn amazing but throughout the sales pitch he only gives you small hints at what they are and never actually provides any good details. This is all the work of a salesman… He keeps you wanting more and of course you have to take action and subscribe to the newsletter, that I’ll talk about in a bit, in order to find out what you are really getting into.

What Are MAGA Checks Really? Do They Even Exist?

So what the heck are MAGA Checks?

Well, I can tell you one thing… These checks do not exist in the sense that you are led to believe. There aren’t any checks that are actually called “MAGA Checks”. This is just a stupid name that Dr Steve Stuggerud my stuff came up with.

There are some hints at what these checks actually are throughout the sales page, such as how you will need money to invest and how companies are distributing these checks, but there is no clear picture given. You are also told that it is all about real estate and have something to do with companies renting other companies large amounts of land.

What it all comes down to is some law that “helps revitalize an obscure government real estate program from the 1960’s” which Trump has something to do with.

What Are They Really?

But anyways, was get to the point here… These checks are really just dividend payments that anyone can get after investing in certain companies, and in this Casey is specifically talking about real estate companies that rent mass amounts of land to other large companies.

He claims to have selected 225 “Trump approved institutions” that he wants to share with you. Apparently these companies pay out “3 times more than other MAGA check companies”.

What’s The Point of This Ridiculousness?

So you may be wondering, what is the point of all of this? If this guy is willing to go to quite ridiculous lengths to put together this incredibly misleading sales pitch, there has to be a reason for. In the reason probably has to do something with money, right?

Well… You would be right to assume this. The point of this entire deceptive sales pitch is to lure people into subscribing to a newsletter called “True Wealth“, which is similar to other investment newsletters I have reviewed in the past like True Momentum and  Real Wealth Strategist. This is a newsletter edited by Steve Staggerud in which he basically makes recommendations for assets that he thinks have profit potential.

The cost of a subscription is $49 for one year, but of course it was normally priced at $199 and you are getting some type of a “special discount”..

The Shady Company Behind This

The company behind this all is Stansberry Research, which I also have reviewed in the past. Misleading promotions and advertisements for their latest newsletters like this is nothing new… It is something this place is very good at and often participates in. In fact, in the past their founder, Mr. Porter Stansberry himself, was forced by the SEC to pay back 1.5 million to subscribers after they determined that he had defrauded them by making misleading statements that he knew were false in order to lure in new customers. You can read more about this in this US News article.

If you do a little bit of research on this company you will find plenty of negative reviews. On the BBB’s website they have an overall rating of 1 out of 5 stars, which is pretty darn horrible if you ask me. Most of the complaints made seem to be from people who have made a one time purchase, or thought it was supposed to be a one time purchase, of a $49 investment book (also in $19 investment book) and then were charged for additional subscriptions without them knowing. Pretty much all the reviews are about this sort of thing.

Conclusion = Avoid

Okay… So there isn’t anything actually called “MAGA Checks”. The opportunity is way overhyped and made to seem like some fairytale investment opportunity. The company behind it all is incredibly shady and has had run-ins with the law in the past.

What else?

Oh yeah, how about the fact that he completely leaves out and forgets to mention how you will have to have a significant amount of money to invest in order to make profits like those mentioned in the sales pitch. Remember, these checks are really just the dividend payments and if you want to collect thousands of dollars regularly then having just a couple thousand to invest isn’t going to cut it.

It may seem that this guy is doing some great American deed by helping out “hard-working Americans”, but in reality he is doing the opposite. He is preying on people that are desperate to secure a good retirement, mainly targeting the older conservative Republican population.

Subscribe to this newsletter if you want to, I mean there are some people that have left good reviews about it, but I am certainly not going to recommend getting involved. This is just not the type of business I think is worth getting involved with in there are for more negative complaints out there than positive ones.

But anyways, I hope you enjoyed this review and found it helpful. Please leave any questions or comments down below and I’ll get back to you as soon as I can 🙂


Fast Fortune Club – Scam by Tom Gentile or Easy Money? [Review]

Tom Gentile claims that his Fast Fortune Club can make you rich, very rich… all with very little work required. But is this the truth? Should you take him at his word? Or is Fast Fortune Club a scam that is just going to suck the money out of you and provide you with little to nothing in return?

This investment newsletter subscription is often promoted as a way to "set up a serious of take-it-to-the-bank payouts of $605... $822... $1,190... $2,830 every single week" and I have even seen advertisements, like the picture shown above, of "Watch America's #1 Trader Become $1,050 Richer in 15 Seconds", as well as other things like this.

It definitely seems a little bit too good to be true right off the bat, but this doesn't necessarily mean is a scam. That said, I'm guessing that you are a bit suspicious of this investment newsletter service and your suspicion is what led you to my review here, which is good.

You have to beware of the many fake reviews out there. While doing my research on Fast Fortune Club (FCC as I will call it at times) I came across a number of fake reviews that work claiming that FFC is the greatest thing ever, but basically they were just another sales pitch and you can't really trust them all too much.

But anyways, in this review I will be going over what exactly Fast Fortune Club it is, the man behind it, some concerns I have, what you actually get if you subscribe, complaints and more. If you are thinking about possibly subscribing to this place you are definitely going to want to read this over first.

Fast Fortune Club Review

Newsletter Name: Fast Fortune Club

Type: Investment 

Editor: Tom Gentile

Publisher: Map Money Press

Recommended?: No and you will see why

Fast Fortune Club

What Is Fast Fortune Club?

Fast Fortune Club is an investment newsletter created by Tom Gentile, it was said to be "America's #1 trader" although it seems that this nickname does not hold to be true.

I'm guessing that you probably came across some promotional material for this newsletter and heard all about how it supposedly allows you to collect a series of profit each week, requires no guess work and all you have to do is follow along, and of course only takes about 10 minutes of your time a day. But there's a lot more to it than that.

Basically what a subscription to this newsletter gives you is investment advice from Tom and his team. He makes predictions as to what are good investments and you are alerted on what you should do… That is basically it in a nutshell, but I will go over what you get in more detail below.

First let's talk about who this Tom Gentile is though..

Who Is Tom Gentile?

Well... He is a millionaire that has over 30 years experience in securities and it dabbles in trading stocks, futures and options. He is also the author of several different educational books such as The Options Course, the Index Course and others.

However, his real "claim to fame" dates back to 1993 when he and a group of other people started a company called Optionetics, which is an options trading education company that was sold to Charles Schwab in 2009.

But is this guy really that great? Is he really some guru that is going to help you make a ton of money like him? Critics would say otherwise… Making the point that he really hasn't done anything all that great since founding Optionetics and selling it for a ton of money, besides authoring books and selling subscription services.


I'll get into what you get if you actually subscribe to this newsletter in a second, but first I want to go over some of the concerns that should be mentioned.

First off, the sales pitch for FFC it's pretty ridiculous and I think most people would agree with me that it is over-the-top. It sounds like a "get-rich-quick" type of deal and is somewhat deceptive. Typically don't want to fall for this type of foolery in the way in which this is marketed is definitely a concern.

It should also be noted that the company behind this newsletter, Map Money Press, doesn't exactly have the best reputation. In fact, it has a pretty darn bad reputation. This company does have an A+ rating with the BBB, but has an average of just over a 1 out of 5 star rating with over 50 customer reviews… Pretty horrible. Based on the number of complaints and bad customer reviews alone, this play should have a F rating, but the rating system that the BBB uses doesn't make all that much sense.

And if you read some of the complaints that people leave you will probably get an uneasy feeling in your stomach. There are a lot of complaints about the deceptive marketing tactics used by this place to promote their various subscription newsletters, such as talking about all the big winners and all the money that you can make, while totally leaving out the losers and money that has been lost because of bad advice.

There also a fair number of complaints about how they bombard you with emails for their many subscription services. Many people agree that they are only in it for the money and just want to suck you dry… Not really caring whether you make money or not. These sort of complaints remind me a lot of the somewhat infamous Agora Financial publication company, which also publishes financial newsletters like this.

What You Get If When You Subscribe

  • Personal Money Calendar
    • Allows you to make predictions for options trades based on the pattern recognition protocol created by Tom Gentile. Details on how to use this protocol are explained in a simple manner. 
  • Payday Appointments and Alerts
    • Going along with the predictions made in the Personal Money Calendar, these appointments and alerts tell you when to do what you need to do to make trades.
  • Million Dollar Masterclass
    • You get a masterclass available to you on a monthly basis. These masterclasses deal with some aspect of trading, whether it be some new strategy, some "secret" that he has never revealed before, or something along these lines. With these classes you get a virtual walk-through with live trading demos.
  • Quick Start Cash Course
    • This is basically a beginners course that takes you through all the different types of trading, such as trading stocks, ETF's and options. It is divided up into 7 parts and gives you all the basics, even things like setting up your trading account and such.
  • Text Message Notifications
    • These are pretty self-explanatory... you can get alerted by text message when there is something you need to know, such as an immediate stock you should sell and so on. Things like this allow you to stay "in the know" much more easily without having to hop on your computer all the time.
  • The Network
    • This is a pretty nice feature of the club because it allows you to interact with other members. You can join chat groups, share strategies, and learn a lot from these other like-minded people.
  • Progress Reports
    • Progress reports are send out on a weekly basis and give you an overview for how everything is going. You will be able to see how the recommendations are performing and how much you are profiting.
  • Podcast
    • Every Friday Tom does a podcast that outlines the upcoming week and what his plans are. This isn't all that important but if you want to stay on top of things it can be worth listening to.
  • Roundtable
    • I've reviewed a fair amount of investment subscription services over the years and I have to say that this is something no one else is really doing, and it is refreshing to see. The roundtable is a basically a live Q&A session with Tom Gentile. You can ask him questions in real time and hopefully get answers... although not guaranteed.
  • Annual Summit
    • Every year they hold a live summit where you can actually meet everyone in real life. You will be able to meet Tom and the team behind it all as well as meet up with other subscribers who make it out to the event. There are live training sessions held as well as other educational lessons. 

Is His "Money Calendar" Really That Good?

The Money Calendar, which is a system Tom uses to predict good investment opportunities, is that the main part of this subscription service. This is the meat of it… This is what is either going to make you money, or cause you to lose money.

So is it any good?

Well of course Tom lead you to believe that his investment advice is going to make you rich, superrich, but the big concern is that he is lying and you can't really trust what you hear from the promotional content.

One thing I always like to do when I'm writing reviews like this is to try to find as many independent individual reviews as possible. You know, reviews left from people who have actually been subscribed to the particular service in question and have no monetary incentive to leave a biased review.

Luckily I was able to find many such independent reviews from the investment education site Stock Gumshoe and what I found is not pretty. With a total of around 500 votes, Tom Gentile's Money Calendar service has an average rating of 2.1 out of 5...

Now I don't know about you but a 2.1 rating just isn't going to cut it for me. When it comes to trusting someone's advice with my hard-earned money, anything below a 4 rating on a 5 star scale is just too low… 2.1 being a way too low.

And as you can imagine with an incredibly low rating like this, there are plenty of complaints… Which brings me to my next section, which is probably the most interesting and telling of them all…


There are a lot of complaints… Where to begin, where to begin?

Well, I guess I'll begin by showing this complaint, which I came across a lot of similar variations of, from someone being upset about losing most of the trades that Tom recommended…

There are a lot of complaints I read over from people claiming that he has been making a lot of losing recommendations lately. The big question is, has always been this way or is the market now just heading in a direction that is unpredictable based on his Money Calendar system?

But anyways, the bottom line is that there are a heck of a lot of people claiming that he has been recommending losing trades… Which of course he seems to do his best to cover up.

And now let's get to the more bold and ruthless complaints that really attack Tom and what he is doing, such as these ones that call him a scammer and state that the SEC should ban him from providing financial advice…

And then there is this rather detailed review left by a subscriber of Fast Fortune Club that goes over one of his losing recommendations…

And this is just a small piece of a much larger pie. There are tons of complaints about Tom and his newsletter service, but I don't want to bore you with them all.

It's All About Results...

When it comes to an investment service like this it is all about the results. We don't really care about how fancy or innovative the system is that he has come up with… We want to see results. Our his recommendations making people money? This is the big question.

Unfortunately it seems that the answer to this is that No they aren't making people money, or at least definitely not to the extent that you are led to believe. I've read comments from people claiming that out of a handful of recommendations only a few turn out to be winners.

The comment above said it best… Maybe this strategy used to work in the past, but it isn't now, yet Tom is still promoting it as this incredible newsletter service that is going to make you rich.

A Good Example of Deceptive Marketing

I think this all is a pretty good example of deceptive marketing. You are misled by these ridiculous promotions that are over-hyped, leaving out all the negative and only telling you about the best of situations.

It is a good example of the sleazy online marketing that has become all too common on the Internet.

I've reviewed quite a few investment newsletters over the years, unfortunately many of them being marketed in a similar manner, such as Real Wealth Strategist and Lifetime Income Report.

Conclusion - Scam or Not?

Based on the research that I have done it definitely appears that this investment newsletter subscription is not nearly as good as it is claimed to be. But does this equate to a being a scam? Well… You can be the judge of this.

However, it is somewhat difficult to write a review like this when I have not been a subscriber myself since there is a lack of verified results from the recommendations made by Tom Gentile.... You know since he only talks about his winning picks and seems to cover up his failures.

But anyways… This is not an investment service that I'm going to be recommending to my readers. I just don't support this kind of misleading marketing and it doesn't seem that this service is going to be making anyone rich.

I hope you enjoyed this review and found it helpful. Please leave any comments or questions down below and I'll get back to you as soon as I can 🙂

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