JiuQu English
Legit Money Making Opportunities

Is JiuQu English a Scam? – Making Money Teaching ESL Online

JiuQu EnglishJiuQu English is one of many ESL companies that you can work for online. The job they offer is desirable to most people because it is very flexible and can be done anywhere with internet connection. But is there a catch to this place? Is JiuQu English a scam somehow that you need to avoid?

As you may or may not know I make a living working online. So when I came across this opportunity I had to take a look into it. And I know there are a lot of people out there that are looking into this place as well but are hesitant to sign up. In this review I hope to give you a better idea of whether or not this JiuQu English is right for you.

JiuQu English Overview

JiuQu English, aka Funbulous, is a company that provides ESL teaching for children in China. The age range of kids that are taught here goes from 5-12 years. But of course you are not looking into this place to learn English. You are interested in the business opportunity.

Just about anyone that speaks English fluently can become a teacher for JiuQu English. They don’t have many requirements at all and this is a very easy job to get.

Overall ratings with this company are very good. They pay good, they make teaching enjoyable, and of course the job is flexible. However, there are a few downsides to it that I’ll go over.

Requirements

In order to be a teacher here you are going to have to live in the US, Canada, or Mainland China. I am not sure what the reason for this requirement is but that is just the way it is. Other than this you are going to need to either have a college degree or be enrolled in college, and you must speak fluent English as you can imagine.

Then there are the equipment requirements. They do not provide you with equipment, it is up to you to make sure you have a computer w/ a webcam, a headset, and high speed internet.

A Day On The Job

Teaching lessons are split up into 30 minute sessions. You will be able to choose your own hours of availability but this doesn’t guarantee you lessons during those times.

A 30 minute class will usually have 1-6 students in it. The lessons will be laid out for you. There is no need to prepare which is a major upside to this. One thing that is important to mention is that this place makes teaching fun. You will be able to play word games and read animated stories through the teaching platform.

Make sure to try your best when you are teaching because after the lesson is over the parents of your students will be able to give you a rating. This can make or break you.

The Pay.. Is It Any Good?

The minimum that you will make is $8 per lesson, which remember is 30 minutes long. This is the base pay. However you will be able to make more than that because they give out bonuses. They will tell you that you will be able to earn $16 – $20 per hour.

This pay rate is right around what you will make at other online ESL teaching companies.

What Other Teachers Are Saying

As I said, the overall view of the company is very good. If you go to Glassdoor or Indeed, which are independent job review sites where anyone can submit reviews, you will find a lot of people raving about how much they love working for JiuQu. On Glassdoor the average rating is 4.4/5 and on Indeed it is 4.1/5, which is very good.

However, like any place there are some complaints.

One complaint that I came across that is worth mentioning is lack of job security. When you are a teacher you are considered an independent contractor. And as with many other online jobs, it doesn’t take much to get “fired”. It is very easy for them to get other teachers so if you get bad ratings or have technical problems that effect your teaching ability, there is a good chance that they will let you go.

Conclusion on JiuQu English – Scam or Good Company to Work For?

I have reviewed many other ESL online teaching companies including Cambly & VIPKID, and I can say that this is one of the better ones as far as I see it. The pay is good and the schedule is flexible, but what I think makes this place better than many of the others is the teaching style that they use. Being able to play games and have fun with your students is important.

If you like helping others and think teaching ESL will be a good fit for you then go for it. This place is in no way a scam.

Another thing I should mention though is that this should be treated as an extra income opportunity. Picking up hours can be a challenge, especially when you are just starting out.

Something else that you might want to look into since you are looking for a flexible work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, making a living online.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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TruVision Health
MLM's

Is TruVision Health a Scam? – A Look at Their Business Opportunity

TruVision HealthThere are TruVision Health associates that make a lot of money with the business opportunity that TruVision offers. But just because some people do doesn’t mean that you will. But should you give this biz opp a try? Is this the home-based business opportunity that you have been waiting for? Or is TruVision Health a scam that is just going to lead you on and on with hopes of making money but ultimately going to be a waste of time?

I know there are a fair number of people out there looking into this place and wondering if they should pursue the opportunity of not. This is why I decided to get to work and write my review of it. I’ll be going over how the job works, how you make money, the negative side of it and more.

TruVision Health Overview

TruVision Health sells all sorts of products ranging from multi-vitamins, to first aid balm, to essential oils and much much more. From what I have read about online the products are good quality and there doesn’t seem to be any problems there. However, I will say that I have not personally tired any of their products.

But anyway… the purpose of this review is the business opportunity at hand. TruVision Health is a direct sales business and this means anyone can become an associate for the company and earn money working for them on their own time and schedule.

There is the potential to make a lot of money with this company due to its mlm structure but this comes with a price which I’ll be going over.

Making Money with TruVision Health

As an associate you are going to be able to make money in a bunch of ways with their compensation plan. However, all of the ways that you can make money can be placed into two main categories: 1) making money from retail sales, and 2) making money from recruiting in new associates.

1) Retail Sales

As an associate you can make retail sales in 2 ways.

You will be given a TruVision Health duplicate website that people will be able to buy products through. You will also be able to make sales through the normal retail sale signup process.

The money that you make here will be the difference between the discounted associate price and the retail price.

2) Recruiting in New Associates

There are matching bonuses, fast start bonuses and other ways to earn from recruits, but the main way is through the Uni-level commission structure.

With the Uni-level commission structure you will be able to earn from the sales of associates down to 8 levels beneath you. Level 1 consists of the associates that you personally recruit in, level 2 consists of the people that they recruit in, and so on. But of course you will have to move up the ranks in order to be able to earn from all these levels as you can see from the chart I took a screenshot of below…

Now you may be wondering how you can move up the ranks and the answer is simple… you need to recruit in more associates. Moving up the ranks is all about increasing the sales volume of your downline and the way to do this is to bring in more associates.

Lots of Potential but There is a Price to Pay

Mlm’s like this have a ton of potential to move up in the company and make a lot of money. There are a lot of ranks and as you move up the ranks you unlock more and more of the compensation plan and earn more and more money. This is great and all but there is a problem with it.

The way mlm’s are structured they pretty much guarantee that most people are going to fail, which is the reality here. Most of the money is made from the top few %. The money that you could potentially make when you are a low rank gets siphoned from you and goes to pay commissions to those above you. This makes it extremely difficult to get started and this is why there is such high turnover rates in mlm’s.

And of course the way they have a pyramid-like structure means that that there are always going to be much more people struggling to make it on the bottom than at the top making all the money.

I have reviewed dozens and dozens of mlm’s, more recently Premier Designs & QNet, and they are pretty much all the same when it comes to this.

Conclusion on TruVision Health – Scam or Not?

TruVision Health is not a scam. They run a legitimate business and the business opportunity that they offer is also legit. I know this review may seem a bit negative but I don’t really have anything against this company I just don’t care for mlm’s in general.

Mlm’s tend to suck people in and lead them on with hopes of making tons of money when the reality is that their setup makes it so that most people will fail. I just don’t care for them and stay away from them because of this.

Some people will succeed and make a lot of money but if you are going to pursue this just know the reality of it.

Something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, making $5k + per month.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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Premier Designs
MLM's

Is Premier Designs a Scam? – My Review of This Business Opportunity

Premier DesignsAre you thinking about becoming a Premier Designs jeweler but hesitant to pursue this business opportunity? Wondering is Premier Designs a scam that is going to be a waste of your precious time?

I know there is a lot of hype and controversy surrounding this business opportunity and that is why I decided to write this review. There are a lot of questions that need answered and I intend on answering a few. I have looked into this business opportunity and while it does have some serious income potential, there are downsides to it.

Premier Designs Overview

Premier Designs is a direct sales jewelry company that is based in the great state of Texas. They sell all kinds of jewelry ranging from watches, to necklaces, earrings, bracelets, and more. I could write an entire review on the products that they sell because there have been a lot of complaints about the quality of it, but that’s not what I’m going to do here.

My focus here is on the business opportunity that they offer. Because they are direct sales business anyone can join and become Premier Designs Jeweler, where they will then be able to make money selling the jewelry and also by recruiting in other jewelers. The reason that jewelers can also earn money from recruitment is because this is what you call a mlm (multi-level marketing) company where you can recruit people in beneath you.

How You Are Able to Make Money

There are several different ways that you will be able to make money here and as I said they all stem from you actually selling the jewelry and from you recruiting others into the business.

As a jeweler you will be able to make 50% profits on your retail sales. The good thing about this is that you can start out earning this much right when you join. Its not like you have to move up a bunch or ranks within the company before you start earning this amount. This makes it easier for newbies to earn money and you really don’t see this often with other mlm’s.

You will also be able to earn 10% commissions from the wholesale jewelry purchased from the first 3 levels of jewelers beneath you. The jewelers that you personally recruit into the business make up your level 1, the people that they recruit in make up your level 2, and the people that your level 2 recruit in make up your level 3.

This team commissions structure is uni-level, meaning that there can be an infinite number of people on all levels. You can see the diagram to the right to get an idea of what this looks like (the diagram only has 2 levels).

Its Fatal Flaw

Some people will disagree with me here but I call this a flaw.. What am I talking about?

I’m talking about the mlm structure of this business. I really do not care for mlm’s and this is because they just make it a lot harder for people to make money in. They give you more potential to earn higher income amounts as you move up in the business but they make it much more difficult when you are just starting out and this is the reason that there are such insanely high failure rates in these businesses.

You see what they do is siphon money away from those at the bottom and use it to pay off those above them. When you are beneath someone they will be earning commissions off of your sales… commissions that it would be better if you could just keep them.

The pyramid-like structure of mlm’s makes it so most people fail. There are always more people on the bottom struggling than at the top, which is where the real money is at.

I review mlm opportunities like this all the time and its always the same deal. In fact I just reviewed QNet & Vollara the other day and same goes for them.

Conclusion on Premier Designs – Scam?

There is nothing about Premier Designs’s business opportunity that would make me call them a scam. You can make good money in this business and recruitment style mlm businesses like this are actually legal. So this is a legit biz opp. I just don’t like mlm’s because they are set up in a way that pretty much ensures most people will fail. And I think Premier Designs could at least do a better job at making this more know to the newcomers in the business.

Whether the products sold here are a scam is a whole other story.  There are a lot of complaints online about them, but like I said… I’m not reviewing them here.

Whether or not you want to pursue the business opportunity that Premier Designs offers is up to you. Some people have what it takes to climb to the top and make good money but the overwhelming majority do not, and statistics prove this. So just know what you are getting yourself into if you decide to more forward with this.

Something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, making $5k + per month.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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appkarma
Apps That Pay You

Is AppKarma a Scam? Getting Paid to Download Apps… Really?

appkarmaAppKarma is an app that pays people to download apps…. or at least that’s what they tell you. But is this really true? Or is AppKarma a scam that is going to be nothing more than a waste of your time?

I know there are a fair amount of people out there that are looking into using this app to make a few extra bucks but aren’t sold on it yet. I’m writing this review for you people. I’ll be going over how this app works, how you get paid, and more.

AppKarma Review

I know it may sound like a scam that this place will actually pay you to download apps but AppKarma is legitimate. They are similar to AppMan, which also pays people to download apps. Many of the services like this get paid by the app developers to promote the apps and that is where the money comes from in the first place.

In addition to getting paid to download apps you can get paid for other things as well. Overall AppKarma is one of the higher rated apps like this in my book.

How You Make Money

1) Download Apps

When you are inside the app you will be able to see all the available apps for download. Most of these are games that are actually fun to play.

On the right of the screen you will see a screenshot of what it looks like inside AppKarma. Next to each app offer you will see a number with a + sign in front of it. This is the amount of points you can earn.

2) Play The Apps

You will also earn points for playing the apps. The amount you will earn and when you will earn will depend on the requirements for each app.

If you look below each offer you will see a game system control and another +(#)… this is the amount you can earn from playing and meeting some requirement. Usually this will only take a couple of minutes of playing.

A “Karma Play” 2x bonus will be available for 1 day after you install the app. After that it will disappear.

3) Watch Videos

You will also find short video clips available for you to watch. You won’t earn much of anything from these but they are another easy way to earn little points.

4) Earn Achievement Badges

There are different rank levels (1-4) for members of AppKarma. As you meet certain achievements such as installing 5 apps or watching 25 videos, you will earn these achievement badges. As you move up you will be able to earn more points.

5) Refer Other People

Like all other apps of this kind and pretty much any reward site out there, you can earn money from referring other people to join. For each member that you refer to AppKarma you will earn 30% of what they earn for life.

Getting Paid

Everything you earn at AppKarma will come in the form of Karma Points. These points will accumulate in your account but you can then redeem them for gift cards and real cash.

There is no shortage of ways to redeem your points here. There are Amazon gift cards that you can cash out for starting at just $1 along with gift cards for plenty of other big retailers & restaurants. You can also cash out via PayPal once you have $3 in your account… this is always my choice when its available.

You can cash out with a relatively low amount but there is a catch to this that I will go over next.

Complaints

Downloaded App But No Points?

Unfortunately there are going to be problems for some people where they won’t receive points for installing an app and using it. This is a problem that is just going to happen every once in a while and there are many reasons for this.

I wouldn’t worry about it though as it doesn’t happen often.

Point to Dollar Ratio Varies

Many of the gift cards that you can redeem for start at $5. And what you will usually see with these is that for a $5 gift card you need 5,000 points, which means that $1 = 1,000 points. However…. with the lower gift card amounts, such as the $1 Amazon card you will see that you need a lot more than 1,000 points to be able to get this.

Its basically like they punish you for wanting to cash out early. But of course you don’t want to wait long because it takes a while to rack up the points.

Conclusion on AppKarma – Scam or Worth Your Time?

There are a good number of apps that pay you to download other apps just like AppKarma. There are even rewards sites (like Time Bucks) that pay you to do this. Out of all the sites and apps that are like this AppKarma is definitely one of the better ones out there.

You won’t make much money with any of them but AppKarma can be a fun way to earn some extra spending money. Its definitely not a scam and if you still interests you then I would say to go for it… sign up and give it a try.

But if you are looking to make (real) money online I would suggest taking a look at this program. This is the same program I got started with back in 2015 and I am still a member today…. which is a testament to how good I think it is.

I’m making a living right now and I owe pretty much everything to what I learned here.

==> My No. 1 Recommended Program Here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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MLM's

Is QNet a Scam? My Review of This Business Opportunity

qnetThe business opportunity that QNet offers may seem like a great idea to pursue… but is it really as good as it seems? That is the question that needs answered. Is this the home-based job that you have been waiting for or is QNet a scam that is just going to be a waste of your time?

I know there are a lot of questions surrounding this business and its legitimacy that need to be answered. That is the reason that I decided to take the time to write this review. I’ll be going over a few things that anyone looking into this opportunity definitely needs to know.

QNet Overview

QNet is a direct sales company that sells a range of products. They sell everything from products dealing with health & wellness, to beauty, to jewelry & watches, and much much more. But I’m not here to write a review on the products that they sell. I’ll save that for another day.

I’m focusing on the business opportunity that is offered. As a direct sales company anyone can join in on the opportunity and make money on their own time as their own boss. There is the potential to make a lot of money here but there is one major downside to it that I’ll be going over.

How You Make Money In This Business

There are something like 10 different ways that you can actually earn money as an Independent Representative with QNet, but these all can be place into 2 categories: making money with personal sales and making money with recruitment.

Personal Sales:

As an IR you will be able to purchase products at discount prices that only other IR’s can buy them at. You are then able to go out and sell these products to customers at retail prices and keep the difference between the two. This is what they call Retail Profit.

Recruitment: 

QNet is what you call a mlm, or multi-level marketing company. This means that there are multiple levels within the company and you are able to recruit in new IR’s beneath you who you will be able to earn commissions off of.

This is very important if you want to make good money in this business and there are many ways you can earn from recruitment.

One way is from what they call “Step Commission” which are commissions earned from a binary structure. Basically there are 2 positions beneath each person in the binary structure and when you recruit people in they will fill the positions beneath you and then any other openings below that. You will earn commissions from the BV of the weaker side of this binary structure.

Another important way to earn is through Rank Advancement. There are different ranks within QNet and you will actually earn bonuses when you move up the ranks. On top of that you will be able to earn more commissions when you move up the ranks.

You may be wondering now how the heck do you move up these ranks and the answer is simple… you are going to need to recruit. Moving up the ranks is all about increasing the BV of your organization, aka your downline. And of course the easiest way to increase this is by recruiting in more people.

The Downside to This

The sound of being able to earn money by building up a downline beneath you sounds very enticing.. as it does with any mlm. But the reality is that this actually makes it more difficult to make money.

When companies like this have compensation plans that focus on recruitment this much it is not a good thing (in my opinion). They have a lot of potential to make a heck of a lot of money but they make it harder for those at the bottom to earn good money. The reason is because much of the money that those near the bottom make gets siphoned from them and goes to paying off those above them on the mlm pyramid-like structure.

With most mlm’s only the top few percent of people actually make good money while the rest struggle. I just reviewed Waiora & Vollara the other day (2 other mlm’s) and its the same deal with them.

Conclusion on QNet – Scam or Not?

QNet is definitely not a scam. They sell legit products and the business opportunity that is offered is also legit. There is the potential to make good money here. I just want people to know what they are getting themselves into though. It isn’t as easy as many people make it sound. When it comes to businesses like this that rely so much on recruitment there are bound to be many Independent Reps running around recruiting people in with misleading claims.

So just know what you are getting yourself into if you decide to pursue this. MLM’s are a really tough business to make it in and that is why I stay away from them.

Something else that you might want to look into if you are looking for a work-from-home job is how I make money online. I make a living online and I enjoy what I do. Here is the program that got me started and got me to where I currently am, making $5k + per month.

==> My no. 1 recommended program here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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Paid Survey Sites

Is BigSpot.com Legit or Just Another Scam? – [Review]

BigSpot.comFor anyone looking to make a bit of extra money online taking surveys, BigSpot is one of your choices. But is this place a good choice? That is the real question here. Is BigSpot.com legit or is this just going to turn out to be a waste of your time?

I know there are a lot of people out there looking for information on BigSpot and that is why I decided to get to writing this review finally. This company has gained a lot of attention because of their advertisements, which have even been featured on TV. In this review I’ll be going over all you need to know… how you make money, how you get paid, how much you can realistically make & more.

BigSpot.com Overview

BigSpot.com has been around since 2008 and they are legit. You really can make money taking surveys that they refer you to…. but this site isn’t what you may think it is. It is not like Swagbucks, Inbox Dollars, MyPoints, and most of the other big-name rewards/surveys sites out there.

And when I say that BigSpot isn’t like these other sites I mean it in a bad way. Honestly I wouldn’t recommend this survey site and you will see why.

How It All Works

All BigSpot does is refers you to other paid survey sites. They don’t actually offer you any surveys right there on their site. If you are familiar with Survey Sheep then this is pretty much the same thing.

After you sign up you will be directed to this page, which I took a screenshot of… All it does is lists some other popular survey sites for you to join… and that’s it! There is nothing more to it. BigSpot doesn’t offer anything else other than this.

Whats The Point?

There is really no point to using BigSpot. Its not like they are matching you up with survey sites that are particularly good matches for you. They match everyone the same.

The only reason this site exists is to make money off of referring people to these sites. When you join they will receive money through the referral programs that these sites have.

So there is a point for them existing… and its to make money off of you. But there is no point for you or anyone else to sign up through this site. Just go straight to the source. If you want to sign up for any of the survey sites listed above you can just go to their sites and sign up directly.

Making Money

All of the sites that they refer you to I have reviewed in the past. They are all normal rewards/survey sites and nothing special by any means.

With the paid surveys you can usually expect to earn anywhere from $0.50 to $3 for a 5-25 minute survey, with the longer surveys paying more.

These sites also offer other ways to earn a bit of money, such as completing tasks that include signing up for other sites, trial offers, etc… but the surveys are the main way to earn.

Overall you aren’t going to be making much at all. This is the norm nowadays with survey sites like these. I remember there was a time when most sites paid more but over the years it seems like they are paying less and less because it becomes easier for them to get people’s opinions so they have no need to pay more.

Conclusion on BigSpot.com – Scam or Legit?

I wouldn’t call BigSpot a scam, but whether you do or not depends on what your own definition of a scam is. BigSpot is free so its not like they are scamming you out of your money but they are wasting a bit of your time.

I just don’t really see the point of this site other than for the owners to make money. I don’t see how it benefits people like you and I at all.

If you are looking for a good rewards/ survey site then I would suggest Swagbucks. I like them best because they offer a lot of different ways to make some extra money and they host surveys right on their site.

But honestly, I don’t really see the point much value in joining any site like this. Sure they are an extremely easy way to earn some extra money… but its just pocket change that you are going to be earning.

If you are looking for a way to make good money online in your spare time then I would suggest checking out this program. This is the same program I got started with back in 2015 and I am still a member today…. which is a testament to how good I think it is.

I’m making a living online right now and I owe pretty much everything to what I learned here.

==> My No. 1 Recommended Program Here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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Netspend Referral Program
Legit Money Making Opportunities

Is NetSpend Referral Program a Scam? My Review

Netspend Referral ProgramNetSpend has a referral program that seems to have the potential to be fairly lucrative. But does it really live up to the hype? Or is NetSpend Referral Program a scam that is just going to be nothing more than a waste of your time?

I know there area a lot of people interested in making money online with this program so I decided to write this review on it. I’ll be going over what it is and how it works as well as a few other things you need to know.

NetSpend Overview

NetSpend is a company that sells pre-paid debit cards. They are an independent sales organization of MetaBank, which is a member of the FDIC.

They have a referral program where you can earn $20 if you and your referral fund the card with at least $40. And yes, this program is legitimate and you really can make money like this. It may seem like a scam but NetSpend makes a good bit of money charging fees on these pre-paid cards so it is worth it for them to pay you $20 for a referral.

How The Referral Program Works

In order to be able to make money by referring others to NetSpend you will first have to become a member yourself. There are 2 plans that you can choose from here… 1) The pay-as-you-go plan or 2) The monthly plan.

To become a member and get your prepaid card you don’t need a credit check or anything of this nature. Anyone can get one of these cards and that is one of the good things about NetSpend.

After singing up, going through that process, and now having your own NetSpend prepaid card you are now eligible to get a free $20 put on your card. In order to get this $20 bonus you will need to deposit $40 minimum onto the card.

Once you have your card and are a member you will also have access to the referral program, which is the point of this review. Basically the referral program works just like how it works when you sign up. You will go out and refer people to sign up for a NetSpend prepaid card with the incentive of getting $20 free, just as you did.

1) You get people to sign up. 2) They deposit $40 or more because of course they are going to want the $20 bonus. 3) They get the $20 bonus and you also get a $20 bonus for referring them.

As a member you will have your own unique referral code that you will be able to use to get people to sign up. This will give you credit for referrals.

The Cost of NetSpend

NetSpend offers a very lucrative referral program as you can see. This place is good for people that are looking to make money as an affiliate but not so much for the Average Joe that is just looking for a pre-paid card.

Everything comes with a cost and unfortunately the cost of being able to provide such high referral bonuses is high fees. Using these pre-paid cards comes with a fairly high amount of fees when comparing it to other prepaid cards on the market.

Some of the fees that you will encounter include…

  • $2.50 fee on ATM withdrawals
  • $5.95 inactivity fee
  • $9.95/mo for monthly plan
  • $1 fee for signature purchase transaction & $2 fee for PIN purchase transaction with pay-as-you-go plan

Scam or Not?

The NetSpend Referral Program is not a scam. You really can make money like they tell you that you can. Its actually a pretty decent way to make money and I know there are some people out there making a good bit.

But if order to actually make good money here you are going to need to be able to refer mass amounts of people to sign up. Most people don’t have the means to do this. You are going to need a website that gets good traffic, a social media account with a lot of followers or something like that. If you don’t have any of these then its going to be a challenge for you to refer lots of people.

And its not like they give you any training or tools  that will help you do this. When you refer people you are on your own out there.

Conclusion on NetSpend & Their Referral Program

NetSpend is a legit company that can be trusted and their referral program is legit. Their prepaid debit cards are decent due to the fact that they are very easy to get but the downside is the fees that come with them. They aren’t the best choice for people that are just looking for a prepaid card.

The referral program is the better side of this all in my opinion. You can make decent money with it but this is also what leads to the problem. They pay more for referrals so this means they have to charge more in fees. They have to make a profit somehow right?

Anyway… if you are thinking about becoming a member and referring others to make money then go for it. But for the average Joe its going to be a heck of a challenge with no means to make mass referrals online.

Something else you may be interested in if you are just looking to make money online then I would suggest taking a look at this program. I started out making money online in 2015 with this program and make a living now… all thanks to what I learned here.

==> My No. 1 Recommended Program Here

Questions, comments, or concerns? Just leave them below and I’ll get back to you ?

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Baymack
Legit Money Making Opportunities

Is Baymack a Scam? There Is No Such Thing as Free Money

BaymackBaymack is a lucky draw site that supposedly gives out money to random people everyday. But is this really as they tell you it is? Or is Baymack a scam that is just going to have you wasting your time for no reward?

If you know me then you will already know that I love making money online, after all this is what I do for a living. So looking into Baymack was a no-brainer. Free money… ok whats the catch? In this review I’ll be going over all you need to know about this site and will be answering the age-old question of whether or not it is a scam.

Baymack Overview

Baymack calls itself a “lucky draw” site but you could call it a lottery site or anything of that nature. What it does is pays random people money just for entering in the draw. But there is a catch as you can imagine. After all… there is no such thing as free money.

The catch to this site is that you have to watch videos to gain entry to the draws. This site is actually similar to many rewards sites in this way. Sites like SwagBucks, Inbox Dollars, and many other rewards sites will actually pay people (very little) to watch random videos.

How It Works

The entire process is simple as pie.  You will click to “Enter Draw” and you will be provided with a video to watch. This video could be about a number of different things. These are random and you never really know what to expect.

There will be a timer below the video and you have to watch it until the timer runs out. At that point you have to answer a multiple choice question that asks you what category the video was in. You will need to watch 5 videos to gain an entry.

The multiple choice questions is a way to make sure people are actually watching the video because the video will still play if you let it play in the background and you go into a different internet browser or tab.

How Much You Can Win

The prizes will vary depending on the day. Sometimes they give away as much as $100+ to a lucky winner.

Here is an example for you from today:

There is a $50 prize (1 winner), a $2 prize (10 winners), and a $1 prize(30 winners) that you can potentially win.

You will get a maximum of 10 entries to try to win these prizes.

Complaints

Baymack is available with invite only. This means if you want to enter in the draws you are going to have to sign up through someone. If you do not you won’t be able to enter. Instead when they click to “Enter Draw” it will tell them that Baymack is available at invite only and that there thousands of others in front of you waiting to gain entry. 

So if you do want to enter what I would do is search for reviews of Baymack on Google and go through the results. You will probably find someone that is promoting this opportunity that you can sign up through.

Another Way to Make Money

As you can imagine, you can also make money by referring other people to this site. This is why there are people out there promoting this opportunity.

Baymack is actually a mlm, which is crazy and I was not expecting this. MLM stands for multi-level marketing and this means that you can earn money by recruiting in other member, and from the members that they bring in, and from the members that they bring in……

They actually pay down to 7 levels deep and here are the amounts you can earn per level… These are percentages of the lifetime winnings of those beneath you..

  • Level 1 – 50%
  • Level 2 – 10%
  • Level 3 – 10%
  • Level 4 – 10%
  • Level 5 – 10%
  • Level 6 – 5%
  • Level 7 – 5%

Conclusion on Baymack – Scam?

Baymack is not a scam in any way. You really can make money with this site from the drawings. But nothing is free and the price you must pay here is to watch short pointless videos that you probably have no interest in. Its not a bad price to pay but is it even worth it considering that you have extremely low chances of even winning? That is up to you I guess.

Personally I don’t really see the point of signing up with this site. Like I said you probably aren’t going to win anything and the mlm referral program isn’t going to make you anything either because Baymack barely gives out any money in the first place…. so earning commissions from what others in your downline make is almost pointless.

I guess this can be a fun way to earn a little extra cash but you cannot rely on lucky draw sites like this that pay at random. If you are looking to make reliable money online then I would suggest taking a look at this program.

This is the same program I got started with back in 2015 and I am still a member today…. which is a testament to how good I think it is. I make a living online right now and I owe pretty much everything to what I learned here.

==> My No. 1 Recommended Program Here

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you soon ?

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Less For Me
Cashback Programs

Is Less For Me a Scam? – My Lessforme.com Review

Less For MeLess For Me (lessforme.com) is one of many online cashback marketplaces where you can get money back on normal shopping purchases. And who wouldn’t want to get money back on what they spend right? There is no doubt that the concept here is something that anyone would approve of but the real question here is how good is Less For Me? Is this place any good when comparing it to other cashback places? Or is Less For Me a scam that is going to have you chasing your tale for little reward?

I look into and review cashback sites like this all the time because I love saving and making money. I know there are a fair number of people out there like me that are trying to get as much cashback as possible when they shop. If this is you and Less For Me is a place you are thinking about joining just hold off for a second and let me go over this place first.

Less For Me Overview

As stated above, Less For Me is a cashback marketplace where you can earn cashback just for shopping. The way this works is pretty simple. Big companies pay Less For Me to refer buyers to their stores. So when you go shopping through their site they get paid a commission from the store you shopped at. Less For Me then pays you a percentage of that money they received as cashback. They do this as an incentive to use their site in the first place. On top of that they also have coupons for many of the stores listed on their site.

There are a lot of cashback sites out there. Extrabux, CouponCabin, TopCashBack… just to name a few.

How You Earn Cashback

It is very simple. Of course the first thing you will have to do is sign up. All this takes is about a minute of time to do. After that you will be able to shop at over 2,000 stores that they are partnered with.

When you find a store you want to shop at you will either see a fixed cashback percentage that you will get for shopping there or you will see a dollar amount. Usually its more common for them to give you a percentage back of what you spend.

When you find a store you like you will see a button you can click to shop at that store. Just click that button and you will then be redirected to the stores website where you can shop just as you normally would. Just go about the process as normal and that is it. There is no need to go back to Less For Me’s website to do anything.

You won’t get the money in your account right away. It can take around 30 days or so for you to actually be credited for the purchase. When you are credited the money will be put in your account and after you reach a minimum of $25 in your account you can cash out and get your money.

How Does This Place Compare to Others?

If you live in the United States then Less For Me isn’t all that great. They do not partner up with many of the big stores here in the states and that is a big downside. For example they do not offer cashback for Walmart, Target, Best Buy, and many others. But if you live in the UK and other countries it seems to be better.

As far as the cashback percentages go this site is right around the norm. For most of the bigger stores you will find 1-4% cashback generally although with some stores you will find 10% and higher.

Many of the places where you will receive higher cashback percentages are service sites (example: hotels.com) and software companies (example: AVG & Avast Antivirus).

Complaints

Lack of Stores

As I just said, this depends on where you are located. There are over 2,000 places you can shop at but in some locations these aren’t commonly shopped at.

High Payout Threshold

Reaching $25 before you can cash out might take awhile. Of course this depends on how much you actually shop but compared to other sites I have reviewed this is pretty high.

Long Wait Period

This is common for cashback sites. They have to wait until they get paid from the store you shopped at before they give you the money. Waiting 30 days is a long time but its no reason to go out and look for other cashback program.

Conclusion on Less For Me – Scam?

Less For Me is definitely not a scam. They provide a legitimate service and you really can make cashback on normal purchases through this site. They are good but as for me they aren’t my first choice. If you live outside the US then go ahead and look more into them, but if you live in the US then places like TopCashBack and Extrabux are much better due to the larger amount of store choices you have to shop at.

Also, you might want to read my review of Ibotta. This is my favorite in-store cashback app. It is really nice for earning money back on grocery shopping and things like that.

Questions, comments, concerns? Leave them below in the comment section and I’ll get back to you ?

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Textbroker
Freelance Writing Jobs

Textbroker.com, Scam or Legit? – Should You Join?

TextbrokerWhether you are a freelance writer looking to make some money online or if you have a website and are looking for someone to write content for your site, Textbroker is one of the options out there for you. But should you join this site? Or will Textbroker.com scam you?

I own a few websites and writing unique content consists of 99% of my time. So when I came across this site I knew I had to look into it a little more and write this review on it. In this review I’ll be going over who this place is for, how it works,

Textbroker Overview

Textbroker is an online content platform that connects people looking for content with those looking to create content. There are a lot of people out there that have websites that need quality content for SEO purposes and there are a lot of freelancers out there looking to make a buck writing this content, Textbroker connects them.

Related: Best Freelance Writing Jobs

How It Works

*I’ll be going over how it works for both clients and writers

If you apply as a writer you will be asked to submit a sample article for them to assess your writing ability. It can take a couple of weeks for them to go over this article and you will receive a rank based on how good you are. This is very important and I would put some time into this article if I were you because your pay will be based on your rank.

Clients that are looking to buy content will then be able to choose to hire writers by their rank. They will describe what type of content they are looking for, how fast they need the content, and the rank of writer they are looking for.

After the article is written and the client accepts it, the writer gets paid. But as a write you won’t actually get the money just yet. It will go into your Textbroker account and you won’t be able to withdrawal it until you have $10+ in your account.

How Much Money Can You Make/ How Much Does It Cost

If you are a writer of course you are interested in how much money you can make. You want to make as much as possible right? And if you are a client then you are interested in how much ordering content is going to cost. You want it to be as cheap as possible.

Well here are the going rates depending on the rank of writer you are or the rank of writer that you hire…

As you can see the amount of money really varies with the quality, as it should. A 2 star writer is only going to get paid 1.3 cents per word and a 5 star writer is going to get paid 7.2 cents per word.

There is a big difference from 4 to 5 star in the amount paid. There aren’t going to be many clients that are hiring 5 star writers for this reason and there also won’t be many writers that actually qualify as a 5 star writer.

Complaints

Rating System

Writers’ ratings are based on the last 5 ratings given to them by clients. Clients also receive ratings from writers the same way. This can be both good and bad. Its good because if you mess up and get a bad rating you don’t have to wait long to get that rating back up. But its bad because if you have a client that disapproves of your work then they can really destroy your rating and pay for a short period of time to come.

Content Quality

I have read more than one complaint about the quality of content not matching the rating. What I mean by this is that some clients will hire say a 3 star writer, but they complain because they feel the content received was only worthy of 2 stars.

Only US Citizens

In order to write for Textbroker you have to be a US citizen. You can still work from anywhere in the world but you must be a citizen. I don’t really know what the purpose of this requirement is but this is just how it is.

Only English Writers

If you don’t speak English then you are out of luck here. But if you are client looking for a non-English article then you are in luck. They offer translation services in 15 languages.

Conclusion on Textbroker – Should You Join?

Textbroker is a decent content platform and in no way a scam. Whether you are looking for content or looking to make some money writing this place isn’t a bad choice. Some other places that you may want to look into are Crowd Content & freelance sites like Upwork.

I would also suggest considering starting your own blog site if you are a writer looking to make money. This is what I do and I make a living doing it. Freelance writing can be a good way to start out because you can start making money right away but having your owns blog-style websites is more lucrative in the long run.

If you are interested in creating your own sites and earning money on your own terms then I suggest checking out this program. I joined in 2015 knowing nothing at all, but the training/ tools that are provided got me to where I am not.

==> Recommended Program Here

Questions, comments, concerns? Leave them below and I’ll get back to you soon 🙂

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