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Perk TV vs Swagbucks – Which Is The More Profitable Choice?

Perk TV vs Swagbucks, which is better? They both pay you for watching videos online, which really can’t get much more easy, but which is going to pay you more and which is more worth your time? Is one a scam and the other not? Is one just going to leave you frustrated, leading you to toss your phone across the room?

In this short comparison review I hope to give you a better idea of how these two reward programs compare and which might be better for you.

Perk TV Vs Swagbucks

In this first section I want to go over the basics. I will be given a basic overview of both Perk TV and Swagbucks…

Perk TV

You can download the Perk TV for both android and iOS devices, which is free to do. Then, you can watch videos and earn points… Simple as that.

You will find videos in a variety of different categories, some of which include the following…

  • “Celebrified” entertainment
  • News and politics
  • Coming soon
  • Netflix trialers
  • Science and tech
  • Hilarious and random

Most the videos I have come across within this app are just short trailers, but there are others as well. You will also have to sit through some ads that play automatically, which is how this place makes money.

The point of watching all these videos is to earn points and tokens, which can later be redeemed for rewards of real value. However, the amount of these points you can earn varies depending on where you live (I’m not sure if the token reward amounts vary). If you live in the US you can get 3 points for each video you watch, but if you live outside the US you only get 1 point. And as far as tokens go, you will get 50 tokens whenever you rate a video by giving a thumbs up or thumbs down.

Perk TV Live

There is another app besides the Perk TV app called Perk TV Live, which is a separate app created by the same company that allows you to watch movies and shows. So if you are looking to watch long length videos then this might be a better choice for you.

Swagbucks TV

Swagbucks is much more than just a normal rewards site or paid suvey site like PaidViewPoint.

Swagbucks TV is the same sort of deal as Perk TV, you can watch videos in a variety of different categories, such as recipes, entertainment, fashion, etc. These videos normally run between 30 seconds and two minutes in length, most of them being trailers, short interviews and other clips.

After watching one video, another will automatically play and of course at times there will be ads shown in between. This is how Swagbucks makes their money so that they can pay you to watch these videos in the first place. Some meds are shorter than others, but they can last up to 30 seconds.

There our different ways you can watch videos and earn with Swagbucks, including the “normal” Swagbucks Watch category if you go to the Swagbucks website on a computer, or you can download the Swagbucks Watch (TV) app…

Normal Swagbucks Watch

The amount you will make per video varies. As you can see below, one series of videos that is 10 minutes in length will earn you 1 Swagbuck, while another that is a series of videos 21 minutes in length will earn you 3 Swagbucks…

The Swagbucks Watch (TV) App

The Swagbucks Watch TV app allows you to earn 2 Swagbucks for every five videos that you watch.


When it comes to the different rewards that are available when you redeem your points, tokens, or Swagbucks, there isn’t really all that much difference.

With Perk TV you can redeem your points for Amazon gift cards, group on, Nike, Walmart gift cards and more… As well as PayPal cash and physical products like electronics.

With Swagbucks you can also redeem your points, or Swagbucks, for all sorts of gift cards like Amazon, Walmart, etc., as well as PayPal cash and even Visa prepaid debit cards.

They both offer some pretty good rewards in my opinion and don’t really have any shortcomings here. This is definitely not a determining factor for which is better in which you should use.


Based on what I have seen and have read from other people’s complaints, they both seem to racked up quite a few complaints and are far from being perfect.

Some common complaints I came across with Perk TV include the app freezing, the captcha not loading, and I even came across a few complaints from people saying to use Swagbucks instead.

However, Swagbucks has quite a few complaints itself. A lot of people get stuck on commercials, complain about there being too many ads, the videos being frozen in not playing, and so on.

And then of course with both apps you have a lot of people complaining about it just taking too darn long to earn enough points to be able to get a real reward. But this is expected.


There our any real good hacks to mention, but as I was going about some forms looking for better ways to earn with these apps, I found a few people who have been earning multiple times more than they normally would buy running these on multiple devices.

However, this is easier said than done. You cannot run the same app on multiple devices at the same time. Instead, it seems that you have to create multiple accounts in order to be able to do this. So you really have to be dedicated if you want to earn a bit more like this.

If there are any other hacks that you know about, please mention them in the comment section below to help out other readers of this post.

Which Will Make You More Money?

To be honest, there is not a clear when I hear. If you’re looking to earn a little bit of extra pocket change very easily by just watching videos, they both seem to be safe bets… However, neither these are going to make you much at all and both can be quite frustrating.

It is really hard to give you an estimate on how much you can actually earn with these apps, but I would say that if you are using just one device and dedicating a consistent amount of time, you are looking at earning a dollar to a few dollars each week.

Personally my choice would be to use Swagbucks, just because I already have a Swagbucks account and the money earned from both would going to the same account which I would be able to redeem for the various rewards.

Swagbucks is also a nice choice because you can earn in a variety of ways, including playing games, taking surveys and more.

If you have any questions or comments let me know down below… 🙂

What Is an Organic Keyword Research Tool? – Online Marketing 101

What is an organic keyword research tool? Maybe you have heard of it before you to know a little bit about these tools or may be you know nothing and have just heard it mentioned as being important. But what the heck are these things?

Well… That is what I’m going to explain to you here today.

If you are an online marketer or an inspiring online marketer then you are really going to want to read and digest this information because it is important. Organic keywords can be incredibly helpful for attracting new and targeted traffic to your website, landing page, or whatever it is that you might be promoting.

But why are organic keyword research tools so important. You will realize their importance at the end of this, but for starters they can…

  • Help increase traffic
  • Have nothing to do with paid traffic, which means they save money
  • They can be a “set and forget” type of deal
  • And so on

But before I get into what the research tool actually is, you first have to understand what the heck an organic keyword is.

But First… What Is an Organic Keyword?

An organic keyword is nothing more than a keyword that people type into search engines, such as Google, to look up stuff, which online marketers target to help attract free search traffic. This it’s very different from a paid keyword, such as those used in PPC campaigns like Google AdWords or Bing Advertising, but I will get more into that in a second.

An organic keyword can be just about anything… Literally anything that people are typing into search engines, whether it be Google, Yahoo, Bing, or even sites like YouTube since people are using it very much like a search engine nowadays.


So one stupid example I have for you could be this… The organic keyword “how to ask for a raise”. People are searching for this on Google and other search engines, just as they are searching for millions of other things by typing in keywords.

And as you see, when I type in “how to ask for a raise” into Google there are relevant search results that come up that also have this same exact keyword in their titles…

Now some websites get lucky and are ranked for keywords that they don’t even try to target, but many of the websites out there specifically target keywords like this.

Take a look at the second result in the search I performed above from the website As you can see the keyword How to Ask for a Raise is clearly displayed in the title and also in the first sentence of the article that you can see in the search engine results. From my knowledge and years of experience targeting organic keywords online as an online marketer, I’m fairly certain that the person who wrote this article specifically targeted this keyword.

And this is just one of billions of examples out there. You could target all sorts of keywords. If you have a website about dogs you could target “best dog collars”; if you run a blog about fashion you could target “top designer women’s shoes”; if you write for a website about baseball you could target “best Little League baseball bats”… And so on. The possibilities are endless and with any of these possibilities you can bring in targeted traffic that already took the first step and is searching for what you’re going to give them.

The area of targeting specific keywords is known as SEO, or Search Engine Optimization. This is when you optimize your content for search engines, targeting specific keywords being at the forefront. I acually make a living coupling SEO with affiliate marketing online.


Why Organic Is So Great…

Organic is usually the better choice to go by when you have a few options. And I’m not just talking about picking the organic bananas next time you go to the store. Just like bananas, organic keywords are awesome.

Just think about it… If you target the right keywords you can bring in laser targeted traffic to your website, landing page, whatever, without having to pay a thing. That’s right… It doesn’t cost anything to get ranked in Google like this. This is different between PPC advertising on search engines like Google and Bing where you are basically bidding against other advertisers to use certain keywords and get your ads displayed at the top or bottom of the search results.

Another reason why organic is so darn great is because, as I stated earlier, you can set it and forget about it… Well for the most part.

What I mean by this is that you can write an article targeting a specific organic keyword, get ranked, hopefully get loads of traffic, and then your article (or blog post or YouTube video or whatever) can potentially stay there for years to come and continually get loads of traffic… Without you doing anything else.

Now of course this is the perfect scenario and most of the time this doesn’t happen, but it does happen and when it does it is awesome.


But a Problem Exists..

The the problem is that you can’t just go out there and start targeting organic keywords thinking that you were going to bring in loads of free traffic. If you go out there with this approach then you are surely going to fail.

Not all organic keywords are created equally. Some are crap and are not worth targeting at all while others can be holy grails that will bring you in traffic beyond your wildest dreams. But how do you differentiate between the two? How you sift out the hidden gems of keywords from all the crap that is going to be a waste of time?

The answer to this is a keyword research tool…


So What Is an Organic Keyword Research Tool?

You probably get the point and can guess what it is if you didn’t already know. An organic keyword research tool is a tool (application) that you can use on your computer to perform the necessary research needed to find good keywords that are going to bring you good amount of traffic.

There are a lot of things you have to consider when doing keyword research. First off, it is pretty obvious that you have to target keywords that are actually getting searched for. You can probably imagine that there are a lot of people searching for “funny cat tricks” but probably little to no people searching for “how to turn water into fire” (which is something stupid I just made up). So if you target “how to turn water into fire” you may rank high in Google for that keyword, but what is the point?… There is no one looking for it and you will get any traffic from it.

Not only do you have to target keywords that people are actually looking for, but you also have to be aware of the competition out there. The Internet is not like it once was. It is increasingly crowded with other online marketers and there are tons of people out there that are doing the same thing you will be doing… Fighting to rank higher in the search engines so that they can get free traffic.

There or loads of good keywords out there they get tons of traffic, but many of them are not worth anyone’s time to target and try to rank for, because there’s just too much darn competition.

Traffic and competition are the two most important factors that you need to consider when targeting keywords and a good keyword research tool will provide statistics on each of these factors to give you a good idea of what you are looking at.

What I Use?

Now I first want to make it clear that there are a lot of different keyword research tools out there that you can use, some free and some that you have to pay for. But what I’m going over here is what I use… Which is called Jaaxy.

Jaaxy is a personal favorite of mine for many reasons. Besides the fact that it provides great statistics on traffic and competition, it also provides additional statistics, related keywords, it allows you to save lists of good keywords, and so on… Oh yeah, and it is cloud-based so there is nothing to download on your computer and you can access it from anywhere.

Below is a simple example of me using Jaaxy. You can see that I searched for “how to ask for a raise”. On the left in the first line it will display the keyword you searched for, and then it will display a bunch of statistics.

  • Avg – This is the average traffic that the particular keyword receives on a monthly basis through Google
  • Traffic – This is the amount of traffic that you can expect to get if you rank on the first page of Google
  • QSR – This is your competition… The amount of competitors out there trying to rank for the same keyword
  • KQI – This is just a basic measure of how good the keyword is
  • SEO – This statistic takes all the other statistics and mashes them up into one overall score, the higher the better

You can see that I searched for “how to ask for a raise”, which may have seemed like a good keyword at first, but it turns out that it actually is not. There’s just too much competition and the overall score is low. A much better keyword would be “how to ask for salary raise” or even “how to ask for a pay raise”, which are both suggested by Jaaxy.

The Power of Related Keywords

Jaaxy is an absolute master at providing you with similar, but different, keywords and related keywords that you might want to use. Just about every time I use it I end up using a different variation of the keyword that I originally wanted to target because I find something with better statistics.

This way I still write the same exact blog post about the same exact thing, just using a slight variation of the keyword or something along these lines.

==> Link to Jaaxy Here

But It’s Only One Part of The Equation

But of course this is only one part of the equation. Using an organic keyword research tool and targeting the greatest keywords known to mankind is the first step, the second step is that you MUST create good quality and relevant content.

If you run a website and are constantly putting out a bunch of crap posts that people start to read and then leave right away, then it is not going to work out so well for you. The search engines might originally rank you for the keyword, but there are a lot of things that go into getting ranked and after they see that many visitors are leaving right away, they will likely remove your high ranking.

I’m not going to act like I know everything there is to ranking in search engines, but I do know that the search engine algorithms are getting better and better at displaying good quality search results. We are no longer in the days where you could simply target a keyword and get ranked for some post that took you about 10 minutes to write.


A good organic keyword research tool is absolutely essential if you are looking to drive in laser targeted organic traffic, for 100% free. And this is something that I think pretty much every online marketer should be doing. However, you must also create quality content.

But anyways… I hope you now understand exactly what all this stuff about organic traffic and organic keyword tools are. If you have any questions or comments, or even concerns, please leave them down below and I’ll get back to you as soon as I can 🙂

Is Get It Free a Scam? – Pretty Much In My Opinion

Get It Free ( claims to be “the Internet’s best place to find free stuff”, but is it really? Or is this place just a nasty scam?

You’re probably a bit hesitant to try to get a free offer from this place because maybe it sounds a little bit too good to be true, or maybe you just heard other people calling it a scam. But what should you believe? Should you believe what Get It Free tells you… That is the best place to find free stuff? Or should you believe the people saying that it is a scam?

Well… In this review I’m going to expose this place for what it really is… Which is pretty much a scam. I will show you what this place supposedly offers and I will take you through my extremely weird experience that I had while trying to redeem one of their free offers.

In short, I definitely do not recommend anyone trying to redeem any of the offers through this website… You will just regret it and you will see why.

But before I get into all that, I first want to go over the different types of offers that you can supposedly get here.

Types of Offers


First up are the freebies. You will see lots of different freebie offers here and there is really no telling what you might see. Below you can see in the screenshot that most of the freebies I presently have available to me are food offers, but you also see a lot of other varying things here…


The deals that you may find will also vary greatly. You may find deals for food products, gaming systems and other electronics, and all sorts of stuff…


I don’t know why they have videos on this website, but they do. If you go to the videos tab you will find a bunch of videos that have supposedly went viral. Most of these videos are of animals being funny in one way or another…


They also have coupons that you can get to save money when purchasing products. Most of the coupons you will find our for food products and personal care products…


You also have the ability to enter into many different sweepstakes contests to win all sorts of things. Have I ever heard of anyone winning any of these? Nope, but supposedly you can…

How To Get Offers

So one thing that everyone has to understand about getting any of these offers is that they are not guaranteed. Just because you see an offer to get a free meal at a restaurant, or maybe to get two dollars off on a box of cereal, doesn’t mean that you can actually get that offer.

As the disclaimer on the website states below, “we cannot guarantee that you will receive any of the offers that you request”. This is because the offers are limited, or at least that is what they tell you…

But anyways, you will have to try to redeem the offeree and then you will be taken through a ridiculous process and probably never end up being able to redeem the offer that you wanted in the first place. Below I will go over my very strange experience with Get It Free and why I can’t stand this place…


My Strange Experience

Okay… So now I want to go over my incredibly strange experience while trying to get a free sample that was available on their website. After seeing this, you will see why I am telling everyone to avoid it.

So the free sample was a Bath & Body Works sample, as you can see below…

After clicking on the “redeeming now” button, I was then directed to a completely different website called that had the title of “samples & savings”. On this new website I had to enter my email address in order to choose the samples…

Then, after entering my email address, I then had to provide my ZIP Code and agree to receive daily emails from this place, which I didn’t want to do but I was forced to do.

Luckily, I used an email address that I don’t really care about and that I usually use for questionable situations such as this…

After that I was directed to a different site called where I had to take a survey. You can see below that the site is still titled “samples & savings” but when I say it is a different site, I mean that the domain is completely different, which is very strange and concerning.

But anyways… I did take the stupid survey that started off asking me some pretty weird questions that I didn’t really see the point of…

Then a few questions and it started to come clear as to why I was taking the survey in the first place. He slowly started to ask me bunch of questions about whether or not I want to save money on car insurance, if I want to switch my cable provider, switching electricity companies and all sorts of crap.

Then I was directed to “confirm your information to finish your registration”. But that is only part of it. You also have to agree to receive phone calls and text messages from their marketing partners…

So is that the end of the story? Did I finally get my Bath & Body Works free sample that I wanted to get in the first place? Well… As you can see they did not ask for my address or anything, so this was not the end of the road yet.

Next up I was presented with some more “free” products. So I clicked on the products on the right (shown below) and proceeded ahead…

Just as I was expecting, I was directed to some completely new free sample website where I again had to agree that they could send me promotional emails, text messages, and so on.

So what the heck is going on here? I’m just trying to get my free sample of Bath & Body Works and I am being sent all over the place. So anyways… I exited out of that and went back to the original site I had been directed to that was titled “samples & savings”.

It told me that I was on the “last step” and that I could spend to win a cash rewards card…

And of course I won some $1000 Walmart rewards card, but at this point I was pretty annoyed and didn’t bother even trying to get this stupid card.

All this time I never got to the point where I was actually able to get my Bath & Body Works free be… So disappointing. After all that time… All that time wasted on the surveys, on be in directed to new sites, on entering my information everywhere… I never made it to the end.

After going through this process for myself, I completely understand many of the complaints that people have about this place. And believe me… There are a heck of a lot of them as I will go over…


You confined loads of complaints about this site all over the place on the Internet. Sites like highya and Trustpilot are absolutely filled with negative reviews from people that have went through similar experiences as I have. Some of the more common complaints that I came across include the following:

Never Getting Any Offers

There our people claiming that they have been applying for free offers for months and have never received a single one.

Why is this?

Did they actually make it to the end where they could enter their address so that the product could be shipped to them? Or did they give up halfway like I did? Who knows…

Roundabout Advertising

Then there are plenty of complaints about the roundabout advertising that goes on. As you saw from my own story, you get let around in circles, entering your email address here and opting into receiving text messages, emails, and phone calls there, and all sorts of things.

You just get the runabout from one place to the next and have no clue where you might end up… All the while having different promotions shoved down your throat.

Email Destruction

If you want to completely destroy your email inbox them this is a great way to do it. You will have to opt to receive a bunch of different emotional emails from all sorts of places and if you do this, you’re going to get bombarded and you will definitely regret it.

This is why I used an email address that I don’t really care about you and that I usually used for shady operations such as this.

When I was reading through some of the complaints about this site, I actually came across someone claiming that they receive a minimum of 50 spam emails every day due to this website.

It actually reminds me of Reward Survey, which is another program I reviewed that is very shady in its operations.

Wrong Product Sent

There are also complaints about people who have actually received products, which is great and all… But they received the wrong ones.

This has to be pretty disappointing. You go through all that trouble trying to get a product, you actually get a product, but it is the wrong one.

Scam or Not?

This site is incredibly scammy, but I guess whether or not you consider it a scam all comes down to what your definition of a scam is. In my opinion, I pretty much is a scam because it really misleads people. It is presented as “the Internet’s best place to find free stuff”, but is far from that.

It is an absolutely horrible place to find free stuff. Sure, you might find free stuff, but being able to actually get that free stuff will take you on a journey that you will probably regret.

This place is just a mass of advertising and is making a ton of money by lowering in unsuspecting individuals and then getting them to opt to receive promotional material from their “marketing partners”.

In closing, I will say that there are some positive reviews about this place from people claiming they actually got the free products that they were trying to get. However, some of these reviews seem to be fake and, even if they are real, there are way too many negative reviews out there for me to actually recommend this place.

So my final conclusion on this place is that it is a scam and that everyone should be avoiding it.


Anyways… I hope you enjoyed my review and found it helpful. Please leave any questions, comments, or concerns below and I’ll get back to you as soon as I can 🙂

Sam Ovens Consulting Accelerator Review – Scam Exposed? [READ FIRST]

Sam Ovens is doing quite a bit to promote his Consulting Accelerator training program and there are a lot of people claiming that this is the real deal, but is it really? Can you really trust what you year or is the Sam Ovens Consulting Accelerator a scam that is just going to be a massive money pit?

After all… A cost $2000 and that is a heck of a lot of money to lose… You have to make sure something like this is worth it.

There is a lot of marketing material out there for this course. I am guessing that you probably came across it after watching one of the YouTube videos, maybe you made it to the webinar, or maybe you just saw someone that you know recommending it online. But... Instead of diving rate and you took the smart route and decided to do a little bit of extra research, eventually leading you to my review here.

It's no wonder, I am familiar with some of the promotional material out there, such as the Youtube video and the webinar, which both come across as promoting your pretty typical over-hyped shady online marketing courses being sold for too much money.

The YouTube video is filled with a bunch of fluff. There's lots of talk about all the money that you can make and much of the video is about how rich and successful Sam has made it…

You might also have been concerned by the incredible number of interviews that the video has received in the high number of dislikes… More dislikes than likes.

Or maybe you are concerned by the fact that he has disabled the ability to leave comments below the video. What explanation could this possibly happen? Usually when comments are disabled it means that the video was receiving a lot of negative comments that the creator doesn't want people to see.

And as far as the webinar goes… It is also a bit of a shady creation. It is claimed to be "live" when it is obviously prerecorded… A common trick that is becoming very popular among online marketers these days, such as John Crestani of Internet Jetset and Dave Sharpe of Legendary Marketer. The purpose to make things seem a little more urgent and real to the viewer, to hopefully get them to buy in.

And if it wasn't any of these things that made you hesitant to purchase this program, and had you questioning whether or not it is a scam, and maybe it was the Facebook page that is dedicated to calling a scam.

But what can you believe?

Should you believe the people that claim they are making tons of money from this program and are praising it in every way or should you believe the people calling it a scam?

Well… In this review this is the question I seek to answer. Upon doing my research I took an unbiased approach and really looked into what Sam offers with this program. I'll be going over what exactly Consulting Accelerator is, details about Sam Ovens, the six week training program, the cost, reviews from people who have actually went through the training, and ultimately whether or not I think it is a scam.

Sam Ovens Consulting Accelerator Review

Program: Consulting Accelerator

Creator: Sam Ovens

Type: Consulting business startup training

Price: $1,997

Recommended?: For some; more on this

Consulting Accelerator

What Is Sam Ovens' Consulting Accelerator?

In a nutshell, the Consulting Accelerator program is an online educational training program for starting your own consulting business. The idea behind it is that this training can help you quit your job and follow in Sam's footsteps.

The entire course will take six weeks to complete, if you are consistent with your work of course, and is said to be good for people of all levels of experience. Whether you are a complete newbie with no experience or are a consultant that just wants to step up their game, this course provides value.

According to Sam in some of the promotional material, if you follow along and implement the training, take action, and do what you are supposed to do, you will be able to get your first client within 42 days.

All in all I would say that this is a good training program and I like a lot of what I see. However, whether or not it is worth the $2000 price tag is a question you might have to answer for yourself. But there is a refund policy which is nice and I will talk more about this a bit later on.

Before I get into all that, who the heck is this Sam Ovens guy? Can you trust him?

Who Is Sam Ovens?

Is Sam Ovens a scam? Should we be calling him Scam Ovens?

Luckily there is a good amount of information out there about him so I was able to do a fair amount of research. I found a couple different articles written about him on Forbes as well as a short biography (also on Forbes) about himself.

If you watched the YouTube video you may have already heard this, but basically what happened is that he dropped out of college and left the corporate world to start his own consulting business, which he did in his parents' garage. But it wasn't all smooth sailing. According to this article, his first three businesses failed and it wasn't until the fourth one that he got it right.

He claims that growing up he was a very introverted person. He did a lot of observing and thinking, but not all that much talking. This led him to taking the typical path of going to college and ending up at a corporate job. But this all changed when he was able to break out of his shell and turn over a new life… A life with more freedom.

At the age of 26 years old he was able to grow his consulting company to over $10 million and he apparently has a net worth of $65 million. 

But can you trust him or is he just getting rich off of selling some overpriced scam?

We can all form our own opinions on this, and I do agree with the people that say he is a bit misleading with his over-the-top sales pages and marketing tactics, but I definitely do not think this is a scam and I do think you can trust them. He seems like a down-to-earth guy that really does want to help people.

Reading about this guy through interviews and biographies I came across, he just seems like someone that you can trust and that cares.

A Look at the 6-Week Course

As mentioned, the course is a six-week course and does not require any sort of special skills to get started with. It doesn't matter your background… It starts off with the basics and is laid out in a step-by-step manner.

Below as a look at the training on a week by week basis in the focus of the different lessons…

Week 1 - Fundamentals and Foundations

setting foundations, overview of different consultant services, picking a niche and more

Week one starts off with setting the foundations for your future consulting business. Here you get a good overview of everything and learn about the different sort of consulting services. You also pick your niche in the first week of training.

The different lessons for this week are as follows…

Week 2 - New Paradigm and World View

Week 2 includes a lot of motivational content. As I mentioned in the previous section, Sam claims to have been an introvert all his life but he was eventually able to change this, which was necessary for him to be successful with his online business.

The training here is not your typical online business training. There is a lot of talk about mindset and being able to change it to better your chances of success. He wants to help you redefine who you are, if necessary.

Week 3 - Alchemy of Client Conversion

It's all about increasing conversions and with week 3 the focus is on this. It doesn't matter if you have never made a sale in your life, Sam is going to help guide you along so that you can.

Some of the training included in this week teaches you how to come across as a big-shot so that you can convert your clients. Of course clients are not looking for some newbie... They want someone who knows what they're doing and coming across as someone who does is important.

Week 4 - Alchemy of Client Attraction

As the name suggests, the focus in week 4 is on attracting new clients. This is obviously very important. You can have the greatest consulting business in the world, but if you do not have a good marketing strategy and are not able to attract clients that are targeted and interested, you are not going to make much money or be very successful.

Week 5 - Fractal Facebook Evaluation

In week 5's training the focus is on running Facebook ads. The goal here is to be able to target the right audience and ultimately run successful ad campaigns.

Now if you have ever run Facebook ads before, which I have, then you are probably well aware that they can be incredibly successful or incredibly big failures. The great thing about Facebook is that you have the ability to really target specific niches of people to a great degree… But of course it is easier said than done.

Week 6 - Minimal Viable Service Delivery

And lastly, week 6 his focused on delivering to your clients only what you have to deliver. You want your clients to be happy with your services and you do want to over-deliver to some extent, but you do not want to provide too much because than that is just going to cut into your profits.

There is also a focus here on scaling your business while doing less work in the process.

In addition to the core training you also get access to the Facebook community and Q&A sessions that are held weekly.

As far as I have seen the training is professional and well-rounded. He takes you through everything, as if you are starting from nothing.... But is it really worth the price?

The Cost: Too Much?

Is it really worth a whopping $2000? That is a heck of a lot of money to lose if it isn't.

First off, let me just say that it is very hard to put a price tag on something like this, as it is for any sort of "make money online" training.

If you end up walking away with a successful consulting business that is making you a ton of money, then heck yeah it was worth it. But if you don't… Then I assume you would consider it to be a waste of money.

He claims that over 3500 students have been able to quit their jobs after going through this training. So for these 3500 students I would bet they would say is well worth the money. But what about those who fail? Maybe some of them just aren't cut out for it or maybe some of them fail to really put in the effort and take action… There are lots of variables that play and reasons why people might fail.

I agree that it is very expensive, but I also see that Sam isn't one of those sleazy online marketers that keeps you hooked and keeps reeling you in, shoving more and more products/programs down your throat. As I mentioned earlier, I do agree with the people saying that his sales pitches and marketing tactics are a bit misleading, but other than that I see a lot of good.

He does offer to other higher level programs after Consulting Accelerator, which you could say are upsells (Uplevel Consulting and Quantum Mastermind), but he does not force them upon you like you often see happening in the online marketing world.

Refund Policy:

Another nice thing to see is that there is a refund policy. However, it seems that getting this refund is much easier said than done. According to some of the complaints I have read through, that I will go over in a second, getting a refund can be a real hassle and you often get the runaround and delayed responses.

It also can be very difficult getting your refund because you only can get this refund if you have taken enough action and really put enough effort into it. You can't just sit back and do nothing then complain and ask for a refund because he didn't make any money.

But who is it that decides whether or not you put enough effort into it? It isn't you.

What People Who Have Went Through The Training Are Saying

If you go to Sam Ovens' website, which is, you will find tons and tons of positive customer reviews… Over 3000 of them in total and it seems that they all are video reviews left by people...

There are so many great things being said about the program and it seems incredible, but it makes you start to wonder… Can it really be this good? Can these reviews be fake or manipulated?

While some of them may be fake, I have watched quite a bit of them and in my opinion they seem to be legit. I have reviewed many online scams over the years and have come across many fake video testimonials… They just don't seem to fit in with the fake ones. Also it would be an almost unfathomable task to get over 3000 fake reviews… It just isn't realistic.

However... In the back of my mind I kept thinking about the YouTube video and how the comments were disabled. While the reviews on his website may be legitimate, is it possible that they were also a lot of negative reviews left that he removed?

I don't have a definite answer for this, but my guess is Yes.

I was able to find a handful of negative reviews on the popular review site Pissed Consumer. Now for those of you who don't know, Pissed Consumer is a site where anyone can go to leave negative reviews about products/services. It is where pissed consumers go to rant and let it all out. And while these reviews can also be easily manipulated, it is a good way to see different people's opinions and hear the negative sides of things that you won't hear elsewhere.

The overall rating for Sam Ovens consulting business on Pissed Consumer is a 3.1 out of 5 stars… Not too bad but definitely not as good as you expect after seeing the reviews on his website.

You will see a variety of different complaints on this website. Such as this one that confirms my suspicion that Sam is deleting negative reviews or things that go against what he is saying…

And then you will also find reviews calling him an outright scam artist…

While I do agree that there are some complaints and I can see where some of these people are coming from, I also have to say that the people calling him a scam artist usually don't have that good of arguments… Although it does seem to be true that they give you a hard time if you want a refund.

Scam or Not?

We all have different opinions of what should be considered a scam and what shouldn't be, but in my opinion this is not a scam. He does provide a lot of value, even for the $2000 price tag, and I just do not see this being a scam because of that.

Now if it were some junk training program that no one was seeing success from then I would definitely call this a scam, but of course it isn't.

The Problem: 

There are two problems as far as I see… Two reasons that people were calling this a scam.

The first is that the sales pitch is a little bit too much. It is a bit over-the-top and misleading. This leads people to be sucked and because it sounds awesome, but they really don't know what they're getting themselves into… Which leads to them calling it a scam.

The second problem is that there needs to be a better refund policy. It is very hard to determine whether or not someone has put enough effort into this for them to be able to get a refund. There needs to be a more clear-cut policy for this so that everyone is getting treated fairly.

Conclusion - Worth The Money?

Saying that it isn't a scam and saying that it is worth the money are two totally different things. Just because it is in a scam definitely does not mean it is worth the money.

Whether or not it is worth it ultimately comes down to you. There are a lot of people who might be getting lured into this that aren't cut out for this line of work. As I mentioned earlier, Sam attributes much of his success to being able to evolve and change his introverted ways, but who is to say that this training is going to effectively help everyone change that needs to?

There is no doubt that many people are going to fail at this, but who knows… You could be one of those people that is cut out for it and might see great success. You are the only person who can answer this question.

But anyways… I hope you enjoyed my review and found it helpful. If you are looking to start a consulting business and think you have what it takes, I do think that Consulting Accelerator is a good program worth considering.

If you are starting to second-guess yourself and doubt whether this whole consulting business thing is right for you, you may want to take a different path and see how I went from $0 to over $6,000 a month working online. I know, I know... it is nowhere near how much Sam Ovens makes, but it is still a nice living and it still provides me with the "freedom lifestyle" that running an online business gives you.

Please leave any questions, comments, or concerns below and I'll get back to you as soon as I can 🙂

What Is Affiliate Marketing & Why Do I Recommend It For Beginners?

If you have been looking for ways to make money online, even for a short period of time, you have likely come across something called affiliate marketing.

Maybe you have heard that it is a scam and that you can't make any substantial money with it or maybe you heard that is a good way to make money online but you aren't sure how to get started.

For all those concerned that it might be a scam, I assure you that it is not. I have been making money via affiliate marketing online since 2015 and have been able to turn it into a full-time income, currently making me over $6000 a month.

Not only have I found it to be a legitimate and sustainable way to make money online, but I think it is a good way for beginners to get started for several reasons that I will discuss here.

What Is Affiliate Marketing?

In a nutshell...

Affiliate marketing is when you promote products online for companies and earn commissions when you help make sales.

There are all sorts of companies out there willing to pay people to promote their products… Amazon, eBay, Walmart, Best Buy, ClickBank, Dollar Shave Club, etc. Pretty much every company that is keeping up with technology and the Internet has in affiliate program that you can make money with by promoting their products.

How to Go About Doing It

There are a variety of ways to go about affiliate marketing, some that work and some that don't. For example, you could start posting affiliate links all over the place on social media and forms, but this is not effective although it seems easy. If it were this easy than everyone would be doing it.

Nowadays you pretty much need your own website unless you are some Internet celebrity and have some massive social media following. 

This is how I do it… By having my own websites that is.

I promote various products on my websites via affiliate links and earn commissions by doing so. Just about all of my website traffic comes from Google, which is completely free and one of the best and most sustainable ways to get visitors to your website.

A diagram I threw together of this process is as shown…

  • I create small niche websites
  • I promote products related to my website
  • I bring in traffic from Google and other search engines for free
  • I get paid commissions when people click on my affiliate links and purchase the products I am promoting
  • I am then very happy when I help make sales 🙂

Affiliate Marketing Opportunities

As I mentioned earlier, there are so many different affiliate marketing programs out there and plenty of opportunity in this industry.

The reason affiliate marketing programs are everywhere is because it is a win/win situation for both parties… You and the company. Just think about it… You are bringing more sales into them which in turn makes them more money. And then of course you make money… Win/win.

Any type of product you can think of you are able to promote as an affiliate and earn money… Jewelry, plants, food, workout equipment, computers, picture frames, paintings, Barbie dolls, shoes, video games, etc., etc., etc.

Below are two very good examples of big affiliate programs that you can find many different products to promote on…

Example 1: Amazon 

We all know Amazon… The e-commerce giant that is taking over the world. They have the largest affiliate program in the world and it is no wonder with there being hundreds of millions of products to promote in such a widespread popularity.

You can find just about any product imaginable to promote within the Amazon affiliate program (called Amazon Associates) alone. And this is just one company… One of many affiliate programs that exist on the Internet.

Example 2: Clickbank

Another good example of a rather large affiliate program that is popular is ClickBank. ClickBank is not as popular as Amazon, but it is definitely growing. And for those of you who don't know, ClickBank is a marketplace for digital products, such as e-books, online programs/systems, software, etc.

There are so many products that you can promote within the ClickBank affiliate program in a variety of different categories. In one thing that is nice is that you can find some pretty darn high paying offers here.

For example, you can see within the Health & Fitness category the first two offers that come up allow you to earn an average of $33.55 and $27.58 per sale, with the ability to earn as high as 90% commissions…

High commissions or common when it comes to digital product affiliate programs like this because they have so much profit margin.

Good for Beginners, But Why?

Not only is affiliate marketing a legitimate and sustainable business model, that many large trusted brands rely on to help drive in sales, but it is also something that I and many others consider to be great for beginners.

But why? Why is it good for beginners?  Why do so many top-level online marketers start out as simple affiliate marketers? Here are a few reasons…

#1 - It Requires Little to No Start-up Cost

First off it is extremely affordable. When it comes to online business in general, startup costs are already significantly lower than traditional brick-and-mortar businesses. However, there are many different forms of online business and ways to make money online and affiliate marketing is by far one of the most affordable.

You don't need much to be an affiliate marketer. It are the cost anything to have your own website… All you need is a domain and hosting which are more affordable than ever. Of course you are going to want a good training program as well, but you can actually get started with affiliate marketing training for free as I will show you shortly. And… You don't need to have your own products, which brings me to my next point…

#2 - You Don't Need Your Own Products

Think about how it works for a second… All you do is promote products for companies. There is no need for you to have your own product to sell. You simply pick some good products that are already proven to sell and promote them.

Product creation is a daunting task and can be extremely difficult, especially when starting out. Most online marketers, that do sell their own products, have created digital products such as e-books, educational material, and other information products because this is much more simple than dealing with the hassle of creating a physical product.

But you don't have to worry about any of that with affiliate marketing. It doesn't matter whether you are promoting a physical product or a digital product, all you do is promote

Other Upsides

And there are many other upsides to affiliate marketing, which aren't specifically good for beginners, but are good for anyone involved in affiliate marketing regardless of their skill level.

When upside that is a pretty big deal is how you can change the products you're promoting very easily. For example, if you're promoting some light up dog collar and the product gets discontinued, you can easily change your promotion to some other relevant dog collar. In other words, you are not chained directly to anyone business or product and have the flexibility to change what you are promoting simply by changing the link you are using.

It's also nice how you do not have to deal with customers when you are affiliate marketing. Remember, you are just promoting products and directing people to other websites. When you promote a product on Amazon and someone clicks on your affiliate link, they are directed to the Amazon website to purchase the product. You don't actually have to deal with the customer, deal with returns, complaints, etc.

And there are lots of other upsides that I'm not going to get into here.

But It's No Walk In The Park

Sounds pretty awesome right?

It is awesome, but one thing everyone must understand is that affiliate marketing is no walk in the park. As I mentioned earlier, if it were super easy than everyone would be doing it. But… Unfortunately it isn't.

You can just go out and start posting affiliate links everywhere thinking that you are going to strike it rich. These misguided approaches to affiliate marketing simply do not work. Unfortunately, there are a lot of scam training programs out there that lure people in by giving them the idea that they can make easy money doing this, and then provide them with some outdated crappy training that is never going to work.

I've been in this business for a while and reviewed plenty of affiliate marketing training program scams out there. So you just have to be careful with how you get started. Of course you need training, unless you want to spend years trying to figure out everything for yourself and likely wasting years of time in the process, but I'm guessing most people would rather follow a proven training program that works, which is what I want to talk about below…

Recommendation for Starting Out

There is by no means just one way to get started affiliate marketing. HOWEVER, there is only one recommendation I'm going to give and this is because know it works based on my experience.

You see back in 2015 when I first started out I didn't really know where to begin. I came across a lot of different methods/programs and wasted a bit of time trying to find something that works. Then I found it… The program I am talking about is called Wealthy Affiliate.

Wealthy Affiliate is an affiliate marketing training program and, in my opinion, the best one out there. In this program your provided with everything you need to do what I do, which includes:

  • Step-by-step training with plenty of video tutorials making things easy to follow
  • The tools necessary to get started (including 2 free websites + hosting and more)
  • Access to the community forum where you can interact with thousands of like minded individuals, including veterans like myself that make a living doing this
  • And a lot more I'm not going to get into

I know the program works because it took me from $0 to making over $6000 a month consistently online

If you are interested then I suggest you check out my review of Wealthy Affiliate here.

Please leave any questions or comments down below and I'll get back to you as soon as I can 🙂

Why Have a Mobile Friendly Website? – You DON’T NEED ONE If…

Why have a mobile friendly website? 

Is it really all that important? Can you get away with just a regular old website? And besides… What the heck is a mobile friendly website anyhow?

I'm sure you've heard the term before "mobile friendly", or maybe "mobile optimized", or even "mobile first". There are various terms out there but they all refer to the same thing, which I'm just going to refer to as mobile friendly from here on.

The truth is that, while you don't absolutely need a mobile friendly website, it can be a big help and if you don't already have one then you will likely notice big differences by converting yours to a mobile friendly version.

In the rest of this short article I will be going over what exactly a mobile friendly website is, why this is important, how to find out if you have one, and if you don't a quick fix to the problem.

What Is a Mobile Friendly Website?

Okay, so what exactly is a mobile friendly website well… In simple terms it is just a website that is optimized for mobile devices, meaning that people can visit your website from smart phones and tablets without any problem.

But what is it about certain websites that makes them mobile friendly and others that make them not so friendly?

Below I have a list of some of the top criteria for a site being considered mobile friendly.

What makes it mobile friendly?

1) Pages Are Responsive

The number one criteria that a website must meet to be mobile friendly is responsiveness. But what do I mean by this?

When I say that pages are responsive, I am meaning that the different pages of a website respond to the varying sizes of screens.

If you were simply to take the view of a website from a desktop screen and make it smaller so that you can see on a mobile device, this would be extremely "un-user-friendly". It would be very difficult for visitors to see what they are doing and they would have to be constantly zooming in and out, scrolling around in every direction, and it would just be a mess.

However, this is the problem that some sites have. If you go to a website that is not mobile friendly, you are just viewing the website on a mobile phone as if you were doing it on a desktop computer.

A mobile friendly website will reformat everything to make the experience much more simple. You will be able to simply scroll down on your mobile device without scrolling side to side, having to zoom in and out, and all that nonsense.

Can you simply adjust the settings on your website to make it mobile friendly? The answer is no. Unless you are a master coder, you will have to get a theme that is already mobile friendly, which I will discuss shortly.

2) Fonts Are Easily Readable

Another aspect to the mobile-friendliness is readable fonts. This is something that you can manually adjust on your website and that everyone should be able to do on their own, if your theme allows it. But not all themes allow you to change the font style. That said, the default fonts for most themes are usually easy to read and are good to go.

The reason that font choice is a lot more important when it comes to mobile devices is simple… They are much smaller and that is already a disadvantage when it comes to readability.

3) Image Display

Having optimal image display is also something that you could say is part of the criteria for being mobile friendly.

If you view your site on a mobile device, does it mess up the images? Does it make them incredibly hard to view?

This is something else that comes with the theme you have installed on your website. Some themes, such as the one I am using for example, optimize image placement and size for varying mobile device sizes.

4) Navigation

Having mobile friendly navigation is also key. Being able to navigate a website on a smaller screen makes things a bit more difficult, so making it as easy as possible for visitors to get to where they want to go is a necessity.

Menus are very important when it comes to this. Have you ever been to a website on a mobile device that has some massive menu that takes forever just to look through? And maybe it took you 10 minutes just to find the menu in the first place? Yeah… This is not what you want.

Often mobile friendly websites will have a little menu icon that visitors can click on to expand a full menu. This is what you want because the menu is out of the way and allows for the screen, as small as it already is, to be filled with other things, yet it can be clicked on and expanded by the user at any time.

This is something else that just comes along with a mobile friendly website theme. If you are viewing this post right now on a mobile device then you should see something like what I am talking about because my website is mobile friendly.

5) Other Ways to Keep It Friendly

The truth is that there are many ways to keep your site mobile friendly, besides that of simply using a mobile friendly theme. I'm not going to go over all of them, but another good thing you should think about is keeping your paragraphs on the shorter side in breaking up your ideas and thoughts.

As I already went over, reading things on a small device is already hard enough, you don't want to make things harder than they need to be. You don't want to jumble everything together into one massive paragraph that might take a couple minutes to scroll through. Break things up into nice, easy to digest, bite sized pieces.

This is something you want to do regardless. It doesn't really matter if people are on mobile devices or not, but I would say that it is a bit more crucial when it comes to mobile users.

Why It Is Important

So why is this also important? I mean… I get it… If people visit my website from a mobile device and they have a rough experience than they are more likely to leave in a short period of time. But is it really all that important?

The answer is Yes, it is.

According to Statista, the global mobile internet user population was a massive 3.9 billion in October of 2018. In North America 38.67% of all Internet traffic came from mobile devices, 37.08% in your app, and as high as 61.09% in Asia.

And if you think that is a lot, get this… The traffic coming from mobile devices is projected to increase astronomically by 2021.

What the chart above shows is the amount of "exabytes" of data used on average per month for a given year. In 2016 the global mobile traffic added up to 7 exabytes of data per month, but in 2021 it is estimated to increase by 7x that amount.

Now you don't need to know what exactly an exabyte is or anything… The point is that mobile traffic is increasing a lot, all across the world, and if you want your website to be effective for whatever its purpose is, you are going to want it to be mobile friendly.

You Don't Need One If...

This section I put here just kind of as a joke. The only time you don't need a mobile friendly website is if you want to have some crappy website that many people can't even read and leave soon after they come across it.

But who would want that?

How to Find Out If You Have One?

Don't know if your website is mobile friendly or not? Well don't worry, finding out is pretty darn simple.

All you have to do is go to, which is a free tool provided by Google, in order to find out.

When you click the link above and go to this website you will see the page displayed below where you will be prompted to enter the website you want to test… (You can enter any page on any website that you want to test)

Then you simply click the button to run the test and it will analyze your website. This may take a minute depending on the size of your website.

Then you will get the page shown below. It will either say your page is mobile friendly, or is not and it will also display an image of what your site looks like on a mobile device…

As you can see above, it did tell me that I have "page loading issues", but they turned out to be nothing for me to worry about… Just some scripts and stylesheets that didn't load, not actual pages.

Not Mobile Friendly? Here's a Fix

Years ago when smart phones were just becoming popular, it was rather difficult to make your website mobile friendly, simply because there weren't all that many mobile users yet and no one really cared about it, but nowadays it is pretty darn simple.

There are lots of different mobile friendly themes that you can get out there, both free themes and paid themes. A good mobile friendly theme will be responsive so that no matter what size of screen a visitor is viewing your website on it will be user-friendly, it will optimize image size for any device, it will make navigating your website easy, and so on.

Now I only have WordPress websites, so I only can speak for them, but all types of websites will have mobile friendly themes. And in case you are wondering, I use Thrive Themes. They have a variety of different mobile friendly themes that are conversion focused and work great.

So in closing, I hope you understand the importance of having a mobile friendly website if you didn't already. This is a big deal and not having one can massively affect success when it comes to the need to increase website conversions, whether it be selling a product, promoting a brand, getting people to opt into a mailing list, etc.

If you have any questions or comments, please leave them down below and I'll get back to you as soon as I can 🙂

Is Cash App a Scam? – Know This Before Downloading

Is Cash App a scam?

You probably were told to download this app by a friend, maybe you heard about in the media, or maybe it was just something you came across by accident. And now you're wondering whether or not it can be trusted.

I don't blame you, it is difficult to know what you can and cannot trust in the online world… Especially when it comes to entrusting an app like this with your hard-earned money.

In this review of Cash App I'll be going over all you need to know about it, including what exactly it is and what it does, showing you how to use the app, talking about bitcoin in the debit card you can get, cashing out, complaints and more.

Cash App Review

App Name: Cash, aka "Cash App"

Type: Online payment app

Creator: Square Inc

Cost: Free

Availability: iOS and Android devices

Scam?: No

Cash App

What Is Cash App?

Okay... So first off, what is the Cash App?

In a nutshell is basically a peer to peer digital payment app that is similar to PayPal, except I would say it is a bit more user-friendly and focused more on the peer to peer payment aspect.

This app is often used for simple payments between people who know each other. For example, you can easily Cash App your friend some money for that movie they paid for, or maybe for that big Mac at McDonald's in which you didn't have your wallet, or vice versa.

The app is incredibly easy to use, as a simple layout that is easy to navigate, and overall is a very easy way to send and receive money.

When you open up an account with the app you get your own "virtual wallet" and along with this you will get your own virtual routing and account number to get direct deposits. Additionally, you also can get a debit card that is linked to your account which has its benefits, buy/sell bitcoin and more. 

Oh yeah… And they don't charge any fees, which I know can be hard to believe.

The Company Behind The App:

The company that created this app is Square Inc. (website You may have not heard of them before but you probably have seen their products, maybe without knowing it. You've probably seen small business owners using remote payment processors, sometimes hooked up to their tablets or smart phones. Square Inc makes these things.

Their creation of Cash App is another way to help out small businesses. That said, it seems that most people using this app or people who know each other and send money back and forth.

How Does The Cash App Make Money?

The big question… How does this app make any money? I want to touch on this because I know that a lot of people are going to be wondering how this works. After all, it has to be making money, right?

Well… Square does charge a 1.5% processing fee on their Cash for Small Businesses feature. But of course many people using this app or even using this feature and will never have any fees on their transactions.

So again, how is it making money? This question is a curiosity for many people and there is a lot of talk about how Square will monetize this app in the future, such as this article in The Motley Fool. It seems that there will be more monetization coming down the pipe work that isn't a reality yet.

But anyways… The fact of the matter is that Cash App is 100% fee-less for the majority of people using it.

Using The App

Cash App is free to download. After installing it you will be prompted to enter your phone number or email address, which will be connected to your account. You will then be sent a verification code to enter in order to confirm the account.

After that you will be able to "add a bank" by linking your debit card number to your account, but you can skip this for later if you wish.

The last part of the initial account creation process is to create a "$Cashtag", which is a nickname used when people pay you.

Upon opening the app for the first time you will see the screen shown below…

In the upper portion of the screen you will see a little account icon on the left, "cash & BTC" in the middle, and a clock icon on the right.

If you click on the account icon on the left you will be taken to an overview of your account. Here you can check on your funds, your bank account info, debit card info, change settings, contact support and more. This is like the control panel of your account.

If you click on "cash & BTC" you will be taken to where you can deposit money/cash out as well as buy/sell bitcoin.

At the bottom of the screen you will see two buttons: Request and Pay.

Paying people and requesting money is a very straightforward process. What you would do is enter the amount you want to request/pay on that very screen, click on the button that you want to do, and then choose who you want to request money from or send money to…

When paying or requesting money you can choose a sender or receiver by entering their name, $Cashtag, SMS, or email...

The Cash App Debit Card

The fact that you can get a debit card linked to your Cash App account it's pretty cool, so want to talk a bit more on this.

With your debit card (aka cash card) you will be able to get instant discounts, use it to withdraw money at any ATM, and even get direct deposits. It works just like any other debit card and Visa is the brand behind it, so you know it can be trusted.

When I say you can get "instant discounts" with this card I'll explain what I'm talking about: we can do is add a "boost" to your card, which is a special discount offer when you use it somewhere.

For example, I just set up a new account as I am writing this and I have the following available "boosts" that I add to my card…

  • 10% off at Wendy's
  • $1 off at coffee shops
  • 10% off at Chipotle
  • 10% off at Whole Foods
  • 10% off at Panda Express
  • 10% off at Chick-fil-A
  • 10% off at Dairy Queen
  • 10% off at Shake Shack
  • 10% off at Domino's

And these discounts are for every visit you make. So if you would choose a 10% off discount at Wendy's, you would get 10% off every time you use that card there. It is not like a "one and done" type of deal.

Cash App Bitcoin

One of the more new features that has been added to the app is the ability to buy or sell bitcoin. Now this definitely isn't for everyone, and you should be well aware of the risks involved if you do choose to participate in this, but nonetheless it is a very nice feature that many people will appreciate.

When you go to buy/sell bitcoin you will first see a very basic price chart to give you an idea of what the price of bitcoin is looking like, and then you will be able to choose to buy or sell.

When buying bitcoin it will use the money in your account, which it will bring and automatically from your linked debit card if you don't have enough available. Then it will make the purchase of bitcoin automatically.

Square has what they call "subzero" bitcoin cold storage to keep your funds are safe. Basically what this means is that they store your bitcoin off-line so that it is "un hackable" and much safer. This is a precaution that any reputable cryptocurrency exchange takes these days.

If you want to withdraw your bitcoin or sell it, you will need to provide additional verification such as your full name, Social Security number, date of birth, driver's license, and a photo of yourself. This is pretty much standard procedure.

And the last thing that I want to mention about the bitcoin exchange feature that this app offers is the price at which you are able to buy/sell bitcoin app. It is not a big deal, but it does seem that the prices they offer are a bit higher than other exchanges.

For example, below that you can see that when I went to buy one dollar of bitcoin on the app the exchange rate was $6,441.22, yet at the same time I could have purchased bitcoin on Coinbase Pro (more professional version of Coinbase) for $6,358.80. It is not much of a difference, but I think it is worth mentioning.

They say that there is no fee when it comes to buying/selling bitcoin, but it seems that the fee may be somewhat incorporated into the price. But I really wasn't able to find out all that much information on this and this is just a guess.

Cash App Cash Out

So let's say you have a bunch of money in your account and want to cash it out. Maybe someone just sent you money for one reason or another, maybe you just don't feel like having so much money in your account anymore, whatever the case.

Luckily, this process is very simple. All you have to do is click on the "cash out" button, choose whether you want it transferred at a standard rate or instant rate, and enter your pin or touch ID to confirm the transaction.

If you choose an instant cash out you will be charged a 1.5% fee and if you choose standard there will be no fee. However, with standard it might take a few days to show up in your bank account.

Referral Program: $5 for Free

One of the cool things about this app is that they have a referral program in place where you can get $5 when you download and use the app as well as when you refer others to do so. You and your friends can get $5, for free, in your account at no extra cost to anyone.

So let's say that you download the app right now and enter my referral code… You and I are both eligible to earn five dollars for free. 

Here is how it works...

How to Use a Get $5 When Joining

Step 1) After you have downloaded the app you can click on the account icon in the top left of the screen

Step 2) Scroll down to the bottom and click on "Enter Referral Code"

Step 3) Enter this referral code to get the $5 bonus

Step 4) Link a debit card and send $5 using Cash App within the next 14 days. This can be done in one or multiple payments, as long as $5 is sent

Step 5) Enjoy the free $5 you just got!

Simple as that… All you have to do is join, enter the referral code, link a debit card, send at least five dollars over the app that it's that… You get $5 for free.


There is not an app out there that you will find which doesn't have any complaints. No matter how good something is, there are always going to be some problems in some people complaining. That said, Cash App has some incredibly good ratings and on it Google Play it has a 4.0/5 star rating with over 50,000 reviews.

But… As I said there are complaints and the following are some of the more common ones I have come across that you should be aware of…


When it comes to the support offered you are bound to be disappointed. They have no customer service phone number and emailing them can be a real pain, getting automated generic emails all too often.

Most of the complaints I have come across actually seem to stem from the fact that they do not offer phone support. Many people are complaining about not getting their cash fast enough and things like this. They unfortunately had to resort to writing a complaint because they were not able to get a hold of support fast enough.

Missing Cash Outs

I have read through several complaints from people claiming that they went to cash out, the money left their Cash App account, but it never ended up in their bank account. Many of the people complaining just haven't waited long enough for the money to come through, but some people claim to have started the process weeks or even over a month ago and still don't have their money.

I was reading complaints about this on Google Play and it seems that the support team is very quick to get in contact with these people and help them out. However, I have no idea if these people's problems were resolved… I have no idea if they were actually able to recover their funds. That said, I'm guessing that they were able to because, if not, I would expect to see some follow-up complaints from these people, which I don't see.

While this is obviously a very serious complaint, it very seldom occurs and when it dies, it seems to be fixed.

Being Scammed

And then of course there are complaints from people who have been scams. I'm talking about people who have sent money to the wrong person, or maybe to someone who turned out to be different than they thought. This is NOT Cash App's fault if this happens. However, if this has happened to you there is a way to get your money back, or at least potentially get your money back.

*Note: Complaints about glitches or technical problems with the app or pretty much nonexistent. This is very impressive to see. I have not read about anyone not being able to open the app or anything of this nature. This is not an app that you are going to have to worry about getting "stuck" during the middle of sending a payment.

'Oh No... I Got Scammed!'

So you got scammed, you lost money and now you are looking for a way to get back. What do you do?

Well… This depends on where the money you sent came from. They come from your Cash App account or did it come from a debit card that was links to your account? The procedure for getting your money back is different depending on the source.

From Your Account: If the money sent came from your Cash App account then you are going to have to deal with the Cash App support. I suggest getting in contact with them here: It might be too late, but if they are able to retrieve the money from the receivers account, you want to get in contact with them as soon as possible.

From a Linked Debit Card: If the money you sent came from a debit card that was links into your account, you're going to have to get in contact with your bank. Again, there is no guarantee that you will be able to retrieve your funds in the process may be different depending on what bank you have.

Is Cash App a Scam?

Cash App is definitely not a scam. This app was created by a legitimate company and there's no way they would jeopardize their reputation by putting out some cash grabbing scam app. I understand that some people feel scammed, but most of the stories I have read from people who claim to have been scammed are either ridiculous, don't make much sense, or have no proof to back them up.

Why people claim it is a scam…

There are various reasons, some of which that I came across include that: the app are charged a transaction fee (happens when you make instant cash outs), that the support sucks and there is no phone number to call for immediate help (understandable), that someone accidentally sent money to the wrong person and can't get it back, that money which was cashed out is missing, and so on.

Some of these claims that the app is a scam are legitimate and understandable, but many are not. The ones that are include things such as missing cash after having cashed out. However, as I mentioned earlier, it seems that these people problems have been resolved and they have been reunited with their cash… many of these people just complaining prematurely and I have no idea what happened to some other people's cash with this sort of problem.

Should You Use Cash App?

Are you looking for a super easy way to send and receive money… Make peer-to-peer transactions between friends and other people? Are you looking for an easy to use app that you can do this with on your phone… An app that is trusted (despite the complaints) in that you don't have to worry about stealing your money?

If you answer yes to any of these questions then Cash App might be a good choice for you. The app works great and it does exactly what it is intended to do.

After downloading the app you can use my referral code QHMDNJK to get your $5 bonus, which will also help support my blog here so that I can keep writing good reviews like this. 

If you have any comments or questions please leave them below and I'll get back to you as soon as I can 🙂

What Is The Best WordPress Theme for Affiliate Marketing?

I've been asked quite a few times what the best theme is for word press websites… And in particular what is the best WordPress theme for affiliate marketing, since I'm a full-time affiliate marketer and all.

There are probably many people all over the Internet who have already answered this question, but opinions will vary. There really is no right or wrong answer as to what the best theme is, there is only everyone's opinions as to what the best theme is.

In this quick post I will be going over what theme I have personally found to be very effective and that I have used for years, which I don't plan on changing any time in the foreseeable future.

What Theme Is Best? It Depends...

What you first must realize is that a theme that works really good for you may not work really good for another person. This depends on many things, such as your personality, your approach to affiliate marketing, and so on.

Just think about it for a second… Think about your personality and how that may be best reflected by a particular theme. If you are someone who is stern, strict, and write very well structured/organized articles on your website, you may want a more structured and straightforward website theme… Something basic. On the other hand, if you are someone who has a very flexible website and likes to blog about things that just roll off the top of their head, you may want a more relaxed and customizable theme that you can personalize more to your liking.

It all depends, but I'm not going to get into every little detail that it may depend on. One thing I do want to talk about is what type of approach you take when it comes to affiliate marketing, because this makes a big difference.

Your Approach Matters

What do you call yourself? Are you a blogger? Are you someone that has a comparison site and writes strictly reviews? What is it that you do or are planning to do?

What I considered to be the best WordPress theme for affiliate marketers is based on my own perspective as a blogger... Who also writes a lot of product reviews.

Now I have seen people that create affiliate marketing websites that resemble e-commerce sites. Basically they look just like e-commerce sites, but when you click to buy a product it redirects the person to the sellers website. If you are looking for a theme to go along with this style of affiliate marketing then what I'll be covering here is probably not what you are looking for.

What I Found to Be Effective

Okay... So you are probably at the point right now or you want me to just get to the point already. And I will do exactly that.

The theme that I use, and have been using for quite a while now, is FocusBlog by Thrive Themes.

Theme Overview

  • Name: FocusBlog
  • Angle Double Right
    Creator: Thrive Themes
  • Customizable?: Yes
  • Support?: Yes
  • Angle Double Right
    Cost: $49

This is the theme of the website you are currently on right now. What I like about this theme so much is that it has lots of room for customization, give you additional features inside the WordPress editor, is conversion-focused, and more… As I will go over.

You can see a demo of the FocusBlog theme here that was put together by Thrive Themes, the creators of it.

What Makes This Theme Awesome:

Below I'll be going over some of the many features that this theme has which make it awesome.

Thrive Shortcodes

The shortcodes are in addition that you will get inside the normal WordPress editor that you normally would not have. These shortcodes allow you to insert a number of different things into your pages/posts. These include things like buttons, grids, optin forms, Google maps, content tabs, number counters, custom fonts, and a number of different things.

They allow you to spice up your pages/posts so that they aren't just the same old boring text format all the time.

Thrive Columns

The columns feature is something else you get access to inside the WordPress editor, which you normally wouldn't have access to. As you can imagine, this allows you to easily create columns…

Just as an example below, you can see that I created three 1/3 sized columns below. Columns like this are often effective when you are comparing things side-by-side, such as prices and features of different products for example.

You can insert images into these columns and you can also choose to add buttons from the Thrive shortcodes that are provided…



WPX Hosting




Theme Options

With FocusBlog you also have a fair number of theme options so that you can customize it to your liking. For example you will be able to change between a variety of different theme colors among many other things such as being able to change the layout settings, blog settings, analytics/scripts, comments, etc.

Thrive Opt-In

Thrive Themes is the company behind the FocusBlog theme so there is no wonder that they have built in the ability to create opt-in forms… Since Thrive Themes is all about conversion focused websites.

With the Thrive opt-in feature you can easily put often forms that were created with your autoresponder service, such as Aweber or GetResponse, pretty much anywhere on your website.

Focus Areas

And yet another way to capture leads and increase conversions, whatever type of conversions you may be looking for, is to create Focus Areas.

With the Focus Areas feature you can create nice looking optin forms and then integrate them with an autoresponder service…

Other Reasons This Theme Is Awesome

#1 - It Loads Fast

You can't forget about site speed. You might find the most beautiful theme in the world, but if it isn't fast then it isn't something that you want. Just think about it… What is the first thing you do when it is taking a site too long to load? Well… Maybe you try refreshing, but many people just press the back button and find a different website.

FocusBlog by Thrive Themes is built for speed. It is not a bloated theme that is going to bog down your website. I don't have any statistics as to how fast the theme actually is, but it works plenty well for me.

#2 - Mobile Friendly

Something else that is very important to consider when choosing a theme is whether or not it is mobile friendly. If your website theme is not mobile friendly than you were going to be massively hindering your chances of conversions.

No one likes to go to a website on their smart phone where they need to zoom in on every single part of the website and navigate around left to right trying to locate what they are looking for… It is a hassle and will lead to many people just leaving.

FocusBlog, and all of the themes created by Thrive Themes, is mobile friendly. It doesn't matter if you are visiting at on a smart phone, tablet, whatever… It will look nice and be easy to navigate.

#3 - Pre-made Page Templates

This theme also comes with some pre-made page templates. This way you can load up some nice looking homepages, landing pages, sales pages, etc. and go from there. These can be a big help especially when you're just getting started, and/or just don't feel like going through the hassle yourself of creating such pages from scratch.

#4 - Tech Support

One of the many benefits you often get when you pay for a WordPress theme is technical support. That said, Thrive Themes definitely offers some of the best support from any sort of service like this I have ever been a part of.

I haven't had any troubles with the FocusBlog theme in particular, but I have used the tech-support quite a bit for the many plugins that have been created by Thrive Themes (Thrive Themes creates conversion-focused themes and plug-ins). I have never had any sort of problem and tech-support has always been great and very fast at getting back to you.

If you want to, you can actually give the tech-support limited access to your website and they can go in and fix any sorts of problems/glitches there might be, which is nice if you don't feel like doing anything.

The Cost

The big downside to FocusBlog is of course that it costs money… But with any good WordPress theme you are going to have to spend money. I mean you can get decent WordPress themes for free, but for "good" ones, you will have to pay.

As you can see below, the price for a single site license is $49. This will allow you to use this theme on one website. Included with that price is free updates for life along with free support for one year.

If you want to use this same theme on multiple different websites than you would want to go with the $67 "unlimited personal license". And if you want all there is to offer, you could go with the Thrive Themes Membership, which gives you access to all of their themes and plug-ins, along with unlimited use to all of them, for $299 per year.

I may Thrive Themes member and pay the $299 yearly. But this is because it is a much better deal for me since I use many of their plug-ins, such as Thrive Leads which is great for increasing website conversions as well as Thrive Architect that is great for creating beautiful landing pages.

For Those Looking for Something Free

I haven't used a free WordPress theme in quite some time, but did start out with multiple ones early on. In fact, I would switch between themes very often trying to find something that was perfect.

Omega is one of the nicer themes out there for bloggers in my opinion. It is a very clean and basic website, which I think often times can be more effective.

OceanWP and Modernize are two other very popular free themes out there that are good for bloggers.

What Theme Should You Use?

As I said in the beginning, there is no right or wrong answer when it comes to what theme you should be using. There are a variety of different opinions on this and you have to just find something that you like. You have to find what works for you.

Personally I really like FocusBlog by Thrive Themes and I know a lot of others that like it as well, which is why it is one thing that I definitely recommend for bloggers who are engaging in affiliate marketing. It is a great customizable conversion-focused WordPress theme that works as intended and that I have never had any problems with.

So I will be sticking with FocusBlog but by no means am I saying that you need to be going with this theme as well. However, I do think you should at least consider it.

You can get the FocusBlog theme HERE.

Anyways… I hope you enjoyed this post and found it helpful. Hopefully this is the theme you are looking to find and it will serve you well. Please leave any questions or comments down below and I'll get back to you as soon as I can 🙂

American Consumer Panels – Scam or Can You Really Make $25-$45 Per Hour Testing Products?

American Consumer Panels claims to offer a very lucrative product tester job that pays $25-$45 per hour, but what's the catch? Is this job really as awesome as it sounds or is there more to this that they aren't telling you? Is it possible that American Consumer Panels is a scam that is just going to be a waste of your time?

Unfortunately there is a catch, and it turns out that this is not a place I recommend to my readers. Why? Well… You will see in this review. I will be going over what American Consumer Panels claims to be, how they tell you that the product tester job works, requirements, the application process which is very strange, fake reviews, how I think they might be scamming people and more.

For your convenience, below is a quick navigation menu if you want to jump to a certain section 🙂

American Consumer Panels Review

Name: American Consumer Panels

Opportunity Type: Product testing jobs

Recommended?: Absolutely NOT, more than likely a scam

What Is American Consumer Panels?

American Consumer Panels (ACP) claims to be a consulting firm that specializes in product testing and product development work. They have a very nice and professional looking website, which makes this seem like the real deal.

The reason you are here is probably because of the in home usage testers, or IHUT job, in which you get to test products from home, get paid good, and get to keep the products most of the time. I mean who wouldn't want a job like this?? Not only does it pay good and is very easy, but it also is very flexible it is something you can do around your current job.

Product testing jobs like this are something that have been around for a while. Before companies launch products on mass scale, they want user feedback. Many times they hire third-party services, such as American Consumer Panels in this case, to conduct the research for them and get user feedback. It is common to see paid survey sites, such as Pinecone Research, pay people for product testing like this. However, the survey sites I have come across that pay people to test products do not pay nearly as well as American Consumer Panels, which is one of several red flags that I came across while reviewing this company.

If you are considering applying to become a product tester, I would definitely suggest that you read this entire review to the end because there are some serious concerns that I will discuss. 

How The Job Works

Everything seems to work just as it should, and there aren't really any red flags here. The job description is accurate and does seem completely legitimate.

The first thing you will have to do, not all the time but sometimes, is sign a nondisclosure agreement for the products that you are going to be testing. The reason some companies will want you to sign one of these is because the products maybe having been released to the public yet and they don't want you going around telling everyone about them.

You will be provided with a daily schedule that tells you what you are to be doing, such as product usage and recording daily general entries, etc. You are going to have to keep good documentation of your testing. This usually includes things like journal entries, snapshots, recordings, etc.

According to their website, you are also required to attend Skype meetings online, usually 2 to 3 times per week, with brand managers, account managers, and other high up people.


One of the reason is that this is such a sought after job is because there is no experience needed. You must be 18 or older, but don't need any sort of experience or degree. All you need is a high school diploma, which most people have.

And of course they also want you to be able to follow directions, write reviews, pay close attention to detail, be honest, and be able to work 15 to 20 hours per week.

As far as equipment goes, you must have a computer with reliable Internet and the camera or phone that is able to take pictures. 

How Much Do They Pay?

As I mentioned earlier, they claim to pay $25-$45 per hour and you are guaranteed to 15 to 20 hours per week. I mean seriously… Who wouldn't want a job like this? It sounds like a very easy and relaxing job, and with pay like this… Sign me up!

It sounds amazing and all, but this is actually a red flag for me. I just don't get why they would be paying people this much to test products. I have come across product testing jobs in the past, and I know that they can vary a lot and how much they pay their testers, but paying up to $45 per hour seems like a heck of a lot. Just doesn't really seem realistic to me and seems a bit too good to be true.

But anyways, to review this place and more depth, I decided to apply for the job to see what would come of it… Ian this is where things started to get pretty strange as you will see.

Applying for the Job - Okay.. This Is Strange

When you start the application process you will be guided through a series of five questions. These are just simple yes or no questions and you have to answer yes to all of them, which most of you probably well.

These are simple question such as whether or not you will be able to work the required amount of time, whether you will be willing to sign nondisclosure agreements, if you are willing to leave detailed feedback in your reviews, and a few others…

After you have made it through this series of questions, which should only take a minute or so, you will then have to enter your email address so that they can communicate with you if you are approved. 

All sounds good up until now. It seems like this is just a basic prescreening which most people would pass easily.

But after this is when things got weird…

The Strange Part

After submitting your email you are then asked to fill out your demographics and consumer profile by following two steps, which include 1) joining MySurvey and 2) VIP Voice, which are both paid survey sites…

Now what they tell you is that you will be joining the survey sites just to fill out the initial profile surveys so that they can get more information on you. If you have ever joined a paid survey site before, you know that demographic information that goes into creating your profile is important.

When you sign up for the sites you will be taken through some short surveys that will require you to submit information on your education level, income level, hobbies, household size, marital status, etc. All survey sites ask you demographic type questions like this so that they better know who you are in can better match you up with surveys.

But the big question is… Why are they asking you to join these panels? Why can't they just ask you these demographic questions themselves and not have you join to third-party sites?

I don't know… It just sounds very strange to me. At the bottom of the page they state that while you will be able to earn rewards on the survey sites, the real job here is with American Consumer Panels...

So in summary... They are using these survey sites to "establish your consumer profile in demographics".

I guess I'm okay with that, although it does sound very strange, but there are a few other major red flags that I also came across which make me more suspicious that this could very well be one big scam. The next thing I want to talk about its fake reviews, because it seems like this company may actually be going out of their way to create fake reviews in order to make this opportunity seem legitimate.

Fake Reviews - Red Flag

One thing that I always like to do when looking into a job opportunity like this is to read reviews from people who have supposedly worked the job before. I want to hear from people who are IHUT's (in home user testers) to see what they have to say.

There are a fair amount of reviews out there, mostly on the independent review site Glassdoor. The reviews are mixed, but I am hesitant to believe that they are truthful. It seems that the negative reviews are legitimate, but all of the positive reviews are fake.

Why do I think all the positive reviews are fake? Well… Because they seem to be very general and most of them seem to be saying pretty much the same darn thing with slightly different wording. It just doesn't seem realistic, and something else that doesn't seem realistic is that most of these positive reviews were posted within a very short amount of time. This company has supposedly been offering this user tester job for years, so why wouldn't there be some old reviews of it and why wouldn't the reviews be more spread out?

It just doesn't seem realistic. An example of one of these seemingly fake positive reviews you can see here…

Now don't think that fake reviews are out of the question. I have seen many opportunities before that have had many fake positive reviews. Reviews are a great way to gather some helpful insight, but you can't trust everything you read. A lot of times companies will actually pay people to leave positive reviews for them.

Not only do the review seemed fake, but let's not forget about the very strange application process which seems a bit fishy. These two things couple together are really making me think this might be a scam. In addition to all of this, there are also reviews claiming exactly that… That this company and job opportunity is a complete scam.

People claim that this is just one big ploy to steal your information… They advertise the job but just want you to give up your data so that they can sell it. Many people who have signed up for this job are complaining about getting multiple emails each day from the survey sites that ACP referred them to…

That is just an example of one of many negative reviews. In the negative reviews seem much more believable. Most of the people agree that is a scam that is in place to steal your information, but they don't all say the same exact thing with slight changes in wording. They seem to be a legitimate and they are also spread out as far as the time-frame goes, which raises no red flags.

Also, the possibility that this could be one big scam to steal your information is also not out of the question. People's personal data is worth money and this definitely would not be the first time I came across a scam involved in "data harvesting" as I call it. Some other "data harvesting" scams that I've reviewed include Reward Survey and

What's Really Going On Here?

Is it possible that this is just one big set up?… One big fake opportunity that's entire purpose is to steal peoples' personal information?

Well, it is definitely possible and it is seeming that this very well may be the case more and more.

The crazy part is that, although this company claims to have been in business since 2006, I cannot find one single reliable review on the user tester job. If this job really were as amazing as it is said to be, and really did pay up to $45 per hour than I would expect the people who do have these jobs to be leaving some pretty darn good positive reviews. But I'm not seeing this and this is very unusual.

There Is No Product Tester Job!

It seems that the logical conclusion is that there is no product tester job. It likely is just one big ploy to harvest personal data from people… As mentioned.

They tell you that somewhere around 97% of applicants do not end up getting the job, which leads you to believe that if you go through the application process and don't get contacted that this is just because you weren't selected. However, it seems that this is just a lie to keep people from thinking it is a scam when the reality is no one is getting selected for the product tester job because the job doesn't exist in the first place.

I Hope You Didn't Use a Good Email Address

Remember how I went over the application process and at the end you had to enter your email address? And also, when you sign up for the two different paid survey sites that you are referred to you also have to enter your email address. Well… If you already went through this process I hope you didn't enter a good one.

The reason I'm saying this is because you are going to be bombarded with emails you have no interest in. You will be receiving emails for paid surveys that they paid survey sites are offering and you may receive other spammy emails as well.

More Signs It Is a Scam

There are a few other red flags and signs that this may be a scam that however briefly.

#1 - The Website Was Just Created in 2015

One of such as that, as mentioned above, this company claims to have been around since 2006, as it states that the bottom of their website…

However, I cannot find anything showing that this is true in anyways. There is no information about this company prior to 2015, which is far from 2006.

I did a WHOIS search for their website, and found that it was created in 2015. Now of course she could say that maybe they had a different website prior to 2015, but nonetheless, this is strange.

#2 - Inactive Facebook Page

Something else that seems very fishy is that their Facebook page was created in 2016 Ian shows it very very little signs of activity. On the Facebook page there's literally a couple of very basic posts and nothing else. This definitely does not seem like something you would see for a reputable company that has been around for over a decade.

#3 - Can't Even Get In Contact With Them

On their website they provide a telephone number that you can call to talk to someone from the company. I decided to give it a try to see what I could find out as far as the product tester job goes. The phone number listed is (917)677-2043.

I gave the number a call and they said in an automated message that due to the high number of applicants for the product tester job, they would not be able to speak about this particular position and that if I wanted more information I should check the FAQ section or I could also email them at

So anyways... I sent them an email and patiently waited a reply. I was just asking some simple questions about the job see if I would get any reply at all and sure enough, I didn't. Instead this is what I received…

This email address that they gave me doesn't even exist! Yet another major red flag for the books. The more and more I look into this company and job opportunity, the more and more it seems like a scam to me.

Final Thoughts - Avoid

It is still a bit difficult to really determine whether or not this is an outright scam, or a legitimate opportunity for a legitimate company that just has very bad communication and a lot of suspicious signs that could possibly be explained.

However, this is definitely not a job opportunity I would recommend applying for due to what I have found. My guess is that this is a scam, I'm just not going to definitively say that it is. You can come to your own conclusion on this.

Just think about everything for a second… The job sounds too good to be true right off the bat. I mean making up to $45 per hour with zero experience as a product tester??? That seems insane. And then of course there is the whole thing where they refer you to sign up for paid survey sites, which really makes no sense to me. Why they can't have you submit your profile/demographic information directly to them is beyond me. In then there is the whole thing with the fake reviews, which I think most people would agree with me of their fake. Then there is the fact that this company claims to have been around since 2006, yet it seems to have no existence before 2015. There is the inactive Facebook page which is something you don't normally see with a company that is supposed to be legitimate. And lastly there is the fact that the email address they give you to contact them is a fake and does not exist.

So we have...

  • A job that sounds too good to be true
  • An application process that is very strange and doesn't make much sense
  • Fake reviews
  • No company history
  • An inactive Facebook page
  • An email address that does not exist

I don't know about you, but this isn't something I would get involved in, nor do I recommend.

So anyways, I hope you enjoyed my review and found it helpful. If you are looking for a legitimate way to make money from home, I would highly suggest taking a look at how I make a living working online, which is something that you very well might be interested in. I'm not going to get into it all here, but you can click the button below to learn more…

Also, leave any comments or questions down below and I'll get back to you as soon as I can 🙂

Clickbank University 2.0 Review – Scam or Good Opportunity?

ClickBank University 2.0 is promoted as a way to earn 6-7 figures a year from home. They claim that it can help you generate ClickBank commissions like clockwork and that if you join today you can even earn your first commission by tonight… But come on now… Is it really this great?

We all know of ClickBank and we all know they are a legitimate and reputable company, but is there online marketing training program really this amazing? Is this program the answer that is going to save you from the robots taking over the workforce? Or is it possible that ClickBank University 2.0 is a scam that I would recommend avoiding? 

In this review I'll be going over (hopefully) everything that you need to know to make a better and more informed decision of whether or not this is a good program for you. I'll be going over everything from the training, to the tools, a massive upsell, the support, the real cost, pros v cons and more. This review is going to be pretty lengthy and detailed, so you can use the quick navigation below if you want to jump to a certain section 🙂

Clickbank University 2.0 Review

  • Name: Clickbank University 2.0
  • Product Type: Digital product creation and online marketing
  • Cost: $47/mo + massive upsell
  • Angle Double Right
    Recommended?: Yes, mainly for people looking to create their own digital product

What Is Clickbank University 2.0?

ClickBank University was founded in 2013 by Matt Hulett, Adam Horwitz, and Justin Atlan. It has went through a lot of changes over the years, which is why is now called ClickBank University "2.0". And even with it being the newer version, things are still evolving… Training being updated and as such as times change.

But anyways… CBU 2.0 is a digital product creation and affiliate marketing training program that is mostly geared towards beginners looking to get started making money online via ClickBank. Overall the program is good, and it is nice that you learned straight from the source (ClickBank themselves), but there are a few downsides that I will go over in this review.

Can you really join today and start earning commissions by tonight? Sure… I guess it is possible, but it really isn't likely. This is just some typical somewhat misleading online marketing.

The Training

When it comes to the training that CBU 2.0 offers, there are two different paths that you can take. You can choose to learn to make money as an affiliate or as a vendor. When this university program first opened up, there was only training for becoming a vendor, but since then they have added affiliate training as well.

Overall the training is well laid out, easy to follow, and very professionally made. It is in video format, has lots of screen tutorial videos, and also can be viewed in written format, which can be better at times.

No matter which path you take, you will notice that once you get to week 3 the proceeding content is locked, and to unlock it you have to email the CBU team. They say that this is this way to keep people on track and keep them from jumping ahead. Now I'm not sure exactly how true this is, but I do know when it comes to "make money online" programs like this people do tend to get a little bit too excited and jump I had at times… But whatever the case I think it is a bit unnecessary.

Below I will go over each of the two training programs in more detail so you know what you're getting yourself into…

Affiliate Training Program (8 Weeks)

The affiliate training program is an eight week program called ClickBank Affiliate Mastery.

Now if you don't know affiliate marketing is, let me explain this briefly before jumping into the training: affiliate marketing is when you promote products online and earn commissions when you help make sales. It is particularly good for beginners looking to make money online because you don't need to create your own product or sell something that is yours… You just promote someone else's product.

The ClickBank Affiliate Mastery course is taught by Adam. The eight weeks are focused on the following…

  • Week 1 - Affiliate Marketing on Clickbank
    • This is going to be just a basic introduction to affiliate marketing on ClickBank
  • Week 2 - Understanding Affiliate Marketing
    • Here you will be given a general overview of the process
  • Week 3 - Finding Your Passion
    • It it is important that you find products that you are passionate about to promote, which is what the focus is in week three.
  • Week 4 - The Ultimate Affiliate Funnel
    • This week is focused on funnel creation
  • Week 5 - Free, Free, Free: Always Over-deliver
    • Here you will learn about over delivering as a way to lure in new customers, in particular by giving away something for free
  • Week 6 - Writing The Perfect Swipe
    • In week six it is all about writing a good swipe to help convert more customers
  • Week 7 - The Email Blueprint
    • Email marketing is a big deal. You have probably heard people say that the money is in the list. Well… And this week you will learn about email marketing and how you can use it for affiliate marketing.
  • Week 8 - Scaling and Expanding
    • Lastly... You are going to want to know how to scale and expand your affiliate marketing business so that you aren't stuck doing all the tedious small tasks that you originally did.

Now an eight week training program is fairly lengthy and seems like it would provide a great deal of information, however there are complaints about this training not being nearly as detailed as it could be, and even outdated in some areas.

There could be more tutorials going over exactly how to go about doing the steps, rather than just giving broad overviews. Knowing what to do is one thing, but actually going through the process is different.

As I said, this affiliate training program is something that they added to the ClickBank University more recently, which is nice, but it is lacking in areas in there are other affiliate training programs out there that I would recommend, which I will go over later in the review.

The vendors training is where it all started for CBU...

Vendors Training Program (12 Weeks)

The ClickBank Product Mastery course is 12 weeks long and is taught by Justin. It is a longer and more detailed course, which makes sense because this is where CBU started and creating your own product as a vendor is more complicated than simply promoting other people's products.

The 12 weeks are as follows...

  • Week 1 - How Everything Works + Setup for Success
    • Week 1 is basically an introduction to how everything works, duh, and focus is on getting things set up.
  • Week 2 - Finding Your Product Niche
    • Just as with affiliate marketing, when you create your and products you are going to need to figure out which niche you want to go into. Coming up with a niche can be difficult but this is very important because you want to create a product in a niche that you are passionate about.
  • Week 3 - Creating Your Avatar
    • Who are you and what are you like? How do you want to be represented? This is all about creating your Avatar, which might seem somewhat unnecessary, but I'm glad to see they are including this in the training.
  • Week 4 - Course Content Creation & Outsourcing
    • As the title suggests… This is all about creating your content and outsourcing, which there's a good chance you are going to want to do.
  • Week 5 - Your Perfect Upsell to Maximize Sales
    • If you are familiar with ClickBank products then you are well aware that they all have upsells. ClickBank products are famous for their up-sells… Usually 2 to 3 of them which can be annoying. However… These upsells can make you money and this is the focus of week five.
  • Week 6 - High Converting Sales Copy
    • Week six is all about creating a good sales copy, which is obviously very important.
  • Week 7 - The Easy VSL
    • VSL stands for the video sales letter, and these can be very effective. You we'll see just about every professional promotion out there containing a VSL... This is because they work.
  • Week 8 - Finalizing Your Product Via Builder
    • Here the focus will be on the ClickBank Builder 2.0 tool that I'll discuss below.
  • Week 9 - Getting Up On Clickbank
    • Here you will be taken through the process of getting your product and everything up on ClickBank.
  • Week 10 - JV Managing
    • When you create your own product you can have affiliates promote it, just as you would for other people if you were to go through the affiliate training that I discussed above. JV stands for "joint venture" and this is all about working with affiliates, which is easy to do through ClickBank.
  • Week 11 - Split Testing
    • Not much to say here… Split testing is absolutely necessary.
  • Week 12 - How to Scale
    • And lastly of course there is scaling. After you have your business up and going, now it is time to scale.

Tools & Other Resources

In addition to the training, you will also be provided with other resources, some necessary and some not, that will be helping you with your online business.

Toolkit & Traffic Center

The toolkit in traffic center is basically a library that shows you how to use different tolls for automating your business, some free and some not, along with some training on driving traffic to your offer.

The tools that you are referred to use our third-party tools, which you will be able to get a discount on through ClickBank University. There it's a lack of training when it comes to actually using these tools, but you can easily find tutorials on YouTube if you want to. However, it would be nice if there is more detail in this training program.

When it comes to the "traffic center", there isn't much to be said. Overall the training is seriously lacking and only focuses on running Facebook ads in doing Instagram shout outs. Not only could there be more detail provided on both of these advertising methods, but what about SEO, Bing ads, Google AdWords, using Facebook pages and Facebook groups for advertising, what about Pinterest??… The list goes on.

They really cut it short with the traffic training in this is definitely a disappointment. Without traffic you don't get any sales… It doesn't matter how good of a product you created or you are promoting… Traffic is the "lifeblood" of online business, as some people call it.


On the platform you also have access to interviews that the ClickBank guys did with gurus such as Gary Vanderchuk, Mike Whitefield, Tony Almeida, and many others. These are fairly in-depth interviews, usually around 30 minutes or so, and are on a bunch of different topics that have to do with online marketing. They could be focused on things like branding, pre-selling, etc.

You can get nice little nuggets of information from these interviews, but they really aren't anything that special. They will give you some good broad ideas that are definitely helpful, but that's about it.

Add-on Training

In addition to all of this, you also get add-on training that is focused on various aspects of online marketing, such as advertising, copywriting, YouTube ads, etc. It it is nice that they do provide some additional traffic training here, but I would still like to see more.

One of the good things is that by being a CBU 2.0 member you also get access to new courses that are added in the future, but of course we don't know what these will be.

Clickbank Builder (Builder 2.0)

ClickBank Builder 2.0, or just Builder 2.0, is the massive upsell that I mentioned in the beginning of this review. After you join ClickBank University 2.0 you will be pushed to purchase this upsell, which costs a massive $594.

Now it isn't completely necessary to purchase, however in the training there is some focus on this and they pretty much act as if you have already bought it, so if you don't buy you may feel a bit lost at some points.

But anyways… ClickBank Builder is a sales funnel creation software where you can drag-and-drop different elements around to create really nice looking sales funnels to promote your ClickBank offers.

Basically it allows you to create small sales funnel websites designed to get people to purchase your product, or the product you are promoting. It might be worth buying if you are serious about creating your own product, but for complete beginners that are looking to get started with the affiliate marketing side of things, this probably is not for you.

The sales funnels that you will be able to create through ClickBank Builder 2.0 will be hosted by ClickBank themselves. This gives an advantage over other similar software out there, because it allows you to seamlessly integrate your funnels with your ClickBank offers.

Thrive Architect by Thrive Themes is a good, much cheaper alternative. This is what I use for all my sites.

Support... Is It Any Good?

When it comes to programs like this, support is essential. There is nothing worse than getting involved with some training program, getting lost at some point (which is pretty much inevitable) and then not being able to get the support you need to get back on track.

I remember when I first started out online in 2015 and how lost I was at times. I've been there and I know what it's like.

But anyways… Is the support offered with ClickBank University 2.0 any good? Or are you going to get lost and receive absolutely no help… Just being another number in the system lost for good?

Well… Yes there is support. There are several different ways that you can get help if you have a question or are stuck on something. You can get help via the weekly live Q&A, the CB forum, or the support team.

Weekly Live Q & A

Maybe I should have listened this above, but it is a form of support so I am talking about here.

The weekly live Q&A day is just as it sounds. It is a live Q&A session where you can ask questions and hopefully they will get answered… Emphasis on "hopefully". From what I have read these Q&A sessions are basically just a bunch of random questions being answered and are best for newbies.

They don't really have any focused and for many people are probably just going to be a waste of time.

The CB Forum

Another way that you can get help if you are stuck on something is through the forum. You can ask any question on the forum and hopefully it'll get answered, maybe by one person and maybe by several people.

The form appears like this…

I was reading some old reviews and apparently this form has improved a lot over the years. It has become much more organized and active, however it is still lacking in my opinion.

I read one review where someone mentioned that you have to login to a different portal to access the forum. This is a good point. Having to log into somewhere else just decreases activity. It would be nice if this form was contained right along with all of the training and everything else at CBU.

I'm a member of Wealthy Affiliate, which is my top pick when it comes to affiliate marketing training, and they are well known for their very active and lively community for them. So maybe my expectations are just too high when it comes to this.

The Real Cost

So let's talk about price for a bit. You have the $47 per month membership and you have the massive $594 upsell for ClickBank Builder 2.0, which isn't mandatory but is definitely pushed on you hard, AND… You can't forget the other tolls that you are referred to along with the fact that the traffic training they provide to you is focused on paid traffic and not on all of the awesome free traffic generation techniques that exist.

This is just something to keep in mind if you are looking to get involved with CBU 2.0. I really don't think that the course is overpriced by any means, there is plenty of value considering the membership price. The only questionable price would be for the ClickBank Builder 2.0. Sure... It is a very easy to use software that you can create really awesome funnels and landing pages with, but $594?? That seems a bit steep.

Pros v Cons


  • Straight from the source - You learn how to do affiliate marketing or so will your own product on ClickBank from ClickBank themselves. Right off the bat that sounds like a great idea... certainly a bigillion times better than scams like the CB Cash Code program.
  • Very professional - The training is very professional and good quality. Sure, is lacking in areas, but it is well laid out and there was obviously a lot of work that went into creating it all.
  • Good way to create your own product - This course, in my opinion, is pretty good if you are looking to create your and digital product. ClickBank is a great marketplace for selling digital products and the vendor training is on the better side.


  • Lacking traffic training - As I've mentioned multiple times, there is a lot more training they could have provided when it comes to traffic generation. If you are a vendor then much of the traffic will be handled by affiliates, but if you are an affiliate this is going to be more important. It is definitely still important for both product vendors and affiliates however.
  • Forum could be more active - Community forms like this are often overlooked. Back when I was a beginner I received is so much help through forums by other members I don't know if I would've made it without them. That said… The CBU forum is getting better but just isn't as active as it could be.
  • More expensive than it seems - As I've discussed, things are going to get more pricey than they may seem at first.

Is Clickbank University a Scam?

I think that is pretty obvious ClickBank University 2.0 is not a scam. The and the reason I am including this section and my review is because I know a lot of people are going to be asking it.

CBU 2.0 is a professional training program developed by ClickBank themselves, which has a pretty good reputation for being one of the larger digital product marketplaces out there, although I would say it is declining over the years, but nonetheless it is a good program.

I guess you could say that some of the promotional material out there for CBU 2.0 is somewhat misleading, such as how they lead you to believe that you can join today and start earning commissions tonight, but it is still far from a scam.

Final Opinion

There or lots of different reviews out there on this program, some good and some bad, mine is a bit in the middle. My final opinion is that this training program is best for aspiring vendors that want to create their own digital product, but I think there are better options for people looking to get into affiliate marketing.

There it is a heck of a lot going on here and I think it might be a better choice for them to separate the two training programs, vendor and affiliate, in definitely add additional training to the affiliate side of things, in particular when it comes to traffic generation which should be a major focus.

My Recommendation

If you want to be a vendor and make money selling your very own digital product, then this is definitely a program I would suggest getting into. Truth be told, I don't know all that many other programs out there that I can compare it to when it comes to this, but from what I see this is definitely a program that could get you to your end goal… Which would be making money selling your product on ClickBank.

That said, if you are looking to make money as an affiliate marketer, which is probably the easiest way for beginners to get started in online marketing, there are better options out there. My recommendation would be Wealthy Affiliate, which is actually where I started back in 2015 when I first started looking for ways to make money online.... And I now make a living doing this which goes to show that it works.

Wealthy Affiliate is pretty much solely focused on affiliate marketing and provides a heck of a lot more in depth training when it comes to this. It is just a much more rounded training program for aspiring affiliates and is definitely my recommendation for such. I'm not going to get into it all here, but you can click the button below to read my full review of Wealthy Affiliate:

Any questions or comments? Leave them down below in the comment section and I will get back to you as soon as I can 🙂 Also leave your own review for CBU 2.0 if you have one, as I am sure it will benefit other readers of my review here.

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