ZmartBit Review

Is ZmartBit a Scam? – NOT SAFE!

ZmartBit is a new bitcoin earning pyramid scheme that claims to be “the biggest business opportunity of your lifetime”, but should you join? Is ZmartBit a scam?

Ya, pyramid schemes are illegal in most countries, but if you can make a ton of money fast then it still might be worth the risk, right?

Well, I certainly wouldn’t recommend joining because if you do there is a good chance you will never see any returns on your initial investments.

There are a lot of red-flags. First off, we have absolutely no idea who the owners of the website are or anything about the people running the scheme. They don’t provide any info. The people running it claim to be a “group of people with many years of experience in the Network Marketing industry”, which just makes things seem even more scammy because it would be nice if these people had some knowledge and/or experience with cryptocurrency!


This is a major red-flag right off the bat. And after a quick search on Scam Doc it seems that the ZmartBit website ( has a measly 1% trust rating… which is the lowest rating possible…


The reasons given for the very low trust rating include:

  • The domain name is very recent (true, it was just registered on September 20th, 2019)
  • It has a short life expectancy (not sure how they determine this but it’s definitely not good)
  • The site is suspected to be a source of spam (again, not good)

So right off the bat things aren’t looking too good… but let’s get into the review and go over how this money-making scheme actually works so you can get a better idea of what it’s all about.

ZmartBit Review

In a nutshell, ZmartBit is a another bitcoin pyramid scheme that you buy into and then recruit others in to make money.

The reason I say “another” bitcoin pyramid scheme is because there have been plenty in the past. We’ve had Bitty Cash, Bitcoins Wealth Club, Ads Crypto and a lot more.

This scheme does have a product they “sell” in order to try to come-off as being legitimate, however, the money making opportunity is at the core of what they offer and you must join as an affiliate to even get access to their product.

This is very shady activity. You can’t be a normal customer even if you want to. You must buy into the scheme opportunity.



At first it seemed like ZmartBit could be just some sort of cryptocurrency software wallet. They mention that ZmartBit will allow for user-to-user transactions and they also mention that you will be able to store your Bitcoin with ZmarBit… sounds just like any wallet at this point.

But then they go on to mention that you can:

“Learn everything from the Cryptocurrency world, at an affordable price and have access to the biggest business opportunity of your lifetime”

What they are talking about here is an educational course that they offer called “Crypto University” (aka Bitcoin University). This is their only real product… but as mentioned, you will have to buy into the pyramid scheme to get access to it.

With Crypto University they tell us that you will be “able to learn everything from the cryptocurrency world”, but these sorts of educational programs are mostly a thing of the past. There is so much free information available on Youtube and Google that paying for educational material on cryptocurrency is ridiculous. And, I doubt that the material is that good anyhow.

*Note: This sort of cryptocurrency pyramid scheme that provides educational material as a product to try to come-off as being legal is also nothing new. In the past we have seen CryptoWorld Network, Bitcoin Frontiers and others do the same… and they didn’t turn out to be much.

The Business Opportunity

In order to buy into the business opportunity you must pay at least $260, and this is just to start out. There are 10 different levels in this pyramid scheme and you must pay more money to advance up each level, as well as recruit others in.

Compensation Plan

Starting out at Level 1 (White) you pay $260 and there are 4 positions you can earn from, in which you will earn $125 for each recruit. To advance to Level 2 you will need to fill those 4 positions, and then of course pay more money.

At each higher level the number of positions increases, first by a multiple of 4 going from Level 1 to Level 2, and then by a multiple of 2 every level after that…

  • Level 1 – White
    • Costs $260
    • Can earn $125 per filled position
    • 4 positions total
  • Level 2 – Green
    • Costs another $260
    • Can earn $156 per filled position
    • 16 positions total
  • Level 3 – Yellow
    • Costs $530
    • Can earn $156 per filled position
    • 32 positions total
  • Level 4 – Orange
    • Costs $1060
    • Can earn $156 per filled position
    • 64 positions total
  • Level 5 – Blue
    • Costs $2100
    • Can earn $156 per filled position
    • 128 positions total
  • Level 6 – Pink
    • Costs $4200
    • Can earn $78 per filled position
    • 256 positions total
  • Level 7 – Bronze
    • Costs $8300
    • Can earn $46 per filled position
    • 512 positions total
  • Level 8 – Silver
    • Costs $8400
    • Can earn $23 per filled position
    • 1024 positions total
  • Level 9 – Gold
    • Costs 8500
    • Can earn $11 per filled position
    • 2048 positions total
  • Level 10 – Platinum
    • Costs $8600
    • Can earn $6 per filled position
    • 4096 positions total

As if the fact that we know nothing about the people running this and how the costs to level up increase drastically while commissions go down drastically… isn’t bad enough already… this is guaranteed to fail.

Why This Is Guaranteed to Fail

There is no ifs, ands, or buts about it… this sort of pyramid scheme setup will fail and is guaranteed to fail.

Here’s why:

The reason is because the only people joining are those buying into the money-making scheme. There is no one that is buying in just for the products, and as mentioned you can’t even do this if you want to.

So, in order to recoup you initial investment you have to recruit in more people. You will have to recruit in at least 3 people to make back the $260 that it costs to sign up initially… and then those people will have to do the same in order to get back their initial investment.

This is how pyramid schemes work. They are completely reliant on new recruits coming in… and of course this isn’t sustainable forever.

So what happens in the end is the overwhelming majority of people that are low on the pyramid end up losing money rather than making any.

Yes there are some people that make a lot of money from pyramid schemes, but in order to be one of these people you have to get in early and you have to have some way to recruit mass amounts of people.

And this is assuming that the people running the scheme will actually pay you, which I am hesitant to believe based on the fact that we know absolutely nothing about the people behind this.

Conclusion – This Is a Bad Idea

  • We don’t know anything about the people behind this scheme
  • Low trust rating from Scam Doc
  • Can’t purchase products without buying into the scheme
  • Cost to level-up increases while commission payouts decrease
  • Mathematically guaranteed to fail

It’s just not a good idea.

As mentioned, yes it is possible to make money with pyramid schemes if you get in early enough and are able to recruit a lot of people to join… but this ZmartBit doesn’t look very well organized and in my opinion it won’t be long before it vanishes from the face of the internet.

So do yourself a favor and avoid it.

It you want a legitimate way to make money online (not a pyramid scheme) then you can always take a look at what I do… and have been doing since 2015.

Here is my free guide

I hope you found this review helpful. Please leave any comments or questions below and I’ll get back to you as soon as I can 🙂

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Viral Work Scam
Uncategorized Is a Scam – Not a Chance You Will Make $500 a Day!

They tell you that you can make up to $500 per day just buy completing simple tasks and inviting friends to join Viral Work, but can you really?

I’m sure you or probably thinking the same thing I was when I came across this for the first time–which is that this sounds way too good to be true… And you know how the saying goes “if something sounds too good to be true then it probably is”.

This saying fits this particular situation perfectly, because this is in fact not true, AKA it is a SCAM–and in is quick review I’ll be showing you why it is and why you need to avoid joining this site.

Viral Work Review

Right off the bat, when I first came to the website ( I was already fairly certain that it was going to be a scam. But of course you can’t always judge a book by its cover, so I decided to dig a little deeper and in this review I will be uncovering and exposing what I found.

If you have ever been on my website before, then you know that I routinely expose online scams, so after landing on this website my scam sensors were going off in the red.

They claim that you can simply sign up, invite friends, complete tasks and cash out. There are lots of websites that will pay you to complete simple tasks, such as filling out surveys, playing games, watching videos and such–and there are also legitimate websites out there that will pay you to invite friends, but I have never come across a legitimate website like this that is willing to pay so it worksThis place claims to pay a whopping $15 for every friends that you invite that joins, and $5 for every person you invite that just clicks the link!

That is insane!

And they claim to pay $30 for every task that you complete, which will only take three to five minutes!

Legitamite websites that will pay you to complete surveys, do simple tasks, play games, watch videos, Etc–such as Swagbucks–generally only pay between $0.50 – $2.00 for a survey that takes 10 to 15 minutes to complete.

So how the heck can Viral Work pay so much?

Suspicious isn’t it?

But anyways… They claim to have 10 years of experience doing this, have 4 million members, and have already paid out $800 million…


But of course this is all a lie and the first thing I want to disprove are the statistics that I just mentioned…

The Statistics Don’t Add Up

I was doing something around and decided to search for information on this website on ScamAdviser. Below you can see that this website is only 23 days old (at the time of me writing this)…

ScamAdviser Search

So the big question is: How the heck can this website have 10 years of experience, four million members, and have already paid out $800 million if it is only 23 days old?

The answer: IT CAN’T

Even Swagbucks has not paid out anywhere close to $800 million and they are probably the largest of these types of websites.

Why The Sudden Name Change?

What you should also know is that this ViralWork website has a bunch of different variations.

Two of the other names it has went by include Viral Pay and Viral Dollars, both of which have the same exact layout and tell you the same darn thing–which is that you can easily make $500/day.

Viral PayViral DollarsThis then makes you wonder, why does this place keep changing their name?

I think the pretty obvious answer is that people eventually catch on to it being a scam and once it starts receiving too much negative attention, they simply re-brand the scam under a different name and start promoting it as something entirely new.

This type of thing is very common and I have seen it done countless times–definitely nothing new here.

This Is What Happens When You Join

So you may be wondering, what happens when you join? How does this place scam you?

Well, fortunately you more than likely are not going to get scammed out of your money, however you will probably waste a bunch of time and this will lead to some serious anger and frustration.

Basically what happens when you join is this…

After entering your information, such as name and email address, you will then be directed to the dashboard:


Of course you will see an area where you can share your affiliate link and supposedly earn $15 for every person that signs up through it.

You will also see a bunch of “available jobs”, which really aren’t jobs at all, that supposedly pay $30. And not only do these “jobs” supposedly pay $30, but they also give you a chance to win free things, such as $100 gift cards as you can see here:tasks

But don’t think for a second that you are actually going to be able to win those $100 gift card, because you won’t. When you click on one of the offers you will be directed to a website titled “National Consumer Center” and you will be told that if you collect 100 points you can get the free $100 gift card, in this case for McDonald’s:


The catch is that you will never get last 100 points. You will basically be let around in circles, completing survey after survey, signing up for different things, and entering all sorts of information all over the place. This is the “job”.

What’s The Point?

So you may be wondering what is the point of all of this? Why would a website like this be set up to lead users around in endless circles entering information?

The reason is because this website is likely selling your personal data for money–YES this sort of thing does exist and there is big money in it.

So if you did join, you will likely start receiving a bunch of spam emails, promotions, sales calls etc.

Final Thoughts – Avoid

Well, obviously I’m not going to be recommending any of my readers to sign up for this website. You will definitely not make $500 a day, nor will you ever make $500 here.

This website is just another scam that is going to be a waste of your time.

If you are serious about making money online and or looking for a legitimate way to do so, I would highly recommend taking a look at how I make a living working online here–which I have been doing since 2015.

Comments or questions? Leave in below and I will get back to you as soon as I can 🙂

I hope you enjoyed this review. And if you did–give it a share!

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24/7 Wealth Club scam

24/7 Wealth Club – Scam For Sure [Review]

There is this new scam going around called the 24/7 Wealth Club which claims that you can earn $13,127 per week, but of course this is not true.

It is a scam, as you probably suspected, and I decided to take the honors of exposing it for such.

Unfortunately when it comes to making money online there are more programs/systems out there that will do the opposite–as in just lead to you losing money online. This is one of those systems.

24/7 Wealth Club Review

You probably got some email about some amazing new opportunity to make money online that you have been chosen for, or something along these lines, and clicked the link that was provided.

How do I know this? Well, because this is how it usually works and I have reviewed plenty of similar scams in the past.

Then you landed on the video presentation and obviously sounded way too good to be true.

Seriously… You “can get set up in minutes” and “earn up to $13,127 per week” starting today?

If you are earning $13,127 per week then that would mean you are earning around an average of $1875 per day. And since the guy is telling us that you can get started today making this amount, does this mean that he is telling us you can earn $1875 today?

This is kinda how it sounds and that is ridiculous.

Tons of Red Flags

#1 – You’ve Been Hand Picked to Join

One of the first things you are told is that you have been selected by one of this guy’s “very close multimillionaire business partners”.


You have to ask yourself, why would you get selected? Why would they think you are the perfect pick? And what do they even know about you to make such a pick?

The truth is that you have not been handpicked and they know nothing about you. This program is being promoted to as many people as possible via email. Anyone’s email address to these people have are getting emails about why they should join–and they’re being told the same thing.

#2 – Don’t Share This Video

Of course you are told not to share this video because it is only for your eyes. He tells you not even to share it with your family and friends.

One thing he said that can be easily proven as a lie is that he has done everything to make this video only able to be discovered by the right people. This is far from being true. Anyone can go to and check out the video for themselves.

24-7 Wealth ClubHe is just telling us the stuff to try to make it sound like some incredible opportunity that you can’t afford to pass up.

#3 – Completely Automated

Whenever you come across a system online that is “revolutionary done-for-you money making system”, it it is probably best to stay clear of it–or at least do some research into it beforehand.

Making money online is not the super easy 100% automated push button system that is often portrayed as being.

#4 – Lack of Income Proof

At one point in the video presentation the spokesman talks about several different members of the system that are making thousands upon thousands of dollars every day, yet he offers no proof of this. As far as I’m concerned, what he is saying are just empty words–without any proof how can I trust this?

#5 – Only 9 Spots Left!

As expected, because I see this kind of thing with pretty much every scam I expose, we are told that there are only a handful of spots left. In my case I was told there are only 9 spots available. This is what you call false scarcity and is not true at all.

I could come back to this video in a weekend it would probably be telling me the same thing.


Sounds Like Your Typical Scam

There are so many red flags, but possibly the biggest is the fact that we are not told anything about how this system actually makes us money.

Does this guy seriously wants to buy into this not even knowing how we are going to make money?

He mentions that you can “swoop in” and collect money from online business, and talks about the trillions of dollars being made online–but mentions absolutely nothing about how this is going to work.

But of course… “This is a proven, tested, vetted, and guaranteed system”.


Okay… So where’s the proof? I sure as heck don’t see any.

And who is the guy behind all of this also?

The spokesman, who I’m guessing is supposedly the guy who created this system, never even mentions his name. We know nothing about this guy. No picture, no name, nothing.

All we know is the store he told us about how he created this system–which is probably a complete lie.

Lots of red flags, no information about how it works or who the creator is–sounds like your pretty typical online scam to me.

Why Is It Only $37?

Also, why on earth with this system be sold for only $37 if you can make you over 13,000 per week completely automated??

If this were true then it could easily be sold for over $100,000.

Only $37… Why? Is this guy just a really nice guy trying to help us out? Or is it really that this system is a load of crap? I’m guessing it is the latter.

That said, there are a few upsells if you do end up buying into this. You will be pushed into buying the following after you are just the front-end system for $37…

  • Upsell 1 – 24/7 Wealth Club 2.0 for $197
  • Upsell 2 – 24/7 Wealth Club Pro for $177
  • Upsell 3 – 24/7 Wealth Club Social for $97

So really the total cost is around $500, but this is still not even close to what as system that, by the sounds of it, is guaranteed to make you over $13,000 a week.

What You Get When You Buy In

I haven’t actually bought into it, nor do I plan on it, but I have reviewed plenty of online scams in the past–some very similar to this such as Point 2 Click Profits and Cash Sniper. The platform this system is being sold over is Clickbank, which is becoming more and more notorious for online scams like these.

My guess is that after you buy and you will be provided with some very generic and outdated training on some method of making money online.

There will probably be some value to it, yet it will be seriously disappointing. This will leave you wanting more and that is when they will push you to buy the upsells–which probably will be much better.

This is how systems like this usually work.

And at the end of the day, you walk away with less money.

Conclusion – Scam

Sometimes I hold back from calling program/systems a scam if I haven’t actually tried them myself, but I am feeling pretty confident today and bold-and I’m telling you that this is a scam.

I’m sure probably does have some potential to help people make money online, but it is not going to be anything near what you are expecting having watch the video presentation.

Systems like this often scar people and leave them worse off than when they started. And I’m not talking about just having less money than when starting out–I’m talking about being let down the wrong path and wasting a bunch of time trying something that simply does not work.

My advice: avoid the system at all costs and if you did buy into it try to get your money back right away.

If you are looking for a way to make money online that is actually proven to work, I highly suggest taking a look at my guide here, in which I go over exactly how I make a living online and how others can get started.

Spoiler alert: How I make money online actually takes work. Any legitimate way to make money online, good money, takes real work and real effort. There is no push button system out there.

Comments or questions? Leave them below and I’ll get back to you as soon as I can 🙂

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MoolaVine Review

MoolaVine Scam or Can You Make Money? – Such a Dumb System

You are told that you can “build an easy income with MoolaVine”, but can you really? Is this really an easy system for making money online or is this just another scam that is going to be nothing more than a waste of your time?

The system was created by a guy named Bryan Winters, who claims to have made millions online, and may sound pretty exciting when you watch the video presentation for it.

He talks about how the system is going to allow you to create a “vine” of 100’s or 1000’s of people buying products through you and it all sounds really simple. HOWEVER, there are some serious downsides to this system and in this review you will see what I mean.

So don’t buy in yet! Please read this first…

MoolaVine Review

  • Name: MoolaVine
  • Website:
  • Creator: Bryan Winters
  • Price: Free (but not really)
  • Recommended?: No – horrible and stupid way to make money in my opinion

As mentioned, MoolaVine is the creation of Bryan Winters. And by the way, I do believe that he has made millions online because he has created other systems in the past that have received a good bit of attention, such as Zippo Pay. What he is most known for is creating rather unusual and clever systems to make money online that most people would never think of.

While MoolaVine is another one of these clever systems to make money online, it really isn’t something that I’m going to recommend and for good reason.

In a nutshell, this system uses “affiliate marketing but in reverse” to help you build an online income.

If you our new to this all then you probably have no idea what the heck that means, and I didn’t at first either. But don’t worry, I’ll explain it all now…

How It Works – Explained

So affiliate marketing is when you use affiliate links to promote products online and earn commissions when you help make sales. This “affiliate marketing but in reverse” isn’t really an exact reverse of normal affiliate marketing, but I guess that is one way to describe it.

Basically you will be making money by people purchasing products with your affiliate link, as normal, HOWEVER where it differs is that people won’t just be clicking on your affiliate link and purchasing products. Instead, they (your referrals) will be requesting to purchase products through MoolaVine and you will share your affiliate link with them.

MoolaVine works with ClickBank and JVZoo products. How it works is you will first have to refer other people to join MoolaVine and after they join they will be forced to purchase products on ClickBank and JVZoo if they want to activate their account so that they can make money as well. And when they purchase these products, you will earn a commission because they will be using your affiliate link.

  1. You join and get your affiliate link
  2. You then get others to join through your link
  3. They purchase products with your link and earn you commissions

But as you imagine you will have to make purchases just as the people you refer in have to make purchases.

You Have to Make Purchase Requests Too!

It is a “give and take” type of system. When you join you will also have to “activate” your account by purchasing products.

You will want to keep what is called “green status”, and you achieve this status by purchasing products as mentioned.

What you will do is fill out one of these purchase request forms by simply entering the product name and the link to the sales page…


The cost to keep your account active so that you can make money from other people doing this is at least one dollar a day. But it isn’t like you are spending one dollar every day. Instead, every dollar spent equals one day that you maintain green status.

So for example… If you purchase a product on ClickBank for $37 after filling out one of the “purchase request forms” shown above, you will then maintain green status for 37 days from that purchase.

They also have what is called the Unlimited Green Day Plan which is $20/mo. With this you simply pay for your green status and don’t have to purchase a bunch of products that you don’t want.

What’s The Point?

So as I just mentioned, they also have the Unlimited Green Day Plan that you can purchase for $20 a month to keep your account active, however the main thing that is pushed upon people is to purchase through ClickBank or JVZoo to keep their account active.

But what the heck is the point of this? Why wouldn’t people just go directly to the source… Purchase directly from ClickBank or JVZoo?

The answer to the question is that there isn’t really any point. The only point is to keep your account active. So what this means is that people are going to feel forced to purchase products that they don’t even want. And in my opinion this is a pretty stupid way to make money… Making money by people purchasing products they don’t want just to keep their account active so that they can make money from other people doing the same thing.

I Don’t See This Working Out

You definitely can make money with this and it is a very clever way to do so, but I just don’t really see this working out.

There isn’t any real value in this and when businesses don’t provide real value they almost always fail.

In addition to that, I just don’t see many people joining. I’ve been involved in online marketing since 2015 and currently make a living online, and I just don’t see much potential here. I imagine myself promoting the heck out of this program and really not getting much in return. People are going to be very hesitant to join, as you probably are right now.

It just doesn’t make much sense. It seems like the creator just tried to think of the craziest way to make money and came up with this system. It serves no real purpose.

It Will Cost More Than You Think

One thing that definitely needs to be talked about is that it WILL cost more than you think.

The system is free, but you are going to need traffic and unfortunately traffic generation is one of the most difficult and tricky part of online marketing.

Sure, you can get free traffic from Google and social media, but the overwhelming majority of people out there are not going to have the means to do this. Do you have an established website that you can use to promote this opportunity? Do you have a massive social media following that you can use? Probably not.

The solution: If you join you will be pushed to purchase “shares” of traffic, which cost $40 apiece. This is called the MoolaVine Traffc Co-Op, and this is how Bryan Winters suggests that you drive in new referrals. This is how he is making a lot of his money I’m assuming.

But there is definitely no guarantee with this type of traffic. There is no telling how far a $40 “share” of traffic will get you. Will get you one sign up? Will get you 5 sign-ups? Will get you zero? Who knows…

Paying for traffic as a complete newbie can be a dangerous game and an easy way to blow through a heck of a lot of money really fast if you don’t know what you are doing. And like I said, I just don’t see many people signing up for this type of opportunity.

Final Verdict – I’m Definitely Not Doing This

MoolaVine is not a scam and you can make money with it, it just isn’t my cup of tea and I’m not going to be recommending it because I don’t see it as a good way to make money online and don’t think too many people will have success with it.

Something else that you should think about is the longevity of systems like this. I really don’t think this is going to last too long. I mean why would it? It doesn’t provide any real value. Systems like this come and go all the time.

But anyways… I hope you enjoyed my review and found it somewhat helpful. If you are looking to make money online and once something that I do actually recommend, check this out. This is how I make a living online and have been doing so for years. It’s beginner friendly and definitely more legit way to make money online than this MoolaVine place.

Comments or questions? Leave them below and I’ll get back to you as soon as I can 🙂

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Paid for Research scam
Paid Survey Sites, Uncategorized

Beware of the Paid for Research Scam – [Avoid!]

Paid for Research claims that you can earn up to $100, you can complete cool surveys, save money and collect freebies, but unfortunately it’s claims are very misleading.

I know it can be tempting. I mean who doesn’t want to earn $100?

But I’m warning you that this place is pretty much a scam in my opinion. You do not want to join this website. And believe me, you will see why in this review.

Besides, earning up to $100 is necessarily a good thing. Just think about it… If it takes 100 hours to earn $100, that would be only one dollar an hour you are making, which would be horrible.

But anyways… You are not going to make $100 at this place and you will see why.

What Is Paid for Research?

In a nutshell, Paid for Research ( is a very scammy website that acts as if they are some sort of paid survey site, where you can make money taking surveys online, but really they just make money off of people by selling them on a bunch of scammy promotions, which is similar to Survey Monster and My Survey Jobs (avoid these places too!).

Right off the bat, when I first came to the site, things didn’t seem right. There are a bunch of red flags that I noticed that acted as warning signs, telling me to stay away.

Red Flags

First off, the website looks like an absolute dump. It is not very professional looking by any means and this was concerning at a first glance.

Also, I noticed that there are a lot of spelling errors on the website. Spelling errors all over the place, such as these on the FAQ page…spelling errors

And what is weird is that this site is supposedly only available for residents of the US, yet the creators seem to be from some foreign country. Well… maybe it isn’t that weird.

How It Works

What they lead you to believe is that you will be able to sign up, participate in online surveys and earn rewards such as cash or freebies…

how it worksSounds pretty awesome, doesn’t it?

And it would be awesome IF IT WERE ACTUALLY TRUE… Which it is NOT!

My [bad] Experience Here

So after the initial registration where I entered my name, email and some other personal information, I was then provided with this survey…


As you can see this “survey” wasn’t too much of a survey really and was basically just pushing me to join other paid survey websites, sign up for personal loans, get prepaid credit cards and so on. In fact, there was even a question that asked if I wanted to become a substance abuse counselor.

Are you joking?

And guess what? That was only page 1 out of 10 pages of this “survey”.

Page 2 was the same sort of deal… A bunch of very scammy promotions about every and anything…


There were 10 pages of this crap and I noticed that many of the questions got asked on multiple pages, just they might have been worded differently or something like that.

I saw just about every type of promotion possible. All sorts of things including…

  • Political promotions
  • Biz opps
  • Free trials
  • Supplements
  • Loans
  • Life insurance
  • Carpeting/flooring
  • Grilling equipment
  • Sleeping problems
  • And so much more


I noticed that there were quite a few scams being promoted in this “survey”, usually ones that present some sort of business opportunity such as that pictured below…


I sign up for this website thinking that I am going to be able to take surveys and make money doing so, and then move on only to be bombarded with probably well over 100 different scammy promotions.

What a joke…

But it’s not over yet… The worst is still yet to come…

After finally going through the 10 pages of ridiculous “questions”, most of them not really questions at all, I finally made it to the end and I was told that there was a “special offer” waiting for me where I could “make an extra $450+ taking paid surveys”.

Of course at this point I no longer trusted anything this place told me, but I was already done with the survey site decided to click the submit button and see what they had in store for me…


Did I make an extra $450 with this special offer?!!

Did I strike it rich?!

Was this the opportunity I had been waiting for all along??

NOPE… It was just another scam. I should’ve known better.

Well… Actually can’t be 100% positive that it was a scam because I never even got to see the darn thing. When I clicked on the submit button up popped a new webpage but unfortunately my browser blocked it, along with my antivirus software because… Well… You can see for yourself…

scam site

Nothing But a Waste of Time

So after wasting about 10 minutes of my precious time (it only took me about 10 minutes because I flew through those survey questions and just answered NO to just about everything) I ended up with nothing to show for it. Just a lot of frustration.

All this website does is promotes a bunch of crap to make money off of people who sign up, and as much money as possible. I’m also willing to bet that I will be receiving tons of spam emails since I gave them my email address upon registration. Luckily I gave them an email address that I don’t really care about.

You can make money with paid surveys online, but not from Paid for Research

In the ridiculously long “survey” that I took, there were lots of promotions for legitimate survey sites. If I wanted to, I could have signed up for the sites and could potentially make some money taking surveys online. HOWEVER, I certainly do not want Paid for Research to get credit for referring me and besides that, taking paid surveys are largely a waste of time.

You usually make much less than minimum wage after you factor in all of the time wasted on getting disqualified, etc, and of course they just don’t pay much to begin with.

Final Verdict – Avoid at All Costs

There is absolutely no reason I see for anyone to join Paid for Research. The only thing that will happen is you will waste your time and you might even get a virus or 2 on your computer if you’re lucky.

If you do want to take paid surveys online and make a bit of extra money then I would suggest reputable paid survey sites like Swagbucks. Although, like I just said, don’t expect to make much money. These opportunities are best to make a little bit of extra pocket change in your spare time.

If you are looking for a way to actually make good money online, I would highly suggest taking a look at this guide I put together that shows you exactly how I make a living working online and how others like yourself can get started.

Comments or questions? Leave them below and I’ll get back to you as soon as I can 🙂

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Wealthy Agency

Is Wealthy Agency a Scam by Jamie Lewis or $100k a Month? – Honest Review

Thinking about buying Jamie Lewis’ Wealthy Agency program?

Well don’t into you read my review!

This Wealthy Agency program is advertised as a way to make 6 figures per month online… Which is over $100,000 a month! Now that is one heck of a lot of money and I’m sure you are probably sitting there thinking that this sounds way too good to be true, which was the first thought that came to my mind as well and is the reason I am writing this review.

Can his program really take you to over $100,000 a month? Or is this just another online scam that is going to get you excited for nothing?

Looks Like a Typical Get-Rich-Quick Scheme from the Start

I’m guessing you probably got some email talking about an opportunity to “get paid immediately”. You probably thought it looked pretty spam he but decided to click on it anyhow, which then took you to the video presentation.

The video starts out with Jamie driving around in a Bently talking about how he is going to help you make 6 figures a month. He then proceeds to show you a bunch of account statements showing all the money he is making.

And he then proceeds to talk about how you will be able to drive your own Bently, live in exotic places and even have your own chefs to do the cooking in your mansion.

But this sounds a lot like your pretty typical get-rich-quick schemes, does it not?

Well… Anyways… Let’s get into the review and see why I don’t recommend any of my readers buy into this product.

Wealthy Agency Review

  • Website:
  • Founder: Jamie Lewis
  • Sold OnClickbank
  • Cost: $29 upfront + a bunch of upsells
  • Recommended?: No

In the video presentation Jamie goes on and on about how this has nothing to do with affiliate marketing, selling digital products or MLM, and then he finally gets to the point of talking about how it is all about selling a service online.

In a nutshell, what you will be doing if you join Wealthy Agency is setting up your own virtual agency and selling some sort of online service.

He talks about how this program supplies you with everything you need and that “all you have to do is activate and you are good to go”, but of course this statement is a bit misleading… just like much of the other things he says, such as when he tells you that he is going to show you proof that what he is telling you is 100% accurate and then shows some screenshots of all the money he has been making…

Well how the heck does him showing screenshots of money he has been making prove that this is 100% accurate information? It doesn’t prove anything. We have no idea where this money is coming from and I have reason to believe it sure as heck isn’t from using this Wealthy Agency system.

This is your focus now Jamie… Really??

Jamie promotes this opportunity as the greatest thing ever and says that since he has come across it this is how he makes most of his money, and that most of his focus is now on this Wealthy Agency.

However, I’m really hesitant to believe that this is the truth.


Well… Because I literally just reviewed another one of his newly released products called Profit Injector about 2 weeks ago. And this isn’t unusual at all. He is always putting out new products that have to do with making money online and it seems he is always pushing them out as fast as possible to make as much money as possible off of them.

How Wealthy Agency Works

Basically what you will be doing is setting up a website that sells some sort of online service. These services could be things like…

  • Social media marketing
  • Facebook ads management
  • Graphic design
  • Article writing
  • SEO
  • Etc, etc

You will be set up your virtual agency website, advertise your service and drive traffic to your website, get people to pay for your service via PayPal, and then outsource all of the work to other people.

Wealthy Agency provide you with some video training and some pre-made resources that you can use to make things a little bit easier, such as advertising campaigns that Jamie has used, “swipes” you can use for advertising and for outsourcing, and so on.

You also can get access to live weekly webinars that Jamie holds and more, but these are not included in the initial price.

The Cost + Upsells

When you first buy into this you really have no idea what you are getting. I mean you have a basic idea, but that’s about it.

The upfront cost is only $29 but after you buy into that you will also be pushed into buying…

  • Outsourcing Suite – $279
  • Weekly Training Classes – $149
  • Wealthy Agency Business in a Box – $249

Don’t like it in upsells?

Ya… I don’t think anybody does and this kind of stuff is what gives online marketing a really bad reputation.

Conclusion – Scam or Not?

I don’t see this as being a complete scam because you definitely do get some value for your money, but it seems massively over-hyped without a doubt, which is typical of products created by Jamie Lewis.

Jamie Lewis is always putting out products that seem to be more focused on making him as much money as possible rather than providing great value to the customers… Which is the reason I don’t buy any of his products and probably never will.

In my opinion there is absolutely no way in heck you’re going to get to over $100,000 a month after buying into this, even if you do buy all of the upsells… Unless somehow you are very very lucky. He makes it seem like he does this stuff for a living and is a master at it, but I’m guessing he probably makes nearly all of his money selling these poorly constructed products that, as I said, seem to be mostly focused on him making as much money as possible.

And that is why I recommend avoiding this.

If you want some advice and would like to know what I do actually recommend, take a look at this guide to making money online that I put together which shows how I went from $0 to over $6000 a month online.

No upsells, no BS, and it is super affordable… literally free to get started with.

Comments or questions? Leave them below and I’ll get back to you soon 🙂

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Perk TV vs Swagbucks

Perk TV vs Swagbucks – Which Is The More Profitable Choice?

Perk TV vs Swagbucks, which is better? They both pay you for watching videos online, which really can’t get much more easy, but which is going to pay you more and which is more worth your time? Is one a scam and the other not? Is one just going to leave you frustrated, leading you to toss your phone across the room?

In this short comparison review I hope to give you a better idea of how these two reward programs compare and which might be better for you.

Perk TV Vs Swagbucks

In this first section I want to go over the basics. I will be given a basic overview of both Perk TV and Swagbucks…

Perk TV

You can download the Perk TV for both android and iOS devices, which is free to do. Then, you can watch videos and earn points… Simple as that.

You will find videos in a variety of different categories, some of which include the following…

  • “Celebrified” entertainment
  • News and politics
  • Coming soon
  • Netflix trialers
  • Science and tech
  • Hilarious and random

Most the videos I have come across within this app are just short trailers, but there are others as well. You will also have to sit through some ads that play automatically, which is how this place makes money.

The point of watching all these videos is to earn points and tokens, which can later be redeemed for rewards of real value. However, the amount of these points you can earn varies depending on where you live (I’m not sure if the token reward amounts vary). If you live in the US you can get 3 points for each video you watch, but if you live outside the US you only get 1 point. And as far as tokens go, you will get 50 tokens whenever you rate a video by giving a thumbs up or thumbs down.

Perk TV Live

There is another app besides the Perk TV app called Perk TV Live, which is a separate app created by the same company that allows you to watch movies and shows. So if you are looking to watch long length videos then this might be a better choice for you.

Swagbucks TV

Swagbucks is much more than just a normal rewards site or paid suvey site like PaidViewPoint.

Swagbucks TV is the same sort of deal as Perk TV, you can watch videos in a variety of different categories, such as recipes, entertainment, fashion, etc. These videos normally run between 30 seconds and two minutes in length, most of them being trailers, short interviews and other clips.

After watching one video, another will automatically play and of course at times there will be ads shown in between. This is how Swagbucks makes their money so that they can pay you to watch these videos in the first place. Some meds are shorter than others, but they can last up to 30 seconds.

There our different ways you can watch videos and earn with Swagbucks, including the “normal” Swagbucks Watch category if you go to the Swagbucks website on a computer, or you can download the Swagbucks Watch (TV) app…

Normal Swagbucks Watch

The amount you will make per video varies. As you can see below, one series of videos that is 10 minutes in length will earn you 1 Swagbuck, while another that is a series of videos 21 minutes in length will earn you 3 Swagbucks…

The Swagbucks Watch (TV) App

The Swagbucks Watch TV app allows you to earn 2 Swagbucks for every five videos that you watch.


When it comes to the different rewards that are available when you redeem your points, tokens, or Swagbucks, there isn’t really all that much difference.

With Perk TV you can redeem your points for Amazon gift cards, group on, Nike, Walmart gift cards and more… As well as PayPal cash and physical products like electronics.

With Swagbucks you can also redeem your points, or Swagbucks, for all sorts of gift cards like Amazon, Walmart, etc., as well as PayPal cash and even Visa prepaid debit cards.

They both offer some pretty good rewards in my opinion and don’t really have any shortcomings here. This is definitely not a determining factor for which is better in which you should use.


Based on what I have seen and have read from other people’s complaints, they both seem to racked up quite a few complaints and are far from being perfect.

Some common complaints I came across with Perk TV include the app freezing, the captcha not loading, and I even came across a few complaints from people saying to use Swagbucks instead.

However, Swagbucks has quite a few complaints itself. A lot of people get stuck on commercials, complain about there being too many ads, the videos being frozen in not playing, and so on.

And then of course with both apps you have a lot of people complaining about it just taking too darn long to earn enough points to be able to get a real reward. But this is expected.


There our any real good hacks to mention, but as I was going about some forms looking for better ways to earn with these apps, I found a few people who have been earning multiple times more than they normally would buy running these on multiple devices.

However, this is easier said than done. You cannot run the same app on multiple devices at the same time. Instead, it seems that you have to create multiple accounts in order to be able to do this. So you really have to be dedicated if you want to earn a bit more like this.

If there are any other hacks that you know about, please mention them in the comment section below to help out other readers of this post.

Which Will Make You More Money?

To be honest, there is not a clear when I hear. If you’re looking to earn a little bit of extra pocket change very easily by just watching videos, they both seem to be safe bets… However, neither these are going to make you much at all and both can be quite frustrating.

It is really hard to give you an estimate on how much you can actually earn with these apps, but I would say that if you are using just one device and dedicating a consistent amount of time, you are looking at earning a dollar to a few dollars each week.

Personally my choice would be to use Swagbucks, just because I already have a Swagbucks account and the money earned from both would going to the same account which I would be able to redeem for the various rewards.

Swagbucks is also a nice choice because you can earn in a variety of ways, including playing games, taking surveys and more.

If you have any questions or comments let me know down below… 🙂

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Get It Free scam

Is Get It Free a Scam? – Pretty Much In My Opinion

Get It Free ( claims to be “the Internet’s best place to find free stuff”, but is it really? Or is this place just a nasty scam?

You’re probably a bit hesitant to try to get a free offer from this place because maybe it sounds a little bit too good to be true, or maybe you just heard other people calling it a scam. But what should you believe? Should you believe what Get It Free tells you… That is the best place to find free stuff? Or should you believe the people saying that it is a scam?

Well… In this review I’m going to expose this place for what it really is… Which is pretty much a scam. I will show you what this place supposedly offers and I will take you through my extremely weird experience that I had while trying to redeem one of their free offers.

In short, I definitely do not recommend anyone trying to redeem any of the offers through this website… You will just regret it and you will see why.

But before I get into all that, I first want to go over the different types of offers that you can supposedly get here.

Types of Offers


First up are the freebies. You will see lots of different freebie offers here and there is really no telling what you might see. Below you can see in the screenshot that most of the freebies I presently have available to me are food offers, but you also see a lot of other varying things here…


The deals that you may find will also vary greatly. You may find deals for food products, gaming systems and other electronics, and all sorts of stuff…


I don’t know why they have videos on this website, but they do. If you go to the videos tab you will find a bunch of videos that have supposedly went viral. Most of these videos are of animals being funny in one way or another…


They also have coupons that you can get to save money when purchasing products. Most of the coupons you will find our for food products and personal care products…


You also have the ability to enter into many different sweepstakes contests to win all sorts of things. Have I ever heard of anyone winning any of these? Nope, but supposedly you can…

How To Get Offers

So one thing that everyone has to understand about getting any of these offers is that they are not guaranteed. Just because you see an offer to get a free meal at a restaurant, or maybe to get two dollars off on a box of cereal, doesn’t mean that you can actually get that offer.

As the disclaimer on the website states below, “we cannot guarantee that you will receive any of the offers that you request”. This is because the offers are limited, or at least that is what they tell you…

But anyways, you will have to try to redeem the offeree and then you will be taken through a ridiculous process and probably never end up being able to redeem the offer that you wanted in the first place. Below I will go over my very strange experience with Get It Free and why I can’t stand this place…


My Strange Experience

Okay… So now I want to go over my incredibly strange experience while trying to get a free sample that was available on their website. After seeing this, you will see why I am telling everyone to avoid it.

So the free sample was a Bath & Body Works sample, as you can see below…

After clicking on the “redeeming now” button, I was then directed to a completely different website called that had the title of “samples & savings”. On this new website I had to enter my email address in order to choose the samples…

Then, after entering my email address, I then had to provide my ZIP Code and agree to receive daily emails from this place, which I didn’t want to do but I was forced to do.

Luckily, I used an email address that I don’t really care about and that I usually use for questionable situations such as this…

After that I was directed to a different site called where I had to take a survey. You can see below that the site is still titled “samples & savings” but when I say it is a different site, I mean that the domain is completely different, which is very strange and concerning.

But anyways… I did take the stupid survey that started off asking me some pretty weird questions that I didn’t really see the point of…

Then a few questions and it started to come clear as to why I was taking the survey in the first place. He slowly started to ask me bunch of questions about whether or not I want to save money on car insurance, if I want to switch my cable provider, switching electricity companies and all sorts of crap.

Then I was directed to “confirm your information to finish your registration”. But that is only part of it. You also have to agree to receive phone calls and text messages from their marketing partners…

So is that the end of the story? Did I finally get my Bath & Body Works free sample that I wanted to get in the first place? Well… As you can see they did not ask for my address or anything, so this was not the end of the road yet.

Next up I was presented with some more “free” products. So I clicked on the products on the right (shown below) and proceeded ahead…

Just as I was expecting, I was directed to some completely new free sample website where I again had to agree that they could send me promotional emails, text messages, and so on.

So what the heck is going on here? I’m just trying to get my free sample of Bath & Body Works and I am being sent all over the place. So anyways… I exited out of that and went back to the original site I had been directed to that was titled “samples & savings”.

It told me that I was on the “last step” and that I could spend to win a cash rewards card…

And of course I won some $1000 Walmart rewards card, but at this point I was pretty annoyed and didn’t bother even trying to get this stupid card.

All this time I never got to the point where I was actually able to get my Bath & Body Works free be… So disappointing. After all that time… All that time wasted on the surveys, on be in directed to new sites, on entering my information everywhere… I never made it to the end.

After going through this process for myself, I completely understand many of the complaints that people have about this place. And believe me… There are a heck of a lot of them as I will go over…


You confined loads of complaints about this site all over the place on the Internet. Sites like highya and Trustpilot are absolutely filled with negative reviews from people that have went through similar experiences as I have. Some of the more common complaints that I came across include the following:

Never Getting Any Offers

There our people claiming that they have been applying for free offers for months and have never received a single one.

Why is this?

Did they actually make it to the end where they could enter their address so that the product could be shipped to them? Or did they give up halfway like I did? Who knows…

Roundabout Advertising

Then there are plenty of complaints about the roundabout advertising that goes on. As you saw from my own story, you get let around in circles, entering your email address here and opting into receiving text messages, emails, and phone calls there, and all sorts of things.

You just get the runabout from one place to the next and have no clue where you might end up… All the while having different promotions shoved down your throat.

Email Destruction

If you want to completely destroy your email inbox them this is a great way to do it. You will have to opt to receive a bunch of different emotional emails from all sorts of places and if you do this, you’re going to get bombarded and you will definitely regret it.

This is why I used an email address that I don’t really care about you and that I usually used for shady operations such as this.

When I was reading through some of the complaints about this site, I actually came across someone claiming that they receive a minimum of 50 spam emails every day due to this website.

It actually reminds me of Reward Survey, which is another program I reviewed that is very shady in its operations.

Wrong Product Sent

There are also complaints about people who have actually received products, which is great and all… But they received the wrong ones.

This has to be pretty disappointing. You go through all that trouble trying to get a product, you actually get a product, but it is the wrong one.

Scam or Not?

This site is incredibly scammy, but I guess whether or not you consider it a scam all comes down to what your definition of a scam is. In my opinion, I pretty much is a scam because it really misleads people. It is presented as “the Internet’s best place to find free stuff”, but is far from that.

It is an absolutely horrible place to find free stuff. Sure, you might find free stuff, but being able to actually get that free stuff will take you on a journey that you will probably regret.

This place is just a mass of advertising and is making a ton of money by lowering in unsuspecting individuals and then getting them to opt to receive promotional material from their “marketing partners”.

In closing, I will say that there are some positive reviews about this place from people claiming they actually got the free products that they were trying to get. However, some of these reviews seem to be fake and, even if they are real, there are way too many negative reviews out there for me to actually recommend this place.

So my final conclusion on this place is that it is a scam and that everyone should be avoiding it.


Anyways… I hope you enjoyed my review and found it helpful. Please leave any questions, comments, or concerns below and I’ll get back to you as soon as I can 🙂

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Sam Ovens Consulting Accelerator Review

Sam Ovens Consulting Accelerator Review – Scam Exposed? [READ FIRST]

Sam Ovens is doing quite a bit to promote his Consulting Accelerator training program and there are a lot of people claiming that this is the real deal, but is it really? Can you really trust what you year or is the Sam Ovens Consulting Accelerator a scam that is just going to be a massive money pit?

After all… A cost $2000 and that is a heck of a lot of money to lose… You have to make sure something like this is worth it.

There is a lot of marketing material out there for this course. I am guessing that you probably came across it after watching one of the YouTube videos, maybe you made it to the webinar, or maybe you just saw someone that you know recommending it online. But... Instead of diving rate and you took the smart route and decided to do a little bit of extra research, eventually leading you to my review here.

It's no wonder, I am familiar with some of the promotional material out there, such as the Youtube video and the webinar, which both come across as promoting your pretty typical over-hyped shady online marketing courses being sold for too much money.

The YouTube video is filled with a bunch of fluff. There's lots of talk about all the money that you can make and much of the video is about how rich and successful Sam has made it…

You might also have been concerned by the incredible number of interviews that the video has received in the high number of dislikes… More dislikes than likes.

Or maybe you are concerned by the fact that he has disabled the ability to leave comments below the video. What explanation could this possibly happen? Usually when comments are disabled it means that the video was receiving a lot of negative comments that the creator doesn't want people to see.

And as far as the webinar goes… It is also a bit of a shady creation. It is claimed to be "live" when it is obviously prerecorded… A common trick that is becoming very popular among online marketers these days, such as John Crestani of Internet Jetset and Dave Sharpe of Legendary Marketer. The purpose to make things seem a little more urgent and real to the viewer, to hopefully get them to buy in.

And if it wasn't any of these things that made you hesitant to purchase this program, and had you questioning whether or not it is a scam, and maybe it was the Facebook page that is dedicated to calling a scam.

But what can you believe?

Should you believe the people that claim they are making tons of money from this program and are praising it in every way or should you believe the people calling it a scam?

Well… In this review this is the question I seek to answer. Upon doing my research I took an unbiased approach and really looked into what Sam offers with this program. I'll be going over what exactly Consulting Accelerator is, details about Sam Ovens, the six week training program, the cost, reviews from people who have actually went through the training, and ultimately whether or not I think it is a scam.

Sam Ovens Consulting Accelerator Review

Program: Consulting Accelerator

Creator: Sam Ovens

Type: Consulting business startup training

Price: $1,997

Recommended?: For some; more on this

Consulting Accelerator

What Is Sam Ovens' Consulting Accelerator?

In a nutshell, the Consulting Accelerator program is an online educational training program for starting your own consulting business. The idea behind it is that this training can help you quit your job and follow in Sam's footsteps.

The entire course will take six weeks to complete, if you are consistent with your work of course, and is said to be good for people of all levels of experience. Whether you are a complete newbie with no experience or are a consultant that just wants to step up their game, this course provides value.

According to Sam in some of the promotional material, if you follow along and implement the training, take action, and do what you are supposed to do, you will be able to get your first client within 42 days.

All in all I would say that this is a good training program and I like a lot of what I see. However, whether or not it is worth the $2000 price tag is a question you might have to answer for yourself. But there is a refund policy which is nice and I will talk more about this a bit later on.

Before I get into all that, who the heck is this Sam Ovens guy? Can you trust him?

Who Is Sam Ovens?

Is Sam Ovens a scam? Should we be calling him Scam Ovens?

Luckily there is a good amount of information out there about him so I was able to do a fair amount of research. I found a couple different articles written about him on Forbes as well as a short biography (also on Forbes) about himself.

If you watched the YouTube video you may have already heard this, but basically what happened is that he dropped out of college and left the corporate world to start his own consulting business, which he did in his parents' garage. But it wasn't all smooth sailing. According to this article, his first three businesses failed and it wasn't until the fourth one that he got it right.

He claims that growing up he was a very introverted person. He did a lot of observing and thinking, but not all that much talking. This led him to taking the typical path of going to college and ending up at a corporate job. But this all changed when he was able to break out of his shell and turn over a new life… A life with more freedom.

At the age of 26 years old he was able to grow his consulting company to over $10 million and he apparently has a net worth of $65 million. 

But can you trust him or is he just getting rich off of selling some overpriced scam?

We can all form our own opinions on this, and I do agree with the people that say he is a bit misleading with his over-the-top sales pages and marketing tactics, but I definitely do not think this is a scam and I do think you can trust them. He seems like a down-to-earth guy that really does want to help people.

Reading about this guy through interviews and biographies I came across, he just seems like someone that you can trust and that cares.

A Look at the 6-Week Course

As mentioned, the course is a six-week course and does not require any sort of special skills to get started with. It doesn't matter your background… It starts off with the basics and is laid out in a step-by-step manner.

Below as a look at the training on a week by week basis in the focus of the different lessons…

Week 1 - Fundamentals and Foundations

setting foundations, overview of different consultant services, picking a niche and more

Week one starts off with setting the foundations for your future consulting business. Here you get a good overview of everything and learn about the different sort of consulting services. You also pick your niche in the first week of training.

The different lessons for this week are as follows…

Week 2 - New Paradigm and World View

Week 2 includes a lot of motivational content. As I mentioned in the previous section, Sam claims to have been an introvert all his life but he was eventually able to change this, which was necessary for him to be successful with his online business.

The training here is not your typical online business training. There is a lot of talk about mindset and being able to change it to better your chances of success. He wants to help you redefine who you are, if necessary.

Week 3 - Alchemy of Client Conversion

It's all about increasing conversions and with week 3 the focus is on this. It doesn't matter if you have never made a sale in your life, Sam is going to help guide you along so that you can.

Some of the training included in this week teaches you how to come across as a big-shot so that you can convert your clients. Of course clients are not looking for some newbie... They want someone who knows what they're doing and coming across as someone who does is important.

Week 4 - Alchemy of Client Attraction

As the name suggests, the focus in week 4 is on attracting new clients. This is obviously very important. You can have the greatest consulting business in the world, but if you do not have a good marketing strategy and are not able to attract clients that are targeted and interested, you are not going to make much money or be very successful.

Week 5 - Fractal Facebook Evaluation

In week 5's training the focus is on running Facebook ads. The goal here is to be able to target the right audience and ultimately run successful ad campaigns.

Now if you have ever run Facebook ads before, which I have, then you are probably well aware that they can be incredibly successful or incredibly big failures. The great thing about Facebook is that you have the ability to really target specific niches of people to a great degree… But of course it is easier said than done.

Week 6 - Minimal Viable Service Delivery

And lastly, week 6 his focused on delivering to your clients only what you have to deliver. You want your clients to be happy with your services and you do want to over-deliver to some extent, but you do not want to provide too much because than that is just going to cut into your profits.

There is also a focus here on scaling your business while doing less work in the process.

In addition to the core training you also get access to the Facebook community and Q&A sessions that are held weekly.

As far as I have seen the training is professional and well-rounded. He takes you through everything, as if you are starting from nothing.... But is it really worth the price?

The Cost: Too Much?

Is it really worth a whopping $2000? That is a heck of a lot of money to lose if it isn't.

First off, let me just say that it is very hard to put a price tag on something like this, as it is for any sort of "make money online" training.

If you end up walking away with a successful consulting business that is making you a ton of money, then heck yeah it was worth it. But if you don't… Then I assume you would consider it to be a waste of money.

He claims that over 3500 students have been able to quit their jobs after going through this training. So for these 3500 students I would bet they would say is well worth the money. But what about those who fail? Maybe some of them just aren't cut out for it or maybe some of them fail to really put in the effort and take action… There are lots of variables that play and reasons why people might fail.

I agree that it is very expensive, but I also see that Sam isn't one of those sleazy online marketers that keeps you hooked and keeps reeling you in, shoving more and more products/programs down your throat. As I mentioned earlier, I do agree with the people saying that his sales pitches and marketing tactics are a bit misleading, but other than that I see a lot of good.

He does offer to other higher level programs after Consulting Accelerator, which you could say are upsells (Uplevel Consulting and Quantum Mastermind), but he does not force them upon you like you often see happening in the online marketing world.

Refund Policy:

Another nice thing to see is that there is a refund policy. However, it seems that getting this refund is much easier said than done. According to some of the complaints I have read through, that I will go over in a second, getting a refund can be a real hassle and you often get the runaround and delayed responses.

It also can be very difficult getting your refund because you only can get this refund if you have taken enough action and really put enough effort into it. You can't just sit back and do nothing then complain and ask for a refund because he didn't make any money.

But who is it that decides whether or not you put enough effort into it? It isn't you.

What People Who Have Went Through The Training Are Saying

If you go to Sam Ovens' website, which is, you will find tons and tons of positive customer reviews… Over 3000 of them in total and it seems that they all are video reviews left by people...

There are so many great things being said about the program and it seems incredible, but it makes you start to wonder… Can it really be this good? Can these reviews be fake or manipulated?

While some of them may be fake, I have watched quite a bit of them and in my opinion they seem to be legit. I have reviewed many online scams over the years and have come across many fake video testimonials… They just don't seem to fit in with the fake ones. Also it would be an almost unfathomable task to get over 3000 fake reviews… It just isn't realistic.

However... In the back of my mind I kept thinking about the YouTube video and how the comments were disabled. While the reviews on his website may be legitimate, is it possible that they were also a lot of negative reviews left that he removed?

I don't have a definite answer for this, but my guess is Yes.

I was able to find a handful of negative reviews on the popular review site Pissed Consumer. Now for those of you who don't know, Pissed Consumer is a site where anyone can go to leave negative reviews about products/services. It is where pissed consumers go to rant and let it all out. And while these reviews can also be easily manipulated, it is a good way to see different people's opinions and hear the negative sides of things that you won't hear elsewhere.

The overall rating for Sam Ovens consulting business on Pissed Consumer is a 3.1 out of 5 stars… Not too bad but definitely not as good as you expect after seeing the reviews on his website.

You will see a variety of different complaints on this website. Such as this one that confirms my suspicion that Sam is deleting negative reviews or things that go against what he is saying…

And then you will also find reviews calling him an outright scam artist…

While I do agree that there are some complaints and I can see where some of these people are coming from, I also have to say that the people calling him a scam artist usually don't have that good of arguments… Although it does seem to be true that they give you a hard time if you want a refund.

Scam or Not?

We all have different opinions of what should be considered a scam and what shouldn't be, but in my opinion this is not a scam. He does provide a lot of value, even for the $2000 price tag, and I just do not see this being a scam because of that.

Now if it were some junk training program that no one was seeing success from then I would definitely call this a scam, but of course it isn't.

The Problem: 

There are two problems as far as I see… Two reasons that people were calling this a scam.

The first is that the sales pitch is a little bit too much. It is a bit over-the-top and misleading. This leads people to be sucked and because it sounds awesome, but they really don't know what they're getting themselves into… Which leads to them calling it a scam.

The second problem is that there needs to be a better refund policy. It is very hard to determine whether or not someone has put enough effort into this for them to be able to get a refund. There needs to be a more clear-cut policy for this so that everyone is getting treated fairly.

Conclusion - Worth The Money?

Saying that it isn't a scam and saying that it is worth the money are two totally different things. Just because it is in a scam definitely does not mean it is worth the money.

Whether or not it is worth it ultimately comes down to you. There are a lot of people who might be getting lured into this that aren't cut out for this line of work. As I mentioned earlier, Sam attributes much of his success to being able to evolve and change his introverted ways, but who is to say that this training is going to effectively help everyone change that needs to?

There is no doubt that many people are going to fail at this, but who knows… You could be one of those people that is cut out for it and might see great success. You are the only person who can answer this question.

But anyways… I hope you enjoyed my review and found it helpful. If you are looking to start a consulting business and think you have what it takes, I do think that Consulting Accelerator is a good program worth considering.

If you are starting to second-guess yourself and doubt whether this whole consulting business thing is right for you, you may want to take a different path and see how I went from $0 to over $6,000 a month working online. I know, I know... it is nowhere near how much Sam Ovens makes, but it is still a nice living and it still provides me with the "freedom lifestyle" that running an online business gives you.

Please leave any questions, comments, or concerns below and I'll get back to you as soon as I can 🙂

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Is Cash App a Scam

Is Cash App a Scam? – Know This Before Downloading

Is Cash App a scam?

You probably were told to download this app by a friend, maybe you heard about in the media, or maybe it was just something you came across by accident. And now you're wondering whether or not it can be trusted.

I don't blame you, it is difficult to know what you can and cannot trust in the online world… Especially when it comes to entrusting an app like this with your hard-earned money.

In this review of Cash App I'll be going over all you need to know about it, including what exactly it is and what it does, showing you how to use the app, talking about bitcoin in the debit card you can get, cashing out, complaints and more.

Cash App Review

App Name: Cash, aka "Cash App"

Type: Online payment app

Creator: Square Inc

Cost: Free

Availability: iOS and Android devices

Scam?: No

Cash App

What Is Cash App?

Okay... So first off, what is the Cash App?

In a nutshell is basically a peer to peer digital payment app that is similar to PayPal, except I would say it is a bit more user-friendly and focused more on the peer to peer payment aspect.

This app is often used for simple payments between people who know each other. For example, you can easily Cash App your friend some money for that movie they paid for, or maybe for that big Mac at McDonald's in which you didn't have your wallet, or vice versa.

The app is incredibly easy to use, as a simple layout that is easy to navigate, and overall is a very easy way to send and receive money.

When you open up an account with the app you get your own "virtual wallet" and along with this you will get your own virtual routing and account number to get direct deposits. Additionally, you also can get a debit card that is linked to your account which has its benefits, buy/sell bitcoin and more. 

Oh yeah… And they don't charge any fees, which I know can be hard to believe.

The Company Behind The App:

The company that created this app is Square Inc. (website You may have not heard of them before but you probably have seen their products, maybe without knowing it. You've probably seen small business owners using remote payment processors, sometimes hooked up to their tablets or smart phones. Square Inc makes these things.

Their creation of Cash App is another way to help out small businesses. That said, it seems that most people using this app or people who know each other and send money back and forth.

How Does The Cash App Make Money?

The big question… How does this app make any money? I want to touch on this because I know that a lot of people are going to be wondering how this works. After all, it has to be making money, right?

Well… Square does charge a 1.5% processing fee on their Cash for Small Businesses feature. But of course many people using this app or even using this feature and will never have any fees on their transactions.

So again, how is it making money? This question is a curiosity for many people and there is a lot of talk about how Square will monetize this app in the future, such as this article in The Motley Fool. It seems that there will be more monetization coming down the pipe work that isn't a reality yet.

But anyways… The fact of the matter is that Cash App is 100% fee-less for the majority of people using it.

Using The App

Cash App is free to download. After installing it you will be prompted to enter your phone number or email address, which will be connected to your account. You will then be sent a verification code to enter in order to confirm the account.

After that you will be able to "add a bank" by linking your debit card number to your account, but you can skip this for later if you wish.

The last part of the initial account creation process is to create a "$Cashtag", which is a nickname used when people pay you.

Upon opening the app for the first time you will see the screen shown below…

In the upper portion of the screen you will see a little account icon on the left, "cash & BTC" in the middle, and a clock icon on the right.

If you click on the account icon on the left you will be taken to an overview of your account. Here you can check on your funds, your bank account info, debit card info, change settings, contact support and more. This is like the control panel of your account.

If you click on "cash & BTC" you will be taken to where you can deposit money/cash out as well as buy/sell bitcoin.

At the bottom of the screen you will see two buttons: Request and Pay.

Paying people and requesting money is a very straightforward process. What you would do is enter the amount you want to request/pay on that very screen, click on the button that you want to do, and then choose who you want to request money from or send money to…

When paying or requesting money you can choose a sender or receiver by entering their name, $Cashtag, SMS, or email...

The Cash App Debit Card

The fact that you can get a debit card linked to your Cash App account it's pretty cool, so want to talk a bit more on this.

With your debit card (aka cash card) you will be able to get instant discounts, use it to withdraw money at any ATM, and even get direct deposits. It works just like any other debit card and Visa is the brand behind it, so you know it can be trusted.

When I say you can get "instant discounts" with this card I'll explain what I'm talking about: we can do is add a "boost" to your card, which is a special discount offer when you use it somewhere.

For example, I just set up a new account as I am writing this and I have the following available "boosts" that I add to my card…

  • 10% off at Wendy's
  • $1 off at coffee shops
  • 10% off at Chipotle
  • 10% off at Whole Foods
  • 10% off at Panda Express
  • 10% off at Chick-fil-A
  • 10% off at Dairy Queen
  • 10% off at Shake Shack
  • 10% off at Domino's

And these discounts are for every visit you make. So if you would choose a 10% off discount at Wendy's, you would get 10% off every time you use that card there. It is not like a "one and done" type of deal.

Cash App Bitcoin

One of the more new features that has been added to the app is the ability to buy or sell bitcoin. Now this definitely isn't for everyone, and you should be well aware of the risks involved if you do choose to participate in this, but nonetheless it is a very nice feature that many people will appreciate.

When you go to buy/sell bitcoin you will first see a very basic price chart to give you an idea of what the price of bitcoin is looking like, and then you will be able to choose to buy or sell.

When buying bitcoin it will use the money in your account, which it will bring and automatically from your linked debit card if you don't have enough available. Then it will make the purchase of bitcoin automatically.

Square has what they call "subzero" bitcoin cold storage to keep your funds are safe. Basically what this means is that they store your bitcoin off-line so that it is "un hackable" and much safer. This is a precaution that any reputable cryptocurrency exchange takes these days.

If you want to withdraw your bitcoin or sell it, you will need to provide additional verification such as your full name, Social Security number, date of birth, driver's license, and a photo of yourself. This is pretty much standard procedure.

And the last thing that I want to mention about the bitcoin exchange feature that this app offers is the price at which you are able to buy/sell bitcoin app. It is not a big deal, but it does seem that the prices they offer are a bit higher than other exchanges.

For example, below that you can see that when I went to buy one dollar of bitcoin on the app the exchange rate was $6,441.22, yet at the same time I could have purchased bitcoin on Coinbase Pro (more professional version of Coinbase) for $6,358.80. It is not much of a difference, but I think it is worth mentioning.

They say that there is no fee when it comes to buying/selling bitcoin, but it seems that the fee may be somewhat incorporated into the price. But I really wasn't able to find out all that much information on this and this is just a guess.

Cash App Cash Out

So let's say you have a bunch of money in your account and want to cash it out. Maybe someone just sent you money for one reason or another, maybe you just don't feel like having so much money in your account anymore, whatever the case.

Luckily, this process is very simple. All you have to do is click on the "cash out" button, choose whether you want it transferred at a standard rate or instant rate, and enter your pin or touch ID to confirm the transaction.

If you choose an instant cash out you will be charged a 1.5% fee and if you choose standard there will be no fee. However, with standard it might take a few days to show up in your bank account.